This bingo card has a free space and 39 words: ABSOLUTE, HAZARD, RENEWAL, ACCIDENT, INDEMNITY, RISK, ACV, INDIRECT, ROBBERY, BURGLARY, INSURED, SLANDER, COLLISION, INSURER, SPECULATIVE, COMPREHENSIVE, LIABILITY, STRICT, CONSIDERATION, LIBEL, STRUCTURE, DECLARATIONS, LOSS, SUBROGATION, DEDUCTIBLE, MORAL, THEFT, DIRECT, MORALE, UNDERINSURED, DWELLING, UNINSURED, EARTHQUAKE, OCCURRENCE, ENDORSEMENTS, PERIL, VACANCY, EXCLUSIONS and PHYSICAL.
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With players vying for a you'll have to call about __ items before someone wins. There's a __% chance that a lucky player would win after calling __ items.
Tip: If you want your game to last longer (on average), add more unique words/images to it.