Credit Sales Procedures

Credit Sales Procedures Bingo Card
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This bingo card has a free space and 24 words: – The title of an applicant on a credit product who is guaranteeing repayment when the applicant does not have sufficient credit history (excluding credit cards)., Co-signers must reside within the same state as the primary applicant. The co-signer must sign the loan documents at closing along with the primary applicant. Verify the caller has certain pieces of information available, Using CBD, process a new, YES. As long as some of the money is being used for home improvement, 30 days/CBD Customer folder- Credit X-Sell, 5 business days, Notes to Lender section, advise your client of the credit limit, Click “Accept” next to each offer in which the client is interested and then click “OK” then Add the pre-approved product(s) from the Product Tree to the application and set up the correct account ownership., - List Items that are not listed on the credit report along with the type of debt and the bank/company with which the accounts are held and the amount to consolidate if client wants to consolidate., Marital status, name of the private seller or dealership make model mileage list of options VIN lienholder information, if any Note: This is applicable for private sellers. Down payment or trade-in Note: This is applicable for dealer sales, YES. The rates are different however., 18,750, 12,500, within the first 60 days following account opening, within the first 90 days following account opening, Premium Fulfillment Site, Disclosure Jump Page, - To apply for a credit card or a line increase over the phone, the applicant must be at least 21 years of age, - To apply for a credit card or a line increase over the phone, the applicant must be at least 18 years of age, Acknowledge the client’s objection and thank him/her for bringing this concern to your attention, Probe, Respond, Gain Permission to review relationship, Thank the client for their time and ask for a better time to call back, to find out information to meet the client’s current and future financial needs?, To establish a Credit Card to meet the clients immediate needs and NO, you cannot use non owner occupied collateral for a Home Equity Loan.

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