NF -Commingledfunds withotherbeneficiariesRK -Expensesnot properlyrecordedF-Vendornot paidF-Lendingmoney to abeneficiaryfrom anotherbeneficiary’saccountNF - Payeemissesscheduledmeetings orphone calls withthe beneficiaryF-Collectiveaccount interestnot properlycredited tobeneficiariesRK -Records notretained forat least 2yearsF-Financial– OtherF-Improperuser ofbenefitsallocated forthe beneficiaryRP -BeneficiarydiedF-Bank feescharge tobeneficiariesimproperly orexcessive feesNF - Payee’sbeneficiaryserved list doesnot match SSAbeneficiaryserved listNF - SSIresourceamountexceeded forbeneficiaryF-Withholdingfunds fromthebeneficiaryNF - Non-FFS payeehad audit andrefuses tosubmit reportNF - Non-financial– OtherF-Current andFinancial needsfor beneficiarynot properlybudgetedRK -Inadequatecontrols forsafeguardingbeneficiaryfundsNF - FFSpayee refusedto give a copyof audit reportNF - Conflict ofinterest withpayeenegativelyaffectingbeneficiaryRK -Personalneeds fundsnot properlyrecordedNF - FFSpayee does notmeet licensingrequirementsfor the stateNF - Conflictof interestinvolveshousingF-IncorrectbankaccounttitlingF-Large orunusualbeneficiarypurchasedisputedRP -Beneficiarymoved orchangedaddressF-OperatingaccountreceivingbeneficiaryfundsRK - Deposittobeneficiaryaccount nottimelyNF - FFS payeenot bonding ordoes notmeeting bondingrequirementsF-Collectiveaccount notapprovedby SSARK -Documentationmissing forbills paidF-Conservedfunds notreturnedRK - Receiptsfor large andunusualpurchasesmissingRP -BeneficiarywhereaboutsunknownF-Past dueexpensesrepaid topayee withoutSSA approvalF-DedicatedaccountfundsmisappliedRP -BeneficiaryincarcerationNF - Conflictof interestinvolvesemploymentF-SSA fundamount doesnot matchrecordsF-Unspentfunds notconservedappropriatelyF-Conduitpayee (lackof oversightof benefits)NF - Samedeficienciesfrom previousreviewsfoundF-Paymentafter deathnotreturnedRK -LedgersnotreconciledRP -ResourcelimitexceededF-Untimelyor overdueaccountreportsRK -Inadequatecontrols forsafeguardingbeneficiaryinformationRK -Recordkeeping– OtherRK -Interestnot postedtimelyNF -Commingledfunds withotherbeneficiariesRK -Expensesnot properlyrecordedF-Vendornot paidF-Lendingmoney to abeneficiaryfrom anotherbeneficiary’saccountNF - Payeemissesscheduledmeetings orphone calls withthe beneficiaryF-Collectiveaccount interestnot properlycredited tobeneficiariesRK -Records notretained forat least 2yearsF-Financial– OtherF-Improperuser ofbenefitsallocated forthe beneficiaryRP -BeneficiarydiedF-Bank feescharge tobeneficiariesimproperly orexcessive feesNF - Payee’sbeneficiaryserved list doesnot match SSAbeneficiaryserved listNF - SSIresourceamountexceeded forbeneficiaryF-Withholdingfunds fromthebeneficiaryNF - Non-FFS payeehad audit andrefuses tosubmit reportNF - Non-financial– OtherF-Current andFinancial needsfor beneficiarynot properlybudgetedRK -Inadequatecontrols forsafeguardingbeneficiaryfundsNF - FFSpayee refusedto give a copyof audit reportNF - Conflict ofinterest withpayeenegativelyaffectingbeneficiaryRK -Personalneeds fundsnot properlyrecordedNF - FFSpayee does notmeet licensingrequirementsfor the stateNF - Conflictof interestinvolveshousingF-IncorrectbankaccounttitlingF-Large orunusualbeneficiarypurchasedisputedRP -Beneficiarymoved orchangedaddressF-OperatingaccountreceivingbeneficiaryfundsRK - Deposittobeneficiaryaccount nottimelyNF - FFS payeenot bonding ordoes notmeeting bondingrequirementsF-Collectiveaccount notapprovedby SSARK -Documentationmissing forbills paidF-Conservedfunds notreturnedRK - Receiptsfor large andunusualpurchasesmissingRP -BeneficiarywhereaboutsunknownF-Past dueexpensesrepaid topayee withoutSSA approvalF-DedicatedaccountfundsmisappliedRP -BeneficiaryincarcerationNF - Conflictof interestinvolvesemploymentF-SSA fundamount doesnot matchrecordsF-Unspentfunds notconservedappropriatelyF-Conduitpayee (lackof oversightof benefits)NF - Samedeficienciesfrom previousreviewsfoundF-Paymentafter deathnotreturnedRK -LedgersnotreconciledRP -ResourcelimitexceededF-Untimelyor overdueaccountreportsRK -Inadequatecontrols forsafeguardingbeneficiaryinformationRK -Recordkeeping– OtherRK -Interestnot postedtimely

Deficiency Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. NF - Commingled funds with other beneficiaries
  2. RK - Expenses not properly recorded
  3. F-Vendor not paid
  4. F-Lending money to a beneficiary from another beneficiary’s account
  5. NF - Payee misses scheduled meetings or phone calls with the beneficiary
  6. F-Collective account interest not properly credited to beneficiaries
  7. RK - Records not retained for at least 2 years
  8. F-Financial – Other
  9. F-Improper user of benefits allocated for the beneficiary
  10. RP - Beneficiary died
  11. F-Bank fees charge to beneficiaries improperly or excessive fees
  12. NF - Payee’s beneficiary served list does not match SSA beneficiary served list
  13. NF - SSI resource amount exceeded for beneficiary
  14. F-Withholding funds from the beneficiary
  15. NF - Non-FFS payee had audit and refuses to submit report
  16. NF - Non-financial – Other
  17. F-Current and Financial needs for beneficiary not properly budgeted
  18. RK - Inadequate controls for safeguarding beneficiary funds
  19. NF - FFS payee refused to give a copy of audit report
  20. NF - Conflict of interest with payee negatively affecting beneficiary
  21. RK - Personal needs funds not properly recorded
  22. NF - FFS payee does not meet licensing requirements for the state
  23. NF - Conflict of interest involves housing
  24. F-Incorrect bank account titling
  25. F-Large or unusual beneficiary purchase disputed
  26. RP - Beneficiary moved or changed address
  27. F-Operating account receiving beneficiary funds
  28. RK - Deposit to beneficiary account not timely
  29. NF - FFS payee not bonding or does not meeting bonding requirements
  30. F-Collective account not approved by SSA
  31. RK - Documentation missing for bills paid
  32. F-Conserved funds not returned
  33. RK - Receipts for large and unusual purchases missing
  34. RP - Beneficiary whereabouts unknown
  35. F-Past due expenses repaid to payee without SSA approval
  36. F-Dedicated account funds misapplied
  37. RP - Beneficiary incarceration
  38. NF - Conflict of interest involves employment
  39. F-SSA fund amount does not match records
  40. F-Unspent funds not conserved appropriately
  41. F-Conduit payee (lack of oversight of benefits)
  42. NF - Same deficiencies from previous reviews found
  43. F-Payment after death not returned
  44. RK - Ledgers not reconciled
  45. RP - Resource limit exceeded
  46. F-Untimely or overdue account reports
  47. RK - Inadequate controls for safeguarding beneficiary information
  48. RK - Recordkeeping – Other
  49. RK - Interest not posted timely