LienHouseFrequentlatepaymentsPay thecompletebalanceeach monthPrincipleProtectconsumersagainst unfaircredit cardpracticesRisk-BasedLendingCharge a latefee and maygive a 45-daynotice to raisethe interest rateThe cardis in effectfor oneyearPayments forstudent loansmust begin sixmonths aftergraduation fromcollegeExperianHow much interestwill be paid overthe life of the loanincreasing the realcost of the item?FinanceChargesHas notmade apaymentin 60 daysMake largerpayments eachmonth to paythe loan in lessthan 20 yearsMaking ahigher downpayment onthe houseUnsecuredLoan$200 -$1,400Charge alate feeon theaccountBothIndividualsAddressunfairpracticesInterest rateson creditcards are notlimitedSeven yearsfrom whenshe made herlast paymenton the loanEvictionGarnishmentsTheperson’sreligion andgenderGarnishmentCollateralIdentityTheftDownpaymentAnnualpercentagerate (APR)Financialproducts andservices arefair forconsumers10% oftheirmonthlynet incomePenaltyFeesHas fully paidfor the carand there isno lien on thecarForeclosureOpen/RevolvingCreditFair IsaacCorporationContact theborrower at areasonablehour to discussthe outstandingdebtLast month’sunpaidbalance andnewpurchasesCreditreportLoans aredifficult toget duringa recessionFor a7-yearperiodSmall loancompaniesGenerally,student loansmust be repaideven if theborrower filesfor bankruptcyPaybills ontimeRepossessionBankruptcyChapter 13BankruptcyCanincrease asthe primerateincreaseslenders are morelikely to approve aloan with areasonableinterest rate for aperson with a highcredit scoreA fee on thecredit card billfor the monththe limit wasexceededCollateralizedloanVeryhighEasy tospend morethan a personcan afford torepay800Cannot raisethe APRautomaticallyThe interestpaid on theloan is taxdeductibleU.S.Departmentof theTreasuryCreditscoreStudentloanDebtA personhas a poorcredithistoryMortgageHe hasa creditproblemHelp thepublicbecomeinformedconsumersCreditSecuredLoanA fee for settingup andoverseeing adebt repaymentplanProtectconsumersagainstmisleading andunfair practicesAnnualfeesThe cardcompany notbeing paid canraise its APRafter giving a45-day noticeCreditLifeInsuranceHow much isbeing chargedin interest onthe loan eachearCompoundinterestLienHouseFrequentlatepaymentsPay thecompletebalanceeach monthPrincipleProtectconsumersagainst unfaircredit cardpracticesRisk-BasedLendingCharge a latefee and maygive a 45-daynotice to raisethe interest rateThe cardis in effectfor oneyearPayments forstudent loansmust begin sixmonths aftergraduation fromcollegeExperianHow much interestwill be paid overthe life of the loanincreasing the realcost of the item?FinanceChargesHas notmade apaymentin 60 daysMake largerpayments eachmonth to paythe loan in lessthan 20 yearsMaking ahigher downpayment onthe houseUnsecuredLoan$200 -$1,400Charge alate feeon theaccountBothIndividualsAddressunfairpracticesInterest rateson creditcards are notlimitedSeven yearsfrom whenshe made herlast paymenton the loanEvictionGarnishmentsTheperson’sreligion andgenderGarnishmentCollateralIdentityTheftDownpaymentAnnualpercentagerate (APR)Financialproducts andservices arefair forconsumers10% oftheirmonthlynet incomePenaltyFeesHas fully paidfor the carand there isno lien on thecarForeclosureOpen/RevolvingCreditFair IsaacCorporationContact theborrower at areasonablehour to discussthe outstandingdebtLast month’sunpaidbalance andnewpurchasesCreditreportLoans aredifficult toget duringa recessionFor a7-yearperiodSmall loancompaniesGenerally,student loansmust be repaideven if theborrower filesfor bankruptcyPaybills ontimeRepossessionBankruptcyChapter 13BankruptcyCanincrease asthe primerateincreaseslenders are morelikely to approve aloan with areasonableinterest rate for aperson with a highcredit scoreA fee on thecredit card billfor the monththe limit wasexceededCollateralizedloanVeryhighEasy tospend morethan a personcan afford torepay800Cannot raisethe APRautomaticallyThe interestpaid on theloan is taxdeductibleU.S.Departmentof theTreasuryCreditscoreStudentloanDebtA personhas a poorcredithistoryMortgageHe hasa creditproblemHelp thepublicbecomeinformedconsumersCreditSecuredLoanA fee for settingup andoverseeing adebt repaymentplanProtectconsumersagainstmisleading andunfair practicesAnnualfeesThe cardcompany notbeing paid canraise its APRafter giving a45-day noticeCreditLifeInsuranceHow much isbeing chargedin interest onthe loan eachearCompoundinterest

Credit Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Lien
  2. House
  3. Frequent late payments
  4. Pay the complete balance each month
  5. Principle
  6. Protect consumers against unfair credit card practices
  7. Risk-Based Lending
  8. Charge a late fee and may give a 45-day notice to raise the interest rate
  9. The card is in effect for one year
  10. Payments for student loans must begin six months after graduation from college
  11. Experian
  12. How much interest will be paid over the life of the loan increasing the real cost of the item?
  13. Finance Charges
  14. Has not made a payment in 60 days
  15. Make larger payments each month to pay the loan in less than 20 years
  16. Making a higher down payment on the house
  17. Unsecured Loan
  18. $200 - $1,400
  19. Charge a late fee on the account
  20. Both Individuals
  21. Address unfair practices
  22. Interest rates on credit cards are not limited
  23. Seven years from when she made her last payment on the loan
  24. Eviction
  25. Garnishments
  26. The person’s religion and gender
  27. Garnishment
  28. Collateral
  29. Identity Theft
  30. Down payment
  31. Annual percentage rate (APR)
  32. Financial products and services are fair for consumers
  33. 10% of their monthly net income
  34. Penalty Fees
  35. Has fully paid for the car and there is no lien on the car
  36. Foreclosure
  37. Open/Revolving Credit
  38. Fair Isaac Corporation
  39. Contact the borrower at a reasonable hour to discuss the outstanding debt
  40. Last month’s unpaid balance and new purchases
  41. Credit report
  42. Loans are difficult to get during a recession
  43. For a 7-year period
  44. Small loan companies
  45. Generally, student loans must be repaid even if the borrower files for bankruptcy
  46. Pay bills on time
  47. Repossession
  48. Bankruptcy
  49. Chapter 13 Bankruptcy
  50. Can increase as the prime rate increases
  51. lenders are more likely to approve a loan with a reasonable interest rate for a person with a high credit score
  52. A fee on the credit card bill for the month the limit was exceeded
  53. Collateralized loan
  54. Very high
  55. Easy to spend more than a person can afford to repay
  56. 800
  57. Cannot raise the APR automatically
  58. The interest paid on the loan is tax deductible
  59. U.S. Department of the Treasury
  60. Credit score
  61. Student loan
  62. Debt
  63. A person has a poor credit history
  64. Mortgage
  65. He has a credit problem
  66. Help the public become informed consumers
  67. Credit
  68. Secured Loan
  69. A fee for setting up and overseeing a debt repayment plan
  70. Protect consumers against misleading and unfair practices
  71. Annual fees
  72. The card company not being paid can raise its APR after giving a 45-day notice
  73. Credit Life Insurance
  74. How much is being charged in interest on the loan each ear
  75. Compound interest