(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Charge a late fee on the account
Unsecured Loan
A fee for setting up and overseeing a debt repayment plan
Payments for student loans must begin six months after graduation from college
He has a credit problem
Credit report
Fair Isaac Corporation
Both Individuals
Experian
Small loan companies
Chapter 13 Bankruptcy
Very high
Collateral
Can increase as the prime rate increases
Principle
Last month’s unpaid balance and new purchases
Student loan
Has not made a payment in 60 days
How much interest will be paid over the life of the loan increasing the real cost of the item?
Down payment
Address unfair practices
Easy to spend more than a person can afford to repay
Interest rates on credit cards are not limited
Garnishment
House
Finance Charges
Credit Life Insurance
Foreclosure
Generally, student loans must be repaid even if the borrower files for bankruptcy
Seven years from when she made her last payment on the loan
Repossession
A fee on the credit card bill for the month the limit was exceeded
Cannot raise the APR automatically
Pay bills on time
Bankruptcy
Garnishments
lenders are more likely to approve a loan with a reasonable interest rate for a person with a high credit score
Debt
U.S. Department of the Treasury
The card company not being paid can raise its APR after giving a 45-day notice
For a 7-year period
Annual percentage rate (APR)
800
Credit score
Credit
How much is being charged in interest on the loan each ear
Penalty Fees
Annual fees
The card is in effect for one year
Charge a late fee and may give a 45-day notice to raise the interest rate
Lien
Eviction
Protect consumers against unfair credit card practices
Frequent late payments
Identity Theft
Make larger payments each month to pay the loan in less than 20 years
Protect consumers against misleading and unfair practices
Compound interest
Secured Loan
Loans are difficult to get during a recession
Risk-Based Lending
Pay the complete balance each month
A person has a poor credit history
Collateralized loan
The person’s religion and gender
Has fully paid for the car and there is no lien on the car
The interest paid on the loan is tax deductible
Help the public become informed consumers
Mortgage
Financial products and services are fair for consumers
10% of their monthly net income
$200 - $1,400
Contact the borrower at a reasonable hour to discuss the outstanding debt
