(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Repossession
The card company not being paid can raise its APR after giving a 45-day notice
Secured Loan
Very high
Collateralized loan
Garnishments
Interest rates on credit cards are not limited
Bankruptcy
A fee for setting up and overseeing a debt repayment plan
A fee on the credit card bill for the month the limit was exceeded
For a 7-year period
Easy to spend more than a person can afford to repay
Annual fees
Identity Theft
Pay bills on time
Financial products and services are fair for consumers
Collateral
Principle
Address unfair practices
Credit report
Open/Revolving Credit
Both Individuals
A person has a poor credit history
$200 - $1,400
The card is in effect for one year
Charge a late fee and may give a 45-day notice to raise the interest rate
800
Foreclosure
Has fully paid for the car and there is no lien on the car
10% of their monthly net income
Seven years from when she made her last payment on the loan
Chapter 13 Bankruptcy
Student loan
Debt
Protect consumers against misleading and unfair practices
Lien
Eviction
Compound interest
Make larger payments each month to pay the loan in less than 20 years
Contact the borrower at a reasonable hour to discuss the outstanding debt
Cannot raise the APR automatically
Risk-Based Lending
Credit
Experian
lenders are more likely to approve a loan with a reasonable interest rate for a person with a high credit score
Frequent late payments
Unsecured Loan
Penalty Fees
Last month’s unpaid balance and new purchases
Credit Life Insurance
Mortgage
Small loan companies
Protect consumers against unfair credit card practices
He has a credit problem
Down payment
How much is being charged in interest on the loan each ear
Loans are difficult to get during a recession
House
The person’s religion and gender
Garnishment
Annual percentage rate (APR)
How much interest will be paid over the life of the loan increasing the real cost of the item?
Credit score
Has not made a payment in 60 days
Can increase as the prime rate increases
Pay the complete balance each month
Making a higher down payment on the house
Help the public become informed consumers
U.S. Department of the Treasury
Payments for student loans must begin six months after graduation from college
The interest paid on the loan is tax deductible
Charge a late fee on the account
Finance Charges
Fair Isaac Corporation
Generally, student loans must be repaid even if the borrower files for bankruptcy