RepossessionThe cardcompany notbeing paid canraise its APRafter giving a45-day noticeSecuredLoanVeryhighCollateralizedloanGarnishmentsInterest rateson creditcards are notlimitedBankruptcyA fee for settingup andoverseeing adebt repaymentplanA fee on thecredit card billfor the monththe limit wasexceededFor a7-yearperiodEasy tospend morethan a personcan afford torepayAnnualfeesIdentityTheftPaybills ontimeFinancialproducts andservices arefair forconsumersCollateralPrincipleAddressunfairpracticesCreditreportOpen/RevolvingCreditBothIndividualsA personhas a poorcredithistory$200 -$1,400The cardis in effectfor oneyearCharge a latefee and maygive a 45-daynotice to raisethe interest rate800ForeclosureHas fully paidfor the carand there isno lien on thecar10% oftheirmonthlynet incomeSeven yearsfrom whenshe made herlast paymenton the loanChapter 13BankruptcyStudentloanDebtProtectconsumersagainstmisleading andunfair practicesLienEvictionCompoundinterestMake largerpayments eachmonth to paythe loan in lessthan 20 yearsContact theborrower at areasonablehour to discussthe outstandingdebtCannot raisethe APRautomaticallyRisk-BasedLendingCreditExperianlenders are morelikely to approve aloan with areasonableinterest rate for aperson with a highcredit scoreFrequentlatepaymentsUnsecuredLoanPenaltyFeesLast month’sunpaidbalance andnewpurchasesCreditLifeInsuranceMortgageSmall loancompaniesProtectconsumersagainst unfaircredit cardpracticesHe hasa creditproblemDownpaymentHow much isbeing chargedin interest onthe loan eachearLoans aredifficult toget duringa recessionHouseTheperson’sreligion andgenderGarnishmentAnnualpercentagerate (APR)How much interestwill be paid overthe life of the loanincreasing the realcost of the item?CreditscoreHas notmade apaymentin 60 daysCanincrease asthe primerateincreasesPay thecompletebalanceeach monthMaking ahigher downpayment onthe houseHelp thepublicbecomeinformedconsumersU.S.Departmentof theTreasuryPayments forstudent loansmust begin sixmonths aftergraduation fromcollegeThe interestpaid on theloan is taxdeductibleCharge alate feeon theaccountFinanceChargesFair IsaacCorporationGenerally,student loansmust be repaideven if theborrower filesfor bankruptcyRepossessionThe cardcompany notbeing paid canraise its APRafter giving a45-day noticeSecuredLoanVeryhighCollateralizedloanGarnishmentsInterest rateson creditcards are notlimitedBankruptcyA fee for settingup andoverseeing adebt repaymentplanA fee on thecredit card billfor the monththe limit wasexceededFor a7-yearperiodEasy tospend morethan a personcan afford torepayAnnualfeesIdentityTheftPaybills ontimeFinancialproducts andservices arefair forconsumersCollateralPrincipleAddressunfairpracticesCreditreportOpen/RevolvingCreditBothIndividualsA personhas a poorcredithistory$200 -$1,400The cardis in effectfor oneyearCharge a latefee and maygive a 45-daynotice to raisethe interest rate800ForeclosureHas fully paidfor the carand there isno lien on thecar10% oftheirmonthlynet incomeSeven yearsfrom whenshe made herlast paymenton the loanChapter 13BankruptcyStudentloanDebtProtectconsumersagainstmisleading andunfair practicesLienEvictionCompoundinterestMake largerpayments eachmonth to paythe loan in lessthan 20 yearsContact theborrower at areasonablehour to discussthe outstandingdebtCannot raisethe APRautomaticallyRisk-BasedLendingCreditExperianlenders are morelikely to approve aloan with areasonableinterest rate for aperson with a highcredit scoreFrequentlatepaymentsUnsecuredLoanPenaltyFeesLast month’sunpaidbalance andnewpurchasesCreditLifeInsuranceMortgageSmall loancompaniesProtectconsumersagainst unfaircredit cardpracticesHe hasa creditproblemDownpaymentHow much isbeing chargedin interest onthe loan eachearLoans aredifficult toget duringa recessionHouseTheperson’sreligion andgenderGarnishmentAnnualpercentagerate (APR)How much interestwill be paid overthe life of the loanincreasing the realcost of the item?CreditscoreHas notmade apaymentin 60 daysCanincrease asthe primerateincreasesPay thecompletebalanceeach monthMaking ahigher downpayment onthe houseHelp thepublicbecomeinformedconsumersU.S.Departmentof theTreasuryPayments forstudent loansmust begin sixmonths aftergraduation fromcollegeThe interestpaid on theloan is taxdeductibleCharge alate feeon theaccountFinanceChargesFair IsaacCorporationGenerally,student loansmust be repaideven if theborrower filesfor bankruptcy

Credit Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Repossession
  2. The card company not being paid can raise its APR after giving a 45-day notice
  3. Secured Loan
  4. Very high
  5. Collateralized loan
  6. Garnishments
  7. Interest rates on credit cards are not limited
  8. Bankruptcy
  9. A fee for setting up and overseeing a debt repayment plan
  10. A fee on the credit card bill for the month the limit was exceeded
  11. For a 7-year period
  12. Easy to spend more than a person can afford to repay
  13. Annual fees
  14. Identity Theft
  15. Pay bills on time
  16. Financial products and services are fair for consumers
  17. Collateral
  18. Principle
  19. Address unfair practices
  20. Credit report
  21. Open/Revolving Credit
  22. Both Individuals
  23. A person has a poor credit history
  24. $200 - $1,400
  25. The card is in effect for one year
  26. Charge a late fee and may give a 45-day notice to raise the interest rate
  27. 800
  28. Foreclosure
  29. Has fully paid for the car and there is no lien on the car
  30. 10% of their monthly net income
  31. Seven years from when she made her last payment on the loan
  32. Chapter 13 Bankruptcy
  33. Student loan
  34. Debt
  35. Protect consumers against misleading and unfair practices
  36. Lien
  37. Eviction
  38. Compound interest
  39. Make larger payments each month to pay the loan in less than 20 years
  40. Contact the borrower at a reasonable hour to discuss the outstanding debt
  41. Cannot raise the APR automatically
  42. Risk-Based Lending
  43. Credit
  44. Experian
  45. lenders are more likely to approve a loan with a reasonable interest rate for a person with a high credit score
  46. Frequent late payments
  47. Unsecured Loan
  48. Penalty Fees
  49. Last month’s unpaid balance and new purchases
  50. Credit Life Insurance
  51. Mortgage
  52. Small loan companies
  53. Protect consumers against unfair credit card practices
  54. He has a credit problem
  55. Down payment
  56. How much is being charged in interest on the loan each ear
  57. Loans are difficult to get during a recession
  58. House
  59. The person’s religion and gender
  60. Garnishment
  61. Annual percentage rate (APR)
  62. How much interest will be paid over the life of the loan increasing the real cost of the item?
  63. Credit score
  64. Has not made a payment in 60 days
  65. Can increase as the prime rate increases
  66. Pay the complete balance each month
  67. Making a higher down payment on the house
  68. Help the public become informed consumers
  69. U.S. Department of the Treasury
  70. Payments for student loans must begin six months after graduation from college
  71. The interest paid on the loan is tax deductible
  72. Charge a late fee on the account
  73. Finance Charges
  74. Fair Isaac Corporation
  75. Generally, student loans must be repaid even if the borrower files for bankruptcy