(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Lien
House
Frequent late payments
Pay the complete balance each month
Principle
Protect consumers against unfair credit card practices
Risk-Based Lending
Charge a late fee and may give a 45-day notice to raise the interest rate
The card is in effect for one year
Payments for student loans must begin six months after graduation from college
Experian
How much interest will be paid over the life of the loan increasing the real cost of the item?
Finance Charges
Has not made a payment in 60 days
Make larger payments each month to pay the loan in less than 20 years
Making a higher down payment on the house
Unsecured Loan
$200 - $1,400
Charge a late fee on the account
Both Individuals
Address unfair practices
Interest rates on credit cards are not limited
Seven years from when she made her last payment on the loan
Eviction
Garnishments
The person’s religion and gender
Garnishment
Collateral
Identity Theft
Down payment
Annual percentage rate (APR)
Financial products and services are fair for consumers
10% of their monthly net income
Penalty Fees
Has fully paid for the car and there is no lien on the car
Foreclosure
Open/Revolving Credit
Fair Isaac Corporation
Contact the borrower at a reasonable hour to discuss the outstanding debt
Last month’s unpaid balance and new purchases
Credit report
Loans are difficult to get during a recession
For a 7-year period
Small loan companies
Generally, student loans must be repaid even if the borrower files for bankruptcy
Pay bills on time
Repossession
Bankruptcy
Chapter 13 Bankruptcy
Can increase as the prime rate increases
lenders are more likely to approve a loan with a reasonable interest rate for a person with a high credit score
A fee on the credit card bill for the month the limit was exceeded
Collateralized loan
Very high
Easy to spend more than a person can afford to repay
800
Cannot raise the APR automatically
The interest paid on the loan is tax deductible
U.S. Department of the Treasury
Credit score
Student loan
Debt
A person has a poor credit history
Mortgage
He has a credit problem
Help the public become informed consumers
Credit
Secured Loan
A fee for setting up and overseeing a debt repayment plan
Protect consumers against misleading and unfair practices
Annual fees
The card company not being paid can raise its APR after giving a 45-day notice
Credit Life Insurance
How much is being charged in interest on the loan each ear