Make largerpayments eachmonth to paythe loan in lessthan 20 yearsLast month’sunpaidbalance andnewpurchasesLendersHow much interestwill be paid overthe life of the loanincreasing the realcost of the item?HouseMaking ahigher downpayment onthe house$50Unpaidstate andfederaltaxesA lender whooffers to refinancethe loan at ahigher interest ratewhen the person isunable to makepaymentsMortgagePrincipleAdebtIdentityTheftCharge alate feeon theaccountHas abad credithistoryLate, and thecompany willassess a latefeeHas fully paidfor the carand there isno lien on thecarOpen/RevolvingCreditThe cardis in effectfor oneyearIrresponsiblebecause hedoes not havesufficientincome torepay debtMinimumpaymentFinanceChargesUnsecuredLoanCreditLifeInsuranceCreditorsandlandlordsA number givenby credit ratingagencies basedon a person’screditworthinessAnnualpercentagerate (APR)Addressunfairpractices800Character,collateral,andcapacityPawnShopsThe credit cardcompany didnot have thepayment on orbefore the duedatePay thecompletebalanceeach monthFrequentlatepaymentsVeryhighSomething ofvalue thatsecures aloan to protectthe lenderVery good; sheshould be ableto obtain mosttypes of creditat a reasonableinterest rateCanincrease asthe primerateincreasesMost debtsto creditorsareeliminatedHelp thepublicbecomeinformedconsumersFair IsaacCorporationCreditreportCannot raisethe APRautomaticallyHas notmade apaymentin 60 daysFinancialproducts andservices arefair forconsumersAnnualpercentagerate (APR)Free copy ofthe creditreport if herequests itwithin 60 daysCompoundinterestVery highinterestrate andfeesCredit$200 -$1,400AnnualfeesProtectconsumersagainst unfaircredit cardpracticesGenerally,student loansmust be repaideven if theborrower filesfor bankruptcylenders are morelikely to approve aloan with areasonableinterest rate for aperson with a highcredit scoreHow much isbeing chargedin interest onthe loan eachearRefusing to givehis SocialSecurity numberon a phone callhe did not makehimselfNotify eachcredit cardcompanyimmediatelyDollaramountforborrowingVery good; sheshould be ableto obtain mosttypes of creditat a reasonableinterest rateContact theborrower at areasonablehour to discussthe outstandingdebtA fee on thecredit card billfor the monththe limit wasexceededThe cardcompany notbeing paid canraise its APRafter giving a45-day noticeThe Annualpercentagerate (APR) onthe monthlystatementBe extremelycareful aboutdisclosingaccountinformation tounsolicited callersGarnishmentLienRepossessionGetting andresponsibilityusing a storechargeaccountForeclosureThe interestpaid on theloan is taxdeductibleEvictionThecreditorPayments forstudent loansmust begin sixmonths aftergraduation fromcollegeCharge a latefee and maygive a 45-daynotice to raisethe interest rateDecreasedbecause someof her futureearnings mustpay for the newtelevisionThey can workwith those wholoaned Tartanmoney to get anaffordablerepaymentscheduleGarnishmentsSeven yearsfrom whenshe made herlast paymenton the loanPenaltyFeesRisk-BasedLendingSmall loancompaniesHe hasa creditproblemIndividualswith apoor credithistoryCapacityCreditscoreCollateralizedloanRequest thatthe creditreportingagency correctthe credit reportTheperson’sreligion andgenderLoans aredifficult toget duringa recessionFor a7-yearperiodExperianThe personwho paysthe minimumamount dueeach monthCollateralEasy tospend morethan a personcan afford torepayDownpaymentBankruptcy10% oftheirmonthlynet incomeSecuredLoanInterest rateson creditcards are notlimited$16.00Added thepurchase to hercredit card billto be paid onthe due dateBothIndividualsStudentloanChapter 13BankruptcyPaybills ontimeA fee for settingup andoverseeing adebt repaymentplanProtectconsumersagainstmisleading andunfair practicesA good credithistory orreport can helpa person getan apartmentDebtCreditors feelthat the totalamount she cancharge on cardsis more than herability to repayU.S.Departmentof theTreasuryA personhas a poorcredithistoryConsolidatedloanShred the USAcredit card andinstruct the creditcard company inwriting or byphone to close theaccountMake largerpayments eachmonth to paythe loan in lessthan 20 yearsLast month’sunpaidbalance andnewpurchasesLendersHow much interestwill be paid overthe life of the loanincreasing the realcost of the item?HouseMaking ahigher downpayment onthe house$50Unpaidstate andfederaltaxesA lender whooffers to refinancethe loan at ahigher interest ratewhen the person isunable to makepaymentsMortgagePrincipleAdebtIdentityTheftCharge alate feeon theaccountHas abad credithistoryLate, and thecompany willassess a latefeeHas fully paidfor the carand there isno lien on thecarOpen/RevolvingCreditThe cardis in effectfor oneyearIrresponsiblebecause hedoes not havesufficientincome torepay debtMinimumpaymentFinanceChargesUnsecuredLoanCreditLifeInsuranceCreditorsandlandlordsA number givenby credit ratingagencies basedon a person’screditworthinessAnnualpercentagerate (APR)Addressunfairpractices800Character,collateral,andcapacityPawnShopsThe credit cardcompany didnot have thepayment on orbefore the duedatePay thecompletebalanceeach monthFrequentlatepaymentsVeryhighSomething ofvalue thatsecures aloan to protectthe lenderVery good; sheshould be ableto obtain mosttypes of creditat a reasonableinterest rateCanincrease asthe primerateincreasesMost debtsto creditorsareeliminatedHelp thepublicbecomeinformedconsumersFair IsaacCorporationCreditreportCannot raisethe APRautomaticallyHas notmade apaymentin 60 daysFinancialproducts andservices arefair forconsumersAnnualpercentagerate (APR)Free copy ofthe creditreport if herequests itwithin 60 daysCompoundinterestVery highinterestrate andfeesCredit$200 -$1,400AnnualfeesProtectconsumersagainst unfaircredit cardpracticesGenerally,student loansmust be repaideven if theborrower filesfor bankruptcylenders are morelikely to approve aloan with areasonableinterest rate for aperson with a highcredit scoreHow much isbeing chargedin interest onthe loan eachearRefusing to givehis SocialSecurity numberon a phone callhe did not makehimselfNotify eachcredit cardcompanyimmediatelyDollaramountforborrowingVery good; sheshould be ableto obtain mosttypes of creditat a reasonableinterest rateContact theborrower at areasonablehour to discussthe outstandingdebtA fee on thecredit card billfor the monththe limit wasexceededThe cardcompany notbeing paid canraise its APRafter giving a45-day noticeThe Annualpercentagerate (APR) onthe monthlystatementBe extremelycareful aboutdisclosingaccountinformation tounsolicited callersGarnishmentLienRepossessionGetting andresponsibilityusing a storechargeaccountForeclosureThe interestpaid on theloan is taxdeductibleEvictionThecreditorPayments forstudent loansmust begin sixmonths aftergraduation fromcollegeCharge a latefee and maygive a 45-daynotice to raisethe interest rateDecreasedbecause someof her futureearnings mustpay for the newtelevisionThey can workwith those wholoaned Tartanmoney to get anaffordablerepaymentscheduleGarnishmentsSeven yearsfrom whenshe made herlast paymenton the loanPenaltyFeesRisk-BasedLendingSmall loancompaniesHe hasa creditproblemIndividualswith apoor credithistoryCapacityCreditscoreCollateralizedloanRequest thatthe creditreportingagency correctthe credit reportTheperson’sreligion andgenderLoans aredifficult toget duringa recessionFor a7-yearperiodExperianThe personwho paysthe minimumamount dueeach monthCollateralEasy tospend morethan a personcan afford torepayDownpaymentBankruptcy10% oftheirmonthlynet incomeSecuredLoanInterest rateson creditcards are notlimited$16.00Added thepurchase to hercredit card billto be paid onthe due dateBothIndividualsStudentloanChapter 13BankruptcyPaybills ontimeA fee for settingup andoverseeing adebt repaymentplanProtectconsumersagainstmisleading andunfair practicesA good credithistory orreport can helpa person getan apartmentDebtCreditors feelthat the totalamount she cancharge on cardsis more than herability to repayU.S.Departmentof theTreasuryA personhas a poorcredithistoryConsolidatedloanShred the USAcredit card andinstruct the creditcard company inwriting or byphone to close theaccount

Credit Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Make larger payments each month to pay the loan in less than 20 years
  2. Last month’s unpaid balance and new purchases
  3. Lenders
  4. How much interest will be paid over the life of the loan increasing the real cost of the item?
  5. House
  6. Making a higher down payment on the house
  7. $50
  8. Unpaid state and federal taxes
  9. A lender who offers to refinance the loan at a higher interest rate when the person is unable to make payments
  10. Mortgage
  11. Principle
  12. A debt
  13. Identity Theft
  14. Charge a late fee on the account
  15. Has a bad credit history
  16. Late, and the company will assess a late fee
  17. Has fully paid for the car and there is no lien on the car
  18. Open/Revolving Credit
  19. The card is in effect for one year
  20. Irresponsible because he does not have sufficient income to repay debt
  21. Minimum payment
  22. Finance Charges
  23. Unsecured Loan
  24. Credit Life Insurance
  25. Creditors and landlords
  26. A number given by credit rating agencies based on a person’s credit worthiness
  27. Annual percentage rate (APR)
  28. Address unfair practices
  29. 800
  30. Character, collateral, and capacity
  31. Pawn Shops
  32. The credit card company did not have the payment on or before the due date
  33. Pay the complete balance each month
  34. Frequent late payments
  35. Very high
  36. Something of value that secures a loan to protect the lender
  37. Very good; she should be able to obtain most types of credit at a reasonable interest rate
  38. Can increase as the prime rate increases
  39. Most debts to creditors are eliminated
  40. Help the public become informed consumers
  41. Fair Isaac Corporation
  42. Credit report
  43. Cannot raise the APR automatically
  44. Has not made a payment in 60 days
  45. Financial products and services are fair for consumers
  46. Annual percentage rate (APR)
  47. Free copy of the credit report if he requests it within 60 days
  48. Compound interest
  49. Very high interest rate and fees
  50. Credit
  51. $200 - $1,400
  52. Annual fees
  53. Protect consumers against unfair credit card practices
  54. Generally, student loans must be repaid even if the borrower files for bankruptcy
  55. lenders are more likely to approve a loan with a reasonable interest rate for a person with a high credit score
  56. How much is being charged in interest on the loan each ear
  57. Refusing to give his Social Security number on a phone call he did not make himself
  58. Notify each credit card company immediately
  59. Dollar amount for borrowing
  60. Very good; she should be able to obtain most types of credit at a reasonable interest rate
  61. Contact the borrower at a reasonable hour to discuss the outstanding debt
  62. A fee on the credit card bill for the month the limit was exceeded
  63. The card company not being paid can raise its APR after giving a 45-day notice
  64. The Annual percentage rate (APR) on the monthly statement
  65. Be extremely careful about disclosing account information to unsolicited callers
  66. Garnishment
  67. Lien
  68. Repossession
  69. Getting and responsibility using a store charge account
  70. Foreclosure
  71. The interest paid on the loan is tax deductible
  72. Eviction
  73. The creditor
  74. Payments for student loans must begin six months after graduation from college
  75. Charge a late fee and may give a 45-day notice to raise the interest rate
  76. Decreased because some of her future earnings must pay for the new television
  77. They can work with those who loaned Tartan money to get an affordable repayment schedule
  78. Garnishments
  79. Seven years from when she made her last payment on the loan
  80. Penalty Fees
  81. Risk-Based Lending
  82. Small loan companies
  83. He has a credit problem
  84. Individuals with a poor credit history
  85. Capacity
  86. Credit score
  87. Collateralized loan
  88. Request that the credit reporting agency correct the credit report
  89. The person’s religion and gender
  90. Loans are difficult to get during a recession
  91. For a 7-year period
  92. Experian
  93. The person who pays the minimum amount due each month
  94. Collateral
  95. Easy to spend more than a person can afford to repay
  96. Down payment
  97. Bankruptcy
  98. 10% of their monthly net income
  99. Secured Loan
  100. Interest rates on credit cards are not limited
  101. $16.00
  102. Added the purchase to her credit card bill to be paid on the due date
  103. Both Individuals
  104. Student loan
  105. Chapter 13 Bankruptcy
  106. Pay bills on time
  107. A fee for setting up and overseeing a debt repayment plan
  108. Protect consumers against misleading and unfair practices
  109. A good credit history or report can help a person get an apartment
  110. Debt
  111. Creditors feel that the total amount she can charge on cards is more than her ability to repay
  112. U.S. Department of the Treasury
  113. A person has a poor credit history
  114. Consolidated loan
  115. Shred the USA credit card and instruct the credit card company in writing or by phone to close the account