(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Annual percentage rate (APR)
Getting and responsibility using a store charge account
How much is being charged in interest on the loan each ear
Seven years from when she made her last payment on the loan
Dollar amount for borrowing
$200 - $1,400
Has not made a payment in 60 days
Has a bad credit history
Principle
Last month’s unpaid balance and new purchases
Open/Revolving Credit
Bankruptcy
A fee for setting up and overseeing a debt repayment plan
Very high
A good credit history or report can help a person get an apartment
Credit score
Most debts to creditors are eliminated
Mortgage
Request that the credit reporting agency correct the credit report
The person’s religion and gender
A debt
Penalty Fees
He has a credit problem
Collateralized loan
Individuals with a poor credit history
Foreclosure
Fair Isaac Corporation
Debt
Chapter 13 Bankruptcy
Payments for student loans must begin six months after graduation from college
House
$16.00
Help the public become informed consumers
Can increase as the prime rate increases
Identity Theft
Lien
Very good; she should be able to obtain most types of credit at a reasonable interest rate
Added the purchase to her credit card bill to be paid on the due date
Protect consumers against unfair credit card practices
Minimum payment
Make larger payments each month to pay the loan in less than 20 years
10% of their monthly net income
Notify each credit card company immediately
The credit card company did not have the payment on or before the due date
Garnishments
Experian
800
Late, and the company will assess a late fee
Secured Loan
Easy to spend more than a person can afford to repay
Garnishment
Contact the borrower at a reasonable hour to discuss the outstanding debt
Credit Life Insurance
The Annual percentage rate (APR) on the monthly statement
The card is in effect for one year
Decreased because some of her future earnings must pay for the new television
Something of value that secures a loan to protect the lender
Creditors feel that the total amount she can charge on cards is more than her ability to repay
Unsecured Loan
Free copy of the credit report if he requests it within 60 days
Compound interest
Credit report
Lenders
Very good; she should be able to obtain most types of credit at a reasonable interest rate
Generally, student loans must be repaid even if the borrower files for bankruptcy
Irresponsible because he does not have sufficient income to repay debt
Address unfair practices
Eviction
Financial products and services are fair for consumers
The card company not being paid can raise its APR after giving a 45-day notice
Creditors and landlords
Frequent late payments
Consolidated loan
Unpaid state and federal taxes
U.S. Department of the Treasury
Protect consumers against misleading and unfair practices
Very high interest rate and fees
Annual percentage rate (APR)
They can work with those who loaned Tartan money to get an affordable repayment schedule
Loans are difficult to get during a recession
A lender who offers to refinance the loan at a higher interest rate when the person is unable to make payments
Risk-Based Lending
Cannot raise the APR automatically
Refusing to give his Social Security number on a phone call he did not make himself
Making a higher down payment on the house
Capacity
The interest paid on the loan is tax deductible
Pawn Shops
Student loan
Finance Charges
$50
Shred the USA credit card and instruct the credit card company in writing or by phone to close the account
Credit
Interest rates on credit cards are not limited
Character, collateral, and capacity
The creditor
Annual fees
Has fully paid for the car and there is no lien on the car
Charge a late fee and may give a 45-day notice to raise the interest rate
Pay the complete balance each month
A fee on the credit card bill for the month the limit was exceeded
For a 7-year period
A number given by credit rating agencies based on a person’s credit worthiness
Be extremely careful about disclosing account information to unsolicited callers
Both Individuals
Repossession
Pay bills on time
The person who pays the minimum amount due each month
How much interest will be paid over the life of the loan increasing the real cost of the item?
Collateral
Down payment
A person has a poor credit history
lenders are more likely to approve a loan with a reasonable interest rate for a person with a high credit score
