(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
Charge a late fee and may give a 45-day notice to raise the interest rate
Capacity
The card company not being paid can raise its APR after giving a 45-day notice
Address unfair practices
Lien
A fee on the credit card bill for the month the limit was exceeded
Most debts to creditors are eliminated
A good credit history or report can help a person get an apartment
Free copy of the credit report if he requests it within 60 days
Late, and the company will assess a late fee
Has a bad credit history
Protect consumers against unfair credit card practices
Unsecured Loan
Both Individuals
Identity Theft
Consolidated loan
Cannot raise the APR automatically
lenders are more likely to approve a loan with a reasonable interest rate for a person with a high credit score
Annual fees
Easy to spend more than a person can afford to repay
Individuals with a poor credit history
A lender who offers to refinance the loan at a higher interest rate when the person is unable to make payments
Mortgage
Last month’s unpaid balance and new purchases
Has fully paid for the car and there is no lien on the car
Principle
Finance Charges
Frequent late payments
Garnishments
Garnishment
He has a credit problem
How much interest will be paid over the life of the loan increasing the real cost of the item?
Repossession
Debt
A debt
Shred the USA credit card and instruct the credit card company in writing or by phone to close the account
Payments for student loans must begin six months after graduation from college
Credit score
Something of value that secures a loan to protect the lender
Collateralized loan
A person has a poor credit history
$50
Request that the credit reporting agency correct the credit report
Credit
Contact the borrower at a reasonable hour to discuss the outstanding debt
Student loan
Very high
Decreased because some of her future earnings must pay for the new television
Loans are difficult to get during a recession
Be extremely careful about disclosing account information to unsolicited callers
Penalty Fees
A number given by credit rating agencies based on a person’s credit worthiness
Character, collateral, and capacity
Added the purchase to her credit card bill to be paid on the due date
They can work with those who loaned Tartan money to get an affordable repayment schedule
The credit card company did not have the payment on or before the due date
Chapter 13 Bankruptcy
Can increase as the prime rate increases
Make larger payments each month to pay the loan in less than 20 years
Very high interest rate and fees
Credit Life Insurance
Refusing to give his Social Security number on a phone call he did not make himself
Lenders
For a 7-year period
Open/Revolving Credit
Generally, student loans must be repaid even if the borrower files for bankruptcy
Foreclosure
Charge a late fee on the account
Pay the complete balance each month
Irresponsible because he does not have sufficient income to repay debt
Bankruptcy
House
Down payment
Creditors feel that the total amount she can charge on cards is more than her ability to repay
Very good; she should be able to obtain most types of credit at a reasonable interest rate
The card is in effect for one year
Pay bills on time
Interest rates on credit cards are not limited
Annual percentage rate (APR)
Dollar amount for borrowing
Has not made a payment in 60 days
Fair Isaac Corporation
The person who pays the minimum amount due each month
Minimum payment
A fee for setting up and overseeing a debt repayment plan
Notify each credit card company immediately
10% of their monthly net income
Help the public become informed consumers
Creditors and landlords
The creditor
Experian
Financial products and services are fair for consumers
The interest paid on the loan is tax deductible
$16.00
Credit report
Risk-Based Lending
800
The person’s religion and gender
Pawn Shops
Compound interest
Getting and responsibility using a store charge account
Unpaid state and federal taxes
Making a higher down payment on the house
Eviction
Collateral
How much is being charged in interest on the loan each ear
Small loan companies
Annual percentage rate (APR)
Protect consumers against misleading and unfair practices
U.S. Department of the Treasury
Seven years from when she made her last payment on the loan
The Annual percentage rate (APR) on the monthly statement
Very good; she should be able to obtain most types of credit at a reasonable interest rate
