A recurring feecharged by credit cardissuers to maintain acredit card accountand access itsbenefits. They canrange from $49 to over$695 for premiumcards. A numberthatdetermines ifyou're trustedwith money.Legally bindingdocument outliningthe terms, rates,fees, andconditionsgoverning a creditcard accountA card that islinked to yourbank accountand usedyour fundsA significantly higherinterest rate—oftenup to 29.99% or more—applied to creditcard balances whena borrower violatestermsWhen theinterest rateremains thesame andnever changingA valuableasset used topledged tosecure a loansuch as a homeor carQuick, short-term cashsolutions, oftenavailablewithout a creditcheck Things youcan get afterusing acredit cardMaximumamount ofmoney youcan spendUsedto buya homeSomeonewho signsalong withsomeoneelseSpreadingout an assetto covermost of yourexpensesA contractwhere a lessergrants a lesseethe right topossess anduse propertyExact timeand placeof atransactionThe cost ofborrowingmoney, cangraduallyincrease overtimeWhen youborrow money,usually fortuition, buying acar, or a houseProvide capital forgrowth,equipment, orworking capitalthrough lenders forsmall businessesUpfrontinitialpaymentThe originalamount ofmoneyborrowedHe percentage ofyour gross monthlyincome (beforetaxes) that goestoward payingmonthly debtobligations, such asmortgagesA flexible borrowingarrangement allowingyou to repeatedlyborrow funds up to aset credit limit, repaythem, and borrowagain withoutreapplyingFailureto repaya loanA fee charged toborrowers who miss apayment deadline.Credit card companiescan charge up to $30for a first offense and$41 for commonlymissed payments A versatile, typicallyunsecured, lump-sumloan used for debtconsolidation, homeimprovements, orunexpectedexpenses Moneythat isn'tbacked upA reloadablecard that allowsyou to spendthe amount ofmoney put ontoit.A card thathas a pre-approvedlimit on itAn amount of timegiven to a borrowerafter a paymentdeadline, allowinglate fees, interest,or penalties arewaived.Table mandated bylaw to show in creditcard agreements.Summarizes keycosts like APRs,annual fees, andtransaction charges.A versatile, typicallyunsecured, lump-sumloan used for debtconsolidation, homeimprovements, orunexpectedexpenses Rate loanthat changesand doesn'talways staythe sameRepresents theyearly cost ofborrowingfunds, coveringinterest andfeesPercentageofborrowingmoneyMoney thatis backedup bycollateralThe minimumamount of moneyyou must pay by thedue date to keep anaccount from goingdelinquent andavoid late fees. A credit cardthat requires acash depositbefore theaccount can beopenedPractice thatallowsindividuals orbusiness to buydirectly frominvestorsTheperiod oftime on aloanThe personwho isallowedaccess tosomethingA recurring feecharged by credit cardissuers to maintain acredit card accountand access itsbenefits. They canrange from $49 to over$695 for premiumcards. A numberthatdetermines ifyou're trustedwith money.Legally bindingdocument outliningthe terms, rates,fees, andconditionsgoverning a creditcard accountA card that islinked to yourbank accountand usedyour fundsA significantly higherinterest rate—oftenup to 29.99% or more—applied to creditcard balances whena borrower violatestermsWhen theinterest rateremains thesame andnever changingA valuableasset used topledged tosecure a loansuch as a homeor carQuick, short-term cashsolutions, oftenavailablewithout a creditcheck Things youcan get afterusing acredit cardMaximumamount ofmoney youcan spendUsedto buya homeSomeonewho signsalong withsomeoneelseSpreadingout an assetto covermost of yourexpensesA contractwhere a lessergrants a lesseethe right topossess anduse propertyExact timeand placeof atransactionThe cost ofborrowingmoney, cangraduallyincrease overtimeWhen youborrow money,usually fortuition, buying acar, or a houseProvide capital forgrowth,equipment, orworking capitalthrough lenders forsmall businessesUpfrontinitialpaymentThe originalamount ofmoneyborrowedHe percentage ofyour gross monthlyincome (beforetaxes) that goestoward payingmonthly debtobligations, such asmortgagesA flexible borrowingarrangement allowingyou to repeatedlyborrow funds up to aset credit limit, repaythem, and borrowagain withoutreapplyingFailureto repaya loanA fee charged toborrowers who miss apayment deadline.Credit card companiescan charge up to $30for a first offense and$41 for commonlymissed payments A versatile, typicallyunsecured, lump-sumloan used for debtconsolidation, homeimprovements, orunexpectedexpenses Moneythat isn'tbacked upA reloadablecard that allowsyou to spendthe amount ofmoney put ontoit.A card thathas a pre-approvedlimit on itAn amount of timegiven to a borrowerafter a paymentdeadline, allowinglate fees, interest,or penalties arewaived.Table mandated bylaw to show in creditcard agreements.Summarizes keycosts like APRs,annual fees, andtransaction charges.A versatile, typicallyunsecured, lump-sumloan used for debtconsolidation, homeimprovements, orunexpectedexpenses Rate loanthat changesand doesn'talways staythe sameRepresents theyearly cost ofborrowingfunds, coveringinterest andfeesPercentageofborrowingmoneyMoney thatis backedup bycollateralThe minimumamount of moneyyou must pay by thedue date to keep anaccount from goingdelinquent andavoid late fees. A credit cardthat requires acash depositbefore theaccount can beopenedPractice thatallowsindividuals orbusiness to buydirectly frominvestorsTheperiod oftime on aloanThe personwho isallowedaccess tosomething

Finance Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A recurring fee charged by credit card issuers to maintain a credit card account and access its benefits. They can range from $49 to over $695 for premium cards.
  2. A number that determines if you're trusted with money.
  3. Legally binding document outlining the terms, rates, fees, and conditions governing a credit card account
  4. A card that is linked to your bank account and used your funds
  5. A significantly higher interest rate—often up to 29.99% or more—applied to credit card balances when a borrower violates terms
  6. When the interest rate remains the same and never changing
  7. A valuable asset used to pledged to secure a loan such as a home or car
  8. Quick, short-term cash solutions, often available without a credit check
  9. Things you can get after using a credit card
  10. Maximum amount of money you can spend
  11. Used to buy a home
  12. Someone who signs along with someone else
  13. Spreading out an asset to cover most of your expenses
  14. A contract where a lesser grants a lessee the right to possess and use property
  15. Exact time and place of a transaction
  16. The cost of borrowing money, can gradually increase over time
  17. When you borrow money, usually for tuition, buying a car, or a house
  18. Provide capital for growth, equipment, or working capital through lenders for small businesses
  19. Upfront initial payment
  20. The original amount of money borrowed
  21. He percentage of your gross monthly income (before taxes) that goes toward paying monthly debt obligations, such as mortgages
  22. A flexible borrowing arrangement allowing you to repeatedly borrow funds up to a set credit limit, repay them, and borrow again without reapplying
  23. Failure to repay a loan
  24. A fee charged to borrowers who miss a payment deadline. Credit card companies can charge up to $30 for a first offense and $41 for commonly missed payments
  25. A versatile, typically unsecured, lump-sum loan used for debt consolidation, home improvements, or unexpected expenses
  26. Money that isn't backed up
  27. A reloadable card that allows you to spend the amount of money put onto it.
  28. A card that has a pre-approved limit on it
  29. An amount of time given to a borrower after a payment deadline, allowing late fees, interest, or penalties are waived.
  30. Table mandated by law to show in credit card agreements. Summarizes key costs like APRs, annual fees, and transaction charges.
  31. A versatile, typically unsecured, lump-sum loan used for debt consolidation, home improvements, or unexpected expenses
  32. Rate loan that changes and doesn't always stay the same
  33. Represents the yearly cost of borrowing funds, covering interest and fees
  34. Percentage of borrowing money
  35. Money that is backed up by collateral
  36. The minimum amount of money you must pay by the due date to keep an account from going delinquent and avoid late fees.
  37. A credit card that requires a cash deposit before the account can be opened
  38. Practice that allows individuals or business to buy directly from investors
  39. The period of time on a loan
  40. The person who is allowed access to something