The cost ofborrowingmoney, cangraduallyincrease overtimeMoneythat isn'tbacked upThe originalamount ofmoneyborrowedA versatile, typicallyunsecured, lump-sumloan used for debtconsolidation, homeimprovements, orunexpectedexpenses When youborrow money,usually fortuition, buying acar, or a houseExact timeand placeof atransactionPercentageofborrowingmoneyPractice thatallowsindividuals orbusiness to buydirectly frominvestorsLegally bindingdocument outliningthe terms, rates,fees, andconditionsgoverning a creditcard accountA contractwhere a lessergrants a lesseethe right topossess anduse propertyA numberthatdetermines ifyou're trustedwith money.A flexible borrowingarrangement allowingyou to repeatedlyborrow funds up to aset credit limit, repaythem, and borrowagain withoutreapplyingA valuableasset used topledged tosecure a loansuch as a homeor carA card thathas a pre-approvedlimit on itA card that islinked to yourbank accountand usedyour fundsA credit cardthat requires acash depositbefore theaccount can beopenedRepresents theyearly cost ofborrowingfunds, coveringinterest andfeesRate loanthat changesand doesn'talways staythe sameThings youcan get afterusing acredit cardSomeonewho signsalong withsomeoneelseA significantly higherinterest rate—oftenup to 29.99% or more—applied to creditcard balances whena borrower violatestermsA reloadablecard that allowsyou to spendthe amount ofmoney put ontoit.Provide capital forgrowth,equipment, orworking capitalthrough lenders forsmall businessesMoney thatis backedup bycollateralMaximumamount ofmoney youcan spendWhen theinterest rateremains thesame andnever changingTable mandated bylaw to show in creditcard agreements.Summarizes keycosts like APRs,annual fees, andtransaction charges.UpfrontinitialpaymentAn amount of timegiven to a borrowerafter a paymentdeadline, allowinglate fees, interest,or penalties arewaived.The personwho isallowedaccess tosomethingFailureto repaya loanSpreadingout an assetto covermost of yourexpensesHe percentage ofyour gross monthlyincome (beforetaxes) that goestoward payingmonthly debtobligations, such asmortgagesA fee charged toborrowers who miss apayment deadline.Credit card companiescan charge up to $30for a first offense and$41 for commonlymissed payments A versatile, typicallyunsecured, lump-sumloan used for debtconsolidation, homeimprovements, orunexpectedexpenses Theperiod oftime on aloanA recurring feecharged by credit cardissuers to maintain acredit card accountand access itsbenefits. They canrange from $49 to over$695 for premiumcards. The minimumamount of moneyyou must pay by thedue date to keep anaccount from goingdelinquent andavoid late fees. Usedto buya homeQuick, short-term cashsolutions, oftenavailablewithout a creditcheck The cost ofborrowingmoney, cangraduallyincrease overtimeMoneythat isn'tbacked upThe originalamount ofmoneyborrowedA versatile, typicallyunsecured, lump-sumloan used for debtconsolidation, homeimprovements, orunexpectedexpenses When youborrow money,usually fortuition, buying acar, or a houseExact timeand placeof atransactionPercentageofborrowingmoneyPractice thatallowsindividuals orbusiness to buydirectly frominvestorsLegally bindingdocument outliningthe terms, rates,fees, andconditionsgoverning a creditcard accountA contractwhere a lessergrants a lesseethe right topossess anduse propertyA numberthatdetermines ifyou're trustedwith money.A flexible borrowingarrangement allowingyou to repeatedlyborrow funds up to aset credit limit, repaythem, and borrowagain withoutreapplyingA valuableasset used topledged tosecure a loansuch as a homeor carA card thathas a pre-approvedlimit on itA card that islinked to yourbank accountand usedyour fundsA credit cardthat requires acash depositbefore theaccount can beopenedRepresents theyearly cost ofborrowingfunds, coveringinterest andfeesRate loanthat changesand doesn'talways staythe sameThings youcan get afterusing acredit cardSomeonewho signsalong withsomeoneelseA significantly higherinterest rate—oftenup to 29.99% or more—applied to creditcard balances whena borrower violatestermsA reloadablecard that allowsyou to spendthe amount ofmoney put ontoit.Provide capital forgrowth,equipment, orworking capitalthrough lenders forsmall businessesMoney thatis backedup bycollateralMaximumamount ofmoney youcan spendWhen theinterest rateremains thesame andnever changingTable mandated bylaw to show in creditcard agreements.Summarizes keycosts like APRs,annual fees, andtransaction charges.UpfrontinitialpaymentAn amount of timegiven to a borrowerafter a paymentdeadline, allowinglate fees, interest,or penalties arewaived.The personwho isallowedaccess tosomethingFailureto repaya loanSpreadingout an assetto covermost of yourexpensesHe percentage ofyour gross monthlyincome (beforetaxes) that goestoward payingmonthly debtobligations, such asmortgagesA fee charged toborrowers who miss apayment deadline.Credit card companiescan charge up to $30for a first offense and$41 for commonlymissed payments A versatile, typicallyunsecured, lump-sumloan used for debtconsolidation, homeimprovements, orunexpectedexpenses Theperiod oftime on aloanA recurring feecharged by credit cardissuers to maintain acredit card accountand access itsbenefits. They canrange from $49 to over$695 for premiumcards. The minimumamount of moneyyou must pay by thedue date to keep anaccount from goingdelinquent andavoid late fees. Usedto buya homeQuick, short-term cashsolutions, oftenavailablewithout a creditcheck 

Finance Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. The cost of borrowing money, can gradually increase over time
  2. Money that isn't backed up
  3. The original amount of money borrowed
  4. A versatile, typically unsecured, lump-sum loan used for debt consolidation, home improvements, or unexpected expenses
  5. When you borrow money, usually for tuition, buying a car, or a house
  6. Exact time and place of a transaction
  7. Percentage of borrowing money
  8. Practice that allows individuals or business to buy directly from investors
  9. Legally binding document outlining the terms, rates, fees, and conditions governing a credit card account
  10. A contract where a lesser grants a lessee the right to possess and use property
  11. A number that determines if you're trusted with money.
  12. A flexible borrowing arrangement allowing you to repeatedly borrow funds up to a set credit limit, repay them, and borrow again without reapplying
  13. A valuable asset used to pledged to secure a loan such as a home or car
  14. A card that has a pre-approved limit on it
  15. A card that is linked to your bank account and used your funds
  16. A credit card that requires a cash deposit before the account can be opened
  17. Represents the yearly cost of borrowing funds, covering interest and fees
  18. Rate loan that changes and doesn't always stay the same
  19. Things you can get after using a credit card
  20. Someone who signs along with someone else
  21. A significantly higher interest rate—often up to 29.99% or more—applied to credit card balances when a borrower violates terms
  22. A reloadable card that allows you to spend the amount of money put onto it.
  23. Provide capital for growth, equipment, or working capital through lenders for small businesses
  24. Money that is backed up by collateral
  25. Maximum amount of money you can spend
  26. When the interest rate remains the same and never changing
  27. Table mandated by law to show in credit card agreements. Summarizes key costs like APRs, annual fees, and transaction charges.
  28. Upfront initial payment
  29. An amount of time given to a borrower after a payment deadline, allowing late fees, interest, or penalties are waived.
  30. The person who is allowed access to something
  31. Failure to repay a loan
  32. Spreading out an asset to cover most of your expenses
  33. He percentage of your gross monthly income (before taxes) that goes toward paying monthly debt obligations, such as mortgages
  34. A fee charged to borrowers who miss a payment deadline. Credit card companies can charge up to $30 for a first offense and $41 for commonly missed payments
  35. A versatile, typically unsecured, lump-sum loan used for debt consolidation, home improvements, or unexpected expenses
  36. The period of time on a loan
  37. A recurring fee charged by credit card issuers to maintain a credit card account and access its benefits. They can range from $49 to over $695 for premium cards.
  38. The minimum amount of money you must pay by the due date to keep an account from going delinquent and avoid late fees.
  39. Used to buy a home
  40. Quick, short-term cash solutions, often available without a credit check