Talk to a trustedfamily member orfriend beforeresponding to anyunexpected taxcontact. A secondopinion can preventcostly mistakes.Scammers often poseas state tax agenciestoo. It's not just the IRS— fraudstersimpersonate staterevenue departments,which many people areless familiar with.Create an IRS OnlineAccount at irs.gov.This lets you monitoryour tax records,payment history, andany returns filed inyour name — so youcan spot fraud early.The IRS will neverdemand paymentwithout first mailingyou an official bill. Bylaw, the IRS mustsend written noticebefore any collectionaction.Don't click links intax-related emailsor texts. Always godirectly to irs.govby typing it intoyour browser.Tax scams peakbetween January andApril. Fraudsters rampup activity during taxseason when peopleare most focused onfiling — stay extravigilant during thesemonths.A refund that arrivesunexpectedly in youraccount may be partof a scam. Keep anyunexpected depositsand report them toyour bankimmediately.Ask your bank aboutelder fraud protectionservices. Many banksnow offer specializedmonitoring and alertsspecifically designed toprotect oldercustomers fromfinancial scams.Free tax filing isavailable for mostseniors through IRSFree File. If yourincome is $79,000 orunder, you can filecompletely free atirs.gov/freefile.Verify any IRS letter bylooking up the noticenumber at irs.gov.Every legitimate IRSnotice has a specificnotice or letter numberin the top right corner— you can verify it onthe IRS website.Tax software accountsare prime hackingtargets. Use a uniquepassword forTurboTax, H&R Block,or any tax platform —don't reuse passwordsfrom other accounts.Tell someone if you'vebeen targeted — evenif you didn't fall for it.Reporting attemptshelps authorities trackpatterns and protectothers in yourcommunity."Grandparent scams"sometimes have a taxtwist. A caller may claimyour grandchild owes backtaxes and is facing arrestunless you payimmediately. Always callyour grandchild directly toverify before doinganything.Never let a taxpreparer use theirown email addresson your return. Yourcontact informationon your tax returnshould always beyour own.The IRS has a dedicatedTaxpayer AdvocateService (TAS). If you'reever a victim of taxidentity theft, TAS(reachable at 1-877-777-4778) provides free helpnavigating the resolutionprocess.You have 10 legallyprotected rights as ataxpayer, including theright to privacy, theright to be informed,and the right to a fairhearing. Scammerscount on you notknowing this.You have the right torefuse and verify. No lawrequires you to respondto a tax demand on thespot — ever. You alwayshave the right to hangup, consult someone,and call back throughofficial channels.Scammers sometimescall repeatedly to wearyou down. If you'vesaid no once, hang upevery time after.Legitimate agenciesdon't call repeatedlywith escalating threats.You cannotbe arrestedover thephone for atax debt.If your identity isstolen for taxpurposes, you arenot liable forfraudulent returns.Report it immediatelyto the IRS usingForm 14039.If you've beenscammed, you are notalone and it is not yourfault. Reporting toreportfraud.ftc.gov orcalling 1-877-382-4357helps protect othersand may help yourecover losses.Use free IRS-sponsored tax help.The VITA (VolunteerIncome TaxAssistance) and TaxCounseling for theElderly (TCE)programs offer free,legitimate help.Watch for W-2 or 1099forms that arriveunexpectedly.Receiving tax formsfrom employers orinstitutions you don'trecognize is a signsomeone may haveused your identity.Only use secure,password-protectedWi-Fi whenaccessing taxaccounts online.Avoid public Wi-Fi forfinancial matters.Talk to a trustedfamily member orfriend beforeresponding to anyunexpected taxcontact. A secondopinion can preventcostly mistakes.Scammers often poseas state tax agenciestoo. It's not just the IRS— fraudstersimpersonate staterevenue departments,which many people areless familiar with.Create an IRS OnlineAccount at irs.gov.This lets you monitoryour tax records,payment history, andany returns filed inyour name — so youcan spot fraud early.The IRS will neverdemand paymentwithout first mailingyou an official bill. Bylaw, the IRS mustsend written noticebefore any collectionaction.Don't click links intax-related emailsor texts. Always godirectly to irs.govby typing it intoyour browser.Tax scams peakbetween January andApril. Fraudsters rampup activity during taxseason when peopleare most focused onfiling — stay extravigilant during thesemonths.A refund that arrivesunexpectedly in youraccount may be partof a scam. Keep anyunexpected depositsand report them toyour bankimmediately.Ask your bank aboutelder fraud protectionservices. Many banksnow offer specializedmonitoring and alertsspecifically designed toprotect oldercustomers fromfinancial scams.Free tax filing isavailable for mostseniors through IRSFree File. If yourincome is $79,000 orunder, you can filecompletely free atirs.gov/freefile.Verify any IRS letter bylooking up the noticenumber at irs.gov.Every legitimate IRSnotice has a specificnotice or letter numberin the top right corner— you can verify it onthe IRS website.Tax software accountsare prime hackingtargets. Use a uniquepassword forTurboTax, H&R Block,or any tax platform —don't reuse passwordsfrom other accounts.Tell someone if you'vebeen targeted — evenif you didn't fall for it.Reporting attemptshelps authorities trackpatterns and protectothers in yourcommunity."Grandparent scams"sometimes have a taxtwist. A caller may claimyour grandchild owes backtaxes and is facing arrestunless you payimmediately. Always callyour grandchild directly toverify before doinganything.Never let a taxpreparer use theirown email addresson your return. Yourcontact informationon your tax returnshould always beyour own.The IRS has a dedicatedTaxpayer AdvocateService (TAS). If you'reever a victim of taxidentity theft, TAS(reachable at 1-877-777-4778) provides free helpnavigating the resolutionprocess.You have 10 legallyprotected rights as ataxpayer, including theright to privacy, theright to be informed,and the right to a fairhearing. Scammerscount on you notknowing this.You have the right torefuse and verify. No lawrequires you to respondto a tax demand on thespot — ever. You alwayshave the right to hangup, consult someone,and call back throughofficial channels.Scammers sometimescall repeatedly to wearyou down. If you'vesaid no once, hang upevery time after.Legitimate agenciesdon't call repeatedlywith escalating threats.You cannotbe arrestedover thephone for atax debt.If your identity isstolen for taxpurposes, you arenot liable forfraudulent returns.Report it immediatelyto the IRS usingForm 14039.If you've beenscammed, you are notalone and it is not yourfault. Reporting toreportfraud.ftc.gov orcalling 1-877-382-4357helps protect othersand may help yourecover losses.Use free IRS-sponsored tax help.The VITA (VolunteerIncome TaxAssistance) and TaxCounseling for theElderly (TCE)programs offer free,legitimate help.Watch for W-2 or 1099forms that arriveunexpectedly.Receiving tax formsfrom employers orinstitutions you don'trecognize is a signsomeone may haveused your identity.Only use secure,password-protectedWi-Fi whenaccessing taxaccounts online.Avoid public Wi-Fi forfinancial matters.

Tax Scams Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Talk to a trusted family member or friend before responding to any unexpected tax contact. A second opinion can prevent costly mistakes.
  2. Scammers often pose as state tax agencies too. It's not just the IRS — fraudsters impersonate state revenue departments, which many people are less familiar with.
  3. Create an IRS Online Account at irs.gov. This lets you monitor your tax records, payment history, and any returns filed in your name — so you can spot fraud early.
  4. The IRS will never demand payment without first mailing you an official bill. By law, the IRS must send written notice before any collection action.
  5. Don't click links in tax-related emails or texts. Always go directly to irs.gov by typing it into your browser.
  6. Tax scams peak between January and April. Fraudsters ramp up activity during tax season when people are most focused on filing — stay extra vigilant during these months.
  7. A refund that arrives unexpectedly in your account may be part of a scam. Keep any unexpected deposits and report them to your bank immediately.
  8. Ask your bank about elder fraud protection services. Many banks now offer specialized monitoring and alerts specifically designed to protect older customers from financial scams.
  9. Free tax filing is available for most seniors through IRS Free File. If your income is $79,000 or under, you can file completely free at irs.gov/freefile.
  10. Verify any IRS letter by looking up the notice number at irs.gov. Every legitimate IRS notice has a specific notice or letter number in the top right corner — you can verify it on the IRS website.
  11. Tax software accounts are prime hacking targets. Use a unique password for TurboTax, H&R Block, or any tax platform — don't reuse passwords from other accounts.
  12. Tell someone if you've been targeted — even if you didn't fall for it. Reporting attempts helps authorities track patterns and protect others in your community.
  13. "Grandparent scams" sometimes have a tax twist. A caller may claim your grandchild owes back taxes and is facing arrest unless you pay immediately. Always call your grandchild directly to verify before doing anything.
  14. Never let a tax preparer use their own email address on your return. Your contact information on your tax return should always be your own.
  15. The IRS has a dedicated Taxpayer Advocate Service (TAS). If you're ever a victim of tax identity theft, TAS (reachable at 1-877-777-4778) provides free help navigating the resolution process.
  16. You have 10 legally protected rights as a taxpayer, including the right to privacy, the right to be informed, and the right to a fair hearing. Scammers count on you not knowing this.
  17. You have the right to refuse and verify. No law requires you to respond to a tax demand on the spot — ever. You always have the right to hang up, consult someone, and call back through official channels.
  18. Scammers sometimes call repeatedly to wear you down. If you've said no once, hang up every time after. Legitimate agencies don't call repeatedly with escalating threats.
  19. You cannot be arrested over the phone for a tax debt.
  20. If your identity is stolen for tax purposes, you are not liable for fraudulent returns. Report it immediately to the IRS using Form 14039.
  21. If you've been scammed, you are not alone and it is not your fault. Reporting to reportfraud.ftc.gov or calling 1-877-382-4357 helps protect others and may help you recover losses.
  22. Use free IRS-sponsored tax help. The VITA (Volunteer Income Tax Assistance) and Tax Counseling for the Elderly (TCE) programs offer free, legitimate help.
  23. Watch for W-2 or 1099 forms that arrive unexpectedly. Receiving tax forms from employers or institutions you don't recognize is a sign someone may have used your identity.
  24. Only use secure, password-protected Wi-Fi when accessing tax accounts online. Avoid public Wi-Fi for financial matters.