If you borrow afriend's bicycle,you shouldreturn it in thesame condition.๐Ÿšฒ๐Ÿ”„ A / D / IA borrower shouldalways read theterms andconditions beforeborrowing money.๐Ÿ“‹๐Ÿ’ฐ A / D / IIf two people agreeto a financial deal,both people shouldunderstand theterms andconditions. ๐Ÿ“‹๐Ÿค A /D / IIt is okay toowe a friend asmall amount ofmoney for along time. ๐Ÿ’ตโฐ A / D / IYou should lendyour phone to afriend if theyneed to make anemergency call.๐Ÿ“ฑ๐Ÿšจ A / D / IChildren shouldlearn aboutfinancial problemsbefore theybecome adults. ๐Ÿ’ฐ๐Ÿซ A / D / IA lender shouldclearly explainthe rules beforelending money.๐Ÿ’ฐ๐Ÿ“‹ A / D / IParents shouldcharge theirchildren interestwhen they lendthem money. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง๐Ÿ’ฐ๐Ÿ“ˆ A / D / IIf your friend lendsyou theirexpensiveheadphones, youshould take extracare of them. ๐ŸŽงโค๏ธ A / D / IA lender should beable to refuse tolend something ifthey are worried itwill be damaged.๐Ÿšฒ๐Ÿ˜ฌ A / D / IYou shouldnever borrowsomethingwithout askingfirst. ๐Ÿ™‹๐Ÿ“š A / D/ IParents shouldgive children somemoney to practicemaking financialdecisions. ๐Ÿ’ฐ๐Ÿง  A/ D / IA student whoowes their friendโ‚ฉ1,000 should notbuy snacks untilthey pay themoney back. ๐Ÿช๐Ÿ’ธ A / D / ISchools shouldteach studentshow loans andborrowing work.๐Ÿซ๐Ÿ’ฐ A / D / IBorrowingsomething isokay even if youdon't know whenyou will return it.๐Ÿ“š๐Ÿคท A / D / IYou should lendyour favorite toyto a friend even ifyou are worriedthey might breakit. ๐Ÿงธ๐Ÿ˜ฌ A / D / IYou shouldcompare the termsand conditionsbefore choosingbetween twoservices. ๐Ÿ“‹โš–๏ธ A /D / IIf someoneborrows yourpencil andloses it, theyshould replaceit. โœ๏ธ๐Ÿ˜ฑ A / D / IKids shouldhave their ownsmall financialbudget. ๐Ÿ’ฐ๐Ÿ‘ฆA / D / IYou should lendyour best friendmoney if theyforget theirwallet at school.๐Ÿ’ฐ๐Ÿ‘ซ A / D / IIf a friend lendsyou money, youshould not spendit on somethingunnecessary. ๐Ÿ’ธ๐Ÿญ A / D / IIf a friend keepsborrowing yourthings but neverreturns them, youshould stoplending to them.๐ŸŽ’๐Ÿšซ A / D / IYour parents shouldlend you money forsomethingexpensive if youpromise to paythem back. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง๐Ÿ’ฐ A/ D / IIt is unfair if twostudents do thesame job butreceive unequalamounts of money.โš–๏ธ๐Ÿ’ต A / D / IIf you borrowmoney from afriend, you shouldalways pay itback quickly. ๐Ÿ’ต๐Ÿ”„ A / D / IThe personborrowingsomething hasmore responsibilitythan the personlending it. ๐Ÿคโš–๏ธ A/ D / IA borrower shouldbe allowed tochange the termsof a loanwhenever theywant. ๐Ÿ“‹๐Ÿ˜Ž A / D /IIf you borrow yourfriend's favoritegame, you shouldreturn it beforeborrowing anothergame. ๐ŸŽฎ๐Ÿ”„ A / D/ IA good borrowershould returnsomething even ifthe lender doesn'task for it back.๐Ÿ”„๐Ÿ‘ A / D / IIt is okay to borrowsomething fromyour brother orsister withoutasking. ๐Ÿ‘•๐Ÿค” A / D/ IIt is unfair when onestudent gets amuch bigger rewardthan anotherstudent for doingthe same amount ofwork. ๐Ÿ†โš–๏ธ A / D / IYou shouldnever borrowclothes fromyour friends.๐Ÿ‘•๐Ÿ˜‚ A / D / IIf you owesomeone money,you should tellthem when youwill pay themback. ๐Ÿ’ต๐Ÿ“… A / D /IIf you borrow afriend's bicycle,you shouldreturn it in thesame condition.๐Ÿšฒ๐Ÿ”„ A / D / IA borrower shouldalways read theterms andconditions beforeborrowing money.๐Ÿ“‹๐Ÿ’ฐ A / D / IIf two people agreeto a financial deal,both people shouldunderstand theterms andconditions. ๐Ÿ“‹๐Ÿค A /D / IIt is okay toowe a friend asmall amount ofmoney for along time. ๐Ÿ’ตโฐ A / D / IYou should lendyour phone to afriend if theyneed to make anemergency call.๐Ÿ“ฑ๐Ÿšจ A / D / IChildren shouldlearn aboutfinancial problemsbefore theybecome adults. ๐Ÿ’ฐ๐Ÿซ A / D / IA lender shouldclearly explainthe rules beforelending money.๐Ÿ’ฐ๐Ÿ“‹ A / D / IParents shouldcharge theirchildren interestwhen they lendthem money. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง๐Ÿ’ฐ๐Ÿ“ˆ A / D / IIf your friend lendsyou theirexpensiveheadphones, youshould take extracare of them. ๐ŸŽงโค๏ธ A / D / IA lender should beable to refuse tolend something ifthey are worried itwill be damaged.๐Ÿšฒ๐Ÿ˜ฌ A / D / IYou shouldnever borrowsomethingwithout askingfirst. ๐Ÿ™‹๐Ÿ“š A / D/ IParents shouldgive children somemoney to practicemaking financialdecisions. ๐Ÿ’ฐ๐Ÿง  A/ D / IA student whoowes their friendโ‚ฉ1,000 should notbuy snacks untilthey pay themoney back. ๐Ÿช๐Ÿ’ธ A / D / ISchools shouldteach studentshow loans andborrowing work.๐Ÿซ๐Ÿ’ฐ A / D / IBorrowingsomething isokay even if youdon't know whenyou will return it.๐Ÿ“š๐Ÿคท A / D / IYou should lendyour favorite toyto a friend even ifyou are worriedthey might breakit. ๐Ÿงธ๐Ÿ˜ฌ A / D / IYou shouldcompare the termsand conditionsbefore choosingbetween twoservices. ๐Ÿ“‹โš–๏ธ A /D / IIf someoneborrows yourpencil andloses it, theyshould replaceit. โœ๏ธ๐Ÿ˜ฑ A / D / IKids shouldhave their ownsmall financialbudget. ๐Ÿ’ฐ๐Ÿ‘ฆA / D / IYou should lendyour best friendmoney if theyforget theirwallet at school.๐Ÿ’ฐ๐Ÿ‘ซ A / D / IIf a friend lendsyou money, youshould not spendit on somethingunnecessary. ๐Ÿ’ธ๐Ÿญ A / D / IIf a friend keepsborrowing yourthings but neverreturns them, youshould stoplending to them.๐ŸŽ’๐Ÿšซ A / D / IYour parents shouldlend you money forsomethingexpensive if youpromise to paythem back. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง๐Ÿ’ฐ A/ D / IIt is unfair if twostudents do thesame job butreceive unequalamounts of money.โš–๏ธ๐Ÿ’ต A / D / IIf you borrowmoney from afriend, you shouldalways pay itback quickly. ๐Ÿ’ต๐Ÿ”„ A / D / IThe personborrowingsomething hasmore responsibilitythan the personlending it. ๐Ÿคโš–๏ธ A/ D / IA borrower shouldbe allowed tochange the termsof a loanwhenever theywant. ๐Ÿ“‹๐Ÿ˜Ž A / D /IIf you borrow yourfriend's favoritegame, you shouldreturn it beforeborrowing anothergame. ๐ŸŽฎ๐Ÿ”„ A / D/ IA good borrowershould returnsomething even ifthe lender doesn'task for it back.๐Ÿ”„๐Ÿ‘ A / D / IIt is okay to borrowsomething fromyour brother orsister withoutasking. ๐Ÿ‘•๐Ÿค” A / D/ IIt is unfair when onestudent gets amuch bigger rewardthan anotherstudent for doingthe same amount ofwork. ๐Ÿ†โš–๏ธ A / D / IYou shouldnever borrowclothes fromyour friends.๐Ÿ‘•๐Ÿ˜‚ A / D / IIf you owesomeone money,you should tellthem when youwill pay themback. ๐Ÿ’ต๐Ÿ“… A / D /I

D2 L4 A/D - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. If you borrow a friend's bicycle, you should return it in the same condition. ๐Ÿšฒ๐Ÿ”„ A / D / I
  2. A borrower should always read the terms and conditions before borrowing money. ๐Ÿ“‹๐Ÿ’ฐ A / D / I
  3. If two people agree to a financial deal, both people should understand the terms and conditions. ๐Ÿ“‹๐Ÿค A / D / I
  4. It is okay to owe a friend a small amount of money for a long time. ๐Ÿ’ตโฐ A / D / I
  5. You should lend your phone to a friend if they need to make an emergency call. ๐Ÿ“ฑ๐Ÿšจ A / D / I
  6. Children should learn about financial problems before they become adults. ๐Ÿ’ฐ๐Ÿซ A / D / I
  7. A lender should clearly explain the rules before lending money. ๐Ÿ’ฐ๐Ÿ“‹ A / D / I
  8. Parents should charge their children interest when they lend them money. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง๐Ÿ’ฐ๐Ÿ“ˆ A / D / I
  9. If your friend lends you their expensive headphones, you should take extra care of them. ๐ŸŽงโค๏ธ A / D / I
  10. A lender should be able to refuse to lend something if they are worried it will be damaged. ๐Ÿšฒ๐Ÿ˜ฌ A / D / I
  11. You should never borrow something without asking first. ๐Ÿ™‹๐Ÿ“š A / D / I
  12. Parents should give children some money to practice making financial decisions. ๐Ÿ’ฐ๐Ÿง  A / D / I
  13. A student who owes their friend โ‚ฉ1,000 should not buy snacks until they pay the money back. ๐Ÿช๐Ÿ’ธ A / D / I
  14. Schools should teach students how loans and borrowing work. ๐Ÿซ๐Ÿ’ฐ A / D / I
  15. Borrowing something is okay even if you don't know when you will return it. ๐Ÿ“š๐Ÿคท A / D / I
  16. You should lend your favorite toy to a friend even if you are worried they might break it. ๐Ÿงธ๐Ÿ˜ฌ A / D / I
  17. You should compare the terms and conditions before choosing between two services. ๐Ÿ“‹โš–๏ธ A / D / I
  18. If someone borrows your pencil and loses it, they should replace it. โœ๏ธ๐Ÿ˜ฑ A / D / I
  19. Kids should have their own small financial budget. ๐Ÿ’ฐ๐Ÿ‘ฆ A / D / I
  20. You should lend your best friend money if they forget their wallet at school. ๐Ÿ’ฐ๐Ÿ‘ซ A / D / I
  21. If a friend lends you money, you should not spend it on something unnecessary. ๐Ÿ’ธ๐Ÿญ A / D / I
  22. If a friend keeps borrowing your things but never returns them, you should stop lending to them. ๐ŸŽ’๐Ÿšซ A / D / I
  23. Your parents should lend you money for something expensive if you promise to pay them back. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง๐Ÿ’ฐ A / D / I
  24. It is unfair if two students do the same job but receive unequal amounts of money. โš–๏ธ๐Ÿ’ต A / D / I
  25. If you borrow money from a friend, you should always pay it back quickly. ๐Ÿ’ต๐Ÿ”„ A / D / I
  26. The person borrowing something has more responsibility than the person lending it. ๐Ÿคโš–๏ธ A / D / I
  27. A borrower should be allowed to change the terms of a loan whenever they want. ๐Ÿ“‹๐Ÿ˜Ž A / D / I
  28. If you borrow your friend's favorite game, you should return it before borrowing another game. ๐ŸŽฎ๐Ÿ”„ A / D / I
  29. A good borrower should return something even if the lender doesn't ask for it back. ๐Ÿ”„๐Ÿ‘ A / D / I
  30. It is okay to borrow something from your brother or sister without asking. ๐Ÿ‘•๐Ÿค” A / D / I
  31. It is unfair when one student gets a much bigger reward than another student for doing the same amount of work. ๐Ÿ†โš–๏ธ A / D / I
  32. You should never borrow clothes from your friends. ๐Ÿ‘•๐Ÿ˜‚ A / D / I
  33. If you owe someone money, you should tell them when you will pay them back. ๐Ÿ’ต๐Ÿ“… A / D / I