Made a grocery list before shopping Had less than $20 until payday Know what a credit score is Used a rewards program Know my credit card limit Set a spending limit for going out Shared a streaming account legally Used cash instead of a card Have a money goal for this semester Borrowed or rented instead of buying Returned something I didn't need Said no to plans because of my budget Cancelled an unused subscription Know the difference between debit and credit Avoided shopping while hungry Know my monthly income Suggested a free activity with friends Saved spare change Saved for a large purchase instead of financing Paid a credit card balance in full Have an emergency fund Talked about money with someone I trusr Left something in my online cart overnight Used a reusable water bottle Used a budgeting app or spreadsheet Know my biggest spending category Avoided a buy-now- pay-later purchase Checked a receipt for mistakes Packed lunch instead of eating out Avoided a late fee Used campus resources to save money Used the library instead of buying a book Checked my bank account before buying something Compared needs before upgrading my phone Sold something I no longer use Checked my credit report Used a gift card I already had Set a savings goal Bought something secondhand Know what interest is Know at least one financial scam warning sign Unsubscribed from a store's marketing email Transferred money to savings automatically Read my pay stub Know what an overdraft is Walked or carpooled to save money Split a bulk purchase with a friend Checked my account after a night out Regretted an impulse purchase Said 'I have food at home' Know what APR means Used a student discount Know the difference between gross and net pay Skipped a rideshare when I had another option Made a budget this month Saved part of a paycheck Compared prices before buying Planned meals for the week Cooked instead of ordering delivery Chose groceries over takeout Skipped the coffee shop today Checked for a fee before using an ATM Checked my subscriptions Put money into savings Used something until it actually needed replacing Bought something because it was 'on sale Waited 24 hours before buying something Checked the price per unit Paid more than the minimum on a credit card Used a coupon or promo code Know where my paycheck goes Ate leftovers Know the difference between a want and a need Bought store- brand groceries Made a grocery list before shopping Had less than $20 until payday Know what a credit score is Used a rewards program Know my credit card limit Set a spending limit for going out Shared a streaming account legally Used cash instead of a card Have a money goal for this semester Borrowed or rented instead of buying Returned something I didn't need Said no to plans because of my budget Cancelled an unused subscription Know the difference between debit and credit Avoided shopping while hungry Know my monthly income Suggested a free activity with friends Saved spare change Saved for a large purchase instead of financing Paid a credit card balance in full Have an emergency fund Talked about money with someone I trusr Left something in my online cart overnight Used a reusable water bottle Used a budgeting app or spreadsheet Know my biggest spending category Avoided a buy-now- pay-later purchase Checked a receipt for mistakes Packed lunch instead of eating out Avoided a late fee Used campus resources to save money Used the library instead of buying a book Checked my bank account before buying something Compared needs before upgrading my phone Sold something I no longer use Checked my credit report Used a gift card I already had Set a savings goal Bought something secondhand Know what interest is Know at least one financial scam warning sign Unsubscribed from a store's marketing email Transferred money to savings automatically Read my pay stub Know what an overdraft is Walked or carpooled to save money Split a bulk purchase with a friend Checked my account after a night out Regretted an impulse purchase Said 'I have food at home' Know what APR means Used a student discount Know the difference between gross and net pay Skipped a rideshare when I had another option Made a budget this month Saved part of a paycheck Compared prices before buying Planned meals for the week Cooked instead of ordering delivery Chose groceries over takeout Skipped the coffee shop today Checked for a fee before using an ATM Checked my subscriptions Put money into savings Used something until it actually needed replacing Bought something because it was 'on sale Waited 24 hours before buying something Checked the price per unit Paid more than the minimum on a credit card Used a coupon or promo code Know where my paycheck goes Ate leftovers Know the difference between a want and a need Bought store- brand groceries
(Print)
Made a grocery list before shopping
Had less than $20 until payday
Know what a credit score is
Used a rewards program
Know my credit card limit
Set a spending limit for going out
Shared a streaming account legally
Used cash instead of a card
Have a money goal for this semester
Borrowed or rented instead of buying
Returned something I didn't need
Said no to plans because of my budget
Cancelled an unused subscription
Know the difference between debit and
credit
Avoided shopping while hungry
Know my monthly income
Suggested a free activity with friends
Saved spare change
Saved for a large purchase instead of
financing
Paid a credit card balance in full
Have an emergency fund
Talked about money with someone I
trusr
Left something in my online cart
overnight
Used a reusable water bottle
Used a budgeting app or spreadsheet
Know my biggest spending category
Avoided a buy-now-pay-later purchase
Checked a receipt for mistakes
Packed lunch instead of eating out
Avoided a late fee
Used campus resources to save money
Used the library instead of buying a
book
Checked my bank account before buying something
Compared needs before upgrading my
phone
Sold something I no longer use
Checked my credit report
Used a gift card I already had
Set a savings goal
Bought something secondhand
Know what interest is
Know at least one financial scam
warning sign
Unsubscribed from a store's marketing
email
Transferred money to savings
automatically
Read my pay stub
Know what an overdraft is
Walked or carpooled to save money
Split a bulk purchase with a friend
Checked my account after a night out
Regretted an impulse purchase
Said 'I have food at home'
Know what APR means
Used a student discount
Know the difference between gross and
net pay
Skipped a rideshare when I had another
option
Made a budget this month
Saved part of a paycheck
Compared prices before buying
Planned meals for the week
Cooked instead of ordering delivery
Chose groceries over takeout
Skipped the coffee shop today
Checked for a fee before using an ATM
Checked my subscriptions
Put money into savings
Used something until it actually needed replacing
Bought something because it was 'on sale
Waited 24 hours before buying something
Checked the price per unit
Paid more than the minimum on a credit
card
Used a coupon or promo code
Know where my paycheck goes
Ate leftovers
Know the difference between a want and a need
Bought store-brand groceries
