LongTermGoalMediumTermGoalNeedsCashFlowSpecificInstantGratifica-tionWantsRelevantDelayedGratifica-tionSpendingLogVariableExpensesMeasurable80%TimeBoundAttainable10%ExpensesIncomeEmergencyFundFixedExpensesValues20%ShortTermGoalOpportunityCostPYFSpendingLogPeriodicExpensesSpendingPlanLongTermGoalMediumTermGoalNeedsCashFlowSpecificInstantGratifica-tionWantsRelevantDelayedGratifica-tionSpendingLogVariableExpensesMeasurable80%TimeBoundAttainable10%ExpensesIncomeEmergencyFundFixedExpensesValues20%ShortTermGoalOpportunityCostPYFSpendingLogPeriodicExpensesSpendingPlan

Unit One - $$$ Management - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Long Term Goal
  2. Medium Term Goal
  3. Needs
  4. Cash Flow
  5. Specific
  6. Instant Gratifica-tion
  7. Wants
  8. Relevant
  9. Delayed Gratifica-tion
  10. Spending Log
  11. Variable Expenses
  12. Measurable
  13. 80%
  14. Time Bound
  15. Attainable
  16. 10%
  17. Expenses
  18. Income
  19. Emergency Fund
  20. Fixed Expenses
  21. Values
  22. 20%
  23. Short Term Goal
  24. Opportunity Cost
  25. PYF
  26. Spending Log
  27. Periodic Expenses
  28. Spending Plan