80%LongTermGoalNeedsSpendingPlanCashFlowSpendingLogIncomeTimeBound20%MediumTermGoalFixedExpensesEmergencyFundRelevantPeriodicExpensesInstantGratifica-tionWantsShortTermGoalVariableExpensesValuesOpportunityCost10%PYFSpendingLogAttainableSpecificExpensesDelayedGratifica-tionMeasurable80%LongTermGoalNeedsSpendingPlanCashFlowSpendingLogIncomeTimeBound20%MediumTermGoalFixedExpensesEmergencyFundRelevantPeriodicExpensesInstantGratifica-tionWantsShortTermGoalVariableExpensesValuesOpportunityCost10%PYFSpendingLogAttainableSpecificExpensesDelayedGratifica-tionMeasurable

Unit One - $$$ Management - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. 80%
  2. Long Term Goal
  3. Needs
  4. Spending Plan
  5. Cash Flow
  6. Spending Log
  7. Income
  8. Time Bound
  9. 20%
  10. Medium Term Goal
  11. Fixed Expenses
  12. Emergency Fund
  13. Relevant
  14. Periodic Expenses
  15. Instant Gratifica-tion
  16. Wants
  17. Short Term Goal
  18. Variable Expenses
  19. Values
  20. Opportunity Cost
  21. 10%
  22. PYF
  23. Spending Log
  24. Attainable
  25. Specific
  26. Expenses
  27. Delayed Gratifica-tion
  28. Measurable