PYFExpensesValuesNeedsShortTermGoalVariableExpenses20%SpecificSpendingLogSpendingPlan80%PeriodicExpensesMeasurableAttainableMediumTermGoalOpportunityCostTimeBoundInstantGratifica-tionWantsRelevantCashFlowEmergencyFundLongTermGoalFixedExpensesIncome10%DelayedGratifica-tionSpendingLogPYFExpensesValuesNeedsShortTermGoalVariableExpenses20%SpecificSpendingLogSpendingPlan80%PeriodicExpensesMeasurableAttainableMediumTermGoalOpportunityCostTimeBoundInstantGratifica-tionWantsRelevantCashFlowEmergencyFundLongTermGoalFixedExpensesIncome10%DelayedGratifica-tionSpendingLog

Unit One - $$$ Management - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. PYF
  2. Expenses
  3. Values
  4. Needs
  5. Short Term Goal
  6. Variable Expenses
  7. 20%
  8. Specific
  9. Spending Log
  10. Spending Plan
  11. 80%
  12. Periodic Expenses
  13. Measurable
  14. Attainable
  15. Medium Term Goal
  16. Opportunity Cost
  17. Time Bound
  18. Instant Gratifica-tion
  19. Wants
  20. Relevant
  21. Cash Flow
  22. Emergency Fund
  23. Long Term Goal
  24. Fixed Expenses
  25. Income
  26. 10%
  27. Delayed Gratifica-tion
  28. Spending Log