OpportunityCostInstantGratifica-tionExpensesDelayedGratifica-tionFixedExpensesMediumTermGoalMeasurableShortTermGoalRelevantPeriodicExpensesSpendingLogLongTermGoalAttainableSpendingLog80%Income20%PYFWantsSpecificSpendingPlanEmergencyFundVariableExpensesNeedsCashFlowValuesTimeBound10%OpportunityCostInstantGratifica-tionExpensesDelayedGratifica-tionFixedExpensesMediumTermGoalMeasurableShortTermGoalRelevantPeriodicExpensesSpendingLogLongTermGoalAttainableSpendingLog80%Income20%PYFWantsSpecificSpendingPlanEmergencyFundVariableExpensesNeedsCashFlowValuesTimeBound10%

Unit One - $$$ Management - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Opportunity Cost
  2. Instant Gratifica-tion
  3. Expenses
  4. Delayed Gratifica-tion
  5. Fixed Expenses
  6. Medium Term Goal
  7. Measurable
  8. Short Term Goal
  9. Relevant
  10. Periodic Expenses
  11. Spending Log
  12. Long Term Goal
  13. Attainable
  14. Spending Log
  15. 80%
  16. Income
  17. 20%
  18. PYF
  19. Wants
  20. Specific
  21. Spending Plan
  22. Emergency Fund
  23. Variable Expenses
  24. Needs
  25. Cash Flow
  26. Values
  27. Time Bound
  28. 10%