NeedsThings youhave tohave; theseare essentialExpensesThe costrequiredto pay forsomething50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.BillsAn amountof moneyowed forgoods orservicesFree!PayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.NetPayThe amount ofmoney you recievein your paycheckafter anydeductions ortaxes are takenoutGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutIncometaxestax on theincome of aperson orbusinessAllowanceAn amountof moneypaidregularly to apersonSavingPuttingasidemoney forfuture useIncomeMoneyreceived ona regularbasisBudgetA breakdown ofyour incomeand expensesfor a set periodof timeWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveGovernmentspendingFederalbudget thatis approvedby CongressPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesNeedsThings youhave tohave; theseare essentialExpensesThe costrequiredto pay forsomething50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.BillsAn amountof moneyowed forgoods orservicesFree!PayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.NetPayThe amount ofmoney you recievein your paycheckafter anydeductions ortaxes are takenoutGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutIncometaxestax on theincome of aperson orbusinessAllowanceAn amountof moneypaidregularly to apersonSavingPuttingasidemoney forfuture useIncomeMoneyreceived ona regularbasisBudgetA breakdown ofyour incomeand expensesfor a set periodof timeWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveGovernmentspendingFederalbudget thatis approvedby CongressPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxes

NGPF-Budgeting - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Things you have to have; these are essential
    Needs
  2. The cost required to pay for something
    Expenses
  3. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  4. An amount of money owed for goods or services
    Bills
  5. Free!
  6. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  7. The amount of money you recieve in your paycheck after any deductions or taxes are taken out
    Net Pay
  8. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  9. tax on the income of a person or business
    Income taxes
  10. An amount of money paid regularly to a person
    Allowance
  11. Putting aside money for future use
    Saving
  12. Money received on a regular basis
    Income
  13. A breakdown of your income and expenses for a set period of time
    Budget
  14. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  15. Federal budget that is approved by Congress
    Government spending
  16. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub