NeedsThings youhave tohave; theseare essentialGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutIncomeMoneyreceived ona regularbasisPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.PayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesGovernmentspendingFederalbudget thatis approvedby CongressBudgetA breakdown ofyour incomeand expensesfor a set periodof timeNetPayThe amount ofmoney you recievein your paycheckafter anydeductions ortaxes are takenoutExpensesThe costrequiredto pay forsomethingSavingPuttingasidemoney forfuture useBillsAn amountof moneyowed forgoods orservicesAllowanceAn amountof moneypaidregularly to apersonWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto have50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.Free!Incometaxestax on theincome of aperson orbusinessNeedsThings youhave tohave; theseare essentialGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutIncomeMoneyreceived ona regularbasisPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.PayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesGovernmentspendingFederalbudget thatis approvedby CongressBudgetA breakdown ofyour incomeand expensesfor a set periodof timeNetPayThe amount ofmoney you recievein your paycheckafter anydeductions ortaxes are takenoutExpensesThe costrequiredto pay forsomethingSavingPuttingasidemoney forfuture useBillsAn amountof moneyowed forgoods orservicesAllowanceAn amountof moneypaidregularly to apersonWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto have50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.Free!Incometaxestax on theincome of aperson orbusiness

NGPF-Budgeting - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Things you have to have; these are essential
    Needs
  2. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  3. Money received on a regular basis
    Income
  4. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  5. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  6. Federal budget that is approved by Congress
    Government spending
  7. A breakdown of your income and expenses for a set period of time
    Budget
  8. The amount of money you recieve in your paycheck after any deductions or taxes are taken out
    Net Pay
  9. The cost required to pay for something
    Expenses
  10. Putting aside money for future use
    Saving
  11. An amount of money owed for goods or services
    Bills
  12. An amount of money paid regularly to a person
    Allowance
  13. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  14. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  15. Free!
  16. tax on the income of a person or business
    Income taxes