NetPayThe amount ofmoney you recievein your paycheckafter anydeductions ortaxes are takenoutExpensesThe costrequiredto pay forsomethingGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.WantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveIncometaxestax on theincome of aperson orbusinessGovernmentspendingFederalbudget thatis approvedby CongressBillsAn amountof moneyowed forgoods orservicesAllowanceAn amountof moneypaidregularly to apersonBudgetA breakdown ofyour incomeand expensesfor a set periodof timeNeedsThings youhave tohave; theseare essentialSavingPuttingasidemoney forfuture usePayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesFree!IncomeMoneyreceived ona regularbasis50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.NetPayThe amount ofmoney you recievein your paycheckafter anydeductions ortaxes are takenoutExpensesThe costrequiredto pay forsomethingGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.WantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveIncometaxestax on theincome of aperson orbusinessGovernmentspendingFederalbudget thatis approvedby CongressBillsAn amountof moneyowed forgoods orservicesAllowanceAn amountof moneypaidregularly to apersonBudgetA breakdown ofyour incomeand expensesfor a set periodof timeNeedsThings youhave tohave; theseare essentialSavingPuttingasidemoney forfuture usePayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesFree!IncomeMoneyreceived ona regularbasis50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.

NGPF-Budgeting - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. The amount of money you recieve in your paycheck after any deductions or taxes are taken out
    Net Pay
  2. The cost required to pay for something
    Expenses
  3. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  4. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  5. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  6. tax on the income of a person or business
    Income taxes
  7. Federal budget that is approved by Congress
    Government spending
  8. An amount of money owed for goods or services
    Bills
  9. An amount of money paid regularly to a person
    Allowance
  10. A breakdown of your income and expenses for a set period of time
    Budget
  11. Things you have to have; these are essential
    Needs
  12. Putting aside money for future use
    Saving
  13. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  14. Free!
  15. Money received on a regular basis
    Income
  16. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule