Free!RepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsSavingsAccount A bankaccount thatearnsinterestInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)CreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditLoanA thing thatis borrowed,usually asum ofmoneyNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutCheckingAccountAn account at abank where youcan deposit andwithdrawmoneySavingPuttingasidemoney forfuture useWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveAllowanceAn amountof moneypaidregularly to apersonIncomeMoneyreceived ona regularbasisExpensesThe costrequiredto pay forsomethingBudgetA breakdown ofyour incomeand expensesfor a set periodof timeIncometaxestax on theincome of aperson orbusinessTransactionBuying orsellingsomething; abusinessdealPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.NeedsThings youhave tohave; theseare essentialCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanGovernmentspendingFederalbudget thatis approvedby Congress50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.CreditScoreA rating ofyourpreviousresponsibilitywith creditGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.Money paidregularly at aparticular ratefor the use ofmoney lentInterestBillsAn amountof moneyowed forgoods orservicesPrincipalThe originalsum ofmoneyinvested orlentCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyFree!RepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsSavingsAccount A bankaccount thatearnsinterestInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)CreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditLoanA thing thatis borrowed,usually asum ofmoneyNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutCheckingAccountAn account at abank where youcan deposit andwithdrawmoneySavingPuttingasidemoney forfuture useWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveAllowanceAn amountof moneypaidregularly to apersonIncomeMoneyreceived ona regularbasisExpensesThe costrequiredto pay forsomethingBudgetA breakdown ofyour incomeand expensesfor a set periodof timeIncometaxestax on theincome of aperson orbusinessTransactionBuying orsellingsomething; abusinessdealPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.NeedsThings youhave tohave; theseare essentialCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanGovernmentspendingFederalbudget thatis approvedby Congress50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.CreditScoreA rating ofyourpreviousresponsibilitywith creditGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.Money paidregularly at aparticular ratefor the use ofmoney lentInterestBillsAn amountof moneyowed forgoods orservicesPrincipalThe originalsum ofmoneyinvested orlentCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card company

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Free!
  2. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  3. A bank account that earns interest
    Savings Account
  4. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  5. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  6. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  7. A thing that is borrowed, usually a sum of money
    Loan
  8. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  9. An account at a bank where you can deposit and withdraw money
    Checking Account
  10. Putting aside money for future use
    Saving
  11. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  12. An amount of money paid regularly to a person
    Allowance
  13. Money received on a regular basis
    Income
  14. The cost required to pay for something
    Expenses
  15. A breakdown of your income and expenses for a set period of time
    Budget
  16. tax on the income of a person or business
    Income taxes
  17. Buying or selling something; a business deal
    Transaction
  18. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  19. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  20. Things you have to have; these are essential
    Needs
  21. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  22. Federal budget that is approved by Congress
    Government spending
  23. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  24. A rating of your previous responsibility with credit
    Credit Score
  25. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  26. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  27. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  28. Interest
    Money paid regularly at a particular rate for the use of money lent
  29. An amount of money owed for goods or services
    Bills
  30. The original sum of money invested or lent
    Principal
  31. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt