CheckingAccountAn account at abank where youcan deposit andwithdrawmoneyPrincipalThe originalsum ofmoneyinvested orlentAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.CreditScoreA rating ofyourpreviousresponsibilitywith creditCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronFree!WantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto havePayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.NetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutMoney paidregularly at aparticular ratefor the use ofmoney lentInterestCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditExpensesThe costrequiredto pay forsomethingBudgetA breakdown ofyour incomeand expensesfor a set periodof timeRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutLoanA thing thatis borrowed,usually asum ofmoneyInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.SavingPuttingasidemoney forfuture useBillsAn amountof moneyowed forgoods orservicesTransactionBuying orsellingsomething; abusinessdealNeedsThings youhave tohave; theseare essentialGovernmentspendingFederalbudget thatis approvedby CongressAllowanceAn amountof moneypaidregularly to apersonIncomeMoneyreceived ona regularbasisIncometaxestax on theincome of aperson orbusinessSavingsAccount A bankaccount thatearnsinterestCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyPrincipalThe originalsum ofmoneyinvested orlentAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.CreditScoreA rating ofyourpreviousresponsibilitywith creditCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronFree!WantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto havePayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.NetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutMoney paidregularly at aparticular ratefor the use ofmoney lentInterestCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditExpensesThe costrequiredto pay forsomethingBudgetA breakdown ofyour incomeand expensesfor a set periodof timeRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutLoanA thing thatis borrowed,usually asum ofmoneyInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.SavingPuttingasidemoney forfuture useBillsAn amountof moneyowed forgoods orservicesTransactionBuying orsellingsomething; abusinessdealNeedsThings youhave tohave; theseare essentialGovernmentspendingFederalbudget thatis approvedby CongressAllowanceAn amountof moneypaidregularly to apersonIncomeMoneyreceived ona regularbasisIncometaxestax on theincome of aperson orbusinessSavingsAccount A bankaccount thatearnsinterest

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. An account at a bank where you can deposit and withdraw money
    Checking Account
  2. The original sum of money invested or lent
    Principal
  3. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  4. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  5. A rating of your previous responsibility with credit
    Credit Score
  6. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  7. Free!
  8. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  9. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  10. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  11. Interest
    Money paid regularly at a particular rate for the use of money lent
  12. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  13. The cost required to pay for something
    Expenses
  14. A breakdown of your income and expenses for a set period of time
    Budget
  15. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  16. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  17. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt
  18. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  19. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  20. A thing that is borrowed, usually a sum of money
    Loan
  21. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  22. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  23. Putting aside money for future use
    Saving
  24. An amount of money owed for goods or services
    Bills
  25. Buying or selling something; a business deal
    Transaction
  26. Things you have to have; these are essential
    Needs
  27. Federal budget that is approved by Congress
    Government spending
  28. An amount of money paid regularly to a person
    Allowance
  29. Money received on a regular basis
    Income
  30. tax on the income of a person or business
    Income taxes
  31. A bank account that earns interest
    Savings Account