SavingPuttingasidemoney forfuture useAllowanceAn amountof moneypaidregularly to apersonGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveCreditScoreA rating ofyourpreviousresponsibilitywith creditLoanA thing thatis borrowed,usually asum ofmoneyCheckingAccountAn account at abank where youcan deposit andwithdrawmoneySavingsAccount A bankaccount thatearnsinterestCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronNeedsThings youhave tohave; theseare essentialGovernmentspendingFederalbudget thatis approvedby CongressDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.NetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutMoney paidregularly at aparticular ratefor the use ofmoney lentInterestIncomeMoneyreceived ona regularbasisPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.TransactionBuying orsellingsomething; abusinessdealCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesIncometaxestax on theincome of aperson orbusinessBudgetA breakdown ofyour incomeand expensesfor a set periodof timeFree!PrincipalThe originalsum ofmoneyinvested orlentCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loan50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.APRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)CreditCardA card issued by abank, allowing youto purchase goodsor services oncreditBillsAn amountof moneyowed forgoods orservicesExpensesThe costrequiredto pay forsomethingRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)SavingPuttingasidemoney forfuture useAllowanceAn amountof moneypaidregularly to apersonGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveCreditScoreA rating ofyourpreviousresponsibilitywith creditLoanA thing thatis borrowed,usually asum ofmoneyCheckingAccountAn account at abank where youcan deposit andwithdrawmoneySavingsAccount A bankaccount thatearnsinterestCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronNeedsThings youhave tohave; theseare essentialGovernmentspendingFederalbudget thatis approvedby CongressDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.NetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutMoney paidregularly at aparticular ratefor the use ofmoney lentInterestIncomeMoneyreceived ona regularbasisPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.TransactionBuying orsellingsomething; abusinessdealCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesIncometaxestax on theincome of aperson orbusinessBudgetA breakdown ofyour incomeand expensesfor a set periodof timeFree!PrincipalThe originalsum ofmoneyinvested orlentCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loan50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.APRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)CreditCardA card issued by abank, allowing youto purchase goodsor services oncreditBillsAn amountof moneyowed forgoods orservicesExpensesThe costrequiredto pay forsomethingRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
  1. Putting aside money for future use
    Saving
  2. An amount of money paid regularly to a person
    Allowance
  3. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  4. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  5. A rating of your previous responsibility with credit
    Credit Score
  6. A thing that is borrowed, usually a sum of money
    Loan
  7. An account at a bank where you can deposit and withdraw money
    Checking Account
  8. A bank account that earns interest
    Savings Account
  9. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  10. Things you have to have; these are essential
    Needs
  11. Federal budget that is approved by Congress
    Government spending
  12. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  13. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  14. Interest
    Money paid regularly at a particular rate for the use of money lent
  15. Money received on a regular basis
    Income
  16. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  17. Buying or selling something; a business deal
    Transaction
  18. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt
  19. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  20. tax on the income of a person or business
    Income taxes
  21. A breakdown of your income and expenses for a set period of time
    Budget
  22. Free!
  23. The original sum of money invested or lent
    Principal
  24. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  25. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  26. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  27. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  28. An amount of money owed for goods or services
    Bills
  29. The cost required to pay for something
    Expenses
  30. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  31. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate