Money paidregularly at aparticular ratefor the use ofmoney lentInterestExpensesThe costrequiredto pay forsomethingInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)Incometaxestax on theincome of aperson orbusinessBudgetA breakdown ofyour incomeand expensesfor a set periodof timeNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutSavingsAccount A bankaccount thatearnsinterestRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsAllowanceAn amountof moneypaidregularly to apersonCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditPrincipalThe originalsum ofmoneyinvested orlentGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveGovernmentspendingFederalbudget thatis approvedby CongressPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesCreditScoreA rating ofyourpreviousresponsibilitywith credit50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.CreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronLoanA thing thatis borrowed,usually asum ofmoneyFree!CreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)SavingPuttingasidemoney forfuture useDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.PayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.IncomeMoneyreceived ona regularbasisNeedsThings youhave tohave; theseare essentialCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyBillsAn amountof moneyowed forgoods orservicesTransactionBuying orsellingsomething; abusinessdealCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanMoney paidregularly at aparticular ratefor the use ofmoney lentInterestExpensesThe costrequiredto pay forsomethingInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)Incometaxestax on theincome of aperson orbusinessBudgetA breakdown ofyour incomeand expensesfor a set periodof timeNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutSavingsAccount A bankaccount thatearnsinterestRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsAllowanceAn amountof moneypaidregularly to apersonCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditPrincipalThe originalsum ofmoneyinvested orlentGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveGovernmentspendingFederalbudget thatis approvedby CongressPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesCreditScoreA rating ofyourpreviousresponsibilitywith credit50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.CreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronLoanA thing thatis borrowed,usually asum ofmoneyFree!CreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)SavingPuttingasidemoney forfuture useDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.PayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.IncomeMoneyreceived ona regularbasisNeedsThings youhave tohave; theseare essentialCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyBillsAn amountof moneyowed forgoods orservicesTransactionBuying orsellingsomething; abusinessdealCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loan

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Interest
    Money paid regularly at a particular rate for the use of money lent
  2. The cost required to pay for something
    Expenses
  3. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  4. tax on the income of a person or business
    Income taxes
  5. A breakdown of your income and expenses for a set period of time
    Budget
  6. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  7. A bank account that earns interest
    Savings Account
  8. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  9. An amount of money paid regularly to a person
    Allowance
  10. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  11. The original sum of money invested or lent
    Principal
  12. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  13. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  14. Federal budget that is approved by Congress
    Government spending
  15. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  16. A rating of your previous responsibility with credit
    Credit Score
  17. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  18. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  19. A thing that is borrowed, usually a sum of money
    Loan
  20. Free!
  21. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt
  22. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  23. Putting aside money for future use
    Saving
  24. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  25. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  26. Money received on a regular basis
    Income
  27. Things you have to have; these are essential
    Needs
  28. An account at a bank where you can deposit and withdraw money
    Checking Account
  29. An amount of money owed for goods or services
    Bills
  30. Buying or selling something; a business deal
    Transaction
  31. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer