CreditScoreA rating ofyourpreviousresponsibilitywith creditBillsAn amountof moneyowed forgoods orservicesNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutNeedsThings youhave tohave; theseare essentialIncometaxestax on theincome of aperson orbusinessCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronTransactionBuying orsellingsomething; abusinessdealIncomeMoneyreceived ona regularbasisPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)LoanA thing thatis borrowed,usually asum ofmoneyWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveMoney paidregularly at aparticular ratefor the use ofmoney lentInterest50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.CreditCardA card issued by abank, allowing youto purchase goodsor services oncreditPrincipalThe originalsum ofmoneyinvested orlentCheckingAccountAn account at abank where youcan deposit andwithdrawmoneySavingPuttingasidemoney forfuture useCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.APRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)AllowanceAn amountof moneypaidregularly to apersonExpensesThe costrequiredto pay forsomethingGovernmentspendingFederalbudget thatis approvedby CongressBudgetA breakdown ofyour incomeand expensesfor a set periodof timePayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.GrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsFree!SavingsAccount A bankaccount thatearnsinterestCreditScoreA rating ofyourpreviousresponsibilitywith creditBillsAn amountof moneyowed forgoods orservicesNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutNeedsThings youhave tohave; theseare essentialIncometaxestax on theincome of aperson orbusinessCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronTransactionBuying orsellingsomething; abusinessdealIncomeMoneyreceived ona regularbasisPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)LoanA thing thatis borrowed,usually asum ofmoneyWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveMoney paidregularly at aparticular ratefor the use ofmoney lentInterest50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.CreditCardA card issued by abank, allowing youto purchase goodsor services oncreditPrincipalThe originalsum ofmoneyinvested orlentCheckingAccountAn account at abank where youcan deposit andwithdrawmoneySavingPuttingasidemoney forfuture useCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.APRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)AllowanceAn amountof moneypaidregularly to apersonExpensesThe costrequiredto pay forsomethingGovernmentspendingFederalbudget thatis approvedby CongressBudgetA breakdown ofyour incomeand expensesfor a set periodof timePayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.GrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsFree!SavingsAccount A bankaccount thatearnsinterest

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A rating of your previous responsibility with credit
    Credit Score
  2. An amount of money owed for goods or services
    Bills
  3. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  4. Things you have to have; these are essential
    Needs
  5. tax on the income of a person or business
    Income taxes
  6. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  7. Buying or selling something; a business deal
    Transaction
  8. Money received on a regular basis
    Income
  9. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  10. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  11. A thing that is borrowed, usually a sum of money
    Loan
  12. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  13. Interest
    Money paid regularly at a particular rate for the use of money lent
  14. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  15. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  16. The original sum of money invested or lent
    Principal
  17. An account at a bank where you can deposit and withdraw money
    Checking Account
  18. Putting aside money for future use
    Saving
  19. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  20. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt
  21. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  22. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  23. An amount of money paid regularly to a person
    Allowance
  24. The cost required to pay for something
    Expenses
  25. Federal budget that is approved by Congress
    Government spending
  26. A breakdown of your income and expenses for a set period of time
    Budget
  27. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  28. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  29. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  30. Free!
  31. A bank account that earns interest
    Savings Account