PayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesPrincipalThe originalsum ofmoneyinvested orlentNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.ExpensesThe costrequiredto pay forsomethingIncomeMoneyreceived ona regularbasisRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveFree!Money paidregularly at aparticular ratefor the use ofmoney lentInterestSavingsAccount A bankaccount thatearnsinterestPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.NeedsThings youhave tohave; theseare essentialTransactionBuying orsellingsomething; abusinessdealAllowanceAn amountof moneypaidregularly to apersonBillsAn amountof moneyowed forgoods orservicesLoanA thing thatis borrowed,usually asum ofmoneyGovernmentspendingFederalbudget thatis approvedby CongressCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyIncometaxestax on theincome of aperson orbusinessCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanCreditScoreA rating ofyourpreviousresponsibilitywith creditCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronBudgetA breakdown ofyour incomeand expensesfor a set periodof timeSavingPuttingasidemoney forfuture useCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)PayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesPrincipalThe originalsum ofmoneyinvested orlentNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.ExpensesThe costrequiredto pay forsomethingIncomeMoneyreceived ona regularbasisRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveFree!Money paidregularly at aparticular ratefor the use ofmoney lentInterestSavingsAccount A bankaccount thatearnsinterestPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.NeedsThings youhave tohave; theseare essentialTransactionBuying orsellingsomething; abusinessdealAllowanceAn amountof moneypaidregularly to apersonBillsAn amountof moneyowed forgoods orservicesLoanA thing thatis borrowed,usually asum ofmoneyGovernmentspendingFederalbudget thatis approvedby CongressCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyIncometaxestax on theincome of aperson orbusinessCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanCreditScoreA rating ofyourpreviousresponsibilitywith creditCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronBudgetA breakdown ofyour incomeand expensesfor a set periodof timeSavingPuttingasidemoney forfuture useCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  2. The original sum of money invested or lent
    Principal
  3. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  4. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  5. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  6. The cost required to pay for something
    Expenses
  7. Money received on a regular basis
    Income
  8. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  9. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  10. Free!
  11. Interest
    Money paid regularly at a particular rate for the use of money lent
  12. A bank account that earns interest
    Savings Account
  13. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  14. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  15. Things you have to have; these are essential
    Needs
  16. Buying or selling something; a business deal
    Transaction
  17. An amount of money paid regularly to a person
    Allowance
  18. An amount of money owed for goods or services
    Bills
  19. A thing that is borrowed, usually a sum of money
    Loan
  20. Federal budget that is approved by Congress
    Government spending
  21. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt
  22. tax on the income of a person or business
    Income taxes
  23. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  24. A rating of your previous responsibility with credit
    Credit Score
  25. An account at a bank where you can deposit and withdraw money
    Checking Account
  26. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  27. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  28. A breakdown of your income and expenses for a set period of time
    Budget
  29. Putting aside money for future use
    Saving
  30. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  31. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR