AllowanceAn amountof moneypaidregularly to apersonBudgetA breakdown ofyour incomeand expensesfor a set periodof timeCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesSavingPuttingasidemoney forfuture useGovernmentspendingFederalbudget thatis approvedby CongressRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)PayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.Incometaxestax on theincome of aperson orbusinessExpensesThe costrequiredto pay forsomethingCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card company50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.Money paidregularly at aparticular ratefor the use ofmoney lentInterestIncomeMoneyreceived ona regularbasisCreditScoreA rating ofyourpreviousresponsibilitywith creditNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveLoanA thing thatis borrowed,usually asum ofmoneyPrincipalThe originalsum ofmoneyinvested orlentCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronTransactionBuying orsellingsomething; abusinessdealCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyFree!NeedsThings youhave tohave; theseare essentialGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)SavingsAccount A bankaccount thatearnsinterestBillsAn amountof moneyowed forgoods orservicesAllowanceAn amountof moneypaidregularly to apersonBudgetA breakdown ofyour incomeand expensesfor a set periodof timeCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesSavingPuttingasidemoney forfuture useGovernmentspendingFederalbudget thatis approvedby CongressRepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)PayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.Incometaxestax on theincome of aperson orbusinessExpensesThe costrequiredto pay forsomethingCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card company50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.Money paidregularly at aparticular ratefor the use ofmoney lentInterestIncomeMoneyreceived ona regularbasisCreditScoreA rating ofyourpreviousresponsibilitywith creditNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveLoanA thing thatis borrowed,usually asum ofmoneyPrincipalThe originalsum ofmoneyinvested orlentCreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronTransactionBuying orsellingsomething; abusinessdealCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyFree!NeedsThings youhave tohave; theseare essentialGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)SavingsAccount A bankaccount thatearnsinterestBillsAn amountof moneyowed forgoods orservices

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. An amount of money paid regularly to a person
    Allowance
  2. A breakdown of your income and expenses for a set period of time
    Budget
  3. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  4. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  5. Putting aside money for future use
    Saving
  6. Federal budget that is approved by Congress
    Government spending
  7. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  8. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  9. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  10. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  11. tax on the income of a person or business
    Income taxes
  12. The cost required to pay for something
    Expenses
  13. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt
  14. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  15. Interest
    Money paid regularly at a particular rate for the use of money lent
  16. Money received on a regular basis
    Income
  17. A rating of your previous responsibility with credit
    Credit Score
  18. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  19. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  20. A thing that is borrowed, usually a sum of money
    Loan
  21. The original sum of money invested or lent
    Principal
  22. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  23. Buying or selling something; a business deal
    Transaction
  24. An account at a bank where you can deposit and withdraw money
    Checking Account
  25. Free!
  26. Things you have to have; these are essential
    Needs
  27. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  28. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  29. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  30. A bank account that earns interest
    Savings Account
  31. An amount of money owed for goods or services
    Bills