LoanA thing thatis borrowed,usually asum ofmoneyFree!RepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsIncometaxestax on theincome of aperson orbusinessCreditScoreA rating ofyourpreviousresponsibilitywith creditAllowanceAn amountof moneypaidregularly to apersonCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditTransactionBuying orsellingsomething; abusinessdealCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.SavingsAccount A bankaccount thatearnsinterestPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxes50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.BudgetA breakdown ofyour incomeand expensesfor a set periodof timeInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)GovernmentspendingFederalbudget thatis approvedby CongressSavingPuttingasidemoney forfuture useCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveNeedsThings youhave tohave; theseare essentialAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)Money paidregularly at aparticular ratefor the use ofmoney lentInterestExpensesThe costrequiredto pay forsomethingPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.CreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronIncomeMoneyreceived ona regularbasisGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyPrincipalThe originalsum ofmoneyinvested orlentNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutBillsAn amountof moneyowed forgoods orservicesLoanA thing thatis borrowed,usually asum ofmoneyFree!RepaymentPlanA way to pay back aloan over anextended period oftime, generally bymaking fixed monthlypaymentsIncometaxestax on theincome of aperson orbusinessCreditScoreA rating ofyourpreviousresponsibilitywith creditAllowanceAn amountof moneypaidregularly to apersonCreditCardA card issued by abank, allowing youto purchase goodsor services oncreditTransactionBuying orsellingsomething; abusinessdealCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.SavingsAccount A bankaccount thatearnsinterestPayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxes50/20/30RuleA budgetingtechnique where 50%of your paycheck isspent on needs, 30%on wants, and thelast 20% on savings.BudgetA breakdown ofyour incomeand expensesfor a set periodof timeInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)GovernmentspendingFederalbudget thatis approvedby CongressSavingPuttingasidemoney forfuture useCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would be niceto haveNeedsThings youhave tohave; theseare essentialAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)Money paidregularly at aparticular ratefor the use ofmoney lentInterestExpensesThe costrequiredto pay forsomethingPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediately afterreceiving your paycheck,rather than waiting until theend of the month to savewhat's left.CreditThe trust that letspeople give things(like goods, servicesor money) to otherpeople in the hopethey will repay lateronIncomeMoneyreceived ona regularbasisGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditCardDebtPurchases oradvances using thecredit card that havenot yet been paidback, owed to yourcredit card companyPrincipalThe originalsum ofmoneyinvested orlentNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutBillsAn amountof moneyowed forgoods orservices

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A thing that is borrowed, usually a sum of money
    Loan
  2. Free!
  3. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  4. tax on the income of a person or business
    Income taxes
  5. A rating of your previous responsibility with credit
    Credit Score
  6. An amount of money paid regularly to a person
    Allowance
  7. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  8. Buying or selling something; a business deal
    Transaction
  9. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  10. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  11. A bank account that earns interest
    Savings Account
  12. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  13. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  14. A breakdown of your income and expenses for a set period of time
    Budget
  15. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  16. Federal budget that is approved by Congress
    Government spending
  17. Putting aside money for future use
    Saving
  18. An account at a bank where you can deposit and withdraw money
    Checking Account
  19. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  20. Things you have to have; these are essential
    Needs
  21. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  22. Interest
    Money paid regularly at a particular rate for the use of money lent
  23. The cost required to pay for something
    Expenses
  24. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  25. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  26. Money received on a regular basis
    Income
  27. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  28. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt
  29. The original sum of money invested or lent
    Principal
  30. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  31. An amount of money owed for goods or services
    Bills