inconsistentformattingon bankstatementsPreviouslyRejected Loan,NewEmploymentafter Rejectionprimarypurchaselocated fartheraway fromemployerEmploymentStart DateJan 1stsecondaryresidencewithin ~10miles ofprimaryIncomedeposits onlyafter creditreport dateleaseagreementsigned byfamily2 primarytransactionswithin 3monthsDeductionsdon't addup onpaystubsGift donorrelationshipchanges tomeet guidelinerequirementsRoundedearningsonpaystubsCurrentprimary lessvaluablethan subjectpropertyBorrowerreceived araise afterprevious loanwas rejectedloanwithdrawnafter proof ofreceipt wasrequestedConsecutivepaychecknumberstenant/vacantappraisal onprimary refiTypo onpaystubsprimary refi,no docs in fileaddressed tosubjectpropertyMultiplegiftstransferredat closingNewemploymentfrom familymember who isalso providing agiftGenericpaystubsnet pay doesnot matchpayrolldepositsSelf-employedto W-2Rental incomeneeded fromsubjectinvestment,more valuablethan primaryinconsistentformattingon bankstatementsPreviouslyRejected Loan,NewEmploymentafter Rejectionprimarypurchaselocated fartheraway fromemployerEmploymentStart DateJan 1stsecondaryresidencewithin ~10miles ofprimaryIncomedeposits onlyafter creditreport dateleaseagreementsigned byfamily2 primarytransactionswithin 3monthsDeductionsdon't addup onpaystubsGift donorrelationshipchanges tomeet guidelinerequirementsRoundedearningsonpaystubsCurrentprimary lessvaluablethan subjectpropertyBorrowerreceived araise afterprevious loanwas rejectedloanwithdrawnafter proof ofreceipt wasrequestedConsecutivepaychecknumberstenant/vacantappraisal onprimary refiTypo onpaystubsprimary refi,no docs in fileaddressed tosubjectpropertyMultiplegiftstransferredat closingNewemploymentfrom familymember who isalso providing agiftGenericpaystubsnet pay doesnot matchpayrolldepositsSelf-employedto W-2Rental incomeneeded fromsubjectinvestment,more valuablethan primary

Red Flag Bingo! - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
  1. inconsistent formatting on bank statements
  2. Previously Rejected Loan, New Employment after Rejection
  3. primary purchase located farther away from employer
  4. Employment Start Date Jan 1st
  5. secondary residence within ~10 miles of primary
  6. Income deposits only after credit report date
  7. lease agreement signed by family
  8. 2 primary transactions within 3 months
  9. Deductions don't add up on paystubs
  10. Gift donor relationship changes to meet guideline requirements
  11. Rounded earnings on paystubs
  12. Current primary less valuable than subject property
  13. Borrower received a raise after previous loan was rejected
  14. loan withdrawn after proof of receipt was requested
  15. Consecutive paycheck numbers
  16. tenant/vacant appraisal on primary refi
  17. Typo on paystubs
  18. primary refi, no docs in file addressed to subject property
  19. Multiple gifts transferred at closing
  20. New employment from family member who is also providing a gift
  21. Generic paystubs
  22. net pay does not match payroll deposits
  23. Self-employed to W-2
  24. Rental income needed from subject investment, more valuable than primary