leaseagreementsigned byfamilynet pay doesnot matchpayrolldepositsprimarypurchaselocated fartheraway fromemployertenant/vacantappraisal onprimary refiPreviouslyRejected Loan,NewEmploymentafter Rejectionloanwithdrawnafter proof ofreceipt wasrequestedBorrowerreceived araise afterprevious loanwas rejectedTypo onpaystubssecondaryresidencewithin ~10miles ofprimaryIncomedeposits onlyafter creditreport dateRoundedearningsonpaystubsGift donorrelationshipchanges tomeet guidelinerequirementsprimary refi,no docs in fileaddressed tosubjectpropertyRental incomeneeded fromsubjectinvestment,more valuablethan primary2 primarytransactionswithin 3monthsDeductionsdon't addup onpaystubsinconsistentformattingon bankstatementsSelf-employedto W-2Newemploymentfrom familymember who isalso providing agiftEmploymentStart DateJan 1stGenericpaystubsMultiplegiftstransferredat closingCurrentprimary lessvaluablethan subjectpropertyConsecutivepaychecknumbersleaseagreementsigned byfamilynet pay doesnot matchpayrolldepositsprimarypurchaselocated fartheraway fromemployertenant/vacantappraisal onprimary refiPreviouslyRejected Loan,NewEmploymentafter Rejectionloanwithdrawnafter proof ofreceipt wasrequestedBorrowerreceived araise afterprevious loanwas rejectedTypo onpaystubssecondaryresidencewithin ~10miles ofprimaryIncomedeposits onlyafter creditreport dateRoundedearningsonpaystubsGift donorrelationshipchanges tomeet guidelinerequirementsprimary refi,no docs in fileaddressed tosubjectpropertyRental incomeneeded fromsubjectinvestment,more valuablethan primary2 primarytransactionswithin 3monthsDeductionsdon't addup onpaystubsinconsistentformattingon bankstatementsSelf-employedto W-2Newemploymentfrom familymember who isalso providing agiftEmploymentStart DateJan 1stGenericpaystubsMultiplegiftstransferredat closingCurrentprimary lessvaluablethan subjectpropertyConsecutivepaychecknumbers

Red Flag Bingo! - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. lease agreement signed by family
  2. net pay does not match payroll deposits
  3. primary purchase located farther away from employer
  4. tenant/vacant appraisal on primary refi
  5. Previously Rejected Loan, New Employment after Rejection
  6. loan withdrawn after proof of receipt was requested
  7. Borrower received a raise after previous loan was rejected
  8. Typo on paystubs
  9. secondary residence within ~10 miles of primary
  10. Income deposits only after credit report date
  11. Rounded earnings on paystubs
  12. Gift donor relationship changes to meet guideline requirements
  13. primary refi, no docs in file addressed to subject property
  14. Rental income needed from subject investment, more valuable than primary
  15. 2 primary transactions within 3 months
  16. Deductions don't add up on paystubs
  17. inconsistent formatting on bank statements
  18. Self-employed to W-2
  19. New employment from family member who is also providing a gift
  20. Employment Start Date Jan 1st
  21. Generic paystubs
  22. Multiple gifts transferred at closing
  23. Current primary less valuable than subject property
  24. Consecutive paycheck numbers