Can wewaive theappraisal?45 days forclosing? I knowsomeone whocan close me in14 days.Member isunresponsive thenreaches out aweek beforeclosing to moveforward.Rate matchcompleted. Canyou negotiate alower rate forme?I'm going towait for themarket toslow down.Denied - butI wasapproved byanotherlender.Sir - yourDTI is 150%.Okay, can Iget 50kmore?Can Ispeak toyourManager?Spouse noton app - can Iuse spouse'sincome toqualify?But myagent saidthat could bea trailingdocument.ContractReceived.Researcheshome: floorsand walls aremissing!But I'm aVeteran, whydo I notqualify?When yourmember sharesthey bought abrand newvehicle.11 PM - isthere anupdate?CreditKarma hasme at an800 FICOClosingCosts? Yes,mattressmoney!$20k monthlystated SEBincome. Taxreturnsdetermined thatwas a lie.Member callsyou while you'reon the phone. 5min later,escalationreceived.I was toldthere wereno closingcosts with aVA loan.How much debt doI have to payoff toqualify? Sir, whereare you going toget the assetsfrom?Changedjobs aftergoing undercontractI have A+ credit -why is my rate sohigh? Ma'am, youare requesting100% financing.If we can'tclose, I'mtransferring allmy businesselsewhere.Denied -UpsetMember: canI get my CBRrefunded?Can wewaive theappraisal?45 days forclosing? I knowsomeone whocan close me in14 days.Member isunresponsive thenreaches out aweek beforeclosing to moveforward.Rate matchcompleted. Canyou negotiate alower rate forme?I'm going towait for themarket toslow down.Denied - butI wasapproved byanotherlender.Sir - yourDTI is 150%.Okay, can Iget 50kmore?Can Ispeak toyourManager?Spouse noton app - can Iuse spouse'sincome toqualify?But myagent saidthat could bea trailingdocument.ContractReceived.Researcheshome: floorsand walls aremissing!But I'm aVeteran, whydo I notqualify?When yourmember sharesthey bought abrand newvehicle.11 PM - isthere anupdate?CreditKarma hasme at an800 FICOClosingCosts? Yes,mattressmoney!$20k monthlystated SEBincome. Taxreturnsdetermined thatwas a lie.Member callsyou while you'reon the phone. 5min later,escalationreceived.I was toldthere wereno closingcosts with aVA loan.How much debt doI have to payoff toqualify? Sir, whereare you going toget the assetsfrom?Changedjobs aftergoing undercontractI have A+ credit -why is my rate sohigh? Ma'am, youare requesting100% financing.If we can'tclose, I'mtransferring allmy businesselsewhere.Denied -UpsetMember: canI get my CBRrefunded?

MORTGAGE BINGO! - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Can we waive the appraisal?
  2. 45 days for closing? I know someone who can close me in 14 days.
  3. Member is unresponsive then reaches out a week before closing to move forward.
  4. Rate match completed. Can you negotiate a lower rate for me?
  5. I'm going to wait for the market to slow down.
  6. Denied - but I was approved by another lender.
  7. Sir - your DTI is 150%. Okay, can I get 50k more?
  8. Can I speak to your Manager?
  9. Spouse not on app - can I use spouse's income to qualify?
  10. But my agent said that could be a trailing document.
  11. Contract Received. Researches home: floors and walls are missing!
  12. But I'm a Veteran, why do I not qualify?
  13. When your member shares they bought a brand new vehicle.
  14. 11 PM - is there an update?
  15. Credit Karma has me at an 800 FICO
  16. Closing Costs? Yes, mattress money!
  17. $20k monthly stated SEB income. Tax returns determined that was a lie.
  18. Member calls you while you're on the phone. 5 min later, escalation received.
  19. I was told there were no closing costs with a VA loan.
  20. How much debt do I have to payoff to qualify? Sir, where are you going to get the assets from?
  21. Changed jobs after going under contract
  22. I have A+ credit - why is my rate so high? Ma'am, you are requesting 100% financing.
  23. If we can't close, I'm transferring all my business elsewhere.
  24. Denied - Upset Member: can I get my CBR refunded?