Sir - yourDTI is 150%.Okay, can Iget 50kmore?I have A+ credit -why is my rate sohigh? Ma'am, youare requesting100% financing.But I'm aVeteran, whydo I notqualify?$20k monthlystated SEBincome. Taxreturnsdetermined thatwas a lie.How much debt doI have to payoff toqualify? Sir, whereare you going toget the assetsfrom?Member isunresponsive thenreaches out aweek beforeclosing to moveforward.When yourmember sharesthey bought abrand newvehicle.ContractReceived.Researcheshome: floorsand walls aremissing!Denied -UpsetMember: canI get my CBRrefunded?But myagent saidthat could bea trailingdocument.Spouse noton app - can Iuse spouse'sincome toqualify?Changedjobs aftergoing undercontractI'm going towait for themarket toslow down.I was toldthere wereno closingcosts with aVA loan.Can Ispeak toyourManager?CreditKarma hasme at an800 FICORate matchcompleted. Canyou negotiate alower rate forme?45 days forclosing? I knowsomeone whocan close me in14 days.Can wewaive theappraisal?11 PM - isthere anupdate?If we can'tclose, I'mtransferring allmy businesselsewhere.Member callsyou while you'reon the phone. 5min later,escalationreceived.Denied - butI wasapproved byanotherlender.ClosingCosts? Yes,mattressmoney!Sir - yourDTI is 150%.Okay, can Iget 50kmore?I have A+ credit -why is my rate sohigh? Ma'am, youare requesting100% financing.But I'm aVeteran, whydo I notqualify?$20k monthlystated SEBincome. Taxreturnsdetermined thatwas a lie.How much debt doI have to payoff toqualify? Sir, whereare you going toget the assetsfrom?Member isunresponsive thenreaches out aweek beforeclosing to moveforward.When yourmember sharesthey bought abrand newvehicle.ContractReceived.Researcheshome: floorsand walls aremissing!Denied -UpsetMember: canI get my CBRrefunded?But myagent saidthat could bea trailingdocument.Spouse noton app - can Iuse spouse'sincome toqualify?Changedjobs aftergoing undercontractI'm going towait for themarket toslow down.I was toldthere wereno closingcosts with aVA loan.Can Ispeak toyourManager?CreditKarma hasme at an800 FICORate matchcompleted. Canyou negotiate alower rate forme?45 days forclosing? I knowsomeone whocan close me in14 days.Can wewaive theappraisal?11 PM - isthere anupdate?If we can'tclose, I'mtransferring allmy businesselsewhere.Member callsyou while you'reon the phone. 5min later,escalationreceived.Denied - butI wasapproved byanotherlender.ClosingCosts? Yes,mattressmoney!

MORTGAGE BINGO! - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Sir - your DTI is 150%. Okay, can I get 50k more?
  2. I have A+ credit - why is my rate so high? Ma'am, you are requesting 100% financing.
  3. But I'm a Veteran, why do I not qualify?
  4. $20k monthly stated SEB income. Tax returns determined that was a lie.
  5. How much debt do I have to payoff to qualify? Sir, where are you going to get the assets from?
  6. Member is unresponsive then reaches out a week before closing to move forward.
  7. When your member shares they bought a brand new vehicle.
  8. Contract Received. Researches home: floors and walls are missing!
  9. Denied - Upset Member: can I get my CBR refunded?
  10. But my agent said that could be a trailing document.
  11. Spouse not on app - can I use spouse's income to qualify?
  12. Changed jobs after going under contract
  13. I'm going to wait for the market to slow down.
  14. I was told there were no closing costs with a VA loan.
  15. Can I speak to your Manager?
  16. Credit Karma has me at an 800 FICO
  17. Rate match completed. Can you negotiate a lower rate for me?
  18. 45 days for closing? I know someone who can close me in 14 days.
  19. Can we waive the appraisal?
  20. 11 PM - is there an update?
  21. If we can't close, I'm transferring all my business elsewhere.
  22. Member calls you while you're on the phone. 5 min later, escalation received.
  23. Denied - but I was approved by another lender.
  24. Closing Costs? Yes, mattress money!