Sir - yourDTI is 150%.Okay, can Iget 50kmore?But I'm aVeteran, whydo I notqualify?Denied - butI wasapproved byanotherlender.Rate matchcompleted. Canyou negotiate alower rate forme?ContractReceived.Researcheshome: floorsand walls aremissing!ClosingCosts? Yes,mattressmoney!Member isunresponsive thenreaches out aweek beforeclosing to moveforward.I was toldthere wereno closingcosts with aVA loan.Changedjobs aftergoing undercontract45 days forclosing? I knowsomeone whocan close me in14 days.Denied -UpsetMember: canI get my CBRrefunded?I have A+ credit -why is my rate sohigh? Ma'am, youare requesting100% financing.Can wewaive theappraisal?I'm going towait for themarket toslow down.How much debt doI have to payoff toqualify? Sir, whereare you going toget the assetsfrom?CreditKarma hasme at an800 FICO11 PM - isthere anupdate?Spouse noton app - can Iuse spouse'sincome toqualify?But myagent saidthat could bea trailingdocument.If we can'tclose, I'mtransferring allmy businesselsewhere.Member callsyou while you'reon the phone. 5min later,escalationreceived.$20k monthlystated SEBincome. Taxreturnsdetermined thatwas a lie.Can Ispeak toyourManager?When yourmember sharesthey bought abrand newvehicle.Sir - yourDTI is 150%.Okay, can Iget 50kmore?But I'm aVeteran, whydo I notqualify?Denied - butI wasapproved byanotherlender.Rate matchcompleted. Canyou negotiate alower rate forme?ContractReceived.Researcheshome: floorsand walls aremissing!ClosingCosts? Yes,mattressmoney!Member isunresponsive thenreaches out aweek beforeclosing to moveforward.I was toldthere wereno closingcosts with aVA loan.Changedjobs aftergoing undercontract45 days forclosing? I knowsomeone whocan close me in14 days.Denied -UpsetMember: canI get my CBRrefunded?I have A+ credit -why is my rate sohigh? Ma'am, youare requesting100% financing.Can wewaive theappraisal?I'm going towait for themarket toslow down.How much debt doI have to payoff toqualify? Sir, whereare you going toget the assetsfrom?CreditKarma hasme at an800 FICO11 PM - isthere anupdate?Spouse noton app - can Iuse spouse'sincome toqualify?But myagent saidthat could bea trailingdocument.If we can'tclose, I'mtransferring allmy businesselsewhere.Member callsyou while you'reon the phone. 5min later,escalationreceived.$20k monthlystated SEBincome. Taxreturnsdetermined thatwas a lie.Can Ispeak toyourManager?When yourmember sharesthey bought abrand newvehicle.

MORTGAGE BINGO! - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Sir - your DTI is 150%. Okay, can I get 50k more?
  2. But I'm a Veteran, why do I not qualify?
  3. Denied - but I was approved by another lender.
  4. Rate match completed. Can you negotiate a lower rate for me?
  5. Contract Received. Researches home: floors and walls are missing!
  6. Closing Costs? Yes, mattress money!
  7. Member is unresponsive then reaches out a week before closing to move forward.
  8. I was told there were no closing costs with a VA loan.
  9. Changed jobs after going under contract
  10. 45 days for closing? I know someone who can close me in 14 days.
  11. Denied - Upset Member: can I get my CBR refunded?
  12. I have A+ credit - why is my rate so high? Ma'am, you are requesting 100% financing.
  13. Can we waive the appraisal?
  14. I'm going to wait for the market to slow down.
  15. How much debt do I have to payoff to qualify? Sir, where are you going to get the assets from?
  16. Credit Karma has me at an 800 FICO
  17. 11 PM - is there an update?
  18. Spouse not on app - can I use spouse's income to qualify?
  19. But my agent said that could be a trailing document.
  20. If we can't close, I'm transferring all my business elsewhere.
  21. Member calls you while you're on the phone. 5 min later, escalation received.
  22. $20k monthly stated SEB income. Tax returns determined that was a lie.
  23. Can I speak to your Manager?
  24. When your member shares they bought a brand new vehicle.