Denied -UpsetMember: canI get my CBRrefunded?I have A+ credit -why is my rate sohigh? Ma'am, youare requesting100% financing.Can wewaive theappraisal?CreditKarma hasme at an800 FICOIf we can'tclose, I'mtransferring allmy businesselsewhere.Rate matchcompleted. Canyou negotiate alower rate forme?Member isunresponsive thenreaches out aweek beforeclosing to moveforward.45 days forclosing? I knowsomeone whocan close me in14 days.Sir - yourDTI is 150%.Okay, can Iget 50kmore?Member callsyou while you'reon the phone. 5min later,escalationreceived.ContractReceived.Researcheshome: floorsand walls aremissing!Denied - butI wasapproved byanotherlender.When yourmember sharesthey bought abrand newvehicle.Spouse noton app - can Iuse spouse'sincome toqualify?But myagent saidthat could bea trailingdocument.I'm going towait for themarket toslow down.Can Ispeak toyourManager?$20k monthlystated SEBincome. Taxreturnsdetermined thatwas a lie.I was toldthere wereno closingcosts with aVA loan.11 PM - isthere anupdate?ClosingCosts? Yes,mattressmoney!Changedjobs aftergoing undercontractHow much debt doI have to payoff toqualify? Sir, whereare you going toget the assetsfrom?But I'm aVeteran, whydo I notqualify?Denied -UpsetMember: canI get my CBRrefunded?I have A+ credit -why is my rate sohigh? Ma'am, youare requesting100% financing.Can wewaive theappraisal?CreditKarma hasme at an800 FICOIf we can'tclose, I'mtransferring allmy businesselsewhere.Rate matchcompleted. Canyou negotiate alower rate forme?Member isunresponsive thenreaches out aweek beforeclosing to moveforward.45 days forclosing? I knowsomeone whocan close me in14 days.Sir - yourDTI is 150%.Okay, can Iget 50kmore?Member callsyou while you'reon the phone. 5min later,escalationreceived.ContractReceived.Researcheshome: floorsand walls aremissing!Denied - butI wasapproved byanotherlender.When yourmember sharesthey bought abrand newvehicle.Spouse noton app - can Iuse spouse'sincome toqualify?But myagent saidthat could bea trailingdocument.I'm going towait for themarket toslow down.Can Ispeak toyourManager?$20k monthlystated SEBincome. Taxreturnsdetermined thatwas a lie.I was toldthere wereno closingcosts with aVA loan.11 PM - isthere anupdate?ClosingCosts? Yes,mattressmoney!Changedjobs aftergoing undercontractHow much debt doI have to payoff toqualify? Sir, whereare you going toget the assetsfrom?But I'm aVeteran, whydo I notqualify?

MORTGAGE BINGO! - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Denied - Upset Member: can I get my CBR refunded?
  2. I have A+ credit - why is my rate so high? Ma'am, you are requesting 100% financing.
  3. Can we waive the appraisal?
  4. Credit Karma has me at an 800 FICO
  5. If we can't close, I'm transferring all my business elsewhere.
  6. Rate match completed. Can you negotiate a lower rate for me?
  7. Member is unresponsive then reaches out a week before closing to move forward.
  8. 45 days for closing? I know someone who can close me in 14 days.
  9. Sir - your DTI is 150%. Okay, can I get 50k more?
  10. Member calls you while you're on the phone. 5 min later, escalation received.
  11. Contract Received. Researches home: floors and walls are missing!
  12. Denied - but I was approved by another lender.
  13. When your member shares they bought a brand new vehicle.
  14. Spouse not on app - can I use spouse's income to qualify?
  15. But my agent said that could be a trailing document.
  16. I'm going to wait for the market to slow down.
  17. Can I speak to your Manager?
  18. $20k monthly stated SEB income. Tax returns determined that was a lie.
  19. I was told there were no closing costs with a VA loan.
  20. 11 PM - is there an update?
  21. Closing Costs? Yes, mattress money!
  22. Changed jobs after going under contract
  23. How much debt do I have to payoff to qualify? Sir, where are you going to get the assets from?
  24. But I'm a Veteran, why do I not qualify?