Short-termFinancialGoalA goal youwould like tomeet withinthe nextyear.BudgetingA plan for howyou will spendthe moneythat you makeor receive.RoutingNumberIt identifies whichbank is holding themoney that isbeing withdrawnusing the check.MortgageA type of loanused to financethe purchase ofreal estate or ahome.ConsumerReportContains informationabout your personaland creditcharacteristics,character, generalreputation, andlifestyleCreditUnionA member-ownedfinancial cooperative,controlled by itsmembers. Its primarypurpose is to providecredit at low rates toits members.FraudProtectionLimit yourpersonalliability incase offraud.UnitPriceThe price for asingle unit ofmeasure of aproduct sold inmore or less thanthe single unit.SimpleInterestThe amountearned on aspecificamount ofmoney.FICASocialSecurityFICA stands for theFederal InsuranceContributions Act andis deducted from theemployee’spaycheck.CreditCardA payment card thatallows you to borrowmoney from a bankto make purchases.The money must bepaid back with anyapplicable interest orfees.LeasingA contractoutlining the termsunder which oneparty agrees torent propertyowned by anotherparty.GrossPayA total amountearned beforetaxes anddeductions fromyour paycheckLong-termFinancialGoalsA goal youwould liketo meetlater in lifeFilingStatusA category theIRS uses todetermine howmuch a person’sincome is taxedW-4A tax form thattells employershow much towithhold fromyour check.W-2This form reportsthe total annualsalary or wagesand the amount oftaxes withheldfrom theirpaychecks. StandardDeductionAn amount of moneythat the IRS setseach year that can besubtracted from yourincome beforecalculating the taxesyou owe.CashAdvanceA short-termcash loan that istaken againstthe credit line onyour credit card.CheckingAccountA type of bankaccount thatallowswithdrawals anddeposits of yourmoney.EnvelopeMethodA way to track exactlyhow much moneyyou have in eachbudget category forthe month by keepingyour cash tuckedaway in envelopesOverdraftFeeA charge whenmore money isspent than whatit is in theaccount.SavingsAccountA bank accountdesigned toearn interest onmoneydeposited.EmergencyFundThis is money thatis put aside incase it is neededfor an unexpectedor unplannedevent.Short-termFinancialGoalA goal youwould like tomeet withinthe nextyear.BudgetingA plan for howyou will spendthe moneythat you makeor receive.RoutingNumberIt identifies whichbank is holding themoney that isbeing withdrawnusing the check.MortgageA type of loanused to financethe purchase ofreal estate or ahome.ConsumerReportContains informationabout your personaland creditcharacteristics,character, generalreputation, andlifestyleCreditUnionA member-ownedfinancial cooperative,controlled by itsmembers. Its primarypurpose is to providecredit at low rates toits members.FraudProtectionLimit yourpersonalliability incase offraud.UnitPriceThe price for asingle unit ofmeasure of aproduct sold inmore or less thanthe single unit.SimpleInterestThe amountearned on aspecificamount ofmoney.FICASocialSecurityFICA stands for theFederal InsuranceContributions Act andis deducted from theemployee’spaycheck.CreditCardA payment card thatallows you to borrowmoney from a bankto make purchases.The money must bepaid back with anyapplicable interest orfees.LeasingA contractoutlining the termsunder which oneparty agrees torent propertyowned by anotherparty.GrossPayA total amountearned beforetaxes anddeductions fromyour paycheckLong-termFinancialGoalsA goal youwould liketo meetlater in lifeFilingStatusA category theIRS uses todetermine howmuch a person’sincome is taxedW-4A tax form thattells employershow much towithhold fromyour check.W-2This form reportsthe total annualsalary or wagesand the amount oftaxes withheldfrom theirpaychecks. StandardDeductionAn amount of moneythat the IRS setseach year that can besubtracted from yourincome beforecalculating the taxesyou owe.CashAdvanceA short-termcash loan that istaken againstthe credit line onyour credit card.CheckingAccountA type of bankaccount thatallowswithdrawals anddeposits of yourmoney.EnvelopeMethodA way to track exactlyhow much moneyyou have in eachbudget category forthe month by keepingyour cash tuckedaway in envelopesOverdraftFeeA charge whenmore money isspent than whatit is in theaccount.SavingsAccountA bank accountdesigned toearn interest onmoneydeposited.EmergencyFundThis is money thatis put aside incase it is neededfor an unexpectedor unplannedevent.

Everfi Financial Literacy - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A goal you would like to meet within the next year.
    Short-term Financial Goal
  2. A plan for how you will spend the money that you make or receive.
    Budgeting
  3. It identifies which bank is holding the money that is being withdrawn using the check.
    Routing Number
  4. A type of loan used to finance the purchase of real estate or a home.
    Mortgage
  5. Contains information about your personal and credit characteristics, character, general reputation, and lifestyle
    Consumer Report
  6. A member-owned financial cooperative, controlled by its members. Its primary purpose is to provide credit at low rates to its members.
    Credit Union
  7. Limit your personal liability in case of fraud.
    Fraud Protection
  8. The price for a single unit of measure of a product sold in more or less than the single unit.
    Unit Price
  9. The amount earned on a specific amount of money.
    Simple Interest
  10. FICA stands for the Federal Insurance Contributions Act and is deducted from the employee’s paycheck.
    FICA Social Security
  11. A payment card that allows you to borrow money from a bank to make purchases. The money must be paid back with any applicable interest or fees.
    Credit Card
  12. A contract outlining the terms under which one party agrees to rent property owned by another party.
    Leasing
  13. A total amount earned before taxes and deductions from your paycheck
    Gross Pay
  14. A goal you would like to meet later in life
    Long-term Financial Goals
  15. A category the IRS uses to determine how much a person’s income is taxed
    Filing Status
  16. A tax form that tells employers how much to withhold from your check.
    W-4
  17. This form reports the total annual salary or wages and the amount of taxes withheld from their paychecks.
    W-2
  18. An amount of money that the IRS sets each year that can be subtracted from your income before calculating the taxes you owe.
    Standard Deduction
  19. A short-term cash loan that is taken against the credit line on your credit card.
    Cash Advance
  20. A type of bank account that allows withdrawals and deposits of your money.
    Checking Account
  21. A way to track exactly how much money you have in each budget category for the month by keeping your cash tucked away in envelopes
    Envelope Method
  22. A charge when more money is spent than what it is in the account.
    Overdraft Fee
  23. A bank account designed to earn interest on money deposited.
    Savings Account
  24. This is money that is put aside in case it is needed for an unexpected or unplanned event.
    Emergency Fund