MortgageA type of loanused to financethe purchase ofreal estate or ahome.W-4A tax form thattells employershow much towithhold fromyour check.SimpleInterestThe amountearned on aspecificamount ofmoney.EmergencyFundThis is money thatis put aside incase it is neededfor an unexpectedor unplannedevent.EnvelopeMethodA way to track exactlyhow much moneyyou have in eachbudget category forthe month by keepingyour cash tuckedaway in envelopesFICASocialSecurityFICA stands for theFederal InsuranceContributions Act andis deducted from theemployee’spaycheck.Short-termFinancialGoalA goal youwould like tomeet withinthe nextyear.CreditCardA payment card thatallows you to borrowmoney from a bankto make purchases.The money must bepaid back with anyapplicable interest orfees.FilingStatusA category theIRS uses todetermine howmuch a person’sincome is taxedW-2This form reportsthe total annualsalary or wagesand the amount oftaxes withheldfrom theirpaychecks. RoutingNumberIt identifies whichbank is holding themoney that isbeing withdrawnusing the check.FraudProtectionLimit yourpersonalliability incase offraud.OverdraftFeeA charge whenmore money isspent than whatit is in theaccount.BudgetingA plan for howyou will spendthe moneythat you makeor receive.CashAdvanceA short-termcash loan that istaken againstthe credit line onyour credit card.SavingsAccountA bank accountdesigned toearn interest onmoneydeposited.CreditUnionA member-ownedfinancial cooperative,controlled by itsmembers. Its primarypurpose is to providecredit at low rates toits members.GrossPayA total amountearned beforetaxes anddeductions fromyour paycheckConsumerReportContains informationabout your personaland creditcharacteristics,character, generalreputation, andlifestyleLong-termFinancialGoalsA goal youwould liketo meetlater in lifeCheckingAccountA type of bankaccount thatallowswithdrawals anddeposits of yourmoney.StandardDeductionAn amount of moneythat the IRS setseach year that can besubtracted from yourincome beforecalculating the taxesyou owe.LeasingA contractoutlining the termsunder which oneparty agrees torent propertyowned by anotherparty.UnitPriceThe price for asingle unit ofmeasure of aproduct sold inmore or less thanthe single unit.MortgageA type of loanused to financethe purchase ofreal estate or ahome.W-4A tax form thattells employershow much towithhold fromyour check.SimpleInterestThe amountearned on aspecificamount ofmoney.EmergencyFundThis is money thatis put aside incase it is neededfor an unexpectedor unplannedevent.EnvelopeMethodA way to track exactlyhow much moneyyou have in eachbudget category forthe month by keepingyour cash tuckedaway in envelopesFICASocialSecurityFICA stands for theFederal InsuranceContributions Act andis deducted from theemployee’spaycheck.Short-termFinancialGoalA goal youwould like tomeet withinthe nextyear.CreditCardA payment card thatallows you to borrowmoney from a bankto make purchases.The money must bepaid back with anyapplicable interest orfees.FilingStatusA category theIRS uses todetermine howmuch a person’sincome is taxedW-2This form reportsthe total annualsalary or wagesand the amount oftaxes withheldfrom theirpaychecks. RoutingNumberIt identifies whichbank is holding themoney that isbeing withdrawnusing the check.FraudProtectionLimit yourpersonalliability incase offraud.OverdraftFeeA charge whenmore money isspent than whatit is in theaccount.BudgetingA plan for howyou will spendthe moneythat you makeor receive.CashAdvanceA short-termcash loan that istaken againstthe credit line onyour credit card.SavingsAccountA bank accountdesigned toearn interest onmoneydeposited.CreditUnionA member-ownedfinancial cooperative,controlled by itsmembers. Its primarypurpose is to providecredit at low rates toits members.GrossPayA total amountearned beforetaxes anddeductions fromyour paycheckConsumerReportContains informationabout your personaland creditcharacteristics,character, generalreputation, andlifestyleLong-termFinancialGoalsA goal youwould liketo meetlater in lifeCheckingAccountA type of bankaccount thatallowswithdrawals anddeposits of yourmoney.StandardDeductionAn amount of moneythat the IRS setseach year that can besubtracted from yourincome beforecalculating the taxesyou owe.LeasingA contractoutlining the termsunder which oneparty agrees torent propertyowned by anotherparty.UnitPriceThe price for asingle unit ofmeasure of aproduct sold inmore or less thanthe single unit.

Everfi Financial Literacy - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A type of loan used to finance the purchase of real estate or a home.
    Mortgage
  2. A tax form that tells employers how much to withhold from your check.
    W-4
  3. The amount earned on a specific amount of money.
    Simple Interest
  4. This is money that is put aside in case it is needed for an unexpected or unplanned event.
    Emergency Fund
  5. A way to track exactly how much money you have in each budget category for the month by keeping your cash tucked away in envelopes
    Envelope Method
  6. FICA stands for the Federal Insurance Contributions Act and is deducted from the employee’s paycheck.
    FICA Social Security
  7. A goal you would like to meet within the next year.
    Short-term Financial Goal
  8. A payment card that allows you to borrow money from a bank to make purchases. The money must be paid back with any applicable interest or fees.
    Credit Card
  9. A category the IRS uses to determine how much a person’s income is taxed
    Filing Status
  10. This form reports the total annual salary or wages and the amount of taxes withheld from their paychecks.
    W-2
  11. It identifies which bank is holding the money that is being withdrawn using the check.
    Routing Number
  12. Limit your personal liability in case of fraud.
    Fraud Protection
  13. A charge when more money is spent than what it is in the account.
    Overdraft Fee
  14. A plan for how you will spend the money that you make or receive.
    Budgeting
  15. A short-term cash loan that is taken against the credit line on your credit card.
    Cash Advance
  16. A bank account designed to earn interest on money deposited.
    Savings Account
  17. A member-owned financial cooperative, controlled by its members. Its primary purpose is to provide credit at low rates to its members.
    Credit Union
  18. A total amount earned before taxes and deductions from your paycheck
    Gross Pay
  19. Contains information about your personal and credit characteristics, character, general reputation, and lifestyle
    Consumer Report
  20. A goal you would like to meet later in life
    Long-term Financial Goals
  21. A type of bank account that allows withdrawals and deposits of your money.
    Checking Account
  22. An amount of money that the IRS sets each year that can be subtracted from your income before calculating the taxes you owe.
    Standard Deduction
  23. A contract outlining the terms under which one party agrees to rent property owned by another party.
    Leasing
  24. The price for a single unit of measure of a product sold in more or less than the single unit.
    Unit Price