GrossPayA total amountearned beforetaxes anddeductions fromyour paycheckStandardDeductionAn amount of moneythat the IRS setseach year that can besubtracted from yourincome beforecalculating the taxesyou owe.OverdraftFeeA charge whenmore money isspent than whatit is in theaccount.CashAdvanceA short-termcash loan that istaken againstthe credit line onyour credit card.CheckingAccountA type of bankaccount thatallowswithdrawals anddeposits of yourmoney.Short-termFinancialGoalA goal youwould like tomeet withinthe nextyear.MortgageA type of loanused to financethe purchase ofreal estate or ahome.FilingStatusA category theIRS uses todetermine howmuch a person’sincome is taxedCreditCardA payment card thatallows you to borrowmoney from a bankto make purchases.The money must bepaid back with anyapplicable interest orfees.CreditUnionA member-ownedfinancial cooperative,controlled by itsmembers. Its primarypurpose is to providecredit at low rates toits members.W-2This form reportsthe total annualsalary or wagesand the amount oftaxes withheldfrom theirpaychecks. EmergencyFundThis is money thatis put aside incase it is neededfor an unexpectedor unplannedevent.ConsumerReportContains informationabout your personaland creditcharacteristics,character, generalreputation, andlifestyleBudgetingA plan for howyou will spendthe moneythat you makeor receive.FICASocialSecurityFICA stands for theFederal InsuranceContributions Act andis deducted from theemployee’spaycheck.SimpleInterestThe amountearned on aspecificamount ofmoney.FraudProtectionLimit yourpersonalliability incase offraud.W-4A tax form thattells employershow much towithhold fromyour check.EnvelopeMethodA way to track exactlyhow much moneyyou have in eachbudget category forthe month by keepingyour cash tuckedaway in envelopesSavingsAccountA bank accountdesigned toearn interest onmoneydeposited.RoutingNumberIt identifies whichbank is holding themoney that isbeing withdrawnusing the check.LeasingA contractoutlining the termsunder which oneparty agrees torent propertyowned by anotherparty.UnitPriceThe price for asingle unit ofmeasure of aproduct sold inmore or less thanthe single unit.Long-termFinancialGoalsA goal youwould liketo meetlater in lifeGrossPayA total amountearned beforetaxes anddeductions fromyour paycheckStandardDeductionAn amount of moneythat the IRS setseach year that can besubtracted from yourincome beforecalculating the taxesyou owe.OverdraftFeeA charge whenmore money isspent than whatit is in theaccount.CashAdvanceA short-termcash loan that istaken againstthe credit line onyour credit card.CheckingAccountA type of bankaccount thatallowswithdrawals anddeposits of yourmoney.Short-termFinancialGoalA goal youwould like tomeet withinthe nextyear.MortgageA type of loanused to financethe purchase ofreal estate or ahome.FilingStatusA category theIRS uses todetermine howmuch a person’sincome is taxedCreditCardA payment card thatallows you to borrowmoney from a bankto make purchases.The money must bepaid back with anyapplicable interest orfees.CreditUnionA member-ownedfinancial cooperative,controlled by itsmembers. Its primarypurpose is to providecredit at low rates toits members.W-2This form reportsthe total annualsalary or wagesand the amount oftaxes withheldfrom theirpaychecks. EmergencyFundThis is money thatis put aside incase it is neededfor an unexpectedor unplannedevent.ConsumerReportContains informationabout your personaland creditcharacteristics,character, generalreputation, andlifestyleBudgetingA plan for howyou will spendthe moneythat you makeor receive.FICASocialSecurityFICA stands for theFederal InsuranceContributions Act andis deducted from theemployee’spaycheck.SimpleInterestThe amountearned on aspecificamount ofmoney.FraudProtectionLimit yourpersonalliability incase offraud.W-4A tax form thattells employershow much towithhold fromyour check.EnvelopeMethodA way to track exactlyhow much moneyyou have in eachbudget category forthe month by keepingyour cash tuckedaway in envelopesSavingsAccountA bank accountdesigned toearn interest onmoneydeposited.RoutingNumberIt identifies whichbank is holding themoney that isbeing withdrawnusing the check.LeasingA contractoutlining the termsunder which oneparty agrees torent propertyowned by anotherparty.UnitPriceThe price for asingle unit ofmeasure of aproduct sold inmore or less thanthe single unit.Long-termFinancialGoalsA goal youwould liketo meetlater in life

Everfi Financial Literacy - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A total amount earned before taxes and deductions from your paycheck
    Gross Pay
  2. An amount of money that the IRS sets each year that can be subtracted from your income before calculating the taxes you owe.
    Standard Deduction
  3. A charge when more money is spent than what it is in the account.
    Overdraft Fee
  4. A short-term cash loan that is taken against the credit line on your credit card.
    Cash Advance
  5. A type of bank account that allows withdrawals and deposits of your money.
    Checking Account
  6. A goal you would like to meet within the next year.
    Short-term Financial Goal
  7. A type of loan used to finance the purchase of real estate or a home.
    Mortgage
  8. A category the IRS uses to determine how much a person’s income is taxed
    Filing Status
  9. A payment card that allows you to borrow money from a bank to make purchases. The money must be paid back with any applicable interest or fees.
    Credit Card
  10. A member-owned financial cooperative, controlled by its members. Its primary purpose is to provide credit at low rates to its members.
    Credit Union
  11. This form reports the total annual salary or wages and the amount of taxes withheld from their paychecks.
    W-2
  12. This is money that is put aside in case it is needed for an unexpected or unplanned event.
    Emergency Fund
  13. Contains information about your personal and credit characteristics, character, general reputation, and lifestyle
    Consumer Report
  14. A plan for how you will spend the money that you make or receive.
    Budgeting
  15. FICA stands for the Federal Insurance Contributions Act and is deducted from the employee’s paycheck.
    FICA Social Security
  16. The amount earned on a specific amount of money.
    Simple Interest
  17. Limit your personal liability in case of fraud.
    Fraud Protection
  18. A tax form that tells employers how much to withhold from your check.
    W-4
  19. A way to track exactly how much money you have in each budget category for the month by keeping your cash tucked away in envelopes
    Envelope Method
  20. A bank account designed to earn interest on money deposited.
    Savings Account
  21. It identifies which bank is holding the money that is being withdrawn using the check.
    Routing Number
  22. A contract outlining the terms under which one party agrees to rent property owned by another party.
    Leasing
  23. The price for a single unit of measure of a product sold in more or less than the single unit.
    Unit Price
  24. A goal you would like to meet later in life
    Long-term Financial Goals