Short-termFinancialGoalA goal youwould like tomeet withinthe nextyear.SavingsAccountA bank accountdesigned toearn interest onmoneydeposited.RoutingNumberIt identifies whichbank is holding themoney that isbeing withdrawnusing the check.EnvelopeMethodA way to track exactlyhow much moneyyou have in eachbudget category forthe month by keepingyour cash tuckedaway in envelopesUnitPriceThe price for asingle unit ofmeasure of aproduct sold inmore or less thanthe single unit.GrossPayA total amountearned beforetaxes anddeductions fromyour paycheckStandardDeductionAn amount of moneythat the IRS setseach year that can besubtracted from yourincome beforecalculating the taxesyou owe.W-2This form reportsthe total annualsalary or wagesand the amount oftaxes withheldfrom theirpaychecks. BudgetingA plan for howyou will spendthe moneythat you makeor receive.CreditCardA payment card thatallows you to borrowmoney from a bankto make purchases.The money must bepaid back with anyapplicable interest orfees.SimpleInterestThe amountearned on aspecificamount ofmoney.Long-termFinancialGoalsA goal youwould liketo meetlater in lifeFilingStatusA category theIRS uses todetermine howmuch a person’sincome is taxedCheckingAccountA type of bankaccount thatallowswithdrawals anddeposits of yourmoney.FICASocialSecurityFICA stands for theFederal InsuranceContributions Act andis deducted from theemployee’spaycheck.ConsumerReportContains informationabout your personaland creditcharacteristics,character, generalreputation, andlifestyleFraudProtectionLimit yourpersonalliability incase offraud.OverdraftFeeA charge whenmore money isspent than whatit is in theaccount.LeasingA contractoutlining the termsunder which oneparty agrees torent propertyowned by anotherparty.EmergencyFundThis is money thatis put aside incase it is neededfor an unexpectedor unplannedevent.W-4A tax form thattells employershow much towithhold fromyour check.MortgageA type of loanused to financethe purchase ofreal estate or ahome.CreditUnionA member-ownedfinancial cooperative,controlled by itsmembers. Its primarypurpose is to providecredit at low rates toits members.CashAdvanceA short-termcash loan that istaken againstthe credit line onyour credit card.Short-termFinancialGoalA goal youwould like tomeet withinthe nextyear.SavingsAccountA bank accountdesigned toearn interest onmoneydeposited.RoutingNumberIt identifies whichbank is holding themoney that isbeing withdrawnusing the check.EnvelopeMethodA way to track exactlyhow much moneyyou have in eachbudget category forthe month by keepingyour cash tuckedaway in envelopesUnitPriceThe price for asingle unit ofmeasure of aproduct sold inmore or less thanthe single unit.GrossPayA total amountearned beforetaxes anddeductions fromyour paycheckStandardDeductionAn amount of moneythat the IRS setseach year that can besubtracted from yourincome beforecalculating the taxesyou owe.W-2This form reportsthe total annualsalary or wagesand the amount oftaxes withheldfrom theirpaychecks. BudgetingA plan for howyou will spendthe moneythat you makeor receive.CreditCardA payment card thatallows you to borrowmoney from a bankto make purchases.The money must bepaid back with anyapplicable interest orfees.SimpleInterestThe amountearned on aspecificamount ofmoney.Long-termFinancialGoalsA goal youwould liketo meetlater in lifeFilingStatusA category theIRS uses todetermine howmuch a person’sincome is taxedCheckingAccountA type of bankaccount thatallowswithdrawals anddeposits of yourmoney.FICASocialSecurityFICA stands for theFederal InsuranceContributions Act andis deducted from theemployee’spaycheck.ConsumerReportContains informationabout your personaland creditcharacteristics,character, generalreputation, andlifestyleFraudProtectionLimit yourpersonalliability incase offraud.OverdraftFeeA charge whenmore money isspent than whatit is in theaccount.LeasingA contractoutlining the termsunder which oneparty agrees torent propertyowned by anotherparty.EmergencyFundThis is money thatis put aside incase it is neededfor an unexpectedor unplannedevent.W-4A tax form thattells employershow much towithhold fromyour check.MortgageA type of loanused to financethe purchase ofreal estate or ahome.CreditUnionA member-ownedfinancial cooperative,controlled by itsmembers. Its primarypurpose is to providecredit at low rates toits members.CashAdvanceA short-termcash loan that istaken againstthe credit line onyour credit card.

Everfi Financial Literacy - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
  1. A goal you would like to meet within the next year.
    Short-term Financial Goal
  2. A bank account designed to earn interest on money deposited.
    Savings Account
  3. It identifies which bank is holding the money that is being withdrawn using the check.
    Routing Number
  4. A way to track exactly how much money you have in each budget category for the month by keeping your cash tucked away in envelopes
    Envelope Method
  5. The price for a single unit of measure of a product sold in more or less than the single unit.
    Unit Price
  6. A total amount earned before taxes and deductions from your paycheck
    Gross Pay
  7. An amount of money that the IRS sets each year that can be subtracted from your income before calculating the taxes you owe.
    Standard Deduction
  8. This form reports the total annual salary or wages and the amount of taxes withheld from their paychecks.
    W-2
  9. A plan for how you will spend the money that you make or receive.
    Budgeting
  10. A payment card that allows you to borrow money from a bank to make purchases. The money must be paid back with any applicable interest or fees.
    Credit Card
  11. The amount earned on a specific amount of money.
    Simple Interest
  12. A goal you would like to meet later in life
    Long-term Financial Goals
  13. A category the IRS uses to determine how much a person’s income is taxed
    Filing Status
  14. A type of bank account that allows withdrawals and deposits of your money.
    Checking Account
  15. FICA stands for the Federal Insurance Contributions Act and is deducted from the employee’s paycheck.
    FICA Social Security
  16. Contains information about your personal and credit characteristics, character, general reputation, and lifestyle
    Consumer Report
  17. Limit your personal liability in case of fraud.
    Fraud Protection
  18. A charge when more money is spent than what it is in the account.
    Overdraft Fee
  19. A contract outlining the terms under which one party agrees to rent property owned by another party.
    Leasing
  20. This is money that is put aside in case it is needed for an unexpected or unplanned event.
    Emergency Fund
  21. A tax form that tells employers how much to withhold from your check.
    W-4
  22. A type of loan used to finance the purchase of real estate or a home.
    Mortgage
  23. A member-owned financial cooperative, controlled by its members. Its primary purpose is to provide credit at low rates to its members.
    Credit Union
  24. A short-term cash loan that is taken against the credit line on your credit card.
    Cash Advance