creditcarda card that isusing borrowedmoney that hasto be paid back,typically withinterest.insurancetransfersfinancialriskDiversificationWhen yourinvestmentsare spreadout tominimize risktermthe timelimit of aloanNetWorthAssets- Debt=debtborrowingmoney with theintent to pay itback, typicallywith interest, ata later dateopportunitycostthe conceptof 'moneyspent herecan't bespent there'bonda debtinstrument,issued by agovernment orcompany toraise moneyco-signersomeone whosigns on a loanwith you and takeson the risk ofrepayment if youdon't pay it backBudgeta writtenplan forwhere youwill spendyour moneyW-2form that showshow much youmade and whathas been paid intaxes alreadycreditscorea number usedto measure therisk of you notpaying yourdebtcoinsurancewhen you areresponsiblefor paying a% of yourmedical billsgrosspaywhat youearn beforetaxes anddeductionsCompoundInterestinterestoninterestIRAA type ofretirementplan that youset upyourselfvariableexpense an expensethat changeseach monthasseta resource ofvalue thatcan beturned intocashdebitcarda card thatpulls moneydirectly fromyour checkingaccountliquidityhow quicklyan asset canbe convertedto cashEOBdocument sent byyour insurancecompany explainingwhat was paid andwhat you may owe.socialsecuritya system wheremoney fromcurrent workerspays the benefitsfor those who areeligible.Needsclothing,shelter, food,&transportationare allFICAtaxsocialsecurityandMedicareFAFSAMust befilled out toget accessto federalstudent aid1040formthis form isused to fileyour taxeseach year.effectiveratethe amountof federalincome taxyou actuallypaypayyourselffirsta savingsconcept whereyou put moneyin savingsbefore anythingelse is paid.studentloana form ofstudent aidthat must bepaid backcreditcarda card that isusing borrowedmoney that hasto be paid back,typically withinterest.insurancetransfersfinancialriskDiversificationWhen yourinvestmentsare spreadout tominimize risktermthe timelimit of aloanNetWorthAssets- Debt=debtborrowingmoney with theintent to pay itback, typicallywith interest, ata later dateopportunitycostthe conceptof 'moneyspent herecan't bespent there'bonda debtinstrument,issued by agovernment orcompany toraise moneyco-signersomeone whosigns on a loanwith you and takeson the risk ofrepayment if youdon't pay it backBudgeta writtenplan forwhere youwill spendyour moneyW-2form that showshow much youmade and whathas been paid intaxes alreadycreditscorea number usedto measure therisk of you notpaying yourdebtcoinsurancewhen you areresponsiblefor paying a% of yourmedical billsgrosspaywhat youearn beforetaxes anddeductionsCompoundInterestinterestoninterestIRAA type ofretirementplan that youset upyourselfvariableexpense an expensethat changeseach monthasseta resource ofvalue thatcan beturned intocashdebitcarda card thatpulls moneydirectly fromyour checkingaccountliquidityhow quicklyan asset canbe convertedto cashEOBdocument sent byyour insurancecompany explainingwhat was paid andwhat you may owe.socialsecuritya system wheremoney fromcurrent workerspays the benefitsfor those who areeligible.Needsclothing,shelter, food,&transportationare allFICAtaxsocialsecurityandMedicareFAFSAMust befilled out toget accessto federalstudent aid1040formthis form isused to fileyour taxeseach year.effectiveratethe amountof federalincome taxyou actuallypaypayyourselffirsta savingsconcept whereyou put moneyin savingsbefore anythingelse is paid.studentloana form ofstudent aidthat must bepaid back

Personal Finance Exam Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. a card that is using borrowed money that has to be paid back, typically with interest.
    credit card
  2. transfers financial risk
    insurance
  3. When your investments are spread out to minimize risk
    Diversification
  4. the time limit of a loan
    term
  5. Assets - Debt =
    Net Worth
  6. borrowing money with the intent to pay it back, typically with interest, at a later date
    debt
  7. the concept of 'money spent here can't be spent there'
    opportunity cost
  8. a debt instrument, issued by a government or company to raise money
    bond
  9. someone who signs on a loan with you and takes on the risk of repayment if you don't pay it back
    co-signer
  10. a written plan for where you will spend your money
    Budget
  11. form that shows how much you made and what has been paid in taxes already
    W-2
  12. a number used to measure the risk of you not paying your debt
    credit score
  13. when you are responsible for paying a % of your medical bills
    coinsurance
  14. what you earn before taxes and deductions
    gross pay
  15. interest on interest
    Compound Interest
  16. A type of retirement plan that you set up yourself
    IRA
  17. an expense that changes each month
    variable expense
  18. a resource of value that can be turned into cash
    asset
  19. a card that pulls money directly from your checking account
    debit card
  20. how quickly an asset can be converted to cash
    liquidity
  21. document sent by your insurance company explaining what was paid and what you may owe.
    EOB
  22. a system where money from current workers pays the benefits for those who are eligible.
    social security
  23. clothing, shelter, food, & transportation are all
    Needs
  24. social security and Medicare
    FICA tax
  25. Must be filled out to get access to federal student aid
    FAFSA
  26. this form is used to file your taxes each year.
    1040 form
  27. the amount of federal income tax you actually pay
    effective rate
  28. a savings concept where you put money in savings before anything else is paid.
    pay yourself first
  29. a form of student aid that must be paid back
    student loan