(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Must be filled out to get access to federal student aid
FAFSA
a debt instrument, issued by a government or company to raise money
bond
this form is used to file your taxes each year.
1040 form
what you earn before taxes and deductions
gross pay
a savings concept where you put money in savings before anything else is paid.
pay yourself first
a card that is using borrowed money that has to be paid back, typically with interest.
credit card
the amount of federal income tax you actually pay
effective
rate
document sent by your insurance company explaining what was paid and what you may owe.
EOB
form that shows how much you made and what has been paid in taxes already
W-2
the time limit of a loan
term
transfers financial risk
insurance
someone who signs on a loan with you and takes on the risk of repayment if you don't pay it back
co-signer
a written plan for where you will spend your money
Budget
the concept of 'money spent here can't be spent there'
opportunity cost
a number used to measure the risk of you not paying your debt
credit
score
a system where money from current workers pays the benefits for those who are eligible.
social security
social security and Medicare
FICA tax
A type of retirement plan that you set up yourself
IRA
an expense that changes each month
variable expense
when you are responsible for paying a % of your medical bills
coinsurance
a resource of value that can be turned into cash
asset
borrowing money with the intent to pay it back, typically with interest, at a later date
debt
clothing, shelter, food, & transportation are all
Needs
Assets - Debt =
Net Worth
how quickly an asset can be converted to cash
liquidity
a form of student aid that must be paid back
student loan
interest on interest
Compound Interest
a card that pulls money directly from your checking account
debit card
When your investments are spread out to minimize risk
Diversification