(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Individual Retirement Account
IRA
credit history
capacity
collateral
capital
condition
5 C's of Credit
Cannot harass you or publish your name for not paying a debt
Debt
Collector
Use this to plan the best times to save and spend.
Income
Tracker
The ability to borrow money.
Credit
This is what you earn before taxes
Gross
Income
Use this to identify what's important to you.
Spending
Tracker
Also called
DTI
Debt to
Income
Ratio
True
Total debt owed monthly may affect your ability to borrow money
When you don't have enough money in your acct to cover transactions
Overdraft
Non-sufficient funds
Insufficient
NSF
ISF
Your gross income minus taxes and other deductions
Net
Income
Will help you see the full picture of what you owe.
Debt
Log
A three digit number based on the information on your credit report.
Credit Score
300 - 850
Credit Score
Range
760+
Excellent
Credit Score
Occurs when someone steals and uses your personal info
Identity
Theft
This is a federal payroll tax
FICA
Use this to see all of your bills and when they are due.
Bill
Calendar
The federally authorized website to get a free credit report
Annual Credit
Report
A FICO score predicts how likely you are to pay back a loan on time.
FICO
Important to get your free credit report annually.
Every12 months
National
Credit Reporting
Agencies
Equifax
Experian
TransUnion
