Previouslyrejected loan,newemploymentafter rejectionConsecutivepaychecknumbersRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryNewemploymentfrom familymember who isalso providing agiftTenantoccupied/vacantappraisal onprimaryrefinance2 primarytransactionswithin 3monthsRoundedearningsonpaystubsGenericpaystubsPrimarypurchase in anarea wheremultiple rentalsare alreadyownedAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceSelf-employedto w-2Secondaryresidencewithin 10miles ofprimaryEmploymentstart dateJan 1st.Employer'saddress =borrower'saddressMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerOccupancyCofC afterrestructureRental incomefrom leaseagreementexceedszestimatePrimary refi,no docsaddressed tosubjectpropertyDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationRentalcoverage onHOI policyfor a primaryresidenceLeaseagreementsigned byfamilymemberPreviouslyrejected loan,newemploymentafter rejectionConsecutivepaychecknumbersRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryNewemploymentfrom familymember who isalso providing agiftTenantoccupied/vacantappraisal onprimaryrefinance2 primarytransactionswithin 3monthsRoundedearningsonpaystubsGenericpaystubsPrimarypurchase in anarea wheremultiple rentalsare alreadyownedAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceSelf-employedto w-2Secondaryresidencewithin 10miles ofprimaryEmploymentstart dateJan 1st.Employer'saddress =borrower'saddressMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerOccupancyCofC afterrestructureRental incomefrom leaseagreementexceedszestimatePrimary refi,no docsaddressed tosubjectpropertyDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationRentalcoverage onHOI policyfor a primaryresidenceLeaseagreementsigned byfamilymember

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Previously rejected loan, new employment after rejection
  2. Consecutive paycheck numbers
  3. Rental income needed from subject investment property, more valuable than current primary
  4. New employment from family member who is also providing a gift
  5. Tenant occupied/vacant appraisal on primary refinance
  6. 2 primary transactions within 3 months
  7. Rounded earnings on paystubs
  8. Generic paystubs
  9. Primary purchase in an area where multiple rentals are already owned
  10. Asset statements have large balances, but interest earned is significantly less relative to balance
  11. Self-employed to w-2
  12. Secondary residence within 10 miles of primary
  13. Employment start date Jan 1st.
  14. Employer's address = borrower's address
  15. Multiple credit inquiries from other lenders/brokers prior to the current one
  16. Current primary residence is less valuable than subject property primary residence
  17. Purchasing a property in an area where multiple rentals are already owned
  18. Phone number/email address on 1003 belongs to someone other than the borrower
  19. Occupancy CofC after restructure
  20. Rental income from lease agreement exceeds zestimate
  21. Primary refi, no docs addressed to subject property
  22. Deposits in an individually owned bank account from employers other than those listed on the application
  23. Rental coverage on HOI policy for a primary residence
  24. Lease agreement signed by family member