OccupancyCofC afterrestructureSecondaryresidencewithin 10miles ofprimaryMultiple creditinquiries fromotherlenders/brokersprior to thecurrent onePrimary refi,no docsaddressed tosubjectpropertyPrimarypurchase in anarea wheremultiple rentalsare alreadyownedRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primarySelf-employedto w-2Previouslyrejected loan,newemploymentafter rejectionEmploymentstart dateJan 1st.Asset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceConsecutivepaychecknumbersDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationLeaseagreementsigned byfamilymember2 primarytransactionswithin 3monthsTenantoccupied/vacantappraisal onprimaryrefinanceGenericpaystubsRoundedearningsonpaystubsRental incomefrom leaseagreementexceedszestimateEmployer'saddress =borrower'saddressPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceRentalcoverage onHOI policyfor a primaryresidencePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerNewemploymentfrom familymember who isalso providing agiftOccupancyCofC afterrestructureSecondaryresidencewithin 10miles ofprimaryMultiple creditinquiries fromotherlenders/brokersprior to thecurrent onePrimary refi,no docsaddressed tosubjectpropertyPrimarypurchase in anarea wheremultiple rentalsare alreadyownedRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primarySelf-employedto w-2Previouslyrejected loan,newemploymentafter rejectionEmploymentstart dateJan 1st.Asset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceConsecutivepaychecknumbersDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationLeaseagreementsigned byfamilymember2 primarytransactionswithin 3monthsTenantoccupied/vacantappraisal onprimaryrefinanceGenericpaystubsRoundedearningsonpaystubsRental incomefrom leaseagreementexceedszestimateEmployer'saddress =borrower'saddressPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceRentalcoverage onHOI policyfor a primaryresidencePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerNewemploymentfrom familymember who isalso providing agift

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Occupancy CofC after restructure
  2. Secondary residence within 10 miles of primary
  3. Multiple credit inquiries from other lenders/brokers prior to the current one
  4. Primary refi, no docs addressed to subject property
  5. Primary purchase in an area where multiple rentals are already owned
  6. Rental income needed from subject investment property, more valuable than current primary
  7. Self-employed to w-2
  8. Previously rejected loan, new employment after rejection
  9. Employment start date Jan 1st.
  10. Asset statements have large balances, but interest earned is significantly less relative to balance
  11. Consecutive paycheck numbers
  12. Deposits in an individually owned bank account from employers other than those listed on the application
  13. Lease agreement signed by family member
  14. 2 primary transactions within 3 months
  15. Tenant occupied/vacant appraisal on primary refinance
  16. Generic paystubs
  17. Rounded earnings on paystubs
  18. Rental income from lease agreement exceeds zestimate
  19. Employer's address = borrower's address
  20. Purchasing a property in an area where multiple rentals are already owned
  21. Current primary residence is less valuable than subject property primary residence
  22. Rental coverage on HOI policy for a primary residence
  23. Phone number/email address on 1003 belongs to someone other than the borrower
  24. New employment from family member who is also providing a gift