Previouslyrejected loan,newemploymentafter rejectionPrimarypurchase in anarea wheremultiple rentalsare alreadyownedMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneTenantoccupied/vacantappraisal onprimaryrefinanceSelf-employedto w-2Employer'saddress =borrower'saddressAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceSecondaryresidencewithin 10miles ofprimaryRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryOccupancyCofC afterrestructurePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationRoundedearningsonpaystubsGenericpaystubsRental incomefrom leaseagreementexceedszestimate2 primarytransactionswithin 3monthsCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePrimary refi,no docsaddressed tosubjectpropertyLeaseagreementsigned byfamilymemberPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedNewemploymentfrom familymember who isalso providing agiftEmploymentstart dateJan 1st.Rentalcoverage onHOI policyfor a primaryresidenceConsecutivepaychecknumbersPreviouslyrejected loan,newemploymentafter rejectionPrimarypurchase in anarea wheremultiple rentalsare alreadyownedMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneTenantoccupied/vacantappraisal onprimaryrefinanceSelf-employedto w-2Employer'saddress =borrower'saddressAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceSecondaryresidencewithin 10miles ofprimaryRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryOccupancyCofC afterrestructurePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationRoundedearningsonpaystubsGenericpaystubsRental incomefrom leaseagreementexceedszestimate2 primarytransactionswithin 3monthsCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePrimary refi,no docsaddressed tosubjectpropertyLeaseagreementsigned byfamilymemberPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedNewemploymentfrom familymember who isalso providing agiftEmploymentstart dateJan 1st.Rentalcoverage onHOI policyfor a primaryresidenceConsecutivepaychecknumbers

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Previously rejected loan, new employment after rejection
  2. Primary purchase in an area where multiple rentals are already owned
  3. Multiple credit inquiries from other lenders/brokers prior to the current one
  4. Tenant occupied/vacant appraisal on primary refinance
  5. Self-employed to w-2
  6. Employer's address = borrower's address
  7. Asset statements have large balances, but interest earned is significantly less relative to balance
  8. Secondary residence within 10 miles of primary
  9. Rental income needed from subject investment property, more valuable than current primary
  10. Occupancy CofC after restructure
  11. Phone number/email address on 1003 belongs to someone other than the borrower
  12. Deposits in an individually owned bank account from employers other than those listed on the application
  13. Rounded earnings on paystubs
  14. Generic paystubs
  15. Rental income from lease agreement exceeds zestimate
  16. 2 primary transactions within 3 months
  17. Current primary residence is less valuable than subject property primary residence
  18. Primary refi, no docs addressed to subject property
  19. Lease agreement signed by family member
  20. Purchasing a property in an area where multiple rentals are already owned
  21. New employment from family member who is also providing a gift
  22. Employment start date Jan 1st.
  23. Rental coverage on HOI policy for a primary residence
  24. Consecutive paycheck numbers