Rentalcoverage onHOI policyfor a primaryresidenceRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryNewemploymentfrom familymember who isalso providing agiftCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedConsecutivepaychecknumbersMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneSelf-employedto w-2Phonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationRoundedearningsonpaystubsSecondaryresidencewithin 10miles ofprimaryEmploymentstart dateJan 1st.2 primarytransactionswithin 3monthsAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceRental incomefrom leaseagreementexceedszestimateLeaseagreementsigned byfamilymemberOccupancyCofC afterrestructurePrimary refi,no docsaddressed tosubjectpropertyPreviouslyrejected loan,newemploymentafter rejectionPrimarypurchase in anarea wheremultiple rentalsare alreadyownedTenantoccupied/vacantappraisal onprimaryrefinanceGenericpaystubsEmployer'saddress =borrower'saddressRentalcoverage onHOI policyfor a primaryresidenceRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryNewemploymentfrom familymember who isalso providing agiftCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedConsecutivepaychecknumbersMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneSelf-employedto w-2Phonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationRoundedearningsonpaystubsSecondaryresidencewithin 10miles ofprimaryEmploymentstart dateJan 1st.2 primarytransactionswithin 3monthsAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceRental incomefrom leaseagreementexceedszestimateLeaseagreementsigned byfamilymemberOccupancyCofC afterrestructurePrimary refi,no docsaddressed tosubjectpropertyPreviouslyrejected loan,newemploymentafter rejectionPrimarypurchase in anarea wheremultiple rentalsare alreadyownedTenantoccupied/vacantappraisal onprimaryrefinanceGenericpaystubsEmployer'saddress =borrower'saddress

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Rental coverage on HOI policy for a primary residence
  2. Rental income needed from subject investment property, more valuable than current primary
  3. New employment from family member who is also providing a gift
  4. Current primary residence is less valuable than subject property primary residence
  5. Purchasing a property in an area where multiple rentals are already owned
  6. Consecutive paycheck numbers
  7. Multiple credit inquiries from other lenders/brokers prior to the current one
  8. Self-employed to w-2
  9. Phone number/email address on 1003 belongs to someone other than the borrower
  10. Deposits in an individually owned bank account from employers other than those listed on the application
  11. Rounded earnings on paystubs
  12. Secondary residence within 10 miles of primary
  13. Employment start date Jan 1st.
  14. 2 primary transactions within 3 months
  15. Asset statements have large balances, but interest earned is significantly less relative to balance
  16. Rental income from lease agreement exceeds zestimate
  17. Lease agreement signed by family member
  18. Occupancy CofC after restructure
  19. Primary refi, no docs addressed to subject property
  20. Previously rejected loan, new employment after rejection
  21. Primary purchase in an area where multiple rentals are already owned
  22. Tenant occupied/vacant appraisal on primary refinance
  23. Generic paystubs
  24. Employer's address = borrower's address