Rental incomefrom leaseagreementexceedszestimateEmploymentstart dateJan 1st.Rental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePrimarypurchase in anarea wheremultiple rentalsare alreadyowned2 primarytransactionswithin 3monthsRoundedearningsonpaystubsDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerEmployer'saddress =borrower'saddressPreviouslyrejected loan,newemploymentafter rejectionCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedRentalcoverage onHOI policyfor a primaryresidenceConsecutivepaychecknumbersSelf-employedto w-2Primary refi,no docsaddressed tosubjectpropertyNewemploymentfrom familymember who isalso providing agiftTenantoccupied/vacantappraisal onprimaryrefinanceOccupancyCofC afterrestructureSecondaryresidencewithin 10miles ofprimaryMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneLeaseagreementsigned byfamilymemberGenericpaystubsRental incomefrom leaseagreementexceedszestimateEmploymentstart dateJan 1st.Rental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePrimarypurchase in anarea wheremultiple rentalsare alreadyowned2 primarytransactionswithin 3monthsRoundedearningsonpaystubsDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerEmployer'saddress =borrower'saddressPreviouslyrejected loan,newemploymentafter rejectionCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedRentalcoverage onHOI policyfor a primaryresidenceConsecutivepaychecknumbersSelf-employedto w-2Primary refi,no docsaddressed tosubjectpropertyNewemploymentfrom familymember who isalso providing agiftTenantoccupied/vacantappraisal onprimaryrefinanceOccupancyCofC afterrestructureSecondaryresidencewithin 10miles ofprimaryMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneLeaseagreementsigned byfamilymemberGenericpaystubs

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Rental income from lease agreement exceeds zestimate
  2. Employment start date Jan 1st.
  3. Rental income needed from subject investment property, more valuable than current primary
  4. Asset statements have large balances, but interest earned is significantly less relative to balance
  5. Primary purchase in an area where multiple rentals are already owned
  6. 2 primary transactions within 3 months
  7. Rounded earnings on paystubs
  8. Deposits in an individually owned bank account from employers other than those listed on the application
  9. Phone number/email address on 1003 belongs to someone other than the borrower
  10. Employer's address = borrower's address
  11. Previously rejected loan, new employment after rejection
  12. Current primary residence is less valuable than subject property primary residence
  13. Purchasing a property in an area where multiple rentals are already owned
  14. Rental coverage on HOI policy for a primary residence
  15. Consecutive paycheck numbers
  16. Self-employed to w-2
  17. Primary refi, no docs addressed to subject property
  18. New employment from family member who is also providing a gift
  19. Tenant occupied/vacant appraisal on primary refinance
  20. Occupancy CofC after restructure
  21. Secondary residence within 10 miles of primary
  22. Multiple credit inquiries from other lenders/brokers prior to the current one
  23. Lease agreement signed by family member
  24. Generic paystubs