Current primaryresidence is lessvaluable thansubject propertyprimary residenceEmployer'saddress =borrower'saddressOccupancyCofC afterrestructureRentalcoverage onHOI policyfor a primaryresidenceSelf-employedto w-2ConsecutivepaychecknumbersAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceRental incomefrom leaseagreementexceedszestimateRoundedearningsonpaystubsSecondaryresidencewithin 10miles ofprimaryPrimary refi,no docsaddressed tosubjectpropertyTenantoccupied/vacantappraisal onprimaryrefinance2 primarytransactionswithin 3monthsMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPreviouslyrejected loan,newemploymentafter rejectionNewemploymentfrom familymember who isalso providing agiftPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerEmploymentstart dateJan 1st.Leaseagreementsigned byfamilymemberPrimarypurchase in anarea wheremultiple rentalsare alreadyownedRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedGenericpaystubsCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceEmployer'saddress =borrower'saddressOccupancyCofC afterrestructureRentalcoverage onHOI policyfor a primaryresidenceSelf-employedto w-2ConsecutivepaychecknumbersAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceRental incomefrom leaseagreementexceedszestimateRoundedearningsonpaystubsSecondaryresidencewithin 10miles ofprimaryPrimary refi,no docsaddressed tosubjectpropertyTenantoccupied/vacantappraisal onprimaryrefinance2 primarytransactionswithin 3monthsMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPreviouslyrejected loan,newemploymentafter rejectionNewemploymentfrom familymember who isalso providing agiftPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerEmploymentstart dateJan 1st.Leaseagreementsigned byfamilymemberPrimarypurchase in anarea wheremultiple rentalsare alreadyownedRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedGenericpaystubs

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Current primary residence is less valuable than subject property primary residence
  2. Employer's address = borrower's address
  3. Occupancy CofC after restructure
  4. Rental coverage on HOI policy for a primary residence
  5. Self-employed to w-2
  6. Consecutive paycheck numbers
  7. Asset statements have large balances, but interest earned is significantly less relative to balance
  8. Rental income from lease agreement exceeds zestimate
  9. Rounded earnings on paystubs
  10. Secondary residence within 10 miles of primary
  11. Primary refi, no docs addressed to subject property
  12. Tenant occupied/vacant appraisal on primary refinance
  13. 2 primary transactions within 3 months
  14. Multiple credit inquiries from other lenders/brokers prior to the current one
  15. Deposits in an individually owned bank account from employers other than those listed on the application
  16. Previously rejected loan, new employment after rejection
  17. New employment from family member who is also providing a gift
  18. Phone number/email address on 1003 belongs to someone other than the borrower
  19. Employment start date Jan 1st.
  20. Lease agreement signed by family member
  21. Primary purchase in an area where multiple rentals are already owned
  22. Rental income needed from subject investment property, more valuable than current primary
  23. Purchasing a property in an area where multiple rentals are already owned
  24. Generic paystubs