Multiple creditinquiries fromotherlenders/brokersprior to thecurrent oneEmploymentstart dateJan 1st.GenericpaystubsTenantoccupied/vacantappraisal onprimaryrefinancePreviouslyrejected loan,newemploymentafter rejectionLeaseagreementsigned byfamilymemberPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationRentalcoverage onHOI policyfor a primaryresidenceRental incomefrom leaseagreementexceedszestimatePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerNewemploymentfrom familymember who isalso providing agiftRoundedearningsonpaystubsSecondaryresidencewithin 10miles ofprimaryRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryConsecutivepaychecknumbersEmployer'saddress =borrower'saddressAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePrimarypurchase in anarea wheremultiple rentalsare alreadyownedCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceOccupancyCofC afterrestructureSelf-employedto w-22 primarytransactionswithin 3monthsPrimary refi,no docsaddressed tosubjectpropertyMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneEmploymentstart dateJan 1st.GenericpaystubsTenantoccupied/vacantappraisal onprimaryrefinancePreviouslyrejected loan,newemploymentafter rejectionLeaseagreementsigned byfamilymemberPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationRentalcoverage onHOI policyfor a primaryresidenceRental incomefrom leaseagreementexceedszestimatePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerNewemploymentfrom familymember who isalso providing agiftRoundedearningsonpaystubsSecondaryresidencewithin 10miles ofprimaryRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryConsecutivepaychecknumbersEmployer'saddress =borrower'saddressAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePrimarypurchase in anarea wheremultiple rentalsare alreadyownedCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceOccupancyCofC afterrestructureSelf-employedto w-22 primarytransactionswithin 3monthsPrimary refi,no docsaddressed tosubjectproperty

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Multiple credit inquiries from other lenders/brokers prior to the current one
  2. Employment start date Jan 1st.
  3. Generic paystubs
  4. Tenant occupied/vacant appraisal on primary refinance
  5. Previously rejected loan, new employment after rejection
  6. Lease agreement signed by family member
  7. Purchasing a property in an area where multiple rentals are already owned
  8. Deposits in an individually owned bank account from employers other than those listed on the application
  9. Rental coverage on HOI policy for a primary residence
  10. Rental income from lease agreement exceeds zestimate
  11. Phone number/email address on 1003 belongs to someone other than the borrower
  12. New employment from family member who is also providing a gift
  13. Rounded earnings on paystubs
  14. Secondary residence within 10 miles of primary
  15. Rental income needed from subject investment property, more valuable than current primary
  16. Consecutive paycheck numbers
  17. Employer's address = borrower's address
  18. Asset statements have large balances, but interest earned is significantly less relative to balance
  19. Primary purchase in an area where multiple rentals are already owned
  20. Current primary residence is less valuable than subject property primary residence
  21. Occupancy CofC after restructure
  22. Self-employed to w-2
  23. 2 primary transactions within 3 months
  24. Primary refi, no docs addressed to subject property