Purchasing aproperty in anarea wheremultiple rentalsare alreadyownedDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe application2 primarytransactionswithin 3monthsEmployer'saddress =borrower'saddressConsecutivepaychecknumbersPreviouslyrejected loan,newemploymentafter rejectionRoundedearningsonpaystubsPrimary refi,no docsaddressed tosubjectpropertySelf-employedto w-2Rentalcoverage onHOI policyfor a primaryresidenceRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryEmploymentstart dateJan 1st.Tenantoccupied/vacantappraisal onprimaryrefinancePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerLeaseagreementsigned byfamilymemberGenericpaystubsOccupancyCofC afterrestructureMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceNewemploymentfrom familymember who isalso providing agiftSecondaryresidencewithin 10miles ofprimaryPrimarypurchase in anarea wheremultiple rentalsare alreadyownedRental incomefrom leaseagreementexceedszestimateAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe application2 primarytransactionswithin 3monthsEmployer'saddress =borrower'saddressConsecutivepaychecknumbersPreviouslyrejected loan,newemploymentafter rejectionRoundedearningsonpaystubsPrimary refi,no docsaddressed tosubjectpropertySelf-employedto w-2Rentalcoverage onHOI policyfor a primaryresidenceRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryEmploymentstart dateJan 1st.Tenantoccupied/vacantappraisal onprimaryrefinancePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerLeaseagreementsigned byfamilymemberGenericpaystubsOccupancyCofC afterrestructureMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceNewemploymentfrom familymember who isalso providing agiftSecondaryresidencewithin 10miles ofprimaryPrimarypurchase in anarea wheremultiple rentalsare alreadyownedRental incomefrom leaseagreementexceedszestimateAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balance

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Purchasing a property in an area where multiple rentals are already owned
  2. Deposits in an individually owned bank account from employers other than those listed on the application
  3. 2 primary transactions within 3 months
  4. Employer's address = borrower's address
  5. Consecutive paycheck numbers
  6. Previously rejected loan, new employment after rejection
  7. Rounded earnings on paystubs
  8. Primary refi, no docs addressed to subject property
  9. Self-employed to w-2
  10. Rental coverage on HOI policy for a primary residence
  11. Rental income needed from subject investment property, more valuable than current primary
  12. Employment start date Jan 1st.
  13. Tenant occupied/vacant appraisal on primary refinance
  14. Phone number/email address on 1003 belongs to someone other than the borrower
  15. Lease agreement signed by family member
  16. Generic paystubs
  17. Occupancy CofC after restructure
  18. Multiple credit inquiries from other lenders/brokers prior to the current one
  19. Current primary residence is less valuable than subject property primary residence
  20. New employment from family member who is also providing a gift
  21. Secondary residence within 10 miles of primary
  22. Primary purchase in an area where multiple rentals are already owned
  23. Rental income from lease agreement exceeds zestimate
  24. Asset statements have large balances, but interest earned is significantly less relative to balance