Current primaryresidence is lessvaluable thansubject propertyprimary residencePreviouslyrejected loan,newemploymentafter rejectionGenericpaystubsEmployer'saddress =borrower'saddressSecondaryresidencewithin 10miles ofprimarySelf-employedto w-2Primarypurchase in anarea wheremultiple rentalsare alreadyownedAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceLeaseagreementsigned byfamilymemberOccupancyCofC afterrestructureConsecutivepaychecknumbersDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationTenantoccupied/vacantappraisal onprimaryrefinancePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneRoundedearningsonpaystubsNewemploymentfrom familymember who isalso providing agiftEmploymentstart dateJan 1st.Rental incomefrom leaseagreementexceedszestimate2 primarytransactionswithin 3monthsPrimary refi,no docsaddressed tosubjectpropertyRentalcoverage onHOI policyfor a primaryresidenceRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePreviouslyrejected loan,newemploymentafter rejectionGenericpaystubsEmployer'saddress =borrower'saddressSecondaryresidencewithin 10miles ofprimarySelf-employedto w-2Primarypurchase in anarea wheremultiple rentalsare alreadyownedAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceLeaseagreementsigned byfamilymemberOccupancyCofC afterrestructureConsecutivepaychecknumbersDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationTenantoccupied/vacantappraisal onprimaryrefinancePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneRoundedearningsonpaystubsNewemploymentfrom familymember who isalso providing agiftEmploymentstart dateJan 1st.Rental incomefrom leaseagreementexceedszestimate2 primarytransactionswithin 3monthsPrimary refi,no docsaddressed tosubjectpropertyRentalcoverage onHOI policyfor a primaryresidenceRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primary

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Current primary residence is less valuable than subject property primary residence
  2. Previously rejected loan, new employment after rejection
  3. Generic paystubs
  4. Employer's address = borrower's address
  5. Secondary residence within 10 miles of primary
  6. Self-employed to w-2
  7. Primary purchase in an area where multiple rentals are already owned
  8. Asset statements have large balances, but interest earned is significantly less relative to balance
  9. Lease agreement signed by family member
  10. Occupancy CofC after restructure
  11. Consecutive paycheck numbers
  12. Deposits in an individually owned bank account from employers other than those listed on the application
  13. Tenant occupied/vacant appraisal on primary refinance
  14. Purchasing a property in an area where multiple rentals are already owned
  15. Phone number/email address on 1003 belongs to someone other than the borrower
  16. Multiple credit inquiries from other lenders/brokers prior to the current one
  17. Rounded earnings on paystubs
  18. New employment from family member who is also providing a gift
  19. Employment start date Jan 1st.
  20. Rental income from lease agreement exceeds zestimate
  21. 2 primary transactions within 3 months
  22. Primary refi, no docs addressed to subject property
  23. Rental coverage on HOI policy for a primary residence
  24. Rental income needed from subject investment property, more valuable than current primary