Self-employedto w-2Rental incomefrom leaseagreementexceedszestimateNewemploymentfrom familymember who isalso providing agiftEmployer'saddress =borrower'saddressPrimary refi,no docsaddressed tosubjectpropertyEmploymentstart dateJan 1st.GenericpaystubsPurchasing aproperty in anarea wheremultiple rentalsare alreadyowned2 primarytransactionswithin 3monthsSecondaryresidencewithin 10miles ofprimaryTenantoccupied/vacantappraisal onprimaryrefinancePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerPreviouslyrejected loan,newemploymentafter rejectionPrimarypurchase in anarea wheremultiple rentalsare alreadyownedDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneRoundedearningsonpaystubsOccupancyCofC afterrestructureRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryRentalcoverage onHOI policyfor a primaryresidenceLeaseagreementsigned byfamilymemberConsecutivepaychecknumbersSelf-employedto w-2Rental incomefrom leaseagreementexceedszestimateNewemploymentfrom familymember who isalso providing agiftEmployer'saddress =borrower'saddressPrimary refi,no docsaddressed tosubjectpropertyEmploymentstart dateJan 1st.GenericpaystubsPurchasing aproperty in anarea wheremultiple rentalsare alreadyowned2 primarytransactionswithin 3monthsSecondaryresidencewithin 10miles ofprimaryTenantoccupied/vacantappraisal onprimaryrefinancePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerPreviouslyrejected loan,newemploymentafter rejectionPrimarypurchase in anarea wheremultiple rentalsare alreadyownedDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneRoundedearningsonpaystubsOccupancyCofC afterrestructureRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryRentalcoverage onHOI policyfor a primaryresidenceLeaseagreementsigned byfamilymemberConsecutivepaychecknumbers

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Self-employed to w-2
  2. Rental income from lease agreement exceeds zestimate
  3. New employment from family member who is also providing a gift
  4. Employer's address = borrower's address
  5. Primary refi, no docs addressed to subject property
  6. Employment start date Jan 1st.
  7. Generic paystubs
  8. Purchasing a property in an area where multiple rentals are already owned
  9. 2 primary transactions within 3 months
  10. Secondary residence within 10 miles of primary
  11. Tenant occupied/vacant appraisal on primary refinance
  12. Phone number/email address on 1003 belongs to someone other than the borrower
  13. Previously rejected loan, new employment after rejection
  14. Primary purchase in an area where multiple rentals are already owned
  15. Deposits in an individually owned bank account from employers other than those listed on the application
  16. Asset statements have large balances, but interest earned is significantly less relative to balance
  17. Current primary residence is less valuable than subject property primary residence
  18. Multiple credit inquiries from other lenders/brokers prior to the current one
  19. Rounded earnings on paystubs
  20. Occupancy CofC after restructure
  21. Rental income needed from subject investment property, more valuable than current primary
  22. Rental coverage on HOI policy for a primary residence
  23. Lease agreement signed by family member
  24. Consecutive paycheck numbers