Phonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerPrimarypurchase in anarea wheremultiple rentalsare alreadyownedCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceSecondaryresidencewithin 10miles ofprimaryRental incomefrom leaseagreementexceedszestimateRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryEmploymentstart dateJan 1st.ConsecutivepaychecknumbersAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePrimary refi,no docsaddressed tosubjectpropertyRentalcoverage onHOI policyfor a primaryresidenceNewemploymentfrom familymember who isalso providing agiftLeaseagreementsigned byfamilymemberOccupancyCofC afterrestructureTenantoccupied/vacantappraisal onprimaryrefinanceMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneEmployer'saddress =borrower'saddressPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedSelf-employedto w-2RoundedearningsonpaystubsPreviouslyrejected loan,newemploymentafter rejection2 primarytransactionswithin 3monthsGenericpaystubsDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerPrimarypurchase in anarea wheremultiple rentalsare alreadyownedCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceSecondaryresidencewithin 10miles ofprimaryRental incomefrom leaseagreementexceedszestimateRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryEmploymentstart dateJan 1st.ConsecutivepaychecknumbersAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePrimary refi,no docsaddressed tosubjectpropertyRentalcoverage onHOI policyfor a primaryresidenceNewemploymentfrom familymember who isalso providing agiftLeaseagreementsigned byfamilymemberOccupancyCofC afterrestructureTenantoccupied/vacantappraisal onprimaryrefinanceMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneEmployer'saddress =borrower'saddressPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedSelf-employedto w-2RoundedearningsonpaystubsPreviouslyrejected loan,newemploymentafter rejection2 primarytransactionswithin 3monthsGenericpaystubsDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe application

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Phone number/email address on 1003 belongs to someone other than the borrower
  2. Primary purchase in an area where multiple rentals are already owned
  3. Current primary residence is less valuable than subject property primary residence
  4. Secondary residence within 10 miles of primary
  5. Rental income from lease agreement exceeds zestimate
  6. Rental income needed from subject investment property, more valuable than current primary
  7. Employment start date Jan 1st.
  8. Consecutive paycheck numbers
  9. Asset statements have large balances, but interest earned is significantly less relative to balance
  10. Primary refi, no docs addressed to subject property
  11. Rental coverage on HOI policy for a primary residence
  12. New employment from family member who is also providing a gift
  13. Lease agreement signed by family member
  14. Occupancy CofC after restructure
  15. Tenant occupied/vacant appraisal on primary refinance
  16. Multiple credit inquiries from other lenders/brokers prior to the current one
  17. Employer's address = borrower's address
  18. Purchasing a property in an area where multiple rentals are already owned
  19. Self-employed to w-2
  20. Rounded earnings on paystubs
  21. Previously rejected loan, new employment after rejection
  22. 2 primary transactions within 3 months
  23. Generic paystubs
  24. Deposits in an individually owned bank account from employers other than those listed on the application