Newemploymentfrom familymember who isalso providing agiftOccupancyCofC afterrestructureEmployer'saddress =borrower'saddressMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneSecondaryresidencewithin 10miles ofprimaryGenericpaystubsTenantoccupied/vacantappraisal onprimaryrefinance2 primarytransactionswithin 3monthsLeaseagreementsigned byfamilymemberDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPreviouslyrejected loan,newemploymentafter rejectionEmploymentstart dateJan 1st.Rentalcoverage onHOI policyfor a primaryresidencePrimarypurchase in anarea wheremultiple rentalsare alreadyownedConsecutivepaychecknumbersPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceRental incomefrom leaseagreementexceedszestimateSelf-employedto w-2Primary refi,no docsaddressed tosubjectpropertyRoundedearningsonpaystubsPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryNewemploymentfrom familymember who isalso providing agiftOccupancyCofC afterrestructureEmployer'saddress =borrower'saddressMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneSecondaryresidencewithin 10miles ofprimaryGenericpaystubsTenantoccupied/vacantappraisal onprimaryrefinance2 primarytransactionswithin 3monthsLeaseagreementsigned byfamilymemberDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPreviouslyrejected loan,newemploymentafter rejectionEmploymentstart dateJan 1st.Rentalcoverage onHOI policyfor a primaryresidencePrimarypurchase in anarea wheremultiple rentalsare alreadyownedConsecutivepaychecknumbersPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceRental incomefrom leaseagreementexceedszestimateSelf-employedto w-2Primary refi,no docsaddressed tosubjectpropertyRoundedearningsonpaystubsPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primary

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. New employment from family member who is also providing a gift
  2. Occupancy CofC after restructure
  3. Employer's address = borrower's address
  4. Multiple credit inquiries from other lenders/brokers prior to the current one
  5. Secondary residence within 10 miles of primary
  6. Generic paystubs
  7. Tenant occupied/vacant appraisal on primary refinance
  8. 2 primary transactions within 3 months
  9. Lease agreement signed by family member
  10. Deposits in an individually owned bank account from employers other than those listed on the application
  11. Previously rejected loan, new employment after rejection
  12. Employment start date Jan 1st.
  13. Rental coverage on HOI policy for a primary residence
  14. Primary purchase in an area where multiple rentals are already owned
  15. Consecutive paycheck numbers
  16. Purchasing a property in an area where multiple rentals are already owned
  17. Asset statements have large balances, but interest earned is significantly less relative to balance
  18. Current primary residence is less valuable than subject property primary residence
  19. Rental income from lease agreement exceeds zestimate
  20. Self-employed to w-2
  21. Primary refi, no docs addressed to subject property
  22. Rounded earnings on paystubs
  23. Phone number/email address on 1003 belongs to someone other than the borrower
  24. Rental income needed from subject investment property, more valuable than current primary