RoundedearningsonpaystubsSecondaryresidencewithin 10miles ofprimaryMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneTenantoccupied/vacantappraisal onprimaryrefinanceEmployer'saddress =borrower'saddressPrimarypurchase in anarea wheremultiple rentalsare alreadyownedOccupancyCofC afterrestructureAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePreviouslyrejected loan,newemploymentafter rejectionRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryConsecutivepaychecknumbersSelf-employedto w-2Leaseagreementsigned byfamilymemberDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerPrimary refi,no docsaddressed tosubjectpropertyEmploymentstart dateJan 1st.Newemploymentfrom familymember who isalso providing agiftCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedRentalcoverage onHOI policyfor a primaryresidenceGenericpaystubs2 primarytransactionswithin 3monthsRental incomefrom leaseagreementexceedszestimateRoundedearningsonpaystubsSecondaryresidencewithin 10miles ofprimaryMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneTenantoccupied/vacantappraisal onprimaryrefinanceEmployer'saddress =borrower'saddressPrimarypurchase in anarea wheremultiple rentalsare alreadyownedOccupancyCofC afterrestructureAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balancePreviouslyrejected loan,newemploymentafter rejectionRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryConsecutivepaychecknumbersSelf-employedto w-2Leaseagreementsigned byfamilymemberDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerPrimary refi,no docsaddressed tosubjectpropertyEmploymentstart dateJan 1st.Newemploymentfrom familymember who isalso providing agiftCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedRentalcoverage onHOI policyfor a primaryresidenceGenericpaystubs2 primarytransactionswithin 3monthsRental incomefrom leaseagreementexceedszestimate

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Rounded earnings on paystubs
  2. Secondary residence within 10 miles of primary
  3. Multiple credit inquiries from other lenders/brokers prior to the current one
  4. Tenant occupied/vacant appraisal on primary refinance
  5. Employer's address = borrower's address
  6. Primary purchase in an area where multiple rentals are already owned
  7. Occupancy CofC after restructure
  8. Asset statements have large balances, but interest earned is significantly less relative to balance
  9. Previously rejected loan, new employment after rejection
  10. Rental income needed from subject investment property, more valuable than current primary
  11. Consecutive paycheck numbers
  12. Self-employed to w-2
  13. Lease agreement signed by family member
  14. Deposits in an individually owned bank account from employers other than those listed on the application
  15. Phone number/email address on 1003 belongs to someone other than the borrower
  16. Primary refi, no docs addressed to subject property
  17. Employment start date Jan 1st.
  18. New employment from family member who is also providing a gift
  19. Current primary residence is less valuable than subject property primary residence
  20. Purchasing a property in an area where multiple rentals are already owned
  21. Rental coverage on HOI policy for a primary residence
  22. Generic paystubs
  23. 2 primary transactions within 3 months
  24. Rental income from lease agreement exceeds zestimate