Purchasing aproperty in anarea wheremultiple rentalsare alreadyownedDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPreviouslyrejected loan,newemploymentafter rejectionSelf-employedto w-2RoundedearningsonpaystubsRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryLeaseagreementsigned byfamilymemberAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceSecondaryresidencewithin 10miles ofprimaryPrimarypurchase in anarea wheremultiple rentalsare alreadyownedPrimary refi,no docsaddressed tosubjectpropertyGenericpaystubsOccupancyCofC afterrestructureMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneEmployer'saddress =borrower'saddressRentalcoverage onHOI policyfor a primaryresidenceEmploymentstart dateJan 1st.Rental incomefrom leaseagreementexceedszestimate2 primarytransactionswithin 3monthsPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerNewemploymentfrom familymember who isalso providing agiftCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceConsecutivepaychecknumbersTenantoccupied/vacantappraisal onprimaryrefinancePurchasing aproperty in anarea wheremultiple rentalsare alreadyownedDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationPreviouslyrejected loan,newemploymentafter rejectionSelf-employedto w-2RoundedearningsonpaystubsRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryLeaseagreementsigned byfamilymemberAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceSecondaryresidencewithin 10miles ofprimaryPrimarypurchase in anarea wheremultiple rentalsare alreadyownedPrimary refi,no docsaddressed tosubjectpropertyGenericpaystubsOccupancyCofC afterrestructureMultiple creditinquiries fromotherlenders/brokersprior to thecurrent oneEmployer'saddress =borrower'saddressRentalcoverage onHOI policyfor a primaryresidenceEmploymentstart dateJan 1st.Rental incomefrom leaseagreementexceedszestimate2 primarytransactionswithin 3monthsPhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerNewemploymentfrom familymember who isalso providing agiftCurrent primaryresidence is lessvaluable thansubject propertyprimary residenceConsecutivepaychecknumbersTenantoccupied/vacantappraisal onprimaryrefinance

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Purchasing a property in an area where multiple rentals are already owned
  2. Deposits in an individually owned bank account from employers other than those listed on the application
  3. Previously rejected loan, new employment after rejection
  4. Self-employed to w-2
  5. Rounded earnings on paystubs
  6. Rental income needed from subject investment property, more valuable than current primary
  7. Lease agreement signed by family member
  8. Asset statements have large balances, but interest earned is significantly less relative to balance
  9. Secondary residence within 10 miles of primary
  10. Primary purchase in an area where multiple rentals are already owned
  11. Primary refi, no docs addressed to subject property
  12. Generic paystubs
  13. Occupancy CofC after restructure
  14. Multiple credit inquiries from other lenders/brokers prior to the current one
  15. Employer's address = borrower's address
  16. Rental coverage on HOI policy for a primary residence
  17. Employment start date Jan 1st.
  18. Rental income from lease agreement exceeds zestimate
  19. 2 primary transactions within 3 months
  20. Phone number/email address on 1003 belongs to someone other than the borrower
  21. New employment from family member who is also providing a gift
  22. Current primary residence is less valuable than subject property primary residence
  23. Consecutive paycheck numbers
  24. Tenant occupied/vacant appraisal on primary refinance