Primary refi,no docsaddressed tosubjectpropertyNewemploymentfrom familymember who isalso providing agiftSelf-employedto w-2OccupancyCofC afterrestructureDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceRoundedearningsonpaystubsEmployer'saddress =borrower'saddressPrimarypurchase in anarea wheremultiple rentalsare alreadyownedTenantoccupied/vacantappraisal onprimaryrefinanceMultiple creditinquiries fromotherlenders/brokersprior to thecurrent one2 primarytransactionswithin 3monthsCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePreviouslyrejected loan,newemploymentafter rejectionRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryLeaseagreementsigned byfamilymemberSecondaryresidencewithin 10miles ofprimaryRental incomefrom leaseagreementexceedszestimatePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedEmploymentstart dateJan 1st.Rentalcoverage onHOI policyfor a primaryresidenceGenericpaystubsConsecutivepaychecknumbersPrimary refi,no docsaddressed tosubjectpropertyNewemploymentfrom familymember who isalso providing agiftSelf-employedto w-2OccupancyCofC afterrestructureDeposits in anindividually ownedbank account fromemployers otherthan those listed onthe applicationAsset statementshave largebalances, butinterest earned issignificantly lessrelative to balanceRoundedearningsonpaystubsEmployer'saddress =borrower'saddressPrimarypurchase in anarea wheremultiple rentalsare alreadyownedTenantoccupied/vacantappraisal onprimaryrefinanceMultiple creditinquiries fromotherlenders/brokersprior to thecurrent one2 primarytransactionswithin 3monthsCurrent primaryresidence is lessvaluable thansubject propertyprimary residencePreviouslyrejected loan,newemploymentafter rejectionRental incomeneeded fromsubject investmentproperty, morevaluable thancurrent primaryLeaseagreementsigned byfamilymemberSecondaryresidencewithin 10miles ofprimaryRental incomefrom leaseagreementexceedszestimatePhonenumber/emailaddress on 1003belongs tosomeone otherthan the borrowerPurchasing aproperty in anarea wheremultiple rentalsare alreadyownedEmploymentstart dateJan 1st.Rentalcoverage onHOI policyfor a primaryresidenceGenericpaystubsConsecutivepaychecknumbers

FIU Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Primary refi, no docs addressed to subject property
  2. New employment from family member who is also providing a gift
  3. Self-employed to w-2
  4. Occupancy CofC after restructure
  5. Deposits in an individually owned bank account from employers other than those listed on the application
  6. Asset statements have large balances, but interest earned is significantly less relative to balance
  7. Rounded earnings on paystubs
  8. Employer's address = borrower's address
  9. Primary purchase in an area where multiple rentals are already owned
  10. Tenant occupied/vacant appraisal on primary refinance
  11. Multiple credit inquiries from other lenders/brokers prior to the current one
  12. 2 primary transactions within 3 months
  13. Current primary residence is less valuable than subject property primary residence
  14. Previously rejected loan, new employment after rejection
  15. Rental income needed from subject investment property, more valuable than current primary
  16. Lease agreement signed by family member
  17. Secondary residence within 10 miles of primary
  18. Rental income from lease agreement exceeds zestimate
  19. Phone number/email address on 1003 belongs to someone other than the borrower
  20. Purchasing a property in an area where multiple rentals are already owned
  21. Employment start date Jan 1st.
  22. Rental coverage on HOI policy for a primary residence
  23. Generic paystubs
  24. Consecutive paycheck numbers