(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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18) How are future values affected by changes in interest rates?
The higher the interest rate, the larger the future value will be.
23) Level sets of frequent, consistent cash flows are called
annuities
Rhonda invested $9,425 in a zero-coupon treasury bill. One year later, it matured, paying her $10,000. What was her holding period return in percent?
6.1%
5. Which financial statement reports a firm's assets, liabilities, and equity at a particular point in time?
balance sheet
11. When saving for future expenditures, we can add the ________ of contributions over time to see what the total will be worth at some point in time.
future value
12. Determine the interest rate earned on a $1,500 deposit when $1,680 is paid back in one year.
12.00%
7. For publicly traded firms, which of these ratios measure what investors think of the company's future performance and risk?
market value ratios
10. What is the future value of an $800 annuity payment over 15 years if the interest rates are 6 percent?
$18,620.78
This is the amount of additional taxes a firm must pay out for every additional dollar of taxable income it earns.
marginal tax rate
16) What is the present value, when interest rates are 6.5 percent, of a $100 payment made every year forever?
$1,538.46
15. How are present values affected by changes in interest rates?
The lower the interest rate, the larger the present value will be.
Approximately how many years does it take to double a $300 investment when interest rates are 8 percent per year?
9
14) What is the present value of a $500 deposit in year 1, and another $100 deposit at the end of year 4 if interest rates are 5 percent?
$558.46
20) This is cash flow available for payments to stockholders and debt holders of a firm after the firm has made investments in assets necessary to sustain the ongoing operations of the firm.
free cash flow
26) Which of the following ratios measure how efficiently a firm uses its assets, as well as how efficiently the firm manages its accounts payable?
asset management
31) The Rule of 72 is a simple mathematical approximation for
the number of years required to double an investment.
21) Which of these ratios show the combined effects of liquidity, asset management, and debt management on the overall operation results of the firm?
profitability
24) Your credit rating and current economic conditions will determine
the interest rate that a lender will offer
25) Which ratios measure the extent to which the firm uses debt (or financial leverage) versus equity to finance its assets?
debt management ratios
9.0A loan is offered with monthly payments and a 10 percent APR. What is the loan's effective annual rate (EAR)?
10.47%
1. A perpetuity, a special form of annuity, pays cash flows
periodically forever
6.Determine the interest rate earned on an $800 deposit when $808 is paid back in one year.
1.00%
17, This is NOT true when developing a time line
Cash outflows are designated with a positive number.
28) Which of these can be used by interested parties to identify changes in corporate performance?
common-size financial statements
29) Compute the future value in year 10 of a $1,000 deposit in year 1, and another $1,500 deposit at the end of year 4 using an 8 percent interest rate.
$4,379.31
30) We call the process of earning interest on both the original deposit and on the earlier interest payments
compounding
8. Which of the following refer to ratios that measure the relationship between a firm's liquid (or current) assets and its current liabilities?
liquidity
A 15-day advance on a $500 paycheck costs $50. What is the payday lender's annualized return?
(550/500)^(365/15)-1= 916.77%
13, If Epic, Inc. has an ROE = 25 percent, equity multiplier = 4, a profit margin of 12 percent, what is the total asset turnover ratio?
0.5208
4. What is the present value of a $300 annuity payment over 5 years if interest rates are 8 percent?
$1,197.81
19) When calculating the number of years needed to grow an investment to a specific amount of money
the higher the interest rate, the shorter the time period needed to achieve the growth.
