ESOP Vesting at KSM Turnover Feasibility Study Inside Loan Jan. 1, 2001 Cash Flow Leveraged ESOP Prairie Capital Advisors ESOP Eligibility at KSM Prohibited Transaction Nonleveraged ESOP Diversification Discount for Lack of Marketability (DLOM) December 31 "Pay As You Go" ESOP Third-Party Administrator ESOP Fiduciaries EBITDA Plan Participant Realization Percent Annual Valuation Non- Discriminatory Discounted Cash Flow Sustainability Succession Planning Long-term Benefit Plan First ESOP 100% Vested ESOP Growth $45.31 ESOP Advisors Pre- Funded ESOP The ESOP Association Redeem Employee Ownership Month Fair Market Value Ownership Culture Dividend ESOP Proclamations Industries 1997 Katz, Sapper & Miller LLP Number of ESOPs NCEO Suspense Account Summary Plan Description (SPD) Form 5500 KSM Holding Company, Inc. ESOP Trustee Tax Deferred Recycle ERISA Audit Gross Revenue Section 1042 Deferral Net Revenue ESOP Trust ESOP Services Group Contribution Distribution Allocations Repurchase Obligation Board of Directors 1,000 hours 1974 1981, 1984, 1986 Rollover Contribution Rebalancing ESOP Vesting at KSM Turnover Feasibility Study Inside Loan Jan. 1, 2001 Cash Flow Leveraged ESOP Prairie Capital Advisors ESOP Eligibility at KSM Prohibited Transaction Nonleveraged ESOP Diversification Discount for Lack of Marketability (DLOM) December 31 "Pay As You Go" ESOP Third-Party Administrator ESOP Fiduciaries EBITDA Plan Participant Realization Percent Annual Valuation Non- Discriminatory Discounted Cash Flow Sustainability Succession Planning Long-term Benefit Plan First ESOP 100% Vested ESOP Growth $45.31 ESOP Advisors Pre- Funded ESOP The ESOP Association Redeem Employee Ownership Month Fair Market Value Ownership Culture Dividend ESOP Proclamations Industries 1997 Katz, Sapper & Miller LLP Number of ESOPs NCEO Suspense Account Summary Plan Description (SPD) Form 5500 KSM Holding Company, Inc. ESOP Trustee Tax Deferred Recycle ERISA Audit Gross Revenue Section 1042 Deferral Net Revenue ESOP Trust ESOP Services Group Contribution Distribution Allocations Repurchase Obligation Board of Directors 1,000 hours 1974 1981, 1984, 1986 Rollover Contribution Rebalancing
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ESOP Vesting at KSM
Turnover
Feasibility Study
Inside Loan
Jan. 1, 2001
Cash Flow
Leveraged ESOP
Prairie Capital Advisors
ESOP Eligibility at KSM
Prohibited Transaction
Nonleveraged ESOP
Diversification
Discount for Lack of Marketability (DLOM)
December 31
"Pay As You Go" ESOP
Third-Party Administrator
ESOP Fiduciaries
EBITDA
Plan Participant
Realization Percent
Annual Valuation
Non-Discriminatory
Discounted Cash Flow
Sustainability
Succession Planning
Long-term Benefit Plan
First ESOP
100% Vested
ESOP
Growth
$45.31
ESOP Advisors
Pre-Funded ESOP
The ESOP Association
Redeem
Employee Ownership Month
Fair Market Value
Ownership Culture
Dividend
ESOP Proclamations
Industries
1997
Katz, Sapper & Miller LLP
Number of ESOPs
NCEO
Suspense Account
Summary Plan Description (SPD)
Form 5500
KSM Holding Company, Inc.
ESOP Trustee
Tax Deferred
Recycle
ERISA
Audit
Gross Revenue
Section 1042 Deferral
Net Revenue
ESOP Trust
ESOP Services Group
Contribution
Distribution
Allocations
Repurchase Obligation
Board of Directors
1,000 hours
1974
1981, 1984, 1986
Rollover Contribution
Rebalancing