Propertydamage doesnot matchaccident oreventLatereportedclaimLossinventorydiffersgreatly frompolice reportInsuredunable toanswerroutinequestionsWitness tothe incidenttries to hidefrominvestigatorsPropertyunavailablefor inspectionfollowing lossLossoccurred justaftercoveragetook effectClaimantoverlypushy forsettlementInsuredprovidesinformationthat cannot becorroboratedClaimant hashigh financialmotivation tocommit fraudClaimincludesexpensivepropertyInsured unableto provide proofof purchase forrecently boughtitemsLoss inventorycontainsunusually high #of recentpurchasesInsuredindicateddistressover EUOConflictingreport ofaccidentor eventHistoryof manyclaimsPropertydamage doesnot matchaccident oreventLatereportedclaimLossinventorydiffersgreatly frompolice reportInsuredunable toanswerroutinequestionsWitness tothe incidenttries to hidefrominvestigatorsPropertyunavailablefor inspectionfollowing lossLossoccurred justaftercoveragetook effectClaimantoverlypushy forsettlementInsuredprovidesinformationthat cannot becorroboratedClaimant hashigh financialmotivation tocommit fraudClaimincludesexpensivepropertyInsured unableto provide proofof purchase forrecently boughtitemsLoss inventorycontainsunusually high #of recentpurchasesInsuredindicateddistressover EUOConflictingreport ofaccidentor eventHistoryof manyclaims

Red Flags Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Property damage does not match accident or event
  2. Late reported claim
  3. Loss inventory differs greatly from police report
  4. Insured unable to answer routine questions
  5. Witness to the incident tries to hide from investigators
  6. Property unavailable for inspection following loss
  7. Loss occurred just after coverage took effect
  8. Claimant overly pushy for settlement
  9. Insured provides information that cannot be corroborated
  10. Claimant has high financial motivation to commit fraud
  11. Claim includes expensive property
  12. Insured unable to provide proof of purchase for recently bought items
  13. Loss inventory contains unusually high # of recent purchases
  14. Insured indicated distress over EUO
  15. Conflicting report of accident or event
  16. History of many claims