LatereportedclaimInsuredprovidesinformationthat cannot becorroboratedClaimantoverlypushy forsettlementPropertydamage doesnot matchaccident oreventClaimincludesexpensivepropertyLoss inventorycontainsunusually high #of recentpurchasesLossoccurred justaftercoveragetook effectClaimant hashigh financialmotivation tocommit fraudInsuredunable toanswerroutinequestionsLossinventorydiffersgreatly frompolice reportHistoryof manyclaimsInsured unableto provide proofof purchase forrecently boughtitemsWitness tothe incidenttries to hidefrominvestigatorsConflictingreport ofaccidentor eventPropertyunavailablefor inspectionfollowing lossInsuredindicateddistressover EUOLatereportedclaimInsuredprovidesinformationthat cannot becorroboratedClaimantoverlypushy forsettlementPropertydamage doesnot matchaccident oreventClaimincludesexpensivepropertyLoss inventorycontainsunusually high #of recentpurchasesLossoccurred justaftercoveragetook effectClaimant hashigh financialmotivation tocommit fraudInsuredunable toanswerroutinequestionsLossinventorydiffersgreatly frompolice reportHistoryof manyclaimsInsured unableto provide proofof purchase forrecently boughtitemsWitness tothe incidenttries to hidefrominvestigatorsConflictingreport ofaccidentor eventPropertyunavailablefor inspectionfollowing lossInsuredindicateddistressover EUO

Red Flags Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Late reported claim
  2. Insured provides information that cannot be corroborated
  3. Claimant overly pushy for settlement
  4. Property damage does not match accident or event
  5. Claim includes expensive property
  6. Loss inventory contains unusually high # of recent purchases
  7. Loss occurred just after coverage took effect
  8. Claimant has high financial motivation to commit fraud
  9. Insured unable to answer routine questions
  10. Loss inventory differs greatly from police report
  11. History of many claims
  12. Insured unable to provide proof of purchase for recently bought items
  13. Witness to the incident tries to hide from investigators
  14. Conflicting report of accident or event
  15. Property unavailable for inspection following loss
  16. Insured indicated distress over EUO