Insuredunable toanswerroutinequestionsConflictingreport ofaccidentor eventLoss inventorycontainsunusually high #of recentpurchasesLossoccurred justaftercoveragetook effectClaimant hashigh financialmotivation tocommit fraudClaimincludesexpensivepropertyInsuredprovidesinformationthat cannot becorroboratedPropertydamage doesnot matchaccident oreventInsuredindicateddistressover EUOLossinventorydiffersgreatly frompolice reportInsured unableto provide proofof purchase forrecently boughtitemsLatereportedclaimHistoryof manyclaimsPropertyunavailablefor inspectionfollowing lossWitness tothe incidenttries to hidefrominvestigatorsClaimantoverlypushy forsettlementInsuredunable toanswerroutinequestionsConflictingreport ofaccidentor eventLoss inventorycontainsunusually high #of recentpurchasesLossoccurred justaftercoveragetook effectClaimant hashigh financialmotivation tocommit fraudClaimincludesexpensivepropertyInsuredprovidesinformationthat cannot becorroboratedPropertydamage doesnot matchaccident oreventInsuredindicateddistressover EUOLossinventorydiffersgreatly frompolice reportInsured unableto provide proofof purchase forrecently boughtitemsLatereportedclaimHistoryof manyclaimsPropertyunavailablefor inspectionfollowing lossWitness tothe incidenttries to hidefrominvestigatorsClaimantoverlypushy forsettlement

Red Flags Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Insured unable to answer routine questions
  2. Conflicting report of accident or event
  3. Loss inventory contains unusually high # of recent purchases
  4. Loss occurred just after coverage took effect
  5. Claimant has high financial motivation to commit fraud
  6. Claim includes expensive property
  7. Insured provides information that cannot be corroborated
  8. Property damage does not match accident or event
  9. Insured indicated distress over EUO
  10. Loss inventory differs greatly from police report
  11. Insured unable to provide proof of purchase for recently bought items
  12. Late reported claim
  13. History of many claims
  14. Property unavailable for inspection following loss
  15. Witness to the incident tries to hide from investigators
  16. Claimant overly pushy for settlement