Lossoccurred justaftercoveragetook effectLatereportedclaimClaimant hashigh financialmotivation tocommit fraudPropertyunavailablefor inspectionfollowing lossClaimantoverlypushy forsettlementInsuredprovidesinformationthat cannot becorroboratedConflictingreport ofaccidentor eventWitness tothe incidenttries to hidefrominvestigatorsLoss inventorycontainsunusually high #of recentpurchasesInsuredunable toanswerroutinequestionsClaimincludesexpensivepropertyInsuredindicateddistressover EUOHistoryof manyclaimsPropertydamage doesnot matchaccident oreventInsured unableto provide proofof purchase forrecently boughtitemsLossinventorydiffersgreatly frompolice reportLossoccurred justaftercoveragetook effectLatereportedclaimClaimant hashigh financialmotivation tocommit fraudPropertyunavailablefor inspectionfollowing lossClaimantoverlypushy forsettlementInsuredprovidesinformationthat cannot becorroboratedConflictingreport ofaccidentor eventWitness tothe incidenttries to hidefrominvestigatorsLoss inventorycontainsunusually high #of recentpurchasesInsuredunable toanswerroutinequestionsClaimincludesexpensivepropertyInsuredindicateddistressover EUOHistoryof manyclaimsPropertydamage doesnot matchaccident oreventInsured unableto provide proofof purchase forrecently boughtitemsLossinventorydiffersgreatly frompolice report

Red Flags Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Loss occurred just after coverage took effect
  2. Late reported claim
  3. Claimant has high financial motivation to commit fraud
  4. Property unavailable for inspection following loss
  5. Claimant overly pushy for settlement
  6. Insured provides information that cannot be corroborated
  7. Conflicting report of accident or event
  8. Witness to the incident tries to hide from investigators
  9. Loss inventory contains unusually high # of recent purchases
  10. Insured unable to answer routine questions
  11. Claim includes expensive property
  12. Insured indicated distress over EUO
  13. History of many claims
  14. Property damage does not match accident or event
  15. Insured unable to provide proof of purchase for recently bought items
  16. Loss inventory differs greatly from police report