Insuredunable toanswerroutinequestionsClaimantoverlypushy forsettlementClaimant hashigh financialmotivation tocommit fraudLossinventorydiffersgreatly frompolice reportInsuredprovidesinformationthat cannot becorroboratedLossoccurred justaftercoveragetook effectLatereportedclaimPropertydamage doesnot matchaccident oreventPropertyunavailablefor inspectionfollowing lossClaimincludesexpensivepropertyLoss inventorycontainsunusually high #of recentpurchasesWitness tothe incidenttries to hidefrominvestigatorsInsuredindicateddistressover EUOInsured unableto provide proofof purchase forrecently boughtitemsConflictingreport ofaccidentor eventHistoryof manyclaimsInsuredunable toanswerroutinequestionsClaimantoverlypushy forsettlementClaimant hashigh financialmotivation tocommit fraudLossinventorydiffersgreatly frompolice reportInsuredprovidesinformationthat cannot becorroboratedLossoccurred justaftercoveragetook effectLatereportedclaimPropertydamage doesnot matchaccident oreventPropertyunavailablefor inspectionfollowing lossClaimincludesexpensivepropertyLoss inventorycontainsunusually high #of recentpurchasesWitness tothe incidenttries to hidefrominvestigatorsInsuredindicateddistressover EUOInsured unableto provide proofof purchase forrecently boughtitemsConflictingreport ofaccidentor eventHistoryof manyclaims

Red Flags Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Insured unable to answer routine questions
  2. Claimant overly pushy for settlement
  3. Claimant has high financial motivation to commit fraud
  4. Loss inventory differs greatly from police report
  5. Insured provides information that cannot be corroborated
  6. Loss occurred just after coverage took effect
  7. Late reported claim
  8. Property damage does not match accident or event
  9. Property unavailable for inspection following loss
  10. Claim includes expensive property
  11. Loss inventory contains unusually high # of recent purchases
  12. Witness to the incident tries to hide from investigators
  13. Insured indicated distress over EUO
  14. Insured unable to provide proof of purchase for recently bought items
  15. Conflicting report of accident or event
  16. History of many claims