Claimant hashigh financialmotivation tocommit fraudInsuredunable toanswerroutinequestionsHistoryof manyclaimsClaimincludesexpensivepropertyInsured unableto provide proofof purchase forrecently boughtitemsLossoccurred justaftercoveragetook effectWitness tothe incidenttries to hidefrominvestigatorsConflictingreport ofaccidentor eventLossinventorydiffersgreatly frompolice reportInsuredindicateddistressover EUOInsuredprovidesinformationthat cannot becorroboratedClaimantoverlypushy forsettlementLatereportedclaimLoss inventorycontainsunusually high #of recentpurchasesPropertyunavailablefor inspectionfollowing lossPropertydamage doesnot matchaccident oreventClaimant hashigh financialmotivation tocommit fraudInsuredunable toanswerroutinequestionsHistoryof manyclaimsClaimincludesexpensivepropertyInsured unableto provide proofof purchase forrecently boughtitemsLossoccurred justaftercoveragetook effectWitness tothe incidenttries to hidefrominvestigatorsConflictingreport ofaccidentor eventLossinventorydiffersgreatly frompolice reportInsuredindicateddistressover EUOInsuredprovidesinformationthat cannot becorroboratedClaimantoverlypushy forsettlementLatereportedclaimLoss inventorycontainsunusually high #of recentpurchasesPropertyunavailablefor inspectionfollowing lossPropertydamage doesnot matchaccident orevent

Red Flags Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Claimant has high financial motivation to commit fraud
  2. Insured unable to answer routine questions
  3. History of many claims
  4. Claim includes expensive property
  5. Insured unable to provide proof of purchase for recently bought items
  6. Loss occurred just after coverage took effect
  7. Witness to the incident tries to hide from investigators
  8. Conflicting report of accident or event
  9. Loss inventory differs greatly from police report
  10. Insured indicated distress over EUO
  11. Insured provides information that cannot be corroborated
  12. Claimant overly pushy for settlement
  13. Late reported claim
  14. Loss inventory contains unusually high # of recent purchases
  15. Property unavailable for inspection following loss
  16. Property damage does not match accident or event