Usedobsceneor vulgarlanguageThreatenedto send youto jail for notpaying yourdebts​Deposited apost-datedcheck earlySpoke to youwithout tellingyou that theyare a debtcollectorSent youinformationon apostcard​Told others aboutyour debt (exceptfor your spouse,your parents if youare a minor, oryour attorney)Threatened legalaction against youeven though theydon’t plan to takethat action​Said that papersthat they sent youare legaldocuments eventhough they aren'tLied abouthow muchmoney youowe​Contacted youagain after yousent a lettertelling them tostop contactingyouPublished yourname on a listof people whohaven't paidtheir debts​Took or threatenedto take yourproperty, unlessthey had legalpermission to takeit​Added interestor fees to yourdebt, unlessyour contractallows it.Said that papersthat they sent youaren't legaldocuments eventhough they areUsed afakecompanyname​Falsely saidthat they workfor a creditreportingcompany​Gave falseinformationabout yourcredit toanyoneFalsely saidthat youhavecommitted acrime​Added theirdebtcollectioncosts to yourdebtLiedaboutbeing anattorneyCalled youbefore 8am orafter 9pm(unless you toldthem theycould)Called youover andover again toannoy you​Pretended to besomeone else,like a policeofficer orgovernmentemployeeCalled yourworkplace eventhough they knew, orshould have known,that you cannotreceive calls at workThreatenedviolence orharm​Usedobsceneor vulgarlanguageThreatenedto send youto jail for notpaying yourdebts​Deposited apost-datedcheck earlySpoke to youwithout tellingyou that theyare a debtcollectorSent youinformationon apostcard​Told others aboutyour debt (exceptfor your spouse,your parents if youare a minor, oryour attorney)Threatened legalaction against youeven though theydon’t plan to takethat action​Said that papersthat they sent youare legaldocuments eventhough they aren'tLied abouthow muchmoney youowe​Contacted youagain after yousent a lettertelling them tostop contactingyouPublished yourname on a listof people whohaven't paidtheir debts​Took or threatenedto take yourproperty, unlessthey had legalpermission to takeit​Added interestor fees to yourdebt, unlessyour contractallows it.Said that papersthat they sent youaren't legaldocuments eventhough they areUsed afakecompanyname​Falsely saidthat they workfor a creditreportingcompany​Gave falseinformationabout yourcredit toanyoneFalsely saidthat youhavecommitted acrime​Added theirdebtcollectioncosts to yourdebtLiedaboutbeing anattorneyCalled youbefore 8am orafter 9pm(unless you toldthem theycould)Called youover andover again toannoy you​Pretended to besomeone else,like a policeofficer orgovernmentemployeeCalled yourworkplace eventhough they knew, orshould have known,that you cannotreceive calls at workThreatenedviolence orharm​

Debt Collector Violations in Washington, DC - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Used obscene or vulgar language
  2. Threatened to send you to jail for not paying your debts​
  3. Deposited a post-dated check early
  4. Spoke to you without telling you that they are a debt collector
  5. Sent you information on a postcard​
  6. Told others about your debt (except for your spouse, your parents if you are a minor, or your attorney)
  7. Threatened legal action against you even though they don’t plan to take that action​
  8. Said that papers that they sent you are legal documents even though they aren't
  9. Lied about how much money you owe​
  10. Contacted you again after you sent a letter telling them to stop contacting you
  11. Published your name on a list of people who haven't paid their debts​
  12. Took or threatened to take your property, unless they had legal permission to take it​
  13. Added interest or fees to your debt, unless your contract allows it.
  14. Said that papers that they sent you aren't legal documents even though they are
  15. Used a fake company name​
  16. Falsely said that they work for a credit reporting company​
  17. Gave false information about your credit to anyone
  18. Falsely said that you have committed a crime​
  19. Added their debt collection costs to your debt
  20. Lied about being an attorney
  21. Called you before 8am or after 9pm (unless you told them they could)
  22. Called you over and over again to annoy you​
  23. Pretended to be someone else, like a police officer or government employee
  24. Called your workplace even though they knew, or should have known, that you cannot receive calls at work
  25. Threatened violence or harm​