(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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What do we use to get a payment estimate for a bwr?
Repayment Calculator
Temporary Hardship Forbearance and Low Pay Forbearance are what kind of forbearance?
Discretionary Forbearance
Available to borrowers who believe they were wronged, misled, or manipulated.
Borrower's Defense to Repayment Discharge
How many qualifying payments does a borrower need to make to receive PSLF?
120
The borrower is registered with a public or private employment agency or is receiving unemployment benefits.
Unemployment Deferment
Accounts that are ___________ delinquent cannot be brought current by Edfinancial.
361+ days
The borrower lives, works, or attends school in an area affected by a natural disaster, local, or national emergency, or a military mobilization, are eligible for this forbearance.
Natural Disaster Forbearance
What does a borrower need to put on their check or money order when mailing in a payment?
SSN or Acct Number
The borrower is deployed in a war effort/contingency operation/national emergency.
Military Deferment
what do deferments and forbs have in common?
Pause payments for a definite amount of time
When do we report to the CRAs?
Last day of the month
How do you submit request to switch to a term based plan?
LS Res > Acct Analyst > Repayment Options
The borrower is participating in the Student Loan Repayment Program (SLRP).
Department of Defense Forbearance
The consolidation process uses a _____________________ of their underlying loans then round up to the nearest 1/8th percent for the new interest rate.
Weighted Average
What screen in CLASS can you see payment history?
134
The benefiting student is enrolled at least half-time at a Title IV School.
PLUS In-School Deferment
What is the best IDR plan for most borrowers?
SAVE/REPAYE
Defaulted loans get transferred to who?
Default Resolution Group
The borrower is receiving cancer treatment.
Cancer Treatment Deferment
Automatic Drafting System
AutoPay
How past due does a payment need to be before we report delinquent to the Credit Bureaus?
90 days
The borrower is 100% permanently disabled.
Total and Permanent Disability Discharge
Available if the bwr or the benefitting student pass away.
Death Discharge
Teachers at Title I schools can be eligible for what after 5 years?
Teacher Loan Forgiveness
What sharepoint site do you submit a missing payment request to?
Finance
What percentage of the borrower's interest rate can they get discounted for AutoPay?
.25%
The borrower holds a bachelor’s degree and is enrolled full-time in a graduate fellowship program.
Graduate Fellowship Deferment
All Federally-Owned loan accounts received this forbearance automatically on 3/13/2020.
National Emergency Forbearance
The borrower is enrolled at least half-time at a Title IV school during the previous term and plans to enroll at least half-time at a Title IV school next term.
Semester Bridge Deferment
The borrower must have been prevented from completing their education and be unable to transfer their credits to another school.
Closed School Discharge
The borrower has filed Chapter 7 or Chapter 13 bankruptcy.
Bankruptcy Forbearance
The borrower is in a rehab program for vocational rehab, drug abuse, mental health treatment, alcohol abuse, or rehab training for disabled individuals by the Dept. of Veteran’s Affairs.
Rehabilitation Training
How many days prior to the due date are billing statements sent out?
25-30
The borrower is enrolled at least half-time at a Title IV School.
In-School Deferment
The borrower’s total monthly payment on eligible federal student loan(s) is equal to or greater than 20% of the total monthly income.
Loan Debt Burden Forbearance
What is it called when the pmt doesn't cover the monthly interest accrual?
Negative Amortization
The borrower is on this deferment with another servicer, or receives federal/state public assistance, or serves in the PeaceCorp, or works full-time but falls below the poverty guideline for their household size.
Economic Hardship Deferment
A new consolidated loan may be split into two loans in our system based on __________________.
Interest Subsidy Benefits
Borrowers who consolidate by _____________ do not have to lose progress towards PSLF or IDR Forgiveness, and they may even be able to “share” qualifying payments.
End of 2023
The borrower has gone missing.
Missing Person Forbearance
