361+daysAccounts that are___________delinquent cannotbe brought currentby Edfinancial.Pausepayments fora definiteamount oftimewhat dodefermentsand forbshave incommon?NaturalDisasterForbearanceThe borrower lives,works, or attendsschool in an areaaffected by a naturaldisaster, local, ornational emergency, ora military mobilization,are eligible for thisforbearance.PLUS In-SchoolDefermentThe benefitingstudent isenrolled at leasthalf-time at aTitle IV School.NegativeAmortizationWhat is it calledwhen the pmtdoesn't coverthe monthlyinterest accrual? EconomicHardshipDefermentThe borrower is on thisdeferment with anotherservicer, or receivesfederal/state publicassistance, or serves in thePeaceCorp, or works full-time but falls below thepoverty guideline for theirhousehold size.CancerTreatmentDefermentTheborrower isreceivingcancertreatment.DeathDischargeAvailable ifthe bwr or thebenefittingstudent passaway.AutoPayAutomaticDraftingSystemInterestSubsidyBenefitsA new consolidatedloan may be split intotwo loans in oursystem based on__________________.25-30How manydays prior tothe due dateare billingstatements sentout?134What screenin CLASScan you seepaymenthistory?MissingPersonForbearanceTheborrowerhas gonemissing.DiscretionaryForbearanceTemporaryHardshipForbearance andLow PayForbearance arewhat kind offorbearance?Last dayof themonthWhen dowe reportto theCRAs?RehabilitationTrainingThe borrower is in arehab program forvocational rehab, drugabuse, mental healthtreatment, alcoholabuse, or rehabtraining for disabledindividuals by the Dept.of Veteran’s Affairs.End of2023Borrowers whoconsolidate by_____________ do nothave to lose progresstowards PSLF or IDRForgiveness, and theymay even be able to“share” qualifyingpayments.NationalEmergencyForbearanceAll Federally-Owned loanaccounts receivedthis forbearanceautomatically on3/13/2020.SAVE/REPAYEWhat is thebest IDRplan for mostborrowers?TeacherLoanForgivenessTeachers atTitle I schoolscan be eligiblefor what after5 years?DefaultResolutionGroupDefaultedloans gettransferredto who?120How manyqualifyingpayments does aborrower need tomake to receivePSLF?WeightedAverageThe consolidation processuses a_____________________of their underlying loansthen round up to thenearest 1/8th percent forthe new interest rate.Borrower'sDefense toRepaymentDischargeAvailable toborrowers whobelieve theywere wronged,misled, ormanipulated.FinanceWhat sharepointsite do yousubmit a missingpayment requestto?Total andPermanentDisabilityDischargeTheborrower is100%permanentlydisabled.Loan DebtBurdenForbearanceThe borrower’s totalmonthly payment oneligible federalstudent loan(s) isequal to or greaterthan 20% of the totalmonthly income.BankruptcyForbearanceThe borrowerhas filedChapter 7 orChapter 13bankruptcy.MilitaryDefermentThe borrower isdeployed in a wareffort/contingencyoperation/nationalemergency.SemesterBridgeDefermentThe borrower isenrolled at least half-time at a Title IV schoolduring the previousterm and plans toenroll at least half-timeat a Title IV school nextterm.SSN orAcctNumberWhat does aborrower need toput on their checkor money orderwhen mailing in apayment?RepaymentCalculatorWhat do weuse to get apaymentestimate fora bwr?LS Res >Acct Analyst>RepaymentOptions How do yousubmit requestto switch to aterm basedplan?In-SchoolDefermentThe borroweris enrolled atleast half-time at a TitleIV School.GraduateFellowshipDefermentThe borrower holds abachelor’s degreeand is enrolled full-time in a graduatefellowship program.90daysHow past duedoes a paymentneed to be beforewe reportdelinquent to theCredit Bureaus?ClosedSchoolDischargeThe borrower musthave been preventedfrom completing theireducation and beunable to transfertheir credits toanother school.UnemploymentDefermentThe borrower isregistered with apublic or privateemployment agencyor is receivingunemploymentbenefits.Departmentof DefenseForbearanceThe borrower isparticipating in theStudent LoanRepaymentProgram (SLRP)..25%What percentageof the borrower'sinterest rate canthey getdiscounted forAutoPay?361+daysAccounts that are___________delinquent cannotbe brought currentby Edfinancial.Pausepayments fora definiteamount oftimewhat dodefermentsand forbshave incommon?NaturalDisasterForbearanceThe borrower lives,works, or attendsschool in an areaaffected by a naturaldisaster, local, ornational emergency, ora military mobilization,are eligible for thisforbearance.PLUS In-SchoolDefermentThe benefitingstudent isenrolled at leasthalf-time at aTitle IV School.NegativeAmortizationWhat is it calledwhen the pmtdoesn't coverthe monthlyinterest accrual? EconomicHardshipDefermentThe borrower is on thisdeferment with anotherservicer, or receivesfederal/state publicassistance, or serves in thePeaceCorp, or works full-time but falls below thepoverty guideline for theirhousehold size.CancerTreatmentDefermentTheborrower isreceivingcancertreatment.DeathDischargeAvailable ifthe bwr or thebenefittingstudent passaway.AutoPayAutomaticDraftingSystemInterestSubsidyBenefitsA new consolidatedloan may be split intotwo loans in oursystem based on__________________.25-30How manydays prior tothe due dateare billingstatements sentout?134What screenin CLASScan you seepaymenthistory?MissingPersonForbearanceTheborrowerhas gonemissing.DiscretionaryForbearanceTemporaryHardshipForbearance andLow PayForbearance arewhat kind offorbearance?Last dayof themonthWhen dowe reportto theCRAs?RehabilitationTrainingThe borrower is in arehab program forvocational rehab, drugabuse, mental healthtreatment, alcoholabuse, or rehabtraining for disabledindividuals by the Dept.of Veteran’s Affairs.End of2023Borrowers whoconsolidate by_____________ do nothave to lose progresstowards PSLF or IDRForgiveness, and theymay even be able to“share” qualifyingpayments.NationalEmergencyForbearanceAll Federally-Owned loanaccounts receivedthis forbearanceautomatically on3/13/2020.SAVE/REPAYEWhat is thebest IDRplan for mostborrowers?TeacherLoanForgivenessTeachers atTitle I schoolscan be eligiblefor what after5 years?DefaultResolutionGroupDefaultedloans gettransferredto who?120How manyqualifyingpayments does aborrower need tomake to receivePSLF?WeightedAverageThe consolidation processuses a_____________________of their underlying loansthen round up to thenearest 1/8th percent forthe new interest rate.Borrower'sDefense toRepaymentDischargeAvailable toborrowers whobelieve theywere wronged,misled, ormanipulated.FinanceWhat sharepointsite do yousubmit a missingpayment requestto?Total andPermanentDisabilityDischargeTheborrower is100%permanentlydisabled.Loan DebtBurdenForbearanceThe borrower’s totalmonthly payment oneligible federalstudent loan(s) isequal to or greaterthan 20% of the totalmonthly income.BankruptcyForbearanceThe borrowerhas filedChapter 7 orChapter 13bankruptcy.MilitaryDefermentThe borrower isdeployed in a wareffort/contingencyoperation/nationalemergency.SemesterBridgeDefermentThe borrower isenrolled at least half-time at a Title IV schoolduring the previousterm and plans toenroll at least half-timeat a Title IV school nextterm.SSN orAcctNumberWhat does aborrower need toput on their checkor money orderwhen mailing in apayment?RepaymentCalculatorWhat do weuse to get apaymentestimate fora bwr?LS Res >Acct Analyst>RepaymentOptions How do yousubmit requestto switch to aterm basedplan?In-SchoolDefermentThe borroweris enrolled atleast half-time at a TitleIV School.GraduateFellowshipDefermentThe borrower holds abachelor’s degreeand is enrolled full-time in a graduatefellowship program.90daysHow past duedoes a paymentneed to be beforewe reportdelinquent to theCredit Bureaus?ClosedSchoolDischargeThe borrower musthave been preventedfrom completing theireducation and beunable to transfertheir credits toanother school.UnemploymentDefermentThe borrower isregistered with apublic or privateemployment agencyor is receivingunemploymentbenefits.Departmentof DefenseForbearanceThe borrower isparticipating in theStudent LoanRepaymentProgram (SLRP)..25%What percentageof the borrower'sinterest rate canthey getdiscounted forAutoPay?

New Hire CRD Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
  1. Accounts that are ___________ delinquent cannot be brought current by Edfinancial.
    361+ days
  2. what do deferments and forbs have in common?
    Pause payments for a definite amount of time
  3. The borrower lives, works, or attends school in an area affected by a natural disaster, local, or national emergency, or a military mobilization, are eligible for this forbearance.
    Natural Disaster Forbearance
  4. The benefiting student is enrolled at least half-time at a Title IV School.
    PLUS In-School Deferment
  5. What is it called when the pmt doesn't cover the monthly interest accrual?
    Negative Amortization
  6. The borrower is on this deferment with another servicer, or receives federal/state public assistance, or serves in the PeaceCorp, or works full-time but falls below the poverty guideline for their household size.
    Economic Hardship Deferment
  7. The borrower is receiving cancer treatment.
    Cancer Treatment Deferment
  8. Available if the bwr or the benefitting student pass away.
    Death Discharge
  9. Automatic Drafting System
    AutoPay
  10. A new consolidated loan may be split into two loans in our system based on __________________.
    Interest Subsidy Benefits
  11. How many days prior to the due date are billing statements sent out?
    25-30
  12. What screen in CLASS can you see payment history?
    134
  13. The borrower has gone missing.
    Missing Person Forbearance
  14. Temporary Hardship Forbearance and Low Pay Forbearance are what kind of forbearance?
    Discretionary Forbearance
  15. When do we report to the CRAs?
    Last day of the month
  16. The borrower is in a rehab program for vocational rehab, drug abuse, mental health treatment, alcohol abuse, or rehab training for disabled individuals by the Dept. of Veteran’s Affairs.
    Rehabilitation Training
  17. Borrowers who consolidate by _____________ do not have to lose progress towards PSLF or IDR Forgiveness, and they may even be able to “share” qualifying payments.
    End of 2023
  18. All Federally-Owned loan accounts received this forbearance automatically on 3/13/2020.
    National Emergency Forbearance
  19. What is the best IDR plan for most borrowers?
    SAVE/REPAYE
  20. Teachers at Title I schools can be eligible for what after 5 years?
    Teacher Loan Forgiveness
  21. Defaulted loans get transferred to who?
    Default Resolution Group
  22. How many qualifying payments does a borrower need to make to receive PSLF?
    120
  23. The consolidation process uses a _____________________ of their underlying loans then round up to the nearest 1/8th percent for the new interest rate.
    Weighted Average
  24. Available to borrowers who believe they were wronged, misled, or manipulated.
    Borrower's Defense to Repayment Discharge
  25. What sharepoint site do you submit a missing payment request to?
    Finance
  26. The borrower is 100% permanently disabled.
    Total and Permanent Disability Discharge
  27. The borrower’s total monthly payment on eligible federal student loan(s) is equal to or greater than 20% of the total monthly income.
    Loan Debt Burden Forbearance
  28. The borrower has filed Chapter 7 or Chapter 13 bankruptcy.
    Bankruptcy Forbearance
  29. The borrower is deployed in a war effort/contingency operation/national emergency.
    Military Deferment
  30. The borrower is enrolled at least half-time at a Title IV school during the previous term and plans to enroll at least half-time at a Title IV school next term.
    Semester Bridge Deferment
  31. What does a borrower need to put on their check or money order when mailing in a payment?
    SSN or Acct Number
  32. What do we use to get a payment estimate for a bwr?
    Repayment Calculator
  33. How do you submit request to switch to a term based plan?
    LS Res > Acct Analyst > Repayment Options
  34. The borrower is enrolled at least half-time at a Title IV School.
    In-School Deferment
  35. The borrower holds a bachelor’s degree and is enrolled full-time in a graduate fellowship program.
    Graduate Fellowship Deferment
  36. How past due does a payment need to be before we report delinquent to the Credit Bureaus?
    90 days
  37. The borrower must have been prevented from completing their education and be unable to transfer their credits to another school.
    Closed School Discharge
  38. The borrower is registered with a public or private employment agency or is receiving unemployment benefits.
    Unemployment Deferment
  39. The borrower is participating in the Student Loan Repayment Program (SLRP).
    Department of Defense Forbearance
  40. What percentage of the borrower's interest rate can they get discounted for AutoPay?
    .25%