I amnever lateto class.I build aplan whenspendingmoney.I use low-costtransportation.I avoidunnecessaryfees.I avoidmultitasking.I am flexiblewhen thingschanged.I love toeathealthysnacks.I amdebtfree.I knowwhen tosay "no"I saved upmoney forcollege.I havea creditcard.I recognizemy needsand wants.I shreddocumentsfor privacyreasons.I like tocreate ato-do list.I takefrequentbreaks tomanage myenergy.I practiceself-carewhenstressed.I havea debitcardI alwayshave abudget.I like totrack myownexpenses.I do notprocrastinate.I keeptrack ofmy creditscore.I like tobuysecondarygoods.I have adigitalcalendar totrackexpenses.I use acalendar totrack myfinances.I amnever lateto class.I build aplan whenspendingmoney.I use low-costtransportation.I avoidunnecessaryfees.I avoidmultitasking.I am flexiblewhen thingschanged.I love toeathealthysnacks.I amdebtfree.I knowwhen tosay "no"I saved upmoney forcollege.I havea creditcard.I recognizemy needsand wants.I shreddocumentsfor privacyreasons.I like tocreate ato-do list.I takefrequentbreaks tomanage myenergy.I practiceself-carewhenstressed.I havea debitcardI alwayshave abudget.I like totrack myownexpenses.I do notprocrastinate.I keeptrack ofmy creditscore.I like tobuysecondarygoods.I have adigitalcalendar totrackexpenses.I use acalendar totrack myfinances.

Chapter 3 - Managing Your Time, Energy, and Money - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. I am never late to class.
  2. I build a plan when spending money.
  3. I use low-cost transportation.
  4. I avoid unnecessary fees.
  5. I avoid multitasking.
  6. I am flexible when things changed.
  7. I love to eat healthy snacks.
  8. I am debt free.
  9. I know when to say "no"
  10. I saved up money for college.
  11. I have a credit card.
  12. I recognize my needs and wants.
  13. I shred documents for privacy reasons.
  14. I like to create a to-do list.
  15. I take frequent breaks to manage my energy.
  16. I practice self-care when stressed.
  17. I have a debit card
  18. I always have a budget.
  19. I like to track my own expenses.
  20. I do not procrastinate.
  21. I keep track of my credit score.
  22. I like to buy secondary goods.
  23. I have a digital calendar to track expenses.
  24. I use a calendar to track my finances.