What isdebt?Money thatyou owe tosomeoneelse.401(k)planretirement savings planoffered by manyemployers. Employeescan contribute a portionof their paycheck to theplan, and employers mayalso match some or all ofthe employee'scontributions.EmergencyFundSavings accountused to coverunexpectedexpenses, suchas a medical billor a job lossdebt-to-incomeratiototal amount ofmonthly debtpaymentsdivided by yourmonthlyincome.DefermentAllows fortemporarypostponement ofloan paymentswith no interestaddingOnline,throughthe mail, andover the phoneWays tomakepayments onstudentloansWhat isinflation?rate at whichthe prices ofgoods andservicesincrease overtime.What is acheckingaccount?type of bankaccount thatallows you todeposit andwithdraw moneyat any time. 50% forneeds30% for wants20% forsavingsWhat isthe50/30/20rule?What isrisktolerance?Term used todefineyourwillingness to takeon risks in order toachieve yourfinancial goals.What isinterest rateon studentloans?This ratevariesdependingon type andlenderStandardRepaymentPlanPayments are aset amount thatensures yourloans are paidoff in 10 yearsGraduatedRepaymentPlanPayments startlow, andincrease overtime to ensurepayment within10 yearsWhat arecategoriesof studentloans?FederalandPrivatePaying more thanminimumpayments ondebts, budgeting,and consolidatingyour debtWhat areways toreduceyour debt?ForbearanceAllows fortemporarypostponement,but interest isadded duringthat timeWhat isa debitcard?A card that islinked to yourchecking accountand allows you tospend moneydirectly from youraccount.What areinvestments?stocks,bonds,mutualfunds, andreal estate. What isabudget?plan forhow you willspend yourmoney.Income-DrivenRepaymentPlanPaymentsbased on howmuch youmake andfamily sizeWhat isinsurance?a financial productthat protects youfrom financial lossesin the event of anunexpected event,such as a caraccident or a medicalemergency.What iscompoundinterest?interest that isearned on both theprincipal amountof a loan orinvestment andthe accruedinterest.What isa creditcard?A card that can beused to pay forgoods andservices in whichthe money isrepaid along withits interest.Renter'sInsurancepropertyinsurance thatprotectstenants wholive in a renteddwelling.$294.06permonthWhat is theaverageamount spenton groceries forcollegestudents?What isFAFSA?the form that youmust complete toapply for federalfinancial aid, suchas Pell Grants andStafford Loans.  What is afinancialadvisor?a professionalwho can help youwith yourfinancial planningand investmentneeds. What is asavingsaccount?type of bankaccount thatearns intereston yourdepositedmoney.BondsA loan that youmake to acompany orgovernment.Less Risky,Lower ReturnWhat isdebt?Money thatyou owe tosomeoneelse.401(k)planretirement savings planoffered by manyemployers. Employeescan contribute a portionof their paycheck to theplan, and employers mayalso match some or all ofthe employee'scontributions.EmergencyFundSavings accountused to coverunexpectedexpenses, suchas a medical billor a job lossdebt-to-incomeratiototal amount ofmonthly debtpaymentsdivided by yourmonthlyincome.DefermentAllows fortemporarypostponement ofloan paymentswith no interestaddingOnline,throughthe mail, andover the phoneWays tomakepayments onstudentloansWhat isinflation?rate at whichthe prices ofgoods andservicesincrease overtime.What is acheckingaccount?type of bankaccount thatallows you todeposit andwithdraw moneyat any time. 50% forneeds30% for wants20% forsavingsWhat isthe50/30/20rule?What isrisktolerance?Term used todefineyourwillingness to takeon risks in order toachieve yourfinancial goals.What isinterest rateon studentloans?This ratevariesdependingon type andlenderStandardRepaymentPlanPayments are aset amount thatensures yourloans are paidoff in 10 yearsGraduatedRepaymentPlanPayments startlow, andincrease overtime to ensurepayment within10 yearsWhat arecategoriesof studentloans?FederalandPrivatePaying more thanminimumpayments ondebts, budgeting,and consolidatingyour debtWhat areways toreduceyour debt?ForbearanceAllows fortemporarypostponement,but interest isadded duringthat timeWhat isa debitcard?A card that islinked to yourchecking accountand allows you tospend moneydirectly from youraccount.What areinvestments?stocks,bonds,mutualfunds, andreal estate. What isabudget?plan forhow you willspend yourmoney.Income-DrivenRepaymentPlanPaymentsbased on howmuch youmake andfamily sizeWhat isinsurance?a financial productthat protects youfrom financial lossesin the event of anunexpected event,such as a caraccident or a medicalemergency.What iscompoundinterest?interest that isearned on both theprincipal amountof a loan orinvestment andthe accruedinterest.What isa creditcard?A card that can beused to pay forgoods andservices in whichthe money isrepaid along withits interest.Renter'sInsurancepropertyinsurance thatprotectstenants wholive in a renteddwelling.$294.06permonthWhat is theaverageamount spenton groceries forcollegestudents?What isFAFSA?the form that youmust complete toapply for federalfinancial aid, suchas Pell Grants andStafford Loans.  What is afinancialadvisor?a professionalwho can help youwith yourfinancial planningand investmentneeds. What is asavingsaccount?type of bankaccount thatearns intereston yourdepositedmoney.BondsA loan that youmake to acompany orgovernment.Less Risky,Lower Return

Grocery Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Money that you owe to someone else.
    What is debt?
  2. retirement savings plan offered by many employers. Employees can contribute a portion of their paycheck to the plan, and employers may also match some or all of the employee's contributions.
    401(k) plan
  3. Savings account used to cover unexpected expenses, such as a medical bill or a job loss
    Emergency Fund
  4. total amount of monthly debt payments divided by your monthly income.
    debt-to-income ratio
  5. Allows for temporary postponement of loan payments with no interest adding
    Deferment
  6. Ways to make payments on student loans
    Online,through the mail, and over the phone
  7. rate at which the prices of goods and services increase over time.
    What is inflation?
  8. type of bank account that allows you to deposit and withdraw money at any time.
    What is a checking account?
  9. What is the 50/30/20 rule?
    50% for needs 30% for wants 20% for savings
  10. Term used to defineyour willingness to take on risks in order to achieve your financial goals.
    What is risk tolerance?
  11. This rate varies depending on type and lender
    What is interest rate on student loans?
  12. Payments are a set amount that ensures your loans are paid off in 10 years
    Standard Repayment Plan
  13. Payments start low, and increase over time to ensure payment within 10 years
    Graduated Repayment Plan
  14. Federal and Private
    What are categories of student loans?
  15. What are ways to reduce your debt?
    Paying more than minimum payments on debts, budgeting, and consolidating your debt
  16. Allows for temporary postponement, but interest is added during that time
    Forbearance
  17. A card that is linked to your checking account and allows you to spend money directly from your account.
    What is a debit card?
  18. stocks, bonds, mutual funds, and real estate.
    What are investments?
  19. plan for how you will spend your money.
    What is a budget?
  20. Payments based on how much you make and family size
    Income-Driven Repayment Plan
  21. a financial product that protects you from financial losses in the event of an unexpected event, such as a car accident or a medical emergency.
    What is insurance?
  22. interest that is earned on both the principal amount of a loan or investment and the accrued interest.
    What is compound interest?
  23. A card that can be used to pay for goods and services in which the money is repaid along with its interest.
    What is a credit card?
  24. property insurance that protects tenants who live in a rented dwelling.
    Renter's Insurance
  25. What is the average amount spent on groceries for college students?
    $294.06 per month
  26. the form that you must complete to apply for federal financial aid, such as Pell Grants and Stafford Loans.
    What is FAFSA?
  27. a professional who can help you with your financial planning and investment needs.
    What is a financial advisor?
  28. type of bank account that earns interest on your deposited money.
    What is a savings account?
  29. A loan that you make to a company or government. Less Risky, Lower Return
    Bonds