bankingservicesacceptdeposits,lend moneyand extendcreditStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyInterestCost ofborrowingmoneyCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateCreditLimitMaximumamount thatcan beborrowed ona credit cardPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckTermTime periodgiven torepay aloan in fullAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingPrincipalOriginal amountof moneyborrowed,separate frominterest or fees1792when wasthe NewYork stockexchangecreatedDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationEuropethe firstbank wasestablishedinLatePaymentFeeFee chargedfor making apaymentafter the duedateAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentMortgageLoan for realestatepurchase,paid backover timeCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalinsuranceprotectindividuals andbusinessesfrom financiallossSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeRatePercentagecharged forborrowingmoneyRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsize401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodbankingservicesacceptdeposits,lend moneyand extendcreditStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyInterestCost ofborrowingmoneyCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateCreditLimitMaximumamount thatcan beborrowed ona credit cardPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckTermTime periodgiven torepay aloan in fullAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingPrincipalOriginal amountof moneyborrowed,separate frominterest or fees1792when wasthe NewYork stockexchangecreatedDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationEuropethe firstbank wasestablishedinLatePaymentFeeFee chargedfor making apaymentafter the duedateAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentMortgageLoan for realestatepurchase,paid backover timeCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalinsuranceprotectindividuals andbusinessesfrom financiallossSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeRatePercentagecharged forborrowingmoneyRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsize401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set period

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. accept deposits, lend money and extend credit
    banking services
  2. Monthly record of account transactions provided by a credit card company
    Statement
  3. Cost of borrowing money
    Interest
  4. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  5. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  6. Maximum amount that can be borrowed on a credit card
    Credit Limit
  7. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  8. Time period given to repay a loan in full
    Term
  9. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  10. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  11. Original amount of money borrowed, separate from interest or fees
    Principal
  12. when was the New York stock exchange created
    1792
  13. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  14. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  15. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  16. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  17. the first bank was established in
    Europe
  18. Fee charged for making a payment after the due date
    Late Payment Fee
  19. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  20. Loan for real estate purchase, paid back over time
    Mortgage
  21. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  22. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  23. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  24. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  25. protect individuals and businesses from financial loss
    insurance
  26. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  27. Percentage charged for borrowing money
    Rate
  28. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  29. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  30. Loan used to fund expenses related to operating a small business
    Small Business Loan
  31. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  32. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  33. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan