(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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protect individuals and businesses from financial loss
insurance
Agreement to borrow a fixed amount of money for a specific period, usually with interest
Loan
Time period given to repay a loan in full
Term
Percentage charged for borrowing money
Rate
Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
Overdraft Protection
Cost of borrowing money
Interest
the first bank was established in
Europe
Debt not tied to a specific asset, making repossession difficult or impossible for the lender
Unsecured Debt
Smallest amount required to pay on a credit card bill to maintain good standing
Minimum Payment
A person with permission to use someone else's credit card, not responsible for bill payment
Authorized User
A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
401(k) Loan
Loan for real estate purchase, paid back over time
Mortgage
Monthly record of account transactions provided by a credit card company
Statement
Loan with a constant interest rate throughout its duration
Fixed-Rate Loan
Loan used to fund expenses related to operating a small business
Small Business Loan
A yearly fee charged for having a specific credit card, regardless of card usage
Annual Fee
Small loan with high interest, meant to be repaid with next paycheck
Payday Loan
Loan from a bank or lender repaid in fixed monthly payments over a set period
Personal Loan
Debt tied to a specific asset that can be repossessed if payments are not made
Secured Debt
Plastic card allowing purchases with borrowed money, to be repaid with interest
Credit Card
Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
Installment Loan
Valuable item collected by the lender if secured loan is not repaid
Collateral
when was the New York stock exchange created
1792
Number of days between statement date and payment due date, often without accruing interest
Grace Period
Maximum amount that can be borrowed on a credit card
Credit Limit
Original amount of money borrowed, separate from interest or fees
Principal
Open line of credit with varying monthly payments based on debt size
Revolving Credit
Individual legally responsible for repaying a debt if the borrower cannot
Cosigner
Fee charged for making a payment after the due date
Late Payment Fee
Loan with an interest rate that can change based on prime rate or index rate
Variable-Rate Loan
accept deposits, lend money and extend credit
banking services
The annual cost of borrowing money, including fees, expressed as a percentage
Annual Percentage Rate (APR)
Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
Down Payment
