CollateralValuable itemcollected bythe lender ifsecured loanis not repaidCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterest1792when wasthe NewYork stockexchangecreatedVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageEuropethe firstbank wasestablishedinInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalPrincipalOriginal amountof moneyborrowed,separate frominterest or feesCreditLimitMaximumamount thatcan beborrowed ona credit cardinsuranceprotectindividuals andbusinessesfrom financialloss401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckMortgageLoan for realestatepurchase,paid backover timeLatePaymentFeeFee chargedfor making apaymentafter the duedatebankingservicesacceptdeposits,lend moneyand extendcreditInterestCost ofborrowingmoneyPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderTermTime periodgiven torepay aloan in fullLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingRatePercentagecharged forborrowingmoneyAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterest1792when wasthe NewYork stockexchangecreatedVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageEuropethe firstbank wasestablishedinInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalPrincipalOriginal amountof moneyborrowed,separate frominterest or feesCreditLimitMaximumamount thatcan beborrowed ona credit cardinsuranceprotectindividuals andbusinessesfrom financialloss401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckMortgageLoan for realestatepurchase,paid backover timeLatePaymentFeeFee chargedfor making apaymentafter the duedatebankingservicesacceptdeposits,lend moneyand extendcreditInterestCost ofborrowingmoneyPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderTermTime periodgiven torepay aloan in fullLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingRatePercentagecharged forborrowingmoneyAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interest

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  2. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  3. when was the New York stock exchange created
    1792
  4. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  5. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  6. the first bank was established in
    Europe
  7. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  8. Original amount of money borrowed, separate from interest or fees
    Principal
  9. Maximum amount that can be borrowed on a credit card
    Credit Limit
  10. protect individuals and businesses from financial loss
    insurance
  11. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  12. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  13. Loan for real estate purchase, paid back over time
    Mortgage
  14. Fee charged for making a payment after the due date
    Late Payment Fee
  15. accept deposits, lend money and extend credit
    banking services
  16. Cost of borrowing money
    Interest
  17. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  18. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  19. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  20. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  21. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  22. Loan used to fund expenses related to operating a small business
    Small Business Loan
  23. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  24. Time period given to repay a loan in full
    Term
  25. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  26. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  27. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  28. Percentage charged for borrowing money
    Rate
  29. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  30. Monthly record of account transactions provided by a credit card company
    Statement
  31. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  32. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  33. Number of days between statement date and payment due date, often without accruing interest
    Grace Period