insuranceprotectindividuals andbusinessesfrom financiallossRatePercentagecharged forborrowingmoneyPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeLatePaymentFeeFee chargedfor making apaymentafter the duedateMortgageLoan for realestatepurchase,paid backover timePaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckPrincipalOriginal amountof moneyborrowed,separate frominterest or feesSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestEuropethe firstbank wasestablishedinVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateCreditLimitMaximumamount thatcan beborrowed ona credit cardCollateralValuable itemcollected bythe lender ifsecured loanis not repaidbankingservicesacceptdeposits,lend moneyand extendcreditInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principal401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestInterestCost ofborrowingmoneyCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageTermTime periodgiven torepay aloan in fullAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill payment1792when wasthe NewYork stockexchangecreatedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageinsuranceprotectindividuals andbusinessesfrom financiallossRatePercentagecharged forborrowingmoneyPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeLatePaymentFeeFee chargedfor making apaymentafter the duedateMortgageLoan for realestatepurchase,paid backover timePaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckPrincipalOriginal amountof moneyborrowed,separate frominterest or feesSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestEuropethe firstbank wasestablishedinVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateCreditLimitMaximumamount thatcan beborrowed ona credit cardCollateralValuable itemcollected bythe lender ifsecured loanis not repaidbankingservicesacceptdeposits,lend moneyand extendcreditInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principal401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestInterestCost ofborrowingmoneyCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageTermTime periodgiven torepay aloan in fullAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill payment1792when wasthe NewYork stockexchangecreatedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usage

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. protect individuals and businesses from financial loss
    insurance
  2. Percentage charged for borrowing money
    Rate
  3. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  4. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  5. Fee charged for making a payment after the due date
    Late Payment Fee
  6. Loan for real estate purchase, paid back over time
    Mortgage
  7. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  8. Original amount of money borrowed, separate from interest or fees
    Principal
  9. Loan used to fund expenses related to operating a small business
    Small Business Loan
  10. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  11. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  12. Monthly record of account transactions provided by a credit card company
    Statement
  13. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  14. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  15. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  16. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  17. the first bank was established in
    Europe
  18. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  19. Maximum amount that can be borrowed on a credit card
    Credit Limit
  20. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  21. accept deposits, lend money and extend credit
    banking services
  22. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  23. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  24. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  25. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  26. Cost of borrowing money
    Interest
  27. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  28. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  29. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  30. Time period given to repay a loan in full
    Term
  31. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  32. when was the New York stock exchange created
    1792
  33. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee