bankingservicesacceptdeposits,lend moneyand extendcreditMortgageLoan for realestatepurchase,paid backover timeStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyInterestCost ofborrowingmoneyAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentage401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestRatePercentagecharged forborrowingmoneyPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalTermTime periodgiven torepay aloan in fullFixed-RateLoanLoan with aconstantinterest ratethroughoutits duration1792when wasthe NewYork stockexchangecreatedLatePaymentFeeFee chargedfor making apaymentafter the duedateAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentEuropethe firstbank wasestablishedinLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizePaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingCreditLimitMaximumamount thatcan beborrowed ona credit cardinsuranceprotectindividuals andbusinessesfrom financiallossUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderPrincipalOriginal amountof moneyborrowed,separate frominterest or feesCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex ratebankingservicesacceptdeposits,lend moneyand extendcreditMortgageLoan for realestatepurchase,paid backover timeStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyInterestCost ofborrowingmoneyAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentage401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestRatePercentagecharged forborrowingmoneyPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalTermTime periodgiven torepay aloan in fullFixed-RateLoanLoan with aconstantinterest ratethroughoutits duration1792when wasthe NewYork stockexchangecreatedLatePaymentFeeFee chargedfor making apaymentafter the duedateAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentEuropethe firstbank wasestablishedinLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizePaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingCreditLimitMaximumamount thatcan beborrowed ona credit cardinsuranceprotectindividuals andbusinessesfrom financiallossUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderPrincipalOriginal amountof moneyborrowed,separate frominterest or feesCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rate

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. accept deposits, lend money and extend credit
    banking services
  2. Loan for real estate purchase, paid back over time
    Mortgage
  3. Monthly record of account transactions provided by a credit card company
    Statement
  4. Cost of borrowing money
    Interest
  5. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  6. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  7. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  8. Percentage charged for borrowing money
    Rate
  9. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  10. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  11. Time period given to repay a loan in full
    Term
  12. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  13. when was the New York stock exchange created
    1792
  14. Fee charged for making a payment after the due date
    Late Payment Fee
  15. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  16. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  17. the first bank was established in
    Europe
  18. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  19. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  20. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  21. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  22. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  23. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  24. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  25. Maximum amount that can be borrowed on a credit card
    Credit Limit
  26. protect individuals and businesses from financial loss
    insurance
  27. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  28. Original amount of money borrowed, separate from interest or fees
    Principal
  29. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  30. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  31. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  32. Loan used to fund expenses related to operating a small business
    Small Business Loan
  33. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan