Variable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestLatePaymentFeeFee chargedfor making apaymentafter the duedateRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageMortgageLoan for realestatepurchase,paid backover timeInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principal401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodbankingservicesacceptdeposits,lend moneyand extendcreditinsuranceprotectindividuals andbusinessesfrom financiallossCreditLimitMaximumamount thatcan beborrowed ona credit cardInterestCost ofborrowingmoneyDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationTermTime periodgiven torepay aloan in full1792when wasthe NewYork stockexchangecreatedRatePercentagecharged forborrowingmoneyEuropethe firstbank wasestablishedinSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentPrincipalOriginal amountof moneyborrowed,separate frominterest or feesOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestLatePaymentFeeFee chargedfor making apaymentafter the duedateRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageMortgageLoan for realestatepurchase,paid backover timeInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principal401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodbankingservicesacceptdeposits,lend moneyand extendcreditinsuranceprotectindividuals andbusinessesfrom financiallossCreditLimitMaximumamount thatcan beborrowed ona credit cardInterestCost ofborrowingmoneyDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationTermTime periodgiven torepay aloan in full1792when wasthe NewYork stockexchangecreatedRatePercentagecharged forborrowingmoneyEuropethe firstbank wasestablishedinSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentPrincipalOriginal amountof moneyborrowed,separate frominterest or feesOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot made

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  2. Monthly record of account transactions provided by a credit card company
    Statement
  3. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  4. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  5. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  6. Fee charged for making a payment after the due date
    Late Payment Fee
  7. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  8. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  9. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  10. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  11. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  12. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  13. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  14. Loan for real estate purchase, paid back over time
    Mortgage
  15. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  16. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  17. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  18. accept deposits, lend money and extend credit
    banking services
  19. protect individuals and businesses from financial loss
    insurance
  20. Maximum amount that can be borrowed on a credit card
    Credit Limit
  21. Cost of borrowing money
    Interest
  22. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  23. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  24. Time period given to repay a loan in full
    Term
  25. when was the New York stock exchange created
    1792
  26. Percentage charged for borrowing money
    Rate
  27. the first bank was established in
    Europe
  28. Loan used to fund expenses related to operating a small business
    Small Business Loan
  29. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  30. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  31. Original amount of money borrowed, separate from interest or fees
    Principal
  32. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  33. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt