GracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestEuropethe firstbank wasestablishedinLatePaymentFeeFee chargedfor making apaymentafter the duedateStatementMonthly recordof accounttransactionsprovided by acredit cardcompanySecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeInterestCost ofborrowingmoneyMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingRatePercentagecharged forborrowingmoneyRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizePaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheck401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageCreditLimitMaximumamount thatcan beborrowed ona credit cardInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedMortgageLoan for realestatepurchase,paid backover timeSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex ratebankingservicesacceptdeposits,lend moneyand extendcreditCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestTermTime periodgiven torepay aloan in fullPrincipalOriginal amountof moneyborrowed,separate frominterest or feesAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodinsuranceprotectindividuals andbusinessesfrom financiallossFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interest1792when wasthe NewYork stockexchangecreatedCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestEuropethe firstbank wasestablishedinLatePaymentFeeFee chargedfor making apaymentafter the duedateStatementMonthly recordof accounttransactionsprovided by acredit cardcompanySecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeInterestCost ofborrowingmoneyMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingRatePercentagecharged forborrowingmoneyRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizePaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheck401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageCreditLimitMaximumamount thatcan beborrowed ona credit cardInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedMortgageLoan for realestatepurchase,paid backover timeSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex ratebankingservicesacceptdeposits,lend moneyand extendcreditCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestTermTime periodgiven torepay aloan in fullPrincipalOriginal amountof moneyborrowed,separate frominterest or feesAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodinsuranceprotectindividuals andbusinessesfrom financiallossFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interest1792when wasthe NewYork stockexchangecreatedCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentage

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
  1. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  2. the first bank was established in
    Europe
  3. Fee charged for making a payment after the due date
    Late Payment Fee
  4. Monthly record of account transactions provided by a credit card company
    Statement
  5. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  6. Cost of borrowing money
    Interest
  7. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  8. Percentage charged for borrowing money
    Rate
  9. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  10. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  11. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  12. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  13. Maximum amount that can be borrowed on a credit card
    Credit Limit
  14. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  15. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  16. Loan for real estate purchase, paid back over time
    Mortgage
  17. Loan used to fund expenses related to operating a small business
    Small Business Loan
  18. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  19. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  20. accept deposits, lend money and extend credit
    banking services
  21. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  22. Time period given to repay a loan in full
    Term
  23. Original amount of money borrowed, separate from interest or fees
    Principal
  24. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  25. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  26. protect individuals and businesses from financial loss
    insurance
  27. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  28. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  29. when was the New York stock exchange created
    1792
  30. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  31. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  32. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  33. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)