SmallBusinessLoanLoan used tofund expensesrelated tooperating asmall business1792when wasthe NewYork stockexchangecreatedCreditLimitMaximumamount thatcan beborrowed ona credit card401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsPrincipalOriginal amountof moneyborrowed,separate frominterest or feesinsuranceprotectindividuals andbusinessesfrom financiallossAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex ratePaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckEuropethe firstbank wasestablishedinInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestLatePaymentFeeFee chargedfor making apaymentafter the duedateInterestCost ofborrowingmoneyAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderRatePercentagecharged forborrowingmoneySecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotCollateralValuable itemcollected bythe lender ifsecured loanis not repaidDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationMortgageLoan for realestatepurchase,paid backover timeTermTime periodgiven torepay aloan in fullbankingservicesacceptdeposits,lend moneyand extendcreditPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall business1792when wasthe NewYork stockexchangecreatedCreditLimitMaximumamount thatcan beborrowed ona credit card401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsPrincipalOriginal amountof moneyborrowed,separate frominterest or feesinsuranceprotectindividuals andbusinessesfrom financiallossAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex ratePaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckEuropethe firstbank wasestablishedinInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestLatePaymentFeeFee chargedfor making apaymentafter the duedateInterestCost ofborrowingmoneyAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderRatePercentagecharged forborrowingmoneySecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotCollateralValuable itemcollected bythe lender ifsecured loanis not repaidDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationMortgageLoan for realestatepurchase,paid backover timeTermTime periodgiven torepay aloan in fullbankingservicesacceptdeposits,lend moneyand extendcreditPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsize

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Loan used to fund expenses related to operating a small business
    Small Business Loan
  2. when was the New York stock exchange created
    1792
  3. Maximum amount that can be borrowed on a credit card
    Credit Limit
  4. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  5. Original amount of money borrowed, separate from interest or fees
    Principal
  6. protect individuals and businesses from financial loss
    insurance
  7. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  8. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  9. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  10. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  11. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  12. the first bank was established in
    Europe
  13. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  14. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  15. Fee charged for making a payment after the due date
    Late Payment Fee
  16. Cost of borrowing money
    Interest
  17. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  18. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  19. Percentage charged for borrowing money
    Rate
  20. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  21. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  22. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  23. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  24. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  25. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  26. Loan for real estate purchase, paid back over time
    Mortgage
  27. Time period given to repay a loan in full
    Term
  28. accept deposits, lend money and extend credit
    banking services
  29. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  30. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  31. Monthly record of account transactions provided by a credit card company
    Statement
  32. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  33. Open line of credit with varying monthly payments based on debt size
    Revolving Credit