CollateralValuable itemcollected bythe lender ifsecured loanis not repaidDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheck1792when wasthe NewYork stockexchangecreatedPrincipalOriginal amountof moneyborrowed,separate frominterest or feesSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodinsuranceprotectindividuals andbusinessesfrom financiallossRatePercentagecharged forborrowingmoneyMortgageLoan for realestatepurchase,paid backover timeRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizebankingservicesacceptdeposits,lend moneyand extendcreditAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderTermTime periodgiven torepay aloan in fullMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationEuropethe firstbank wasestablishedinStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestLatePaymentFeeFee chargedfor making apaymentafter the duedateInterestCost ofborrowingmoneyCreditLimitMaximumamount thatcan beborrowed ona credit cardInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principal401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotCollateralValuable itemcollected bythe lender ifsecured loanis not repaidDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheck1792when wasthe NewYork stockexchangecreatedPrincipalOriginal amountof moneyborrowed,separate frominterest or feesSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodinsuranceprotectindividuals andbusinessesfrom financiallossRatePercentagecharged forborrowingmoneyMortgageLoan for realestatepurchase,paid backover timeRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizebankingservicesacceptdeposits,lend moneyand extendcreditAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderTermTime periodgiven torepay aloan in fullMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationEuropethe firstbank wasestablishedinStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestLatePaymentFeeFee chargedfor making apaymentafter the duedateInterestCost ofborrowingmoneyCreditLimitMaximumamount thatcan beborrowed ona credit cardInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principal401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannot

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  2. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  3. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  4. when was the New York stock exchange created
    1792
  5. Original amount of money borrowed, separate from interest or fees
    Principal
  6. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  7. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  8. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  9. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  10. protect individuals and businesses from financial loss
    insurance
  11. Percentage charged for borrowing money
    Rate
  12. Loan for real estate purchase, paid back over time
    Mortgage
  13. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  14. accept deposits, lend money and extend credit
    banking services
  15. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  16. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  17. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  18. Loan used to fund expenses related to operating a small business
    Small Business Loan
  19. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  20. Time period given to repay a loan in full
    Term
  21. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  22. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  23. the first bank was established in
    Europe
  24. Monthly record of account transactions provided by a credit card company
    Statement
  25. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  26. Fee charged for making a payment after the due date
    Late Payment Fee
  27. Cost of borrowing money
    Interest
  28. Maximum amount that can be borrowed on a credit card
    Credit Limit
  29. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  30. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  31. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  32. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  33. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner