SecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyMortgageLoan for realestatepurchase,paid backover time401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestLatePaymentFeeFee chargedfor making apaymentafter the duedateinsuranceprotectindividuals andbusinessesfrom financiallossDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalCreditLimitMaximumamount thatcan beborrowed ona credit cardPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestbankingservicesacceptdeposits,lend moneyand extendcreditInterestCost ofborrowingmoneyAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentagePersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set period1792when wasthe NewYork stockexchangecreatedCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotTermTime periodgiven torepay aloan in fullAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingRatePercentagecharged forborrowingmoneyPrincipalOriginal amountof moneyborrowed,separate frominterest or feesEuropethe firstbank wasestablishedinRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyMortgageLoan for realestatepurchase,paid backover time401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestLatePaymentFeeFee chargedfor making apaymentafter the duedateinsuranceprotectindividuals andbusinessesfrom financiallossDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalCreditLimitMaximumamount thatcan beborrowed ona credit cardPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestbankingservicesacceptdeposits,lend moneyand extendcreditInterestCost ofborrowingmoneyAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentagePersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set period1792when wasthe NewYork stockexchangecreatedCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotTermTime periodgiven torepay aloan in fullAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentCollateralValuable itemcollected bythe lender ifsecured loanis not repaidCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingRatePercentagecharged forborrowingmoneyPrincipalOriginal amountof moneyborrowed,separate frominterest or feesEuropethe firstbank wasestablishedinRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelender

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  2. Monthly record of account transactions provided by a credit card company
    Statement
  3. Loan for real estate purchase, paid back over time
    Mortgage
  4. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  5. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  6. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  7. Fee charged for making a payment after the due date
    Late Payment Fee
  8. protect individuals and businesses from financial loss
    insurance
  9. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  10. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  11. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  12. Maximum amount that can be borrowed on a credit card
    Credit Limit
  13. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  14. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  15. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  16. accept deposits, lend money and extend credit
    banking services
  17. Cost of borrowing money
    Interest
  18. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  19. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  20. when was the New York stock exchange created
    1792
  21. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  22. Time period given to repay a loan in full
    Term
  23. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  24. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  25. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  26. Loan used to fund expenses related to operating a small business
    Small Business Loan
  27. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  28. Percentage charged for borrowing money
    Rate
  29. Original amount of money borrowed, separate from interest or fees
    Principal
  30. the first bank was established in
    Europe
  31. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  32. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  33. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt