bankingservicesacceptdeposits,lend moneyand extendcreditDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedCreditLimitMaximumamount thatcan beborrowed ona credit cardVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rate401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyLatePaymentFeeFee chargedfor making apaymentafter the duedateCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeinsuranceprotectindividuals andbusinessesfrom financiallossOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestInterestCost ofborrowingmoneyMortgageLoan for realestatepurchase,paid backover timeFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationPrincipalOriginal amountof moneyborrowed,separate frominterest or feesUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interest1792when wasthe NewYork stockexchangecreatedSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodTermTime periodgiven torepay aloan in fullPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckRatePercentagecharged forborrowingmoneyCollateralValuable itemcollected bythe lender ifsecured loanis not repaidEuropethe firstbank wasestablishedinbankingservicesacceptdeposits,lend moneyand extendcreditDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedCreditLimitMaximumamount thatcan beborrowed ona credit cardVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rate401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyLatePaymentFeeFee chargedfor making apaymentafter the duedateCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeinsuranceprotectindividuals andbusinessesfrom financiallossOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestInterestCost ofborrowingmoneyMortgageLoan for realestatepurchase,paid backover timeFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationPrincipalOriginal amountof moneyborrowed,separate frominterest or feesUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interest1792when wasthe NewYork stockexchangecreatedSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodTermTime periodgiven torepay aloan in fullPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckRatePercentagecharged forborrowingmoneyCollateralValuable itemcollected bythe lender ifsecured loanis not repaidEuropethe firstbank wasestablishedin

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. accept deposits, lend money and extend credit
    banking services
  2. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  3. Maximum amount that can be borrowed on a credit card
    Credit Limit
  4. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  5. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  6. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  7. Monthly record of account transactions provided by a credit card company
    Statement
  8. Fee charged for making a payment after the due date
    Late Payment Fee
  9. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  10. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  11. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  12. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  13. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  14. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  15. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  16. protect individuals and businesses from financial loss
    insurance
  17. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  18. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  19. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  20. Cost of borrowing money
    Interest
  21. Loan for real estate purchase, paid back over time
    Mortgage
  22. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  23. Original amount of money borrowed, separate from interest or fees
    Principal
  24. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  25. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  26. when was the New York stock exchange created
    1792
  27. Loan used to fund expenses related to operating a small business
    Small Business Loan
  28. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  29. Time period given to repay a loan in full
    Term
  30. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  31. Percentage charged for borrowing money
    Rate
  32. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  33. the first bank was established in
    Europe