CreditLimitMaximumamount thatcan beborrowed ona credit cardinsuranceprotectindividuals andbusinessesfrom financiallossDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestTermTime periodgiven torepay aloan in fullStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyLatePaymentFeeFee chargedfor making apaymentafter the duedateFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckMortgageLoan for realestatepurchase,paid backover time401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessInterestCost ofborrowingmoneyEuropethe firstbank wasestablishedinInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestPrincipalOriginal amountof moneyborrowed,separate frominterest or fees1792when wasthe NewYork stockexchangecreatedMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotRatePercentagecharged forborrowingmoneyCollateralValuable itemcollected bythe lender ifsecured loanis not repaidAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madebankingservicesacceptdeposits,lend moneyand extendcreditRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeCreditLimitMaximumamount thatcan beborrowed ona credit cardinsuranceprotectindividuals andbusinessesfrom financiallossDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestTermTime periodgiven torepay aloan in fullStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyLatePaymentFeeFee chargedfor making apaymentafter the duedateFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckMortgageLoan for realestatepurchase,paid backover time401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateSmallBusinessLoanLoan used tofund expensesrelated tooperating asmall businessInterestCost ofborrowingmoneyEuropethe firstbank wasestablishedinInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestPrincipalOriginal amountof moneyborrowed,separate frominterest or fees1792when wasthe NewYork stockexchangecreatedMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotRatePercentagecharged forborrowingmoneyCollateralValuable itemcollected bythe lender ifsecured loanis not repaidAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madebankingservicesacceptdeposits,lend moneyand extendcreditRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsize

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
  1. Maximum amount that can be borrowed on a credit card
    Credit Limit
  2. protect individuals and businesses from financial loss
    insurance
  3. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  4. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  5. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  6. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  7. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  8. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  9. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  10. Time period given to repay a loan in full
    Term
  11. Monthly record of account transactions provided by a credit card company
    Statement
  12. Fee charged for making a payment after the due date
    Late Payment Fee
  13. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  14. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  15. Loan for real estate purchase, paid back over time
    Mortgage
  16. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  17. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  18. Loan used to fund expenses related to operating a small business
    Small Business Loan
  19. Cost of borrowing money
    Interest
  20. the first bank was established in
    Europe
  21. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  22. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  23. Original amount of money borrowed, separate from interest or fees
    Principal
  24. when was the New York stock exchange created
    1792
  25. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  26. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  27. Percentage charged for borrowing money
    Rate
  28. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  29. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  30. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  31. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  32. accept deposits, lend money and extend credit
    banking services
  33. Open line of credit with varying monthly payments based on debt size
    Revolving Credit