401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsMortgageLoan for realestatepurchase,paid backover timebankingservicesacceptdeposits,lend moneyand extendcreditCollateralValuable itemcollected bythe lender ifsecured loanis not repaidRatePercentagecharged forborrowingmoneyMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestEuropethe firstbank wasestablishedinVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyPrincipalOriginal amountof moneyborrowed,separate frominterest or feesPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedLatePaymentFeeFee chargedfor making apaymentafter the duedateFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeCreditLimitMaximumamount thatcan beborrowed ona credit cardTermTime periodgiven torepay aloan in full1792when wasthe NewYork stockexchangecreatedCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodinsuranceprotectindividuals andbusinessesfrom financiallossRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeInterestCost ofborrowingmoneySmallBusinessLoanLoan used tofund expensesrelated tooperating asmall business401(k)LoanA loan borrowedfrom a retirementsavings accountthat must berepaid with interestwithin 5 yearsMortgageLoan for realestatepurchase,paid backover timebankingservicesacceptdeposits,lend moneyand extendcreditCollateralValuable itemcollected bythe lender ifsecured loanis not repaidRatePercentagecharged forborrowingmoneyMinimumPaymentSmallestamountrequired to payon a credit cardbill to maintaingood standingInstallmentLoanLoan used tofinance a specificpurchase for a setperiod, withregular paymentscovering interestand principalGracePeriodNumber of daysbetweenstatement dateand payment duedate, often withoutaccruing interestEuropethe firstbank wasestablishedinVariable-RateLoanLoan with aninterest ratethat canchange basedon prime rate orindex rateStatementMonthly recordof accounttransactionsprovided by acredit cardcompanyPrincipalOriginal amountof moneyborrowed,separate frominterest or feesPaydayLoanSmall loan withhigh interest,meant to berepaid withnext paycheckCreditCardPlastic cardallowingpurchases withborrowed money,to be repaid withinterestDownPaymentInitial cashpayment madewhen purchasing agood or service,with remainingbalance due lateror financedLatePaymentFeeFee chargedfor making apaymentafter the duedateFixed-RateLoanLoan with aconstantinterest ratethroughoutits durationOverdraftProtectionLoan offered bybanks to coverwithdrawalsexceedingavailable funds,usually with a feeand interestUnsecuredDebtDebt not tied to aspecific asset,makingrepossessiondifficult orimpossible for thelenderAuthorizedUserA person withpermission to usesomeone else'scredit card, notresponsible forbill paymentAnnualPercentageRate (APR)The annual costof borrowingmoney, includingfees, expressedas a percentageLoanAgreement toborrow a fixedamount of moneyfor a specificperiod, usuallywith interestAnnualFeeA yearly feecharged forhaving a specificcredit card,regardless ofcard usageSecuredDebtDebt tied to aspecific assetthat can berepossessed ifpayments arenot madeCreditLimitMaximumamount thatcan beborrowed ona credit cardTermTime periodgiven torepay aloan in full1792when wasthe NewYork stockexchangecreatedCosignerIndividuallegallyresponsible forrepaying a debtif the borrowercannotPersonalLoanLoan from abank or lenderrepaid in fixedmonthlypayments overa set periodinsuranceprotectindividuals andbusinessesfrom financiallossRevolvingCreditOpen line ofcredit withvarying monthlypaymentsbased on debtsizeInterestCost ofborrowingmoneySmallBusinessLoanLoan used tofund expensesrelated tooperating asmall business

General Finance Terms - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A loan borrowed from a retirement savings account that must be repaid with interest within 5 years
    401(k) Loan
  2. Loan for real estate purchase, paid back over time
    Mortgage
  3. accept deposits, lend money and extend credit
    banking services
  4. Valuable item collected by the lender if secured loan is not repaid
    Collateral
  5. Percentage charged for borrowing money
    Rate
  6. Smallest amount required to pay on a credit card bill to maintain good standing
    Minimum Payment
  7. Loan used to finance a specific purchase for a set period, with regular payments covering interest and principal
    Installment Loan
  8. Number of days between statement date and payment due date, often without accruing interest
    Grace Period
  9. the first bank was established in
    Europe
  10. Loan with an interest rate that can change based on prime rate or index rate
    Variable-Rate Loan
  11. Monthly record of account transactions provided by a credit card company
    Statement
  12. Original amount of money borrowed, separate from interest or fees
    Principal
  13. Small loan with high interest, meant to be repaid with next paycheck
    Payday Loan
  14. Plastic card allowing purchases with borrowed money, to be repaid with interest
    Credit Card
  15. Initial cash payment made when purchasing a good or service, with remaining balance due later or financed
    Down Payment
  16. Fee charged for making a payment after the due date
    Late Payment Fee
  17. Loan with a constant interest rate throughout its duration
    Fixed-Rate Loan
  18. Loan offered by banks to cover withdrawals exceeding available funds, usually with a fee and interest
    Overdraft Protection
  19. Debt not tied to a specific asset, making repossession difficult or impossible for the lender
    Unsecured Debt
  20. A person with permission to use someone else's credit card, not responsible for bill payment
    Authorized User
  21. The annual cost of borrowing money, including fees, expressed as a percentage
    Annual Percentage Rate (APR)
  22. Agreement to borrow a fixed amount of money for a specific period, usually with interest
    Loan
  23. A yearly fee charged for having a specific credit card, regardless of card usage
    Annual Fee
  24. Debt tied to a specific asset that can be repossessed if payments are not made
    Secured Debt
  25. Maximum amount that can be borrowed on a credit card
    Credit Limit
  26. Time period given to repay a loan in full
    Term
  27. when was the New York stock exchange created
    1792
  28. Individual legally responsible for repaying a debt if the borrower cannot
    Cosigner
  29. Loan from a bank or lender repaid in fixed monthly payments over a set period
    Personal Loan
  30. protect individuals and businesses from financial loss
    insurance
  31. Open line of credit with varying monthly payments based on debt size
    Revolving Credit
  32. Cost of borrowing money
    Interest
  33. Loan used to fund expenses related to operating a small business
    Small Business Loan