ClosingCosts? Can Iuse themoney undermy mattress?I was toldthere wereno closingcosts with aVA loan11PM - Isthere anupdate?Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsI don't knowwhy that ison mycredit reportBorrowers callswhile you'reOTP. 5 minspass memberescalates.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?Contract -researcheshome - floorand wallsare missing!2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblem20k monthlyincome. Taxreturnsdeterminedthat was a lie.Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?I'm going towait for themarket toslowdownBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.I have A+ creditwhy is my rateso high? Siryou are doing100%financing.ChangedJobs aftergoing undercontract45 days forclosing? Iknow someonewho can closeme in 20.Denied - ButI wasapproved byanotherlender.CreditKarma hasme at an800 FICOBut myagent saidthat could bea trailingdocument.But Zillowsays myhouse isworth $350kCan wewaive theappraisal?When yourborrowershares theybought anew vehicle..Spouse noton app - Can Iuse spouse'sincome toqualify?But I'm aVeteranwhy do Inot qualify?ClosingCosts? Can Iuse themoney undermy mattress?I was toldthere wereno closingcosts with aVA loan11PM - Isthere anupdate?Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsI don't knowwhy that ison mycredit reportBorrowers callswhile you'reOTP. 5 minspass memberescalates.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?Contract -researcheshome - floorand wallsare missing!2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblem20k monthlyincome. Taxreturnsdeterminedthat was a lie.Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?I'm going towait for themarket toslowdownBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.I have A+ creditwhy is my rateso high? Siryou are doing100%financing.ChangedJobs aftergoing undercontract45 days forclosing? Iknow someonewho can closeme in 20.Denied - ButI wasapproved byanotherlender.CreditKarma hasme at an800 FICOBut myagent saidthat could bea trailingdocument.But Zillowsays myhouse isworth $350kCan wewaive theappraisal?When yourborrowershares theybought anew vehicle..Spouse noton app - Can Iuse spouse'sincome toqualify?But I'm aVeteranwhy do Inot qualify?

Mortgage Bingo with Kristi Graham Scott - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Closing Costs? Can I use the money under my mattress?
  2. I was told there were no closing costs with a VA loan
  3. 11PM - Is there an update?
  4. Another lender said they can get me a better rate. They don't have a loan application, credit report or any of my docs
  5. I don't know why that is on my credit report
  6. Borrowers calls while you're OTP. 5 mins pass member escalates.
  7. How much debt do I have to payoff to qualify? Sir where are you going to get the assets from?
  8. Contract - researches home - floor and walls are missing!
  9. 2 weeks after closing....I know I waived the home inspection, but we found a problem
  10. 20k monthly income. Tax returns determined that was a lie.
  11. Sir - your DTI is 150%. Okay can I get approved for 50k more?
  12. I'm going to wait for the market to slowdown
  13. Borrower is unresponsive then reaches out a week before closing to move forward.
  14. I have A+ credit why is my rate so high? Sir you are doing 100% financing.
  15. Changed Jobs after going under contract
  16. 45 days for closing? I know someone who can close me in 20.
  17. Denied - But I was approved by another lender.
  18. Credit Karma has me at an 800 FICO
  19. But my agent said that could be a trailing document.
  20. But Zillow says my house is worth $350k
  21. Can we waive the appraisal?
  22. When your borrower shares they bought a new vehicle..
  23. Spouse not on app - Can I use spouse's income to qualify?
  24. But I'm a Veteran why do I not qualify?