45 days forclosing? Iknow someonewho can closeme in 20.I'm going towait for themarket toslowdownBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.But myagent saidthat could bea trailingdocument.Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemChangedJobs aftergoing undercontractCan wewaive theappraisal?ClosingCosts? Can Iuse themoney undermy mattress?When yourborrowershares theybought anew vehicle..20k monthlyincome. Taxreturnsdeterminedthat was a lie.CreditKarma hasme at an800 FICO11PM - Isthere anupdate?But Zillowsays myhouse isworth $350kContract -researcheshome - floorand wallsare missing!Borrowers callswhile you'reOTP. 5 minspass memberescalates.Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsI was toldthere wereno closingcosts with aVA loanI have A+ creditwhy is my rateso high? Siryou are doing100%financing.Spouse noton app - Can Iuse spouse'sincome toqualify?Denied - ButI wasapproved byanotherlender.I don't knowwhy that ison mycredit reportBut I'm aVeteranwhy do Inot qualify?45 days forclosing? Iknow someonewho can closeme in 20.I'm going towait for themarket toslowdownBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.But myagent saidthat could bea trailingdocument.Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemChangedJobs aftergoing undercontractCan wewaive theappraisal?ClosingCosts? Can Iuse themoney undermy mattress?When yourborrowershares theybought anew vehicle..20k monthlyincome. Taxreturnsdeterminedthat was a lie.CreditKarma hasme at an800 FICO11PM - Isthere anupdate?But Zillowsays myhouse isworth $350kContract -researcheshome - floorand wallsare missing!Borrowers callswhile you'reOTP. 5 minspass memberescalates.Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsI was toldthere wereno closingcosts with aVA loanI have A+ creditwhy is my rateso high? Siryou are doing100%financing.Spouse noton app - Can Iuse spouse'sincome toqualify?Denied - ButI wasapproved byanotherlender.I don't knowwhy that ison mycredit reportBut I'm aVeteranwhy do Inot qualify?

Mortgage Bingo with Kristi Graham Scott - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. 45 days for closing? I know someone who can close me in 20.
  2. I'm going to wait for the market to slowdown
  3. Borrower is unresponsive then reaches out a week before closing to move forward.
  4. But my agent said that could be a trailing document.
  5. Sir - your DTI is 150%. Okay can I get approved for 50k more?
  6. How much debt do I have to payoff to qualify? Sir where are you going to get the assets from?
  7. 2 weeks after closing....I know I waived the home inspection, but we found a problem
  8. Changed Jobs after going under contract
  9. Can we waive the appraisal?
  10. Closing Costs? Can I use the money under my mattress?
  11. When your borrower shares they bought a new vehicle..
  12. 20k monthly income. Tax returns determined that was a lie.
  13. Credit Karma has me at an 800 FICO
  14. 11PM - Is there an update?
  15. But Zillow says my house is worth $350k
  16. Contract - researches home - floor and walls are missing!
  17. Borrowers calls while you're OTP. 5 mins pass member escalates.
  18. Another lender said they can get me a better rate. They don't have a loan application, credit report or any of my docs
  19. I was told there were no closing costs with a VA loan
  20. I have A+ credit why is my rate so high? Sir you are doing 100% financing.
  21. Spouse not on app - Can I use spouse's income to qualify?
  22. Denied - But I was approved by another lender.
  23. I don't know why that is on my credit report
  24. But I'm a Veteran why do I not qualify?