Contract -researcheshome - floorand wallsare missing!ChangedJobs aftergoing undercontract11PM - Isthere anupdate?I'm going towait for themarket toslowdownCreditKarma hasme at an800 FICOAnother lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.But Zillowsays myhouse isworth $350kBut I'm aVeteranwhy do Inot qualify?When yourborrowershares theybought anew vehicle..ClosingCosts? Can Iuse themoney undermy mattress?I was toldthere wereno closingcosts with aVA loanSpouse noton app - Can Iuse spouse'sincome toqualify?Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?20k monthlyincome. Taxreturnsdeterminedthat was a lie.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?I don't knowwhy that ison mycredit reportI have A+ creditwhy is my rateso high? Siryou are doing100%financing.But myagent saidthat could bea trailingdocument.Denied - ButI wasapproved byanotherlender.Borrowers callswhile you'reOTP. 5 minspass memberescalates.2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblem45 days forclosing? Iknow someonewho can closeme in 20.Can wewaive theappraisal?Contract -researcheshome - floorand wallsare missing!ChangedJobs aftergoing undercontract11PM - Isthere anupdate?I'm going towait for themarket toslowdownCreditKarma hasme at an800 FICOAnother lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.But Zillowsays myhouse isworth $350kBut I'm aVeteranwhy do Inot qualify?When yourborrowershares theybought anew vehicle..ClosingCosts? Can Iuse themoney undermy mattress?I was toldthere wereno closingcosts with aVA loanSpouse noton app - Can Iuse spouse'sincome toqualify?Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?20k monthlyincome. Taxreturnsdeterminedthat was a lie.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?I don't knowwhy that ison mycredit reportI have A+ creditwhy is my rateso high? Siryou are doing100%financing.But myagent saidthat could bea trailingdocument.Denied - ButI wasapproved byanotherlender.Borrowers callswhile you'reOTP. 5 minspass memberescalates.2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblem45 days forclosing? Iknow someonewho can closeme in 20.Can wewaive theappraisal?

Mortgage Bingo with Kristi Graham Scott - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Contract - researches home - floor and walls are missing!
  2. Changed Jobs after going under contract
  3. 11PM - Is there an update?
  4. I'm going to wait for the market to slowdown
  5. Credit Karma has me at an 800 FICO
  6. Another lender said they can get me a better rate. They don't have a loan application, credit report or any of my docs
  7. Borrower is unresponsive then reaches out a week before closing to move forward.
  8. But Zillow says my house is worth $350k
  9. But I'm a Veteran why do I not qualify?
  10. When your borrower shares they bought a new vehicle..
  11. Closing Costs? Can I use the money under my mattress?
  12. I was told there were no closing costs with a VA loan
  13. Spouse not on app - Can I use spouse's income to qualify?
  14. Sir - your DTI is 150%. Okay can I get approved for 50k more?
  15. 20k monthly income. Tax returns determined that was a lie.
  16. How much debt do I have to payoff to qualify? Sir where are you going to get the assets from?
  17. I don't know why that is on my credit report
  18. I have A+ credit why is my rate so high? Sir you are doing 100% financing.
  19. But my agent said that could be a trailing document.
  20. Denied - But I was approved by another lender.
  21. Borrowers calls while you're OTP. 5 mins pass member escalates.
  22. 2 weeks after closing....I know I waived the home inspection, but we found a problem
  23. 45 days for closing? I know someone who can close me in 20.
  24. Can we waive the appraisal?