Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?Denied - ButI wasapproved byanotherlender.I'm going towait for themarket toslowdownBut Zillowsays myhouse isworth $350kBut myagent saidthat could bea trailingdocument.Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docs20k monthlyincome. Taxreturnsdeterminedthat was a lie.2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemWhen yourborrowershares theybought anew vehicle..I don't knowwhy that ison mycredit reportContract -researcheshome - floorand wallsare missing!ClosingCosts? Can Iuse themoney undermy mattress?Borrower isunresponsivethen reaches outa week beforeclosing to moveforward.Spouse noton app - Can Iuse spouse'sincome toqualify?45 days forclosing? Iknow someonewho can closeme in 20.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?CreditKarma hasme at an800 FICOCan wewaive theappraisal?Borrowers callswhile you'reOTP. 5 minspass memberescalates.But I'm aVeteranwhy do Inot qualify?ChangedJobs aftergoing undercontractI have A+ creditwhy is my rateso high? Siryou are doing100%financing.I was toldthere wereno closingcosts with aVA loan11PM - Isthere anupdate?Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?Denied - ButI wasapproved byanotherlender.I'm going towait for themarket toslowdownBut Zillowsays myhouse isworth $350kBut myagent saidthat could bea trailingdocument.Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docs20k monthlyincome. Taxreturnsdeterminedthat was a lie.2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemWhen yourborrowershares theybought anew vehicle..I don't knowwhy that ison mycredit reportContract -researcheshome - floorand wallsare missing!ClosingCosts? Can Iuse themoney undermy mattress?Borrower isunresponsivethen reaches outa week beforeclosing to moveforward.Spouse noton app - Can Iuse spouse'sincome toqualify?45 days forclosing? Iknow someonewho can closeme in 20.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?CreditKarma hasme at an800 FICOCan wewaive theappraisal?Borrowers callswhile you'reOTP. 5 minspass memberescalates.But I'm aVeteranwhy do Inot qualify?ChangedJobs aftergoing undercontractI have A+ creditwhy is my rateso high? Siryou are doing100%financing.I was toldthere wereno closingcosts with aVA loan11PM - Isthere anupdate?

Mortgage Bingo with Kristi Graham Scott - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Sir - your DTI is 150%. Okay can I get approved for 50k more?
  2. Denied - But I was approved by another lender.
  3. I'm going to wait for the market to slowdown
  4. But Zillow says my house is worth $350k
  5. But my agent said that could be a trailing document.
  6. Another lender said they can get me a better rate. They don't have a loan application, credit report or any of my docs
  7. 20k monthly income. Tax returns determined that was a lie.
  8. 2 weeks after closing....I know I waived the home inspection, but we found a problem
  9. When your borrower shares they bought a new vehicle..
  10. I don't know why that is on my credit report
  11. Contract - researches home - floor and walls are missing!
  12. Closing Costs? Can I use the money under my mattress?
  13. Borrower is unresponsive then reaches out a week before closing to move forward.
  14. Spouse not on app - Can I use spouse's income to qualify?
  15. 45 days for closing? I know someone who can close me in 20.
  16. How much debt do I have to payoff to qualify? Sir where are you going to get the assets from?
  17. Credit Karma has me at an 800 FICO
  18. Can we waive the appraisal?
  19. Borrowers calls while you're OTP. 5 mins pass member escalates.
  20. But I'm a Veteran why do I not qualify?
  21. Changed Jobs after going under contract
  22. I have A+ credit why is my rate so high? Sir you are doing 100% financing.
  23. I was told there were no closing costs with a VA loan
  24. 11PM - Is there an update?