Can wewaive theappraisal?2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemSir - your DTIis 150%.Okay can Iget approvedfor 50k more?Denied - ButI wasapproved byanotherlender.ChangedJobs aftergoing undercontract45 days forclosing? Iknow someonewho can closeme in 20.Contract -researcheshome - floorand wallsare missing!Spouse noton app - Can Iuse spouse'sincome toqualify?Borrowers callswhile you'reOTP. 5 minspass memberescalates.CreditKarma hasme at an800 FICOWhen yourborrowershares theybought anew vehicle..I was toldthere wereno closingcosts with aVA loanI don't knowwhy that ison mycredit report20k monthlyincome. Taxreturnsdeterminedthat was a lie.ClosingCosts? Can Iuse themoney undermy mattress?But myagent saidthat could bea trailingdocument.Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsHow much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?But I'm aVeteranwhy do Inot qualify?11PM - Isthere anupdate?But Zillowsays myhouse isworth $350kI'm going towait for themarket toslowdownBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.I have A+ creditwhy is my rateso high? Siryou are doing100%financing.Can wewaive theappraisal?2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemSir - your DTIis 150%.Okay can Iget approvedfor 50k more?Denied - ButI wasapproved byanotherlender.ChangedJobs aftergoing undercontract45 days forclosing? Iknow someonewho can closeme in 20.Contract -researcheshome - floorand wallsare missing!Spouse noton app - Can Iuse spouse'sincome toqualify?Borrowers callswhile you'reOTP. 5 minspass memberescalates.CreditKarma hasme at an800 FICOWhen yourborrowershares theybought anew vehicle..I was toldthere wereno closingcosts with aVA loanI don't knowwhy that ison mycredit report20k monthlyincome. Taxreturnsdeterminedthat was a lie.ClosingCosts? Can Iuse themoney undermy mattress?But myagent saidthat could bea trailingdocument.Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsHow much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?But I'm aVeteranwhy do Inot qualify?11PM - Isthere anupdate?But Zillowsays myhouse isworth $350kI'm going towait for themarket toslowdownBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.I have A+ creditwhy is my rateso high? Siryou are doing100%financing.

Mortgage Bingo with Kristi Graham Scott - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Can we waive the appraisal?
  2. 2 weeks after closing....I know I waived the home inspection, but we found a problem
  3. Sir - your DTI is 150%. Okay can I get approved for 50k more?
  4. Denied - But I was approved by another lender.
  5. Changed Jobs after going under contract
  6. 45 days for closing? I know someone who can close me in 20.
  7. Contract - researches home - floor and walls are missing!
  8. Spouse not on app - Can I use spouse's income to qualify?
  9. Borrowers calls while you're OTP. 5 mins pass member escalates.
  10. Credit Karma has me at an 800 FICO
  11. When your borrower shares they bought a new vehicle..
  12. I was told there were no closing costs with a VA loan
  13. I don't know why that is on my credit report
  14. 20k monthly income. Tax returns determined that was a lie.
  15. Closing Costs? Can I use the money under my mattress?
  16. But my agent said that could be a trailing document.
  17. Another lender said they can get me a better rate. They don't have a loan application, credit report or any of my docs
  18. How much debt do I have to payoff to qualify? Sir where are you going to get the assets from?
  19. But I'm a Veteran why do I not qualify?
  20. 11PM - Is there an update?
  21. But Zillow says my house is worth $350k
  22. I'm going to wait for the market to slowdown
  23. Borrower is unresponsive then reaches out a week before closing to move forward.
  24. I have A+ credit why is my rate so high? Sir you are doing 100% financing.