Contract -researcheshome - floorand wallsare missing!But I'm aVeteranwhy do Inot qualify?ClosingCosts? Can Iuse themoney undermy mattress?20k monthlyincome. Taxreturnsdeterminedthat was a lie.Denied - ButI wasapproved byanotherlender.But Zillowsays myhouse isworth $350kI was toldthere wereno closingcosts with aVA loanSir - your DTIis 150%.Okay can Iget approvedfor 50k more?Spouse noton app - Can Iuse spouse'sincome toqualify?Borrowers callswhile you'reOTP. 5 minspass memberescalates.I'm going towait for themarket toslowdownI have A+ creditwhy is my rateso high? Siryou are doing100%financing.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?45 days forclosing? Iknow someonewho can closeme in 20.But myagent saidthat could bea trailingdocument.11PM - Isthere anupdate?ChangedJobs aftergoing undercontractAnother lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsCan wewaive theappraisal?I don't knowwhy that ison mycredit reportWhen yourborrowershares theybought anew vehicle..Borrower isunresponsivethen reaches outa week beforeclosing to moveforward.CreditKarma hasme at an800 FICO2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemContract -researcheshome - floorand wallsare missing!But I'm aVeteranwhy do Inot qualify?ClosingCosts? Can Iuse themoney undermy mattress?20k monthlyincome. Taxreturnsdeterminedthat was a lie.Denied - ButI wasapproved byanotherlender.But Zillowsays myhouse isworth $350kI was toldthere wereno closingcosts with aVA loanSir - your DTIis 150%.Okay can Iget approvedfor 50k more?Spouse noton app - Can Iuse spouse'sincome toqualify?Borrowers callswhile you'reOTP. 5 minspass memberescalates.I'm going towait for themarket toslowdownI have A+ creditwhy is my rateso high? Siryou are doing100%financing.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?45 days forclosing? Iknow someonewho can closeme in 20.But myagent saidthat could bea trailingdocument.11PM - Isthere anupdate?ChangedJobs aftergoing undercontractAnother lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsCan wewaive theappraisal?I don't knowwhy that ison mycredit reportWhen yourborrowershares theybought anew vehicle..Borrower isunresponsivethen reaches outa week beforeclosing to moveforward.CreditKarma hasme at an800 FICO2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblem

Mortgage Bingo with Kristi Graham Scott - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Contract - researches home - floor and walls are missing!
  2. But I'm a Veteran why do I not qualify?
  3. Closing Costs? Can I use the money under my mattress?
  4. 20k monthly income. Tax returns determined that was a lie.
  5. Denied - But I was approved by another lender.
  6. But Zillow says my house is worth $350k
  7. I was told there were no closing costs with a VA loan
  8. Sir - your DTI is 150%. Okay can I get approved for 50k more?
  9. Spouse not on app - Can I use spouse's income to qualify?
  10. Borrowers calls while you're OTP. 5 mins pass member escalates.
  11. I'm going to wait for the market to slowdown
  12. I have A+ credit why is my rate so high? Sir you are doing 100% financing.
  13. How much debt do I have to payoff to qualify? Sir where are you going to get the assets from?
  14. 45 days for closing? I know someone who can close me in 20.
  15. But my agent said that could be a trailing document.
  16. 11PM - Is there an update?
  17. Changed Jobs after going under contract
  18. Another lender said they can get me a better rate. They don't have a loan application, credit report or any of my docs
  19. Can we waive the appraisal?
  20. I don't know why that is on my credit report
  21. When your borrower shares they bought a new vehicle..
  22. Borrower is unresponsive then reaches out a week before closing to move forward.
  23. Credit Karma has me at an 800 FICO
  24. 2 weeks after closing....I know I waived the home inspection, but we found a problem