Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?45 days forclosing? Iknow someonewho can closeme in 20.Can wewaive theappraisal?20k monthlyincome. Taxreturnsdeterminedthat was a lie.ClosingCosts? Can Iuse themoney undermy mattress?2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemWhen yourborrowershares theybought anew vehicle..But myagent saidthat could bea trailingdocument.Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsBorrowers callswhile you'reOTP. 5 minspass memberescalates.I have A+ creditwhy is my rateso high? Siryou are doing100%financing.11PM - Isthere anupdate?Borrower isunresponsivethen reaches outa week beforeclosing to moveforward.But I'm aVeteranwhy do Inot qualify?How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?I was toldthere wereno closingcosts with aVA loanContract -researcheshome - floorand wallsare missing!But Zillowsays myhouse isworth $350kI don't knowwhy that ison mycredit reportDenied - ButI wasapproved byanotherlender.Spouse noton app - Can Iuse spouse'sincome toqualify?I'm going towait for themarket toslowdownCreditKarma hasme at an800 FICOChangedJobs aftergoing undercontractSir - your DTIis 150%.Okay can Iget approvedfor 50k more?45 days forclosing? Iknow someonewho can closeme in 20.Can wewaive theappraisal?20k monthlyincome. Taxreturnsdeterminedthat was a lie.ClosingCosts? Can Iuse themoney undermy mattress?2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemWhen yourborrowershares theybought anew vehicle..But myagent saidthat could bea trailingdocument.Another lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsBorrowers callswhile you'reOTP. 5 minspass memberescalates.I have A+ creditwhy is my rateso high? Siryou are doing100%financing.11PM - Isthere anupdate?Borrower isunresponsivethen reaches outa week beforeclosing to moveforward.But I'm aVeteranwhy do Inot qualify?How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?I was toldthere wereno closingcosts with aVA loanContract -researcheshome - floorand wallsare missing!But Zillowsays myhouse isworth $350kI don't knowwhy that ison mycredit reportDenied - ButI wasapproved byanotherlender.Spouse noton app - Can Iuse spouse'sincome toqualify?I'm going towait for themarket toslowdownCreditKarma hasme at an800 FICOChangedJobs aftergoing undercontract

Mortgage Bingo with Kristi Graham Scott - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Sir - your DTI is 150%. Okay can I get approved for 50k more?
  2. 45 days for closing? I know someone who can close me in 20.
  3. Can we waive the appraisal?
  4. 20k monthly income. Tax returns determined that was a lie.
  5. Closing Costs? Can I use the money under my mattress?
  6. 2 weeks after closing....I know I waived the home inspection, but we found a problem
  7. When your borrower shares they bought a new vehicle..
  8. But my agent said that could be a trailing document.
  9. Another lender said they can get me a better rate. They don't have a loan application, credit report or any of my docs
  10. Borrowers calls while you're OTP. 5 mins pass member escalates.
  11. I have A+ credit why is my rate so high? Sir you are doing 100% financing.
  12. 11PM - Is there an update?
  13. Borrower is unresponsive then reaches out a week before closing to move forward.
  14. But I'm a Veteran why do I not qualify?
  15. How much debt do I have to payoff to qualify? Sir where are you going to get the assets from?
  16. I was told there were no closing costs with a VA loan
  17. Contract - researches home - floor and walls are missing!
  18. But Zillow says my house is worth $350k
  19. I don't know why that is on my credit report
  20. Denied - But I was approved by another lender.
  21. Spouse not on app - Can I use spouse's income to qualify?
  22. I'm going to wait for the market to slowdown
  23. Credit Karma has me at an 800 FICO
  24. Changed Jobs after going under contract