Borrowers callswhile you'reOTP. 5 minspass memberescalates.Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?Denied - ButI wasapproved byanotherlender.45 days forclosing? Iknow someonewho can closeme in 20.But I'm aVeteranwhy do Inot qualify?I don't knowwhy that ison mycredit reportBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?ChangedJobs aftergoing undercontractContract -researcheshome - floorand wallsare missing!When yourborrowershares theybought anew vehicle..2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemCreditKarma hasme at an800 FICOAnother lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsSpouse noton app - Can Iuse spouse'sincome toqualify?I was toldthere wereno closingcosts with aVA loan20k monthlyincome. Taxreturnsdeterminedthat was a lie.I'm going towait for themarket toslowdownBut myagent saidthat could bea trailingdocument.I have A+ creditwhy is my rateso high? Siryou are doing100%financing.Can wewaive theappraisal?ClosingCosts? Can Iuse themoney undermy mattress?But Zillowsays myhouse isworth $350k11PM - Isthere anupdate?Borrowers callswhile you'reOTP. 5 minspass memberescalates.Sir - your DTIis 150%.Okay can Iget approvedfor 50k more?Denied - ButI wasapproved byanotherlender.45 days forclosing? Iknow someonewho can closeme in 20.But I'm aVeteranwhy do Inot qualify?I don't knowwhy that ison mycredit reportBorrower isunresponsivethen reaches outa week beforeclosing to moveforward.How much debtdo I have topayoff to qualify?Sir where are yougoing to get theassets from?ChangedJobs aftergoing undercontractContract -researcheshome - floorand wallsare missing!When yourborrowershares theybought anew vehicle..2 weeks afterclosing....I know Iwaived the homeinspection, butwe found aproblemCreditKarma hasme at an800 FICOAnother lendersaid they can getme a better rate.They don't have aloan application,credit report or anyof my docsSpouse noton app - Can Iuse spouse'sincome toqualify?I was toldthere wereno closingcosts with aVA loan20k monthlyincome. Taxreturnsdeterminedthat was a lie.I'm going towait for themarket toslowdownBut myagent saidthat could bea trailingdocument.I have A+ creditwhy is my rateso high? Siryou are doing100%financing.Can wewaive theappraisal?ClosingCosts? Can Iuse themoney undermy mattress?But Zillowsays myhouse isworth $350k11PM - Isthere anupdate?

Mortgage Bingo with Kristi Graham Scott - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Borrowers calls while you're OTP. 5 mins pass member escalates.
  2. Sir - your DTI is 150%. Okay can I get approved for 50k more?
  3. Denied - But I was approved by another lender.
  4. 45 days for closing? I know someone who can close me in 20.
  5. But I'm a Veteran why do I not qualify?
  6. I don't know why that is on my credit report
  7. Borrower is unresponsive then reaches out a week before closing to move forward.
  8. How much debt do I have to payoff to qualify? Sir where are you going to get the assets from?
  9. Changed Jobs after going under contract
  10. Contract - researches home - floor and walls are missing!
  11. When your borrower shares they bought a new vehicle..
  12. 2 weeks after closing....I know I waived the home inspection, but we found a problem
  13. Credit Karma has me at an 800 FICO
  14. Another lender said they can get me a better rate. They don't have a loan application, credit report or any of my docs
  15. Spouse not on app - Can I use spouse's income to qualify?
  16. I was told there were no closing costs with a VA loan
  17. 20k monthly income. Tax returns determined that was a lie.
  18. I'm going to wait for the market to slowdown
  19. But my agent said that could be a trailing document.
  20. I have A+ credit why is my rate so high? Sir you are doing 100% financing.
  21. Can we waive the appraisal?
  22. Closing Costs? Can I use the money under my mattress?
  23. But Zillow says my house is worth $350k
  24. 11PM - Is there an update?