RooftopsCapitalMarketsDigital-FirstAutoRefiAustinContributionMarginEarningspershareBorrower-ConstrainedAIHeadwindEBITDADave GFootballMapleTreeHuskiesWashingtonDCRateCutsUMIPersonalLoansThankyou toUpstartersModelTrainingAutoRetailLendingMacroChallengesLendingPartnersBalanceSheetHELOCModelPerformanceRegulatory/RegulatorsReliefLoansParallelLearningCurveFunding-ConstrainedTailwindFair ValueAdjustmentHeadwindsInflationFullyCalibratedModelSavingsRateMarketplaceCommittedCapital /FundingPartnersGAAPFullyAutomatedLiquidityQuestionabout UMITrendRooftopsCapitalMarketsDigital-FirstAutoRefiAustinContributionMarginEarningspershareBorrower-ConstrainedAIHeadwindEBITDADave GFootballMapleTreeHuskiesWashingtonDCRateCutsUMIPersonalLoansThankyou toUpstartersModelTrainingAutoRetailLendingMacroChallengesLendingPartnersBalanceSheetHELOCModelPerformanceRegulatory/RegulatorsReliefLoansParallelLearningCurveFunding-ConstrainedTailwindFair ValueAdjustmentHeadwindsInflationFullyCalibratedModelSavingsRateMarketplaceCommittedCapital /FundingPartnersGAAPFullyAutomatedLiquidityQuestionabout UMITrend

Q4 Earnings Call - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Rooftops
  2. Capital Markets
  3. Digital-First
  4. Auto Refi
  5. Austin
  6. Contribution Margin
  7. Earnings per share
  8. Borrower-Constrained
  9. AI
  10. Headwind
  11. EBITDA
  12. Dave G Football
  13. Maple Tree
  14. Huskies
  15. Washington DC
  16. Rate Cuts
  17. UMI
  18. Personal Loans
  19. Thank you to Upstarters
  20. Model Training
  21. Auto Retail Lending
  22. Macro Challenges
  23. Lending Partners
  24. Balance Sheet
  25. HELOC
  26. Model Performance
  27. Regulatory / Regulators
  28. Relief Loans
  29. Parallel Learning Curve
  30. Funding-Constrained
  31. Tailwind
  32. Fair Value Adjustment
  33. Headwinds
  34. Inflation
  35. Fully Calibrated Model
  36. Savings Rate
  37. Marketplace
  38. Committed Capital / Funding Partners
  39. GAAP
  40. Fully Automated
  41. Liquidity
  42. Question about UMI Trend