EBITDAMacroChallengesCapitalMarketsEarningspershareSavingsRateFair ValueAdjustmentHeadwindModelPerformanceParallelLearningCurveUMIFullyAutomatedAustinCommittedCapital /FundingPartnersWashingtonDCFunding-ConstrainedTailwindFullyCalibratedModelBorrower-ConstrainedAutoRefiRegulatory/RegulatorsDigital-FirstInflationRooftopsReliefLoansAutoRetailLendingHELOCBalanceSheetContributionMarginLendingPartnersAIThankyou toUpstartersRateCutsLiquidityQuestionabout UMITrendDave GFootballMarketplacePersonalLoansGAAPHuskiesHeadwindsModelTrainingMapleTreeEBITDAMacroChallengesCapitalMarketsEarningspershareSavingsRateFair ValueAdjustmentHeadwindModelPerformanceParallelLearningCurveUMIFullyAutomatedAustinCommittedCapital /FundingPartnersWashingtonDCFunding-ConstrainedTailwindFullyCalibratedModelBorrower-ConstrainedAutoRefiRegulatory/RegulatorsDigital-FirstInflationRooftopsReliefLoansAutoRetailLendingHELOCBalanceSheetContributionMarginLendingPartnersAIThankyou toUpstartersRateCutsLiquidityQuestionabout UMITrendDave GFootballMarketplacePersonalLoansGAAPHuskiesHeadwindsModelTrainingMapleTree

Q4 Earnings Call - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. EBITDA
  2. Macro Challenges
  3. Capital Markets
  4. Earnings per share
  5. Savings Rate
  6. Fair Value Adjustment
  7. Headwind
  8. Model Performance
  9. Parallel Learning Curve
  10. UMI
  11. Fully Automated
  12. Austin
  13. Committed Capital / Funding Partners
  14. Washington DC
  15. Funding-Constrained
  16. Tailwind
  17. Fully Calibrated Model
  18. Borrower-Constrained
  19. Auto Refi
  20. Regulatory / Regulators
  21. Digital-First
  22. Inflation
  23. Rooftops
  24. Relief Loans
  25. Auto Retail Lending
  26. HELOC
  27. Balance Sheet
  28. Contribution Margin
  29. Lending Partners
  30. AI
  31. Thank you to Upstarters
  32. Rate Cuts
  33. Liquidity
  34. Question about UMI Trend
  35. Dave G Football
  36. Marketplace
  37. Personal Loans
  38. GAAP
  39. Huskies
  40. Headwinds
  41. Model Training
  42. Maple Tree