Don'thave abudgetMakessmartinvestmentsOver usedebitcardSpent morethan whatyou makein a month AlwayspayyourselffirstParticipate infinancial literacyprograms/coursesNotstrategicallytaking outloansTrackyourspendingUtilize morethan 30% ofyour creditcardSave halfof yourcheckHave somehold youaccountablefor yourspendingMakeanbudgetSavingBuyswants vs.needsHasseparatebankaccountsSpend allyourfunds atonceBuildingCreditSavingforretirementDon'tunderstanddebtUse creditcardresponsivelySavemoney forbigpurchasesEat outmore thanonce aweekHavemultiplesources ofincomeNosavinggoalsDon'thave abudgetMakessmartinvestmentsOver usedebitcardSpent morethan whatyou makein a monthAlwayspayyourselffirstParticipate infinancial literacyprograms/coursesNotstrategicallytaking outloansTrackyourspendingUtilize morethan 30% ofyour creditcardSave halfof yourcheckHave somehold youaccountablefor yourspendingMakeanbudgetSavingBuyswants vs.needsHasseparatebankaccountsSpend allyourfunds atonceBuildingCreditSavingforretirementDon'tunderstanddebtUse creditcardresponsivelySavemoney forbigpurchasesEat outmore thanonce aweekHavemultiplesources ofincomeNosavinggoals

Money Habits - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Don't have a budget
  2. Makes smart investments
  3. Over use debit card
  4. Spent more than what you make in a month
  5. Always pay yourself first
  6. Participate in financial literacy programs/courses
  7. Not strategically taking out loans
  8. Track your spending
  9. Utilize more than 30% of your credit card
  10. Save half of your check
  11. Have some hold you accountable for your spending
  12. Make an budget
  13. Saving
  14. Buys wants vs. needs
  15. Has separate bank accounts
  16. Spend all your funds at once
  17. Building Credit
  18. Saving for retirement
  19. Don't understand debt
  20. Use credit card responsively
  21. Save money for big purchases
  22. Eat out more than once a week
  23. Have multiple sources of income
  24. No saving goals