Use creditcardresponsivelyNotstrategicallytaking outloansSavemoney forbigpurchasesBuildingCreditParticipate infinancial literacyprograms/coursesTrackyourspendingDon'thave abudgetMakessmartinvestmentsSavingBuyswants vs.needsSave halfof yourcheck AlwayspayyourselffirstEat outmore thanonce aweekSpend allyourfunds atonceDon'tunderstanddebtHave somehold youaccountablefor yourspendingSavingforretirementHasseparatebankaccountsNosavinggoalsOver usedebitcardHavemultiplesources ofincomeMakeanbudgetSpent morethan whatyou makein a monthUtilize morethan 30% ofyour creditcardUse creditcardresponsivelyNotstrategicallytaking outloansSavemoney forbigpurchasesBuildingCreditParticipate infinancial literacyprograms/coursesTrackyourspendingDon'thave abudgetMakessmartinvestmentsSavingBuyswants vs.needsSave halfof yourcheckAlwayspayyourselffirstEat outmore thanonce aweekSpend allyourfunds atonceDon'tunderstanddebtHave somehold youaccountablefor yourspendingSavingforretirementHasseparatebankaccountsNosavinggoalsOver usedebitcardHavemultiplesources ofincomeMakeanbudgetSpent morethan whatyou makein a monthUtilize morethan 30% ofyour creditcard

Money Habits - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Use credit card responsively
  2. Not strategically taking out loans
  3. Save money for big purchases
  4. Building Credit
  5. Participate in financial literacy programs/courses
  6. Track your spending
  7. Don't have a budget
  8. Makes smart investments
  9. Saving
  10. Buys wants vs. needs
  11. Save half of your check
  12. Always pay yourself first
  13. Eat out more than once a week
  14. Spend all your funds at once
  15. Don't understand debt
  16. Have some hold you accountable for your spending
  17. Saving for retirement
  18. Has separate bank accounts
  19. No saving goals
  20. Over use debit card
  21. Have multiple sources of income
  22. Make an budget
  23. Spent more than what you make in a month
  24. Utilize more than 30% of your credit card