BuildingCreditSpend allyourfunds atonceSavingSpent morethan whatyou makein a monthUtilize morethan 30% ofyour creditcardHave somehold youaccountablefor yourspendingUse creditcardresponsivelySavemoney forbigpurchasesNosavinggoalsHavemultiplesources ofincomeNotstrategicallytaking outloansDon'tunderstanddebtBuyswants vs.needsOver usedebitcardTrackyourspendingEat outmore thanonce aweekSave halfof yourcheckDon'thave abudgetSavingforretirementHasseparatebankaccountsMakessmartinvestmentsParticipate infinancial literacyprograms/courses AlwayspayyourselffirstMakeanbudgetBuildingCreditSpend allyourfunds atonceSavingSpent morethan whatyou makein a monthUtilize morethan 30% ofyour creditcardHave somehold youaccountablefor yourspendingUse creditcardresponsivelySavemoney forbigpurchasesNosavinggoalsHavemultiplesources ofincomeNotstrategicallytaking outloansDon'tunderstanddebtBuyswants vs.needsOver usedebitcardTrackyourspendingEat outmore thanonce aweekSave halfof yourcheckDon'thave abudgetSavingforretirementHasseparatebankaccountsMakessmartinvestmentsParticipate infinancial literacyprograms/coursesAlwayspayyourselffirstMakeanbudget

Money Habits - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Building Credit
  2. Spend all your funds at once
  3. Saving
  4. Spent more than what you make in a month
  5. Utilize more than 30% of your credit card
  6. Have some hold you accountable for your spending
  7. Use credit card responsively
  8. Save money for big purchases
  9. No saving goals
  10. Have multiple sources of income
  11. Not strategically taking out loans
  12. Don't understand debt
  13. Buys wants vs. needs
  14. Over use debit card
  15. Track your spending
  16. Eat out more than once a week
  17. Save half of your check
  18. Don't have a budget
  19. Saving for retirement
  20. Has separate bank accounts
  21. Makes smart investments
  22. Participate in financial literacy programs/courses
  23. Always pay yourself first
  24. Make an budget