AlwayspayyourselffirstOver usedebitcardEat outmore thanonce aweekParticipate infinancial literacyprograms/coursesMakeanbudgetBuyswants vs.needsNotstrategicallytaking outloansNosavinggoalsHavemultiplesources ofincomeHave somehold youaccountablefor yourspendingUtilize morethan 30% ofyour creditcardHasseparatebankaccountsSave halfof yourcheckMakessmartinvestmentsSavingforretirementDon'tunderstanddebtSavingDon'thave abudgetSavemoney forbigpurchasesSpend allyourfunds atonceUse creditcardresponsivelyTrackyourspendingBuildingCreditSpent morethan whatyou makein a monthAlwayspayyourselffirstOver usedebitcardEat outmore thanonce aweekParticipate infinancial literacyprograms/coursesMakeanbudgetBuyswants vs.needsNotstrategicallytaking outloansNosavinggoalsHavemultiplesources ofincomeHave somehold youaccountablefor yourspendingUtilize morethan 30% ofyour creditcardHasseparatebankaccountsSave halfof yourcheckMakessmartinvestmentsSavingforretirementDon'tunderstanddebtSavingDon'thave abudgetSavemoney forbigpurchasesSpend allyourfunds atonceUse creditcardresponsivelyTrackyourspendingBuildingCreditSpent morethan whatyou makein a month

Money Habits - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Always pay yourself first
  2. Over use debit card
  3. Eat out more than once a week
  4. Participate in financial literacy programs/courses
  5. Make an budget
  6. Buys wants vs. needs
  7. Not strategically taking out loans
  8. No saving goals
  9. Have multiple sources of income
  10. Have some hold you accountable for your spending
  11. Utilize more than 30% of your credit card
  12. Has separate bank accounts
  13. Save half of your check
  14. Makes smart investments
  15. Saving for retirement
  16. Don't understand debt
  17. Saving
  18. Don't have a budget
  19. Save money for big purchases
  20. Spend all your funds at once
  21. Use credit card responsively
  22. Track your spending
  23. Building Credit
  24. Spent more than what you make in a month