Buyswants vs.needsSavingforretirementSpend allyourfunds atonceDon'thave abudgetNotstrategicallytaking outloansTrackyourspendingOver usedebitcardUse creditcardresponsivelySavingUtilize morethan 30% ofyour creditcardEat outmore thanonce aweekBuildingCreditHasseparatebankaccountsHavemultiplesources ofincomeMakeanbudgetSave halfof yourcheckSpent morethan whatyou makein a monthHave somehold youaccountablefor yourspending AlwayspayyourselffirstDon'tunderstanddebtParticipate infinancial literacyprograms/coursesNosavinggoalsMakessmartinvestmentsSavemoney forbigpurchasesBuyswants vs.needsSavingforretirementSpend allyourfunds atonceDon'thave abudgetNotstrategicallytaking outloansTrackyourspendingOver usedebitcardUse creditcardresponsivelySavingUtilize morethan 30% ofyour creditcardEat outmore thanonce aweekBuildingCreditHasseparatebankaccountsHavemultiplesources ofincomeMakeanbudgetSave halfof yourcheckSpent morethan whatyou makein a monthHave somehold youaccountablefor yourspendingAlwayspayyourselffirstDon'tunderstanddebtParticipate infinancial literacyprograms/coursesNosavinggoalsMakessmartinvestmentsSavemoney forbigpurchases

Money Habits - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Buys wants vs. needs
  2. Saving for retirement
  3. Spend all your funds at once
  4. Don't have a budget
  5. Not strategically taking out loans
  6. Track your spending
  7. Over use debit card
  8. Use credit card responsively
  9. Saving
  10. Utilize more than 30% of your credit card
  11. Eat out more than once a week
  12. Building Credit
  13. Has separate bank accounts
  14. Have multiple sources of income
  15. Make an budget
  16. Save half of your check
  17. Spent more than what you make in a month
  18. Have some hold you accountable for your spending
  19. Always pay yourself first
  20. Don't understand debt
  21. Participate in financial literacy programs/courses
  22. No saving goals
  23. Makes smart investments
  24. Save money for big purchases