DebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.NetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutIncometaxestax on theincome of aperson orbusinessWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would benice to havePayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)BillsAn amountof moneyowed forgoods orservicesPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediatelyafter receiving yourpaycheck, rather thanwaiting until the end ofthe month to save what'sleft.CreditCardDebtPurchases oradvances usingthe credit card thathave not yet beenpaid back, owed toyour credit cardcompanyCreditScoreA rating ofyourpreviousresponsibilitywith creditSavingsAccount A bankaccount thatearnsinterestRepaymentPlanA way to pay backa loan over anextended period oftime, generally bymaking fixedmonthly paymentsCreditThe trust that letspeople give things(like goods,services or money)to other people inthe hope they willrepay later onBudgetA breakdownof your incomeand expensesfor a set periodof timeIncomeMoneyreceived ona regularbasisExpensesThe costrequiredto pay forsomethingNeedsThings youhave tohave; theseare essentialCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanSavingPuttingasidemoney forfuture useFree!LoanA thing thatis borrowed,usually asum ofmoneyTransactionBuying orsellingsomething; abusinessdealPrincipalThe originalsum ofmoneyinvested orlentCheckingAccountAn account at abank where youcan deposit andwithdrawmoney50/20/30RuleA budgetingtechnique where50% of yourpaycheck is spenton needs, 30% onwants, and the last20% on savings.GovernmentspendingFederalbudget thatis approvedby CongressGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditCardA card issued bya bank, allowingyou to purchasegoods orservices oncreditMoney paidregularly at aparticular ratefor the use ofmoney lentInterestInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)AllowanceAn amountof moneypaidregularly to apersonDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.NetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutIncometaxestax on theincome of aperson orbusinessWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would benice to havePayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)BillsAn amountof moneyowed forgoods orservicesPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediatelyafter receiving yourpaycheck, rather thanwaiting until the end ofthe month to save what'sleft.CreditCardDebtPurchases oradvances usingthe credit card thathave not yet beenpaid back, owed toyour credit cardcompanyCreditScoreA rating ofyourpreviousresponsibilitywith creditSavingsAccount A bankaccount thatearnsinterestRepaymentPlanA way to pay backa loan over anextended period oftime, generally bymaking fixedmonthly paymentsCreditThe trust that letspeople give things(like goods,services or money)to other people inthe hope they willrepay later onBudgetA breakdownof your incomeand expensesfor a set periodof timeIncomeMoneyreceived ona regularbasisExpensesThe costrequiredto pay forsomethingNeedsThings youhave tohave; theseare essentialCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanSavingPuttingasidemoney forfuture useFree!LoanA thing thatis borrowed,usually asum ofmoneyTransactionBuying orsellingsomething; abusinessdealPrincipalThe originalsum ofmoneyinvested orlentCheckingAccountAn account at abank where youcan deposit andwithdrawmoney50/20/30RuleA budgetingtechnique where50% of yourpaycheck is spenton needs, 30% onwants, and the last20% on savings.GovernmentspendingFederalbudget thatis approvedby CongressGrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditCardA card issued bya bank, allowingyou to purchasegoods orservices oncreditMoney paidregularly at aparticular ratefor the use ofmoney lentInterestInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)AllowanceAn amountof moneypaidregularly to aperson

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  2. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  3. tax on the income of a person or business
    Income taxes
  4. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  5. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  6. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  7. An amount of money owed for goods or services
    Bills
  8. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  9. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt
  10. A rating of your previous responsibility with credit
    Credit Score
  11. A bank account that earns interest
    Savings Account
  12. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  13. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  14. A breakdown of your income and expenses for a set period of time
    Budget
  15. Money received on a regular basis
    Income
  16. The cost required to pay for something
    Expenses
  17. Things you have to have; these are essential
    Needs
  18. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  19. Putting aside money for future use
    Saving
  20. Free!
  21. A thing that is borrowed, usually a sum of money
    Loan
  22. Buying or selling something; a business deal
    Transaction
  23. The original sum of money invested or lent
    Principal
  24. An account at a bank where you can deposit and withdraw money
    Checking Account
  25. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  26. Federal budget that is approved by Congress
    Government spending
  27. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  28. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  29. Interest
    Money paid regularly at a particular rate for the use of money lent
  30. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  31. An amount of money paid regularly to a person
    Allowance