(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Things you have to have; these are essential
Needs
A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
50/20/30 Rule
A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
Repayment Plan
The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
Credit
The amount of money you receive in your paycheck after any deductions or taxes are taken out
Net Pay
A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
Debit Card
Federal budget that is approved by Congress
Government spending
A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
Pay Yourself First
Putting aside money for future use
Saving
Interest
Money paid regularly at a particular rate for the use of money lent
Buying or selling something; a business deal
Transaction
Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
Credit Card Debt
The original sum of money invested or lent
Principal
the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
APR
Things you would like to have; they are not absolutely necessary, but they would be nice to have
Wants
Someone who signs jointly with a borrower to get approved for a loan
Co-Signer
A card issued by a bank, allowing you to purchase goods or services on credit
Credit Card
tax on the income of a person or business
Income taxes
A bank account that earns interest
Savings Account
An amount of money owed for goods or services
Bills
A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
Pay Stub
The annual cost of a loan to a borrower (expressed as a percentage)
Interest Rate
An account at a bank where you can deposit and withdraw money
Checking Account
The amount of money you receive in your paycheck before any deductions or taxes are taken out
Gross Pay
An amount of money paid regularly to a person
Allowance
Free!
A breakdown of your income and expenses for a set period of time
Budget
A thing that is borrowed, usually a sum of money
Loan
A rating of your previous responsibility with credit
Credit Score
