NetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutExpensesThe costrequiredto pay forsomethingAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)BudgetA breakdownof your incomeand expensesfor a set periodof timeSavingsAccount A bankaccount thatearnsinterestPrincipalThe originalsum ofmoneyinvested orlentCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanBillsAn amountof moneyowed forgoods orservices50/20/30RuleA budgetingtechnique where50% of yourpaycheck is spenton needs, 30% onwants, and the last20% on savings.AllowanceAn amountof moneypaidregularly to apersonLoanA thing thatis borrowed,usually asum ofmoneyIncomeMoneyreceived ona regularbasisCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediatelyafter receiving yourpaycheck, rather thanwaiting until the end ofthe month to save what'sleft.NeedsThings youhave tohave; theseare essentialTransactionBuying orsellingsomething; abusinessdealRepaymentPlanA way to pay backa loan over anextended period oftime, generally bymaking fixedmonthly paymentsGovernmentspendingFederalbudget thatis approvedby CongressInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)CreditScoreA rating ofyourpreviousresponsibilitywith creditMoney paidregularly at aparticular ratefor the use ofmoney lentInterestWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would benice to havePayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesFree!GrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditThe trust that letspeople give things(like goods,services or money)to other people inthe hope they willrepay later onSavingPuttingasidemoney forfuture useCreditCardA card issued bya bank, allowingyou to purchasegoods orservices oncreditDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.Incometaxestax on theincome of aperson orbusinessCreditCardDebtPurchases oradvances usingthe credit card thathave not yet beenpaid back, owed toyour credit cardcompanyNetPayThe amount ofmoney you receivein your paycheckafter anydeductions ortaxes are takenoutExpensesThe costrequiredto pay forsomethingAPRthe annual cost ofa loan to aborrower, includingadditional fees(expressed as apercentage)BudgetA breakdownof your incomeand expensesfor a set periodof timeSavingsAccount A bankaccount thatearnsinterestPrincipalThe originalsum ofmoneyinvested orlentCo-SignerSomeone whosigns jointlywith a borrowerto get approvedfor a loanBillsAn amountof moneyowed forgoods orservices50/20/30RuleA budgetingtechnique where50% of yourpaycheck is spenton needs, 30% onwants, and the last20% on savings.AllowanceAn amountof moneypaidregularly to apersonLoanA thing thatis borrowed,usually asum ofmoneyIncomeMoneyreceived ona regularbasisCheckingAccountAn account at abank where youcan deposit andwithdrawmoneyPayYourselfFirstA saving strategy whereyou put a fixed amount ofmoney into a savingsaccount immediatelyafter receiving yourpaycheck, rather thanwaiting until the end ofthe month to save what'sleft.NeedsThings youhave tohave; theseare essentialTransactionBuying orsellingsomething; abusinessdealRepaymentPlanA way to pay backa loan over anextended period oftime, generally bymaking fixedmonthly paymentsGovernmentspendingFederalbudget thatis approvedby CongressInterestRateThe annualcost of a loanto a borrower(expressed asa percentage)CreditScoreA rating ofyourpreviousresponsibilitywith creditMoney paidregularly at aparticular ratefor the use ofmoney lentInterestWantsThings you wouldlike to have; theyare not absolutelynecessary, butthey would benice to havePayStubA document that isgiven to a workerwith each paycheckand that shows theamount of moneyearned and theamount that wasremoved for taxesFree!GrossPayThe amount ofmoney you receivein your paycheckbefore anydeductions ortaxes are takenoutCreditThe trust that letspeople give things(like goods,services or money)to other people inthe hope they willrepay later onSavingPuttingasidemoney forfuture useCreditCardA card issued bya bank, allowingyou to purchasegoods orservices oncreditDebitCardA card issued by abank allowing theholder to transfermoney electronicallyto another bankaccount whenmaking a purchase.Incometaxestax on theincome of aperson orbusinessCreditCardDebtPurchases oradvances usingthe credit card thathave not yet beenpaid back, owed toyour credit cardcompany

NGPF-Budgeting & Credit - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. The amount of money you receive in your paycheck after any deductions or taxes are taken out
    Net Pay
  2. The cost required to pay for something
    Expenses
  3. the annual cost of a loan to a borrower, including additional fees (expressed as a percentage)
    APR
  4. A breakdown of your income and expenses for a set period of time
    Budget
  5. A bank account that earns interest
    Savings Account
  6. The original sum of money invested or lent
    Principal
  7. Someone who signs jointly with a borrower to get approved for a loan
    Co-Signer
  8. An amount of money owed for goods or services
    Bills
  9. A budgeting technique where 50% of your paycheck is spent on needs, 30% on wants, and the last 20% on savings.
    50/20/30 Rule
  10. An amount of money paid regularly to a person
    Allowance
  11. A thing that is borrowed, usually a sum of money
    Loan
  12. Money received on a regular basis
    Income
  13. An account at a bank where you can deposit and withdraw money
    Checking Account
  14. A saving strategy where you put a fixed amount of money into a savings account immediately after receiving your paycheck, rather than waiting until the end of the month to save what's left.
    Pay Yourself First
  15. Things you have to have; these are essential
    Needs
  16. Buying or selling something; a business deal
    Transaction
  17. A way to pay back a loan over an extended period of time, generally by making fixed monthly payments
    Repayment Plan
  18. Federal budget that is approved by Congress
    Government spending
  19. The annual cost of a loan to a borrower (expressed as a percentage)
    Interest Rate
  20. A rating of your previous responsibility with credit
    Credit Score
  21. Interest
    Money paid regularly at a particular rate for the use of money lent
  22. Things you would like to have; they are not absolutely necessary, but they would be nice to have
    Wants
  23. A document that is given to a worker with each paycheck and that shows the amount of money earned and the amount that was removed for taxes
    Pay Stub
  24. Free!
  25. The amount of money you receive in your paycheck before any deductions or taxes are taken out
    Gross Pay
  26. The trust that lets people give things (like goods, services or money) to other people in the hope they will repay later on
    Credit
  27. Putting aside money for future use
    Saving
  28. A card issued by a bank, allowing you to purchase goods or services on credit
    Credit Card
  29. A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
    Debit Card
  30. tax on the income of a person or business
    Income taxes
  31. Purchases or advances using the credit card that have not yet been paid back, owed to your credit card company
    Credit Card Debt