(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Guest forgets to send in a debt ahead of time
"WHAT DO YOU MEAN?!"
No emergency fund
Pulled money out of 401k
Late fee
Debt to family or friends
"But it's fun!"
"My debt will fall off my credit in x years"
Minimum monthly payment and still purchasing on it