You diversifyyourinvestments(stocks, bonds,real estate, etc.)to reduce risk.You regularlyreassess yourinsurancecoverage toensure you'readequatelyprotected.You avoidimpulsepurchases bysticking to ashopping list.You have anemergencysavings fund withat least threemonths' worth ofexpenses.You shoparound for thebest interestrates whenapplying forloans.You review yourbankstatementsregularly toavoid errors orfraud.You have afinancial advisoror trustedresource youconsult for majordecisions.You contributeto a tax-advantagedretirementaccount (like a401k or IRA).You have a planfor how you’llmanage yourfinances in case ofa long-term illnessor disability."Youcompareprices beforemaking largepurchases.""You make a listbefore groceryshopping toavoid impulsebuys."You have awill orestate planin place."Youregularlycheck yourcredit score."You have astrategy forpaying off high-interest debtfirst (like creditcards).You use automatictransfers to putmoney intosavings orretirementaccounts.You compareprices beforemaking a big-ticket purchase,like appliancesor electronics.You understandhow your pensionor Social Securitybenefits willimpact yourretirement.You usecoupons or lookfor sales beforemaking majorpurchases."Youcontribute toa retirementsavingsplan.""You have anemergencyfund for threemonths of livingexpenses.""You use abudget totrack yourmonthlyexpenses."You set asidemoney eachmonth forunexpectedexpenses (likecar repairs).You track yourspending usinga smartphoneapp orspreadsheet.You track yourmonthlyexpenses tosee where youcan cut back.  You diversifyyourinvestments(stocks, bonds,real estate, etc.)to reduce risk.You regularlyreassess yourinsurancecoverage toensure you'readequatelyprotected.You avoidimpulsepurchases bysticking to ashopping list.You have anemergencysavings fund withat least threemonths' worth ofexpenses.You shoparound for thebest interestrates whenapplying forloans.You review yourbankstatementsregularly toavoid errors orfraud.You have afinancial advisoror trustedresource youconsult for majordecisions.You contributeto a tax-advantagedretirementaccount (like a401k or IRA).You have a planfor how you’llmanage yourfinances in case ofa long-term illnessor disability."Youcompareprices beforemaking largepurchases.""You make a listbefore groceryshopping toavoid impulsebuys."You have awill orestate planin place."Youregularlycheck yourcredit score."You have astrategy forpaying off high-interest debtfirst (like creditcards).You use automatictransfers to putmoney intosavings orretirementaccounts.You compareprices beforemaking a big-ticket purchase,like appliancesor electronics.You understandhow your pensionor Social Securitybenefits willimpact yourretirement.You usecoupons or lookfor sales beforemaking majorpurchases."Youcontribute toa retirementsavingsplan.""You have anemergencyfund for threemonths of livingexpenses.""You use abudget totrack yourmonthlyexpenses."You set asidemoney eachmonth forunexpectedexpenses (likecar repairs).You track yourspending usinga smartphoneapp orspreadsheet.You track yourmonthlyexpenses tosee where youcan cut back.  

FINANCIAL DECISION BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. You diversify your investments (stocks, bonds, real estate, etc.) to reduce risk.
  2. You regularly reassess your insurance coverage to ensure you're adequately protected.
  3. You avoid impulse purchases by sticking to a shopping list.
  4. You have an emergency savings fund with at least three months' worth of expenses.
  5. You shop around for the best interest rates when applying for loans.
  6. You review your bank statements regularly to avoid errors or fraud.
  7. You have a financial advisor or trusted resource you consult for major decisions.
  8. You contribute to a tax-advantaged retirement account (like a 401k or IRA).
  9. You have a plan for how you’ll manage your finances in case of a long-term illness or disability.
  10. "You compare prices before making large purchases."
  11. "You make a list before grocery shopping to avoid impulse buys."
  12. You have a will or estate plan in place.
  13. "You regularly check your credit score."
  14. You have a strategy for paying off high-interest debt first (like credit cards).
  15. You use automatic transfers to put money into savings or retirement accounts.
  16. You compare prices before making a big-ticket purchase, like appliances or electronics.
  17. You understand how your pension or Social Security benefits will impact your retirement.
  18. You use coupons or look for sales before making major purchases.
  19. "You contribute to a retirement savings plan."
  20. "You have an emergency fund for three months of living expenses."
  21. "You use a budget to track your monthly expenses."
  22. You set aside money each month for unexpected expenses (like car repairs).
  23. You track your spending using a smartphone app or spreadsheet.
  24. You track your monthly expenses to see where you can cut back.