Underwritersays weneed X. Dowe?“Needsmanualcalc.” (That'sit... no otherinfo)client statesthey don't have(insert easilyattainabledocument here)DTImismatch(Lp...Variable)“Client ispaid incash, buttotally legit.”Wehave aBC...DTI is off(LP...SE...Taxdetails...)Uberincome…from Lyftscreenshots.“Can wecount this$200 cashtip fromgrandma?”IQS iscalculatingincomewrong.“Client’sjob title is...spiritualinfluencer.”“Client isself-employed...but doesn’tfile taxes.”“It’shandwritten,but you canread it…kinda.”“Can we usethis Venmoscreenshotas proof ofincome?”Can weproceedwithout (insertdocument weclearly need)?Client saysthey make$15k/monthdog-walking.Can wegive theclient BAHincome?“Clientsays they’llget a raisesoon.”“Can we justremove theloss andkeep theincome?”"this is auniqueone" (itwas not.)“All thedocuments havebeen provided.”(Narrator: Theyin fact, werenot.)“Here’s ascreenshotof theirZillow rentalincome.”Pleaseadvise.IQ erasedmanualcalc. Pleasere-verify.Can weuse thehousingallowance?File markedurgent —has noincome docsuploaded.Incomeingestedincorrectly.“We knowit's not inguidelines,but can westill do it?”“Can we getmoreincome?”(Sure, justplant some.)Can youdelete thedupemployer?incomehas beendigestedincorrectly Self-employedfor 2 months,wants to usebusinessincome.Tax return is27 pageslong — allSchedule C.Can weuse this asproof ofextension?“Do we haveto get thetrustagreement?”Underwritersays weneed X. Dowe?“Needsmanualcalc.” (That'sit... no otherinfo)client statesthey don't have(insert easilyattainabledocument here)DTImismatch(Lp...Variable)“Client ispaid incash, buttotally legit.”Wehave aBC...DTI is off(LP...SE...Taxdetails...)Uberincome…from Lyftscreenshots.“Can wecount this$200 cashtip fromgrandma?”IQS iscalculatingincomewrong.“Client’sjob title is...spiritualinfluencer.”“Client isself-employed...but doesn’tfile taxes.”“It’shandwritten,but you canread it…kinda.”“Can we usethis Venmoscreenshotas proof ofincome?”Can weproceedwithout (insertdocument weclearly need)?Client saysthey make$15k/monthdog-walking.Can wegive theclient BAHincome?“Clientsays they’llget a raisesoon.”“Can we justremove theloss andkeep theincome?”"this is auniqueone" (itwas not.)“All thedocuments havebeen provided.”(Narrator: Theyin fact, werenot.)“Here’s ascreenshotof theirZillow rentalincome.”Pleaseadvise.IQ erasedmanualcalc. Pleasere-verify.Can weuse thehousingallowance?File markedurgent —has noincome docsuploaded.Incomeingestedincorrectly.“We knowit's not inguidelines,but can westill do it?”“Can we getmoreincome?”(Sure, justplant some.)Can youdelete thedupemployer?incomehas beendigestedincorrectly Self-employedfor 2 months,wants to usebusinessincome.Tax return is27 pageslong — allSchedule C.Can weuse this asproof ofextension?“Do we haveto get thetrustagreement?”

Request Roulette - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Underwriter says we need X. Do we?
  2. “Needs manual calc.” (That's it... no other info)
  3. client states they don't have (insert easily attainable document here)
  4. DTI mismatch (Lp... Variable)
  5. “Client is paid in cash, but totally legit.”
  6. We have a BC...
  7. DTI is off (LP... SE...Tax details...)
  8. Uber income… from Lyft screenshots.
  9. “Can we count this $200 cash tip from grandma?”
  10. IQS is calculating income wrong.
  11. “Client’s job title is... spiritual influencer.”
  12. “Client is self-employed... but doesn’t file taxes.”
  13. “It’s handwritten, but you can read it… kinda.”
  14. “Can we use this Venmo screenshot as proof of income?”
  15. Can we proceed without (insert document we clearly need)?
  16. Client says they make $15k/month dog-walking.
  17. Can we give the client BAH income?
  18. “Client says they’ll get a raise soon.”
  19. “Can we just remove the loss and keep the income?”
  20. "this is a unique one" (it was not.)
  21. “All the documents have been provided.” (Narrator: They in fact, were not.)
  22. “Here’s a screenshot of their Zillow rental income.”
  23. Please advise.
  24. IQ erased manual calc. Please re-verify.
  25. Can we use the housing allowance?
  26. File marked urgent — has no income docs uploaded.
  27. Income ingested incorrectly.
  28. “We know it's not in guidelines, but can we still do it?”
  29. “Can we get more income?” (Sure, just plant some.)
  30. Can you delete the dup employer?
  31. income has been digested incorrectly
  32. Self-employed for 2 months, wants to use business income.
  33. Tax return is 27 pages long — all Schedule C.
  34. Can we use this as proof of extension?
  35. “Do we have to get the trust agreement?”