“Do we haveto get thetrustagreement?”IQS iscalculatingincomewrong.“Clientsays they’llget a raisesoon.”Underwritersays weneed X. Dowe?Self-employedfor 2 months,wants to usebusinessincome.“Can we justremove theloss andkeep theincome?”“It’shandwritten,but you canread it…kinda.”Can wegive theclient BAHincome?DTImismatch(Lp...Variable)incomehas beendigestedincorrectly “Can wecount this$200 cashtip fromgrandma?”“Can we usethis Venmoscreenshotas proof ofincome?”“Can we getmoreincome?”(Sure, justplant some.)Can weuse this asproof ofextension?Pleaseadvise.Can youdelete thedupemployer?DTI is off(LP...SE...Taxdetails...)Wehave aBC...File markedurgent —has noincome docsuploaded.Incomeingestedincorrectly.Can weuse thehousingallowance?“Client ispaid incash, buttotally legit.”client statesthey don't have(insert easilyattainabledocument here)"this is auniqueone" (itwas not.)“Needsmanualcalc.” (That'sit... no otherinfo)“We knowit's not inguidelines,but can westill do it?”“Client isself-employed...but doesn’tfile taxes.”Client saysthey make$15k/monthdog-walking.Can weproceedwithout (insertdocument weclearly need)?“Client’sjob title is...spiritualinfluencer.”Tax return is27 pageslong — allSchedule C.“All thedocuments havebeen provided.”(Narrator: Theyin fact, werenot.)Uberincome…from Lyftscreenshots.IQ erasedmanualcalc. Pleasere-verify.“Here’s ascreenshotof theirZillow rentalincome.”“Do we haveto get thetrustagreement?”IQS iscalculatingincomewrong.“Clientsays they’llget a raisesoon.”Underwritersays weneed X. Dowe?Self-employedfor 2 months,wants to usebusinessincome.“Can we justremove theloss andkeep theincome?”“It’shandwritten,but you canread it…kinda.”Can wegive theclient BAHincome?DTImismatch(Lp...Variable)incomehas beendigestedincorrectly “Can wecount this$200 cashtip fromgrandma?”“Can we usethis Venmoscreenshotas proof ofincome?”“Can we getmoreincome?”(Sure, justplant some.)Can weuse this asproof ofextension?Pleaseadvise.Can youdelete thedupemployer?DTI is off(LP...SE...Taxdetails...)Wehave aBC...File markedurgent —has noincome docsuploaded.Incomeingestedincorrectly.Can weuse thehousingallowance?“Client ispaid incash, buttotally legit.”client statesthey don't have(insert easilyattainabledocument here)"this is auniqueone" (itwas not.)“Needsmanualcalc.” (That'sit... no otherinfo)“We knowit's not inguidelines,but can westill do it?”“Client isself-employed...but doesn’tfile taxes.”Client saysthey make$15k/monthdog-walking.Can weproceedwithout (insertdocument weclearly need)?“Client’sjob title is...spiritualinfluencer.”Tax return is27 pageslong — allSchedule C.“All thedocuments havebeen provided.”(Narrator: Theyin fact, werenot.)Uberincome…from Lyftscreenshots.IQ erasedmanualcalc. Pleasere-verify.“Here’s ascreenshotof theirZillow rentalincome.”

Request Roulette - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. “Do we have to get the trust agreement?”
  2. IQS is calculating income wrong.
  3. “Client says they’ll get a raise soon.”
  4. Underwriter says we need X. Do we?
  5. Self-employed for 2 months, wants to use business income.
  6. “Can we just remove the loss and keep the income?”
  7. “It’s handwritten, but you can read it… kinda.”
  8. Can we give the client BAH income?
  9. DTI mismatch (Lp... Variable)
  10. income has been digested incorrectly
  11. “Can we count this $200 cash tip from grandma?”
  12. “Can we use this Venmo screenshot as proof of income?”
  13. “Can we get more income?” (Sure, just plant some.)
  14. Can we use this as proof of extension?
  15. Please advise.
  16. Can you delete the dup employer?
  17. DTI is off (LP... SE...Tax details...)
  18. We have a BC...
  19. File marked urgent — has no income docs uploaded.
  20. Income ingested incorrectly.
  21. Can we use the housing allowance?
  22. “Client is paid in cash, but totally legit.”
  23. client states they don't have (insert easily attainable document here)
  24. "this is a unique one" (it was not.)
  25. “Needs manual calc.” (That's it... no other info)
  26. “We know it's not in guidelines, but can we still do it?”
  27. “Client is self-employed... but doesn’t file taxes.”
  28. Client says they make $15k/month dog-walking.
  29. Can we proceed without (insert document we clearly need)?
  30. “Client’s job title is... spiritual influencer.”
  31. Tax return is 27 pages long — all Schedule C.
  32. “All the documents have been provided.” (Narrator: They in fact, were not.)
  33. Uber income… from Lyft screenshots.
  34. IQ erased manual calc. Please re-verify.
  35. “Here’s a screenshot of their Zillow rental income.”