Onceregretted abig businesspurchaseOnceinvested inmarketingthat didn’tworkKeepsreceiptsfor everyexpenseGained arepeatcustomer formore than 2yearsTried FBLive orTikToksellingDrinks coffeebeforeopening theshopStill usespaperrecordsinstead ofdigitalHas usedcapital fromfamily/friendsBusinessname has apersonalstory behinditHas stayedup pastmidnightworking onordersWas oncelate inpaying asupplierPrefers tosave beforebuyingbusinessneedsKeepsinventoryrecordsSaves afixed % ofincomemonthlyFavoritecustomeroncebecame afriendWorks withanaccountantorbookkeeperBorrowedfrom acooperativeOffersdiscounts orpromos toattractcustomersKnows theirexactmonthlyprofit marginApplied for agovernmentMSMEprogram/loanGot theirfirst bigcustomerby accidentLearnedbusiness fromparents/familyDreams ofexpandingto anothercityBuys inbulk tosavemoneyUsessocialmedia forsellingAccepted“utang”(credit) fromcustomersTriedautomatingpart of thebusinessKeeps aseparatebusinessand personalaccountUses anotebookor app fordaily salesHasjoined atrade fairor bazaarHasemergencysavings forthe businessSpent ononlineadsStarted theirbusinessduring thepandemicHas run theirbusiness formore than 5yearsUsedGCash,Maya, orPayPal forbusinessOnce changedbusinessproducts/servicescompletelyHas aproduct/servicebundle promoHandles allparts of thebusinessaloneWould loveto have acelebrity asa customerHas at least oneemployee/helperOnceregretted abig businesspurchaseOnceinvested inmarketingthat didn’tworkKeepsreceiptsfor everyexpenseGained arepeatcustomer formore than 2yearsTried FBLive orTikToksellingDrinks coffeebeforeopening theshopStill usespaperrecordsinstead ofdigitalHas usedcapital fromfamily/friendsBusinessname has apersonalstory behinditHas stayedup pastmidnightworking onordersWas oncelate inpaying asupplierPrefers tosave beforebuyingbusinessneedsKeepsinventoryrecordsSaves afixed % ofincomemonthlyFavoritecustomeroncebecame afriendWorks withanaccountantorbookkeeperBorrowedfrom acooperativeOffersdiscounts orpromos toattractcustomersKnows theirexactmonthlyprofit marginApplied for agovernmentMSMEprogram/loanGot theirfirst bigcustomerby accidentLearnedbusiness fromparents/familyDreams ofexpandingto anothercityBuys inbulk tosavemoneyUsessocialmedia forsellingAccepted“utang”(credit) fromcustomersTriedautomatingpart of thebusinessKeeps aseparatebusinessand personalaccountUses anotebookor app fordaily salesHasjoined atrade fairor bazaarHasemergencysavings forthe businessSpent ononlineadsStarted theirbusinessduring thepandemicHas run theirbusiness formore than 5yearsUsedGCash,Maya, orPayPal forbusinessOnce changedbusinessproducts/servicescompletelyHas aproduct/servicebundle promoHandles allparts of thebusinessaloneWould loveto have acelebrity asa customerHas at least oneemployee/helper

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Once regretted a big business purchase
  2. Once invested in marketing that didn’t work
  3. Keeps receipts for every expense
  4. Gained a repeat customer for more than 2 years
  5. Tried FB Live or TikTok selling
  6. Drinks coffee before opening the shop
  7. Still uses paper records instead of digital
  8. Has used capital from family/friends
  9. Business name has a personal story behind it
  10. Has stayed up past midnight working on orders
  11. Was once late in paying a supplier
  12. Prefers to save before buying business needs
  13. Keeps inventory records
  14. Saves a fixed % of income monthly
  15. Favorite customer once became a friend
  16. Works with an accountant or bookkeeper
  17. Borrowed from a cooperative
  18. Offers discounts or promos to attract customers
  19. Knows their exact monthly profit margin
  20. Applied for a government MSME program/loan
  21. Got their first big customer by accident
  22. Learned business from parents/family
  23. Dreams of expanding to another city
  24. Buys in bulk to save money
  25. Uses social media for selling
  26. Accepted “utang” (credit) from customers
  27. Tried automating part of the business
  28. Keeps a separate business and personal account
  29. Uses a notebook or app for daily sales
  30. Has joined a trade fair or bazaar
  31. Has emergency savings for the business
  32. Spent on online ads
  33. Started their business during the pandemic
  34. Has run their business for more than 5 years
  35. Used GCash, Maya, or PayPal for business
  36. Once changed business products/services completely
  37. Has a product/service bundle promo
  38. Handles all parts of the business alone
  39. Would love to have a celebrity as a customer
  40. Has at least one employee/helper