Favoritecustomeroncebecame afriendHas aproduct/servicebundle promoKeepsreceiptsfor everyexpenseHasjoined atrade fairor bazaarStill usespaperrecordsinstead ofdigitalBuys inbulk tosavemoneySpent ononlineadsHas stayedup pastmidnightworking onordersDrinks coffeebeforeopening theshopDreams ofexpandingto anothercityBorrowedfrom acooperativeHas run theirbusiness formore than 5yearsHas at least oneemployee/helperAccepted“utang”(credit) fromcustomersKnows theirexactmonthlyprofit marginWorks withanaccountantorbookkeeperOnceregretted abig businesspurchaseKeeps aseparatebusinessand personalaccountHasemergencysavings forthe businessPrefers tosave beforebuyingbusinessneedsOnce changedbusinessproducts/servicescompletelyOnceinvested inmarketingthat didn’tworkKeepsinventoryrecordsWould loveto have acelebrity asa customerLearnedbusiness fromparents/familyUsedGCash,Maya, orPayPal forbusinessGained arepeatcustomer formore than 2yearsOffersdiscounts orpromos toattractcustomersHas usedcapital fromfamily/friendsUses anotebookor app fordaily salesStarted theirbusinessduring thepandemicUsessocialmedia forsellingTried FBLive orTikToksellingTriedautomatingpart of thebusinessHandles allparts of thebusinessaloneWas oncelate inpaying asupplierSaves afixed % ofincomemonthlyApplied for agovernmentMSMEprogram/loanGot theirfirst bigcustomerby accidentBusinessname has apersonalstory behinditFavoritecustomeroncebecame afriendHas aproduct/servicebundle promoKeepsreceiptsfor everyexpenseHasjoined atrade fairor bazaarStill usespaperrecordsinstead ofdigitalBuys inbulk tosavemoneySpent ononlineadsHas stayedup pastmidnightworking onordersDrinks coffeebeforeopening theshopDreams ofexpandingto anothercityBorrowedfrom acooperativeHas run theirbusiness formore than 5yearsHas at least oneemployee/helperAccepted“utang”(credit) fromcustomersKnows theirexactmonthlyprofit marginWorks withanaccountantorbookkeeperOnceregretted abig businesspurchaseKeeps aseparatebusinessand personalaccountHasemergencysavings forthe businessPrefers tosave beforebuyingbusinessneedsOnce changedbusinessproducts/servicescompletelyOnceinvested inmarketingthat didn’tworkKeepsinventoryrecordsWould loveto have acelebrity asa customerLearnedbusiness fromparents/familyUsedGCash,Maya, orPayPal forbusinessGained arepeatcustomer formore than 2yearsOffersdiscounts orpromos toattractcustomersHas usedcapital fromfamily/friendsUses anotebookor app fordaily salesStarted theirbusinessduring thepandemicUsessocialmedia forsellingTried FBLive orTikToksellingTriedautomatingpart of thebusinessHandles allparts of thebusinessaloneWas oncelate inpaying asupplierSaves afixed % ofincomemonthlyApplied for agovernmentMSMEprogram/loanGot theirfirst bigcustomerby accidentBusinessname has apersonalstory behindit

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Favorite customer once became a friend
  2. Has a product/service bundle promo
  3. Keeps receipts for every expense
  4. Has joined a trade fair or bazaar
  5. Still uses paper records instead of digital
  6. Buys in bulk to save money
  7. Spent on online ads
  8. Has stayed up past midnight working on orders
  9. Drinks coffee before opening the shop
  10. Dreams of expanding to another city
  11. Borrowed from a cooperative
  12. Has run their business for more than 5 years
  13. Has at least one employee/helper
  14. Accepted “utang” (credit) from customers
  15. Knows their exact monthly profit margin
  16. Works with an accountant or bookkeeper
  17. Once regretted a big business purchase
  18. Keeps a separate business and personal account
  19. Has emergency savings for the business
  20. Prefers to save before buying business needs
  21. Once changed business products/services completely
  22. Once invested in marketing that didn’t work
  23. Keeps inventory records
  24. Would love to have a celebrity as a customer
  25. Learned business from parents/family
  26. Used GCash, Maya, or PayPal for business
  27. Gained a repeat customer for more than 2 years
  28. Offers discounts or promos to attract customers
  29. Has used capital from family/friends
  30. Uses a notebook or app for daily sales
  31. Started their business during the pandemic
  32. Uses social media for selling
  33. Tried FB Live or TikTok selling
  34. Tried automating part of the business
  35. Handles all parts of the business alone
  36. Was once late in paying a supplier
  37. Saves a fixed % of income monthly
  38. Applied for a government MSME program/loan
  39. Got their first big customer by accident
  40. Business name has a personal story behind it