UsedGCash,Maya, orPayPal forbusinessOnceregretted abig businesspurchaseStill usespaperrecordsinstead ofdigitalUses anotebookor app fordaily salesTried FBLive orTikToksellingOnceinvested inmarketingthat didn’tworkApplied for agovernmentMSMEprogram/loanGained arepeatcustomer formore than 2yearsPrefers tosave beforebuyingbusinessneedsOffersdiscounts orpromos toattractcustomersGot theirfirst bigcustomerby accidentKnows theirexactmonthlyprofit marginTriedautomatingpart of thebusinessHas run theirbusiness formore than 5yearsBusinessname has apersonalstory behinditWorks withanaccountantorbookkeeperFavoritecustomeroncebecame afriendWas oncelate inpaying asupplierWould loveto have acelebrity asa customerHas usedcapital fromfamily/friendsKeeps aseparatebusinessand personalaccountStarted theirbusinessduring thepandemicHas stayedup pastmidnightworking onordersLearnedbusiness fromparents/familyHas aproduct/servicebundle promoBorrowedfrom acooperativeDreams ofexpandingto anothercitySpent ononlineadsAccepted“utang”(credit) fromcustomersUsessocialmedia forsellingHasjoined atrade fairor bazaarSaves afixed % ofincomemonthlyBuys inbulk tosavemoneyDrinks coffeebeforeopening theshopKeepsreceiptsfor everyexpenseHasemergencysavings forthe businessKeepsinventoryrecordsHas at least oneemployee/helperHandles allparts of thebusinessaloneOnce changedbusinessproducts/servicescompletelyUsedGCash,Maya, orPayPal forbusinessOnceregretted abig businesspurchaseStill usespaperrecordsinstead ofdigitalUses anotebookor app fordaily salesTried FBLive orTikToksellingOnceinvested inmarketingthat didn’tworkApplied for agovernmentMSMEprogram/loanGained arepeatcustomer formore than 2yearsPrefers tosave beforebuyingbusinessneedsOffersdiscounts orpromos toattractcustomersGot theirfirst bigcustomerby accidentKnows theirexactmonthlyprofit marginTriedautomatingpart of thebusinessHas run theirbusiness formore than 5yearsBusinessname has apersonalstory behinditWorks withanaccountantorbookkeeperFavoritecustomeroncebecame afriendWas oncelate inpaying asupplierWould loveto have acelebrity asa customerHas usedcapital fromfamily/friendsKeeps aseparatebusinessand personalaccountStarted theirbusinessduring thepandemicHas stayedup pastmidnightworking onordersLearnedbusiness fromparents/familyHas aproduct/servicebundle promoBorrowedfrom acooperativeDreams ofexpandingto anothercitySpent ononlineadsAccepted“utang”(credit) fromcustomersUsessocialmedia forsellingHasjoined atrade fairor bazaarSaves afixed % ofincomemonthlyBuys inbulk tosavemoneyDrinks coffeebeforeopening theshopKeepsreceiptsfor everyexpenseHasemergencysavings forthe businessKeepsinventoryrecordsHas at least oneemployee/helperHandles allparts of thebusinessaloneOnce changedbusinessproducts/servicescompletely

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Used GCash, Maya, or PayPal for business
  2. Once regretted a big business purchase
  3. Still uses paper records instead of digital
  4. Uses a notebook or app for daily sales
  5. Tried FB Live or TikTok selling
  6. Once invested in marketing that didn’t work
  7. Applied for a government MSME program/loan
  8. Gained a repeat customer for more than 2 years
  9. Prefers to save before buying business needs
  10. Offers discounts or promos to attract customers
  11. Got their first big customer by accident
  12. Knows their exact monthly profit margin
  13. Tried automating part of the business
  14. Has run their business for more than 5 years
  15. Business name has a personal story behind it
  16. Works with an accountant or bookkeeper
  17. Favorite customer once became a friend
  18. Was once late in paying a supplier
  19. Would love to have a celebrity as a customer
  20. Has used capital from family/friends
  21. Keeps a separate business and personal account
  22. Started their business during the pandemic
  23. Has stayed up past midnight working on orders
  24. Learned business from parents/family
  25. Has a product/service bundle promo
  26. Borrowed from a cooperative
  27. Dreams of expanding to another city
  28. Spent on online ads
  29. Accepted “utang” (credit) from customers
  30. Uses social media for selling
  31. Has joined a trade fair or bazaar
  32. Saves a fixed % of income monthly
  33. Buys in bulk to save money
  34. Drinks coffee before opening the shop
  35. Keeps receipts for every expense
  36. Has emergency savings for the business
  37. Keeps inventory records
  38. Has at least one employee/helper
  39. Handles all parts of the business alone
  40. Once changed business products/services completely