Knows theirexactmonthlyprofit marginTriedautomatingpart of thebusinessGained arepeatcustomer formore than 2yearsApplied for agovernmentMSMEprogram/loanOnce changedbusinessproducts/servicescompletelyHas run theirbusiness formore than 5yearsOffersdiscounts orpromos toattractcustomersDreams ofexpandingto anothercityHas at least oneemployee/helperUses anotebookor app fordaily salesWas oncelate inpaying asupplierStarted theirbusinessduring thepandemicOnceinvested inmarketingthat didn’tworkBorrowedfrom acooperativeKeepsreceiptsfor everyexpenseOnceregretted abig businesspurchaseWorks withanaccountantorbookkeeperDrinks coffeebeforeopening theshopKeeps aseparatebusinessand personalaccountUsessocialmedia forsellingHas aproduct/servicebundle promoPrefers tosave beforebuyingbusinessneedsSpent ononlineadsSaves afixed % ofincomemonthlyHas stayedup pastmidnightworking onordersHasemergencysavings forthe businessKeepsinventoryrecordsBusinessname has apersonalstory behinditFavoritecustomeroncebecame afriendWould loveto have acelebrity asa customerStill usespaperrecordsinstead ofdigitalTried FBLive orTikToksellingUsedGCash,Maya, orPayPal forbusinessBuys inbulk tosavemoneyHandles allparts of thebusinessaloneLearnedbusiness fromparents/familyGot theirfirst bigcustomerby accidentHas usedcapital fromfamily/friendsHasjoined atrade fairor bazaarAccepted“utang”(credit) fromcustomersKnows theirexactmonthlyprofit marginTriedautomatingpart of thebusinessGained arepeatcustomer formore than 2yearsApplied for agovernmentMSMEprogram/loanOnce changedbusinessproducts/servicescompletelyHas run theirbusiness formore than 5yearsOffersdiscounts orpromos toattractcustomersDreams ofexpandingto anothercityHas at least oneemployee/helperUses anotebookor app fordaily salesWas oncelate inpaying asupplierStarted theirbusinessduring thepandemicOnceinvested inmarketingthat didn’tworkBorrowedfrom acooperativeKeepsreceiptsfor everyexpenseOnceregretted abig businesspurchaseWorks withanaccountantorbookkeeperDrinks coffeebeforeopening theshopKeeps aseparatebusinessand personalaccountUsessocialmedia forsellingHas aproduct/servicebundle promoPrefers tosave beforebuyingbusinessneedsSpent ononlineadsSaves afixed % ofincomemonthlyHas stayedup pastmidnightworking onordersHasemergencysavings forthe businessKeepsinventoryrecordsBusinessname has apersonalstory behinditFavoritecustomeroncebecame afriendWould loveto have acelebrity asa customerStill usespaperrecordsinstead ofdigitalTried FBLive orTikToksellingUsedGCash,Maya, orPayPal forbusinessBuys inbulk tosavemoneyHandles allparts of thebusinessaloneLearnedbusiness fromparents/familyGot theirfirst bigcustomerby accidentHas usedcapital fromfamily/friendsHasjoined atrade fairor bazaarAccepted“utang”(credit) fromcustomers

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Knows their exact monthly profit margin
  2. Tried automating part of the business
  3. Gained a repeat customer for more than 2 years
  4. Applied for a government MSME program/loan
  5. Once changed business products/services completely
  6. Has run their business for more than 5 years
  7. Offers discounts or promos to attract customers
  8. Dreams of expanding to another city
  9. Has at least one employee/helper
  10. Uses a notebook or app for daily sales
  11. Was once late in paying a supplier
  12. Started their business during the pandemic
  13. Once invested in marketing that didn’t work
  14. Borrowed from a cooperative
  15. Keeps receipts for every expense
  16. Once regretted a big business purchase
  17. Works with an accountant or bookkeeper
  18. Drinks coffee before opening the shop
  19. Keeps a separate business and personal account
  20. Uses social media for selling
  21. Has a product/service bundle promo
  22. Prefers to save before buying business needs
  23. Spent on online ads
  24. Saves a fixed % of income monthly
  25. Has stayed up past midnight working on orders
  26. Has emergency savings for the business
  27. Keeps inventory records
  28. Business name has a personal story behind it
  29. Favorite customer once became a friend
  30. Would love to have a celebrity as a customer
  31. Still uses paper records instead of digital
  32. Tried FB Live or TikTok selling
  33. Used GCash, Maya, or PayPal for business
  34. Buys in bulk to save money
  35. Handles all parts of the business alone
  36. Learned business from parents/family
  37. Got their first big customer by accident
  38. Has used capital from family/friends
  39. Has joined a trade fair or bazaar
  40. Accepted “utang” (credit) from customers