Would loveto have acelebrity asa customerAccepted“utang”(credit) fromcustomersUsedGCash,Maya, orPayPal forbusinessTried FBLive orTikToksellingHas stayedup pastmidnightworking onordersKeeps aseparatebusinessand personalaccountBorrowedfrom acooperativeHas at least oneemployee/helperHandles allparts of thebusinessaloneWas oncelate inpaying asupplierUsessocialmedia forsellingSpent ononlineadsOnceinvested inmarketingthat didn’tworkBuys inbulk tosavemoneyDrinks coffeebeforeopening theshopLearnedbusiness fromparents/familyGained arepeatcustomer formore than 2yearsSaves afixed % ofincomemonthlyKeepsreceiptsfor everyexpenseWorks withanaccountantorbookkeeperDreams ofexpandingto anothercityHas aproduct/servicebundle promoStill usespaperrecordsinstead ofdigitalOnce changedbusinessproducts/servicescompletelyOnceregretted abig businesspurchasePrefers tosave beforebuyingbusinessneedsHas run theirbusiness formore than 5yearsHas usedcapital fromfamily/friendsBusinessname has apersonalstory behinditKnows theirexactmonthlyprofit marginApplied for agovernmentMSMEprogram/loanStarted theirbusinessduring thepandemicOffersdiscounts orpromos toattractcustomersHasjoined atrade fairor bazaarTriedautomatingpart of thebusinessUses anotebookor app fordaily salesGot theirfirst bigcustomerby accidentFavoritecustomeroncebecame afriendKeepsinventoryrecordsHasemergencysavings forthe businessWould loveto have acelebrity asa customerAccepted“utang”(credit) fromcustomersUsedGCash,Maya, orPayPal forbusinessTried FBLive orTikToksellingHas stayedup pastmidnightworking onordersKeeps aseparatebusinessand personalaccountBorrowedfrom acooperativeHas at least oneemployee/helperHandles allparts of thebusinessaloneWas oncelate inpaying asupplierUsessocialmedia forsellingSpent ononlineadsOnceinvested inmarketingthat didn’tworkBuys inbulk tosavemoneyDrinks coffeebeforeopening theshopLearnedbusiness fromparents/familyGained arepeatcustomer formore than 2yearsSaves afixed % ofincomemonthlyKeepsreceiptsfor everyexpenseWorks withanaccountantorbookkeeperDreams ofexpandingto anothercityHas aproduct/servicebundle promoStill usespaperrecordsinstead ofdigitalOnce changedbusinessproducts/servicescompletelyOnceregretted abig businesspurchasePrefers tosave beforebuyingbusinessneedsHas run theirbusiness formore than 5yearsHas usedcapital fromfamily/friendsBusinessname has apersonalstory behinditKnows theirexactmonthlyprofit marginApplied for agovernmentMSMEprogram/loanStarted theirbusinessduring thepandemicOffersdiscounts orpromos toattractcustomersHasjoined atrade fairor bazaarTriedautomatingpart of thebusinessUses anotebookor app fordaily salesGot theirfirst bigcustomerby accidentFavoritecustomeroncebecame afriendKeepsinventoryrecordsHasemergencysavings forthe business

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Would love to have a celebrity as a customer
  2. Accepted “utang” (credit) from customers
  3. Used GCash, Maya, or PayPal for business
  4. Tried FB Live or TikTok selling
  5. Has stayed up past midnight working on orders
  6. Keeps a separate business and personal account
  7. Borrowed from a cooperative
  8. Has at least one employee/helper
  9. Handles all parts of the business alone
  10. Was once late in paying a supplier
  11. Uses social media for selling
  12. Spent on online ads
  13. Once invested in marketing that didn’t work
  14. Buys in bulk to save money
  15. Drinks coffee before opening the shop
  16. Learned business from parents/family
  17. Gained a repeat customer for more than 2 years
  18. Saves a fixed % of income monthly
  19. Keeps receipts for every expense
  20. Works with an accountant or bookkeeper
  21. Dreams of expanding to another city
  22. Has a product/service bundle promo
  23. Still uses paper records instead of digital
  24. Once changed business products/services completely
  25. Once regretted a big business purchase
  26. Prefers to save before buying business needs
  27. Has run their business for more than 5 years
  28. Has used capital from family/friends
  29. Business name has a personal story behind it
  30. Knows their exact monthly profit margin
  31. Applied for a government MSME program/loan
  32. Started their business during the pandemic
  33. Offers discounts or promos to attract customers
  34. Has joined a trade fair or bazaar
  35. Tried automating part of the business
  36. Uses a notebook or app for daily sales
  37. Got their first big customer by accident
  38. Favorite customer once became a friend
  39. Keeps inventory records
  40. Has emergency savings for the business