Borrowedfrom acooperativeHandles allparts of thebusinessaloneKeepsreceiptsfor everyexpenseGained arepeatcustomer formore than 2yearsKnows theirexactmonthlyprofit marginGot theirfirst bigcustomerby accidentOnceinvested inmarketingthat didn’tworkStarted theirbusinessduring thepandemicTriedautomatingpart of thebusinessSaves afixed % ofincomemonthlyTried FBLive orTikToksellingUsedGCash,Maya, orPayPal forbusinessBuys inbulk tosavemoneyHas at least oneemployee/helperHas run theirbusiness formore than 5yearsStill usespaperrecordsinstead ofdigitalWorks withanaccountantorbookkeeperOnceregretted abig businesspurchaseHasemergencysavings forthe businessWas oncelate inpaying asupplierPrefers tosave beforebuyingbusinessneedsApplied for agovernmentMSMEprogram/loanSpent ononlineadsKeeps aseparatebusinessand personalaccountDrinks coffeebeforeopening theshopHasjoined atrade fairor bazaarKeepsinventoryrecordsFavoritecustomeroncebecame afriendOffersdiscounts orpromos toattractcustomersDreams ofexpandingto anothercityWould loveto have acelebrity asa customerUsessocialmedia forsellingHas stayedup pastmidnightworking onordersUses anotebookor app fordaily salesOnce changedbusinessproducts/servicescompletelyAccepted“utang”(credit) fromcustomersLearnedbusiness fromparents/familyBusinessname has apersonalstory behinditHas aproduct/servicebundle promoHas usedcapital fromfamily/friendsBorrowedfrom acooperativeHandles allparts of thebusinessaloneKeepsreceiptsfor everyexpenseGained arepeatcustomer formore than 2yearsKnows theirexactmonthlyprofit marginGot theirfirst bigcustomerby accidentOnceinvested inmarketingthat didn’tworkStarted theirbusinessduring thepandemicTriedautomatingpart of thebusinessSaves afixed % ofincomemonthlyTried FBLive orTikToksellingUsedGCash,Maya, orPayPal forbusinessBuys inbulk tosavemoneyHas at least oneemployee/helperHas run theirbusiness formore than 5yearsStill usespaperrecordsinstead ofdigitalWorks withanaccountantorbookkeeperOnceregretted abig businesspurchaseHasemergencysavings forthe businessWas oncelate inpaying asupplierPrefers tosave beforebuyingbusinessneedsApplied for agovernmentMSMEprogram/loanSpent ononlineadsKeeps aseparatebusinessand personalaccountDrinks coffeebeforeopening theshopHasjoined atrade fairor bazaarKeepsinventoryrecordsFavoritecustomeroncebecame afriendOffersdiscounts orpromos toattractcustomersDreams ofexpandingto anothercityWould loveto have acelebrity asa customerUsessocialmedia forsellingHas stayedup pastmidnightworking onordersUses anotebookor app fordaily salesOnce changedbusinessproducts/servicescompletelyAccepted“utang”(credit) fromcustomersLearnedbusiness fromparents/familyBusinessname has apersonalstory behinditHas aproduct/servicebundle promoHas usedcapital fromfamily/friends

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Borrowed from a cooperative
  2. Handles all parts of the business alone
  3. Keeps receipts for every expense
  4. Gained a repeat customer for more than 2 years
  5. Knows their exact monthly profit margin
  6. Got their first big customer by accident
  7. Once invested in marketing that didn’t work
  8. Started their business during the pandemic
  9. Tried automating part of the business
  10. Saves a fixed % of income monthly
  11. Tried FB Live or TikTok selling
  12. Used GCash, Maya, or PayPal for business
  13. Buys in bulk to save money
  14. Has at least one employee/helper
  15. Has run their business for more than 5 years
  16. Still uses paper records instead of digital
  17. Works with an accountant or bookkeeper
  18. Once regretted a big business purchase
  19. Has emergency savings for the business
  20. Was once late in paying a supplier
  21. Prefers to save before buying business needs
  22. Applied for a government MSME program/loan
  23. Spent on online ads
  24. Keeps a separate business and personal account
  25. Drinks coffee before opening the shop
  26. Has joined a trade fair or bazaar
  27. Keeps inventory records
  28. Favorite customer once became a friend
  29. Offers discounts or promos to attract customers
  30. Dreams of expanding to another city
  31. Would love to have a celebrity as a customer
  32. Uses social media for selling
  33. Has stayed up past midnight working on orders
  34. Uses a notebook or app for daily sales
  35. Once changed business products/services completely
  36. Accepted “utang” (credit) from customers
  37. Learned business from parents/family
  38. Business name has a personal story behind it
  39. Has a product/service bundle promo
  40. Has used capital from family/friends