Has run theirbusiness formore than 5yearsStill usespaperrecordsinstead ofdigitalBusinessname has apersonalstory behinditApplied for agovernmentMSMEprogram/loanFavoritecustomeroncebecame afriendHasjoined atrade fairor bazaarSaves afixed % ofincomemonthlyAccepted“utang”(credit) fromcustomersTried FBLive orTikToksellingUsedGCash,Maya, orPayPal forbusinessOffersdiscounts orpromos toattractcustomersHasemergencysavings forthe businessKeepsreceiptsfor everyexpenseLearnedbusiness fromparents/familyStarted theirbusinessduring thepandemicWorks withanaccountantorbookkeeperBorrowedfrom acooperativeWas oncelate inpaying asupplierOnceinvested inmarketingthat didn’tworkBuys inbulk tosavemoneySpent ononlineadsTriedautomatingpart of thebusinessKeepsinventoryrecordsGained arepeatcustomer formore than 2yearsDrinks coffeebeforeopening theshopKeeps aseparatebusinessand personalaccountPrefers tosave beforebuyingbusinessneedsOnce changedbusinessproducts/servicescompletelyHandles allparts of thebusinessaloneHas at least oneemployee/helperHas aproduct/servicebundle promoDreams ofexpandingto anothercityOnceregretted abig businesspurchaseHas stayedup pastmidnightworking onordersGot theirfirst bigcustomerby accidentKnows theirexactmonthlyprofit marginWould loveto have acelebrity asa customerHas usedcapital fromfamily/friendsUses anotebookor app fordaily salesUsessocialmedia forsellingHas run theirbusiness formore than 5yearsStill usespaperrecordsinstead ofdigitalBusinessname has apersonalstory behinditApplied for agovernmentMSMEprogram/loanFavoritecustomeroncebecame afriendHasjoined atrade fairor bazaarSaves afixed % ofincomemonthlyAccepted“utang”(credit) fromcustomersTried FBLive orTikToksellingUsedGCash,Maya, orPayPal forbusinessOffersdiscounts orpromos toattractcustomersHasemergencysavings forthe businessKeepsreceiptsfor everyexpenseLearnedbusiness fromparents/familyStarted theirbusinessduring thepandemicWorks withanaccountantorbookkeeperBorrowedfrom acooperativeWas oncelate inpaying asupplierOnceinvested inmarketingthat didn’tworkBuys inbulk tosavemoneySpent ononlineadsTriedautomatingpart of thebusinessKeepsinventoryrecordsGained arepeatcustomer formore than 2yearsDrinks coffeebeforeopening theshopKeeps aseparatebusinessand personalaccountPrefers tosave beforebuyingbusinessneedsOnce changedbusinessproducts/servicescompletelyHandles allparts of thebusinessaloneHas at least oneemployee/helperHas aproduct/servicebundle promoDreams ofexpandingto anothercityOnceregretted abig businesspurchaseHas stayedup pastmidnightworking onordersGot theirfirst bigcustomerby accidentKnows theirexactmonthlyprofit marginWould loveto have acelebrity asa customerHas usedcapital fromfamily/friendsUses anotebookor app fordaily salesUsessocialmedia forselling

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Has run their business for more than 5 years
  2. Still uses paper records instead of digital
  3. Business name has a personal story behind it
  4. Applied for a government MSME program/loan
  5. Favorite customer once became a friend
  6. Has joined a trade fair or bazaar
  7. Saves a fixed % of income monthly
  8. Accepted “utang” (credit) from customers
  9. Tried FB Live or TikTok selling
  10. Used GCash, Maya, or PayPal for business
  11. Offers discounts or promos to attract customers
  12. Has emergency savings for the business
  13. Keeps receipts for every expense
  14. Learned business from parents/family
  15. Started their business during the pandemic
  16. Works with an accountant or bookkeeper
  17. Borrowed from a cooperative
  18. Was once late in paying a supplier
  19. Once invested in marketing that didn’t work
  20. Buys in bulk to save money
  21. Spent on online ads
  22. Tried automating part of the business
  23. Keeps inventory records
  24. Gained a repeat customer for more than 2 years
  25. Drinks coffee before opening the shop
  26. Keeps a separate business and personal account
  27. Prefers to save before buying business needs
  28. Once changed business products/services completely
  29. Handles all parts of the business alone
  30. Has at least one employee/helper
  31. Has a product/service bundle promo
  32. Dreams of expanding to another city
  33. Once regretted a big business purchase
  34. Has stayed up past midnight working on orders
  35. Got their first big customer by accident
  36. Knows their exact monthly profit margin
  37. Would love to have a celebrity as a customer
  38. Has used capital from family/friends
  39. Uses a notebook or app for daily sales
  40. Uses social media for selling