Still usespaperrecordsinstead ofdigitalTried FBLive orTikToksellingUsessocialmedia forsellingUses anotebookor app fordaily salesKeeps aseparatebusinessand personalaccountStarted theirbusinessduring thepandemicOnceinvested inmarketingthat didn’tworkGained arepeatcustomer formore than 2yearsFavoritecustomeroncebecame afriendBuys inbulk tosavemoneyHandles allparts of thebusinessaloneHasjoined atrade fairor bazaarHas run theirbusiness formore than 5yearsKnows theirexactmonthlyprofit marginUsedGCash,Maya, orPayPal forbusinessKeepsreceiptsfor everyexpenseOnce changedbusinessproducts/servicescompletelyAccepted“utang”(credit) fromcustomersKeepsinventoryrecordsSaves afixed % ofincomemonthlyBusinessname has apersonalstory behinditPrefers tosave beforebuyingbusinessneedsGot theirfirst bigcustomerby accidentSpent ononlineadsTriedautomatingpart of thebusinessApplied for agovernmentMSMEprogram/loanLearnedbusiness fromparents/familyHasemergencysavings forthe businessOffersdiscounts orpromos toattractcustomersDrinks coffeebeforeopening theshopHas at least oneemployee/helperWould loveto have acelebrity asa customerOnceregretted abig businesspurchaseHas stayedup pastmidnightworking onordersWorks withanaccountantorbookkeeperWas oncelate inpaying asupplierHas usedcapital fromfamily/friendsDreams ofexpandingto anothercityHas aproduct/servicebundle promoBorrowedfrom acooperativeStill usespaperrecordsinstead ofdigitalTried FBLive orTikToksellingUsessocialmedia forsellingUses anotebookor app fordaily salesKeeps aseparatebusinessand personalaccountStarted theirbusinessduring thepandemicOnceinvested inmarketingthat didn’tworkGained arepeatcustomer formore than 2yearsFavoritecustomeroncebecame afriendBuys inbulk tosavemoneyHandles allparts of thebusinessaloneHasjoined atrade fairor bazaarHas run theirbusiness formore than 5yearsKnows theirexactmonthlyprofit marginUsedGCash,Maya, orPayPal forbusinessKeepsreceiptsfor everyexpenseOnce changedbusinessproducts/servicescompletelyAccepted“utang”(credit) fromcustomersKeepsinventoryrecordsSaves afixed % ofincomemonthlyBusinessname has apersonalstory behinditPrefers tosave beforebuyingbusinessneedsGot theirfirst bigcustomerby accidentSpent ononlineadsTriedautomatingpart of thebusinessApplied for agovernmentMSMEprogram/loanLearnedbusiness fromparents/familyHasemergencysavings forthe businessOffersdiscounts orpromos toattractcustomersDrinks coffeebeforeopening theshopHas at least oneemployee/helperWould loveto have acelebrity asa customerOnceregretted abig businesspurchaseHas stayedup pastmidnightworking onordersWorks withanaccountantorbookkeeperWas oncelate inpaying asupplierHas usedcapital fromfamily/friendsDreams ofexpandingto anothercityHas aproduct/servicebundle promoBorrowedfrom acooperative

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Still uses paper records instead of digital
  2. Tried FB Live or TikTok selling
  3. Uses social media for selling
  4. Uses a notebook or app for daily sales
  5. Keeps a separate business and personal account
  6. Started their business during the pandemic
  7. Once invested in marketing that didn’t work
  8. Gained a repeat customer for more than 2 years
  9. Favorite customer once became a friend
  10. Buys in bulk to save money
  11. Handles all parts of the business alone
  12. Has joined a trade fair or bazaar
  13. Has run their business for more than 5 years
  14. Knows their exact monthly profit margin
  15. Used GCash, Maya, or PayPal for business
  16. Keeps receipts for every expense
  17. Once changed business products/services completely
  18. Accepted “utang” (credit) from customers
  19. Keeps inventory records
  20. Saves a fixed % of income monthly
  21. Business name has a personal story behind it
  22. Prefers to save before buying business needs
  23. Got their first big customer by accident
  24. Spent on online ads
  25. Tried automating part of the business
  26. Applied for a government MSME program/loan
  27. Learned business from parents/family
  28. Has emergency savings for the business
  29. Offers discounts or promos to attract customers
  30. Drinks coffee before opening the shop
  31. Has at least one employee/helper
  32. Would love to have a celebrity as a customer
  33. Once regretted a big business purchase
  34. Has stayed up past midnight working on orders
  35. Works with an accountant or bookkeeper
  36. Was once late in paying a supplier
  37. Has used capital from family/friends
  38. Dreams of expanding to another city
  39. Has a product/service bundle promo
  40. Borrowed from a cooperative