Learnedbusiness fromparents/familyUsessocialmedia forsellingFavoritecustomeroncebecame afriendHas usedcapital fromfamily/friendsKeepsinventoryrecordsGot theirfirst bigcustomerby accidentHandles allparts of thebusinessaloneSpent ononlineadsUses anotebookor app fordaily salesTried FBLive orTikToksellingOnceinvested inmarketingthat didn’tworkHas run theirbusiness formore than 5yearsBusinessname has apersonalstory behinditDreams ofexpandingto anothercityHas stayedup pastmidnightworking onordersWas oncelate inpaying asupplierHas at least oneemployee/helperHasemergencysavings forthe businessStarted theirbusinessduring thepandemicSaves afixed % ofincomemonthlyOffersdiscounts orpromos toattractcustomersAccepted“utang”(credit) fromcustomersUsedGCash,Maya, orPayPal forbusinessKeepsreceiptsfor everyexpenseHas aproduct/servicebundle promoPrefers tosave beforebuyingbusinessneedsBuys inbulk tosavemoneyWould loveto have acelebrity asa customerBorrowedfrom acooperativeKnows theirexactmonthlyprofit marginOnceregretted abig businesspurchaseKeeps aseparatebusinessand personalaccountStill usespaperrecordsinstead ofdigitalTriedautomatingpart of thebusinessHasjoined atrade fairor bazaarGained arepeatcustomer formore than 2yearsWorks withanaccountantorbookkeeperDrinks coffeebeforeopening theshopApplied for agovernmentMSMEprogram/loanOnce changedbusinessproducts/servicescompletelyLearnedbusiness fromparents/familyUsessocialmedia forsellingFavoritecustomeroncebecame afriendHas usedcapital fromfamily/friendsKeepsinventoryrecordsGot theirfirst bigcustomerby accidentHandles allparts of thebusinessaloneSpent ononlineadsUses anotebookor app fordaily salesTried FBLive orTikToksellingOnceinvested inmarketingthat didn’tworkHas run theirbusiness formore than 5yearsBusinessname has apersonalstory behinditDreams ofexpandingto anothercityHas stayedup pastmidnightworking onordersWas oncelate inpaying asupplierHas at least oneemployee/helperHasemergencysavings forthe businessStarted theirbusinessduring thepandemicSaves afixed % ofincomemonthlyOffersdiscounts orpromos toattractcustomersAccepted“utang”(credit) fromcustomersUsedGCash,Maya, orPayPal forbusinessKeepsreceiptsfor everyexpenseHas aproduct/servicebundle promoPrefers tosave beforebuyingbusinessneedsBuys inbulk tosavemoneyWould loveto have acelebrity asa customerBorrowedfrom acooperativeKnows theirexactmonthlyprofit marginOnceregretted abig businesspurchaseKeeps aseparatebusinessand personalaccountStill usespaperrecordsinstead ofdigitalTriedautomatingpart of thebusinessHasjoined atrade fairor bazaarGained arepeatcustomer formore than 2yearsWorks withanaccountantorbookkeeperDrinks coffeebeforeopening theshopApplied for agovernmentMSMEprogram/loanOnce changedbusinessproducts/servicescompletely

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Learned business from parents/family
  2. Uses social media for selling
  3. Favorite customer once became a friend
  4. Has used capital from family/friends
  5. Keeps inventory records
  6. Got their first big customer by accident
  7. Handles all parts of the business alone
  8. Spent on online ads
  9. Uses a notebook or app for daily sales
  10. Tried FB Live or TikTok selling
  11. Once invested in marketing that didn’t work
  12. Has run their business for more than 5 years
  13. Business name has a personal story behind it
  14. Dreams of expanding to another city
  15. Has stayed up past midnight working on orders
  16. Was once late in paying a supplier
  17. Has at least one employee/helper
  18. Has emergency savings for the business
  19. Started their business during the pandemic
  20. Saves a fixed % of income monthly
  21. Offers discounts or promos to attract customers
  22. Accepted “utang” (credit) from customers
  23. Used GCash, Maya, or PayPal for business
  24. Keeps receipts for every expense
  25. Has a product/service bundle promo
  26. Prefers to save before buying business needs
  27. Buys in bulk to save money
  28. Would love to have a celebrity as a customer
  29. Borrowed from a cooperative
  30. Knows their exact monthly profit margin
  31. Once regretted a big business purchase
  32. Keeps a separate business and personal account
  33. Still uses paper records instead of digital
  34. Tried automating part of the business
  35. Has joined a trade fair or bazaar
  36. Gained a repeat customer for more than 2 years
  37. Works with an accountant or bookkeeper
  38. Drinks coffee before opening the shop
  39. Applied for a government MSME program/loan
  40. Once changed business products/services completely