Favoritecustomeroncebecame afriendHas usedcapital fromfamily/friendsKeepsreceiptsfor everyexpenseHas at least oneemployee/helperApplied for agovernmentMSMEprogram/loanAccepted“utang”(credit) fromcustomersBusinessname has apersonalstory behinditHas run theirbusiness formore than 5yearsUsessocialmedia forsellingGained arepeatcustomer formore than 2yearsHasemergencysavings forthe businessHas aproduct/servicebundle promoUses anotebookor app fordaily salesWorks withanaccountantorbookkeeperOnceregretted abig businesspurchaseSaves afixed % ofincomemonthlyBorrowedfrom acooperativeHas stayedup pastmidnightworking onordersStill usespaperrecordsinstead ofdigitalKeeps aseparatebusinessand personalaccountOnce changedbusinessproducts/servicescompletelyHandles allparts of thebusinessaloneKnows theirexactmonthlyprofit marginTriedautomatingpart of thebusinessOffersdiscounts orpromos toattractcustomersOnceinvested inmarketingthat didn’tworkSpent ononlineadsDreams ofexpandingto anothercityTried FBLive orTikToksellingLearnedbusiness fromparents/familyHasjoined atrade fairor bazaarWould loveto have acelebrity asa customerWas oncelate inpaying asupplierUsedGCash,Maya, orPayPal forbusinessPrefers tosave beforebuyingbusinessneedsBuys inbulk tosavemoneyStarted theirbusinessduring thepandemicDrinks coffeebeforeopening theshopKeepsinventoryrecordsGot theirfirst bigcustomerby accidentFavoritecustomeroncebecame afriendHas usedcapital fromfamily/friendsKeepsreceiptsfor everyexpenseHas at least oneemployee/helperApplied for agovernmentMSMEprogram/loanAccepted“utang”(credit) fromcustomersBusinessname has apersonalstory behinditHas run theirbusiness formore than 5yearsUsessocialmedia forsellingGained arepeatcustomer formore than 2yearsHasemergencysavings forthe businessHas aproduct/servicebundle promoUses anotebookor app fordaily salesWorks withanaccountantorbookkeeperOnceregretted abig businesspurchaseSaves afixed % ofincomemonthlyBorrowedfrom acooperativeHas stayedup pastmidnightworking onordersStill usespaperrecordsinstead ofdigitalKeeps aseparatebusinessand personalaccountOnce changedbusinessproducts/servicescompletelyHandles allparts of thebusinessaloneKnows theirexactmonthlyprofit marginTriedautomatingpart of thebusinessOffersdiscounts orpromos toattractcustomersOnceinvested inmarketingthat didn’tworkSpent ononlineadsDreams ofexpandingto anothercityTried FBLive orTikToksellingLearnedbusiness fromparents/familyHasjoined atrade fairor bazaarWould loveto have acelebrity asa customerWas oncelate inpaying asupplierUsedGCash,Maya, orPayPal forbusinessPrefers tosave beforebuyingbusinessneedsBuys inbulk tosavemoneyStarted theirbusinessduring thepandemicDrinks coffeebeforeopening theshopKeepsinventoryrecordsGot theirfirst bigcustomerby accident

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Favorite customer once became a friend
  2. Has used capital from family/friends
  3. Keeps receipts for every expense
  4. Has at least one employee/helper
  5. Applied for a government MSME program/loan
  6. Accepted “utang” (credit) from customers
  7. Business name has a personal story behind it
  8. Has run their business for more than 5 years
  9. Uses social media for selling
  10. Gained a repeat customer for more than 2 years
  11. Has emergency savings for the business
  12. Has a product/service bundle promo
  13. Uses a notebook or app for daily sales
  14. Works with an accountant or bookkeeper
  15. Once regretted a big business purchase
  16. Saves a fixed % of income monthly
  17. Borrowed from a cooperative
  18. Has stayed up past midnight working on orders
  19. Still uses paper records instead of digital
  20. Keeps a separate business and personal account
  21. Once changed business products/services completely
  22. Handles all parts of the business alone
  23. Knows their exact monthly profit margin
  24. Tried automating part of the business
  25. Offers discounts or promos to attract customers
  26. Once invested in marketing that didn’t work
  27. Spent on online ads
  28. Dreams of expanding to another city
  29. Tried FB Live or TikTok selling
  30. Learned business from parents/family
  31. Has joined a trade fair or bazaar
  32. Would love to have a celebrity as a customer
  33. Was once late in paying a supplier
  34. Used GCash, Maya, or PayPal for business
  35. Prefers to save before buying business needs
  36. Buys in bulk to save money
  37. Started their business during the pandemic
  38. Drinks coffee before opening the shop
  39. Keeps inventory records
  40. Got their first big customer by accident