Borrowedfrom acooperativeUsedGCash,Maya, orPayPal forbusinessTried FBLive orTikToksellingWorks withanaccountantorbookkeeperDreams ofexpandingto anothercityOnceinvested inmarketingthat didn’tworkBusinessname has apersonalstory behinditWould loveto have acelebrity asa customerFavoritecustomeroncebecame afriendHas stayedup pastmidnightworking onordersDrinks coffeebeforeopening theshopTriedautomatingpart of thebusinessSaves afixed % ofincomemonthlyOnceregretted abig businesspurchaseApplied for agovernmentMSMEprogram/loanKnows theirexactmonthlyprofit marginHas usedcapital fromfamily/friendsHas aproduct/servicebundle promoKeepsinventoryrecordsStarted theirbusinessduring thepandemicAccepted“utang”(credit) fromcustomersGot theirfirst bigcustomerby accidentStill usespaperrecordsinstead ofdigitalOffersdiscounts orpromos toattractcustomersPrefers tosave beforebuyingbusinessneedsKeeps aseparatebusinessand personalaccountHandles allparts of thebusinessaloneSpent ononlineadsGained arepeatcustomer formore than 2yearsBuys inbulk tosavemoneyHasemergencysavings forthe businessOnce changedbusinessproducts/servicescompletelyHas run theirbusiness formore than 5yearsLearnedbusiness fromparents/familyHas at least oneemployee/helperKeepsreceiptsfor everyexpenseUses anotebookor app fordaily salesWas oncelate inpaying asupplierUsessocialmedia forsellingHasjoined atrade fairor bazaarBorrowedfrom acooperativeUsedGCash,Maya, orPayPal forbusinessTried FBLive orTikToksellingWorks withanaccountantorbookkeeperDreams ofexpandingto anothercityOnceinvested inmarketingthat didn’tworkBusinessname has apersonalstory behinditWould loveto have acelebrity asa customerFavoritecustomeroncebecame afriendHas stayedup pastmidnightworking onordersDrinks coffeebeforeopening theshopTriedautomatingpart of thebusinessSaves afixed % ofincomemonthlyOnceregretted abig businesspurchaseApplied for agovernmentMSMEprogram/loanKnows theirexactmonthlyprofit marginHas usedcapital fromfamily/friendsHas aproduct/servicebundle promoKeepsinventoryrecordsStarted theirbusinessduring thepandemicAccepted“utang”(credit) fromcustomersGot theirfirst bigcustomerby accidentStill usespaperrecordsinstead ofdigitalOffersdiscounts orpromos toattractcustomersPrefers tosave beforebuyingbusinessneedsKeeps aseparatebusinessand personalaccountHandles allparts of thebusinessaloneSpent ononlineadsGained arepeatcustomer formore than 2yearsBuys inbulk tosavemoneyHasemergencysavings forthe businessOnce changedbusinessproducts/servicescompletelyHas run theirbusiness formore than 5yearsLearnedbusiness fromparents/familyHas at least oneemployee/helperKeepsreceiptsfor everyexpenseUses anotebookor app fordaily salesWas oncelate inpaying asupplierUsessocialmedia forsellingHasjoined atrade fairor bazaar

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Borrowed from a cooperative
  2. Used GCash, Maya, or PayPal for business
  3. Tried FB Live or TikTok selling
  4. Works with an accountant or bookkeeper
  5. Dreams of expanding to another city
  6. Once invested in marketing that didn’t work
  7. Business name has a personal story behind it
  8. Would love to have a celebrity as a customer
  9. Favorite customer once became a friend
  10. Has stayed up past midnight working on orders
  11. Drinks coffee before opening the shop
  12. Tried automating part of the business
  13. Saves a fixed % of income monthly
  14. Once regretted a big business purchase
  15. Applied for a government MSME program/loan
  16. Knows their exact monthly profit margin
  17. Has used capital from family/friends
  18. Has a product/service bundle promo
  19. Keeps inventory records
  20. Started their business during the pandemic
  21. Accepted “utang” (credit) from customers
  22. Got their first big customer by accident
  23. Still uses paper records instead of digital
  24. Offers discounts or promos to attract customers
  25. Prefers to save before buying business needs
  26. Keeps a separate business and personal account
  27. Handles all parts of the business alone
  28. Spent on online ads
  29. Gained a repeat customer for more than 2 years
  30. Buys in bulk to save money
  31. Has emergency savings for the business
  32. Once changed business products/services completely
  33. Has run their business for more than 5 years
  34. Learned business from parents/family
  35. Has at least one employee/helper
  36. Keeps receipts for every expense
  37. Uses a notebook or app for daily sales
  38. Was once late in paying a supplier
  39. Uses social media for selling
  40. Has joined a trade fair or bazaar