Hasjoined atrade fairor bazaarUses anotebookor app fordaily salesGot theirfirst bigcustomerby accidentStarted theirbusinessduring thepandemicKeepsreceiptsfor everyexpenseWas oncelate inpaying asupplierHas usedcapital fromfamily/friendsOnceregretted abig businesspurchaseSaves afixed % ofincomemonthlyHasemergencysavings forthe businessHandles allparts of thebusinessaloneDreams ofexpandingto anothercityOffersdiscounts orpromos toattractcustomersHas stayedup pastmidnightworking onordersHas at least oneemployee/helperGained arepeatcustomer formore than 2yearsPrefers tosave beforebuyingbusinessneedsHas aproduct/servicebundle promoOnceinvested inmarketingthat didn’tworkTried FBLive orTikToksellingSpent ononlineadsHas run theirbusiness formore than 5yearsKeepsinventoryrecordsLearnedbusiness fromparents/familyFavoritecustomeroncebecame afriendKeeps aseparatebusinessand personalaccountWorks withanaccountantorbookkeeperAccepted“utang”(credit) fromcustomersKnows theirexactmonthlyprofit marginUsedGCash,Maya, orPayPal forbusinessDrinks coffeebeforeopening theshopApplied for agovernmentMSMEprogram/loanStill usespaperrecordsinstead ofdigitalBusinessname has apersonalstory behinditTriedautomatingpart of thebusinessBorrowedfrom acooperativeOnce changedbusinessproducts/servicescompletelyWould loveto have acelebrity asa customerBuys inbulk tosavemoneyUsessocialmedia forsellingHasjoined atrade fairor bazaarUses anotebookor app fordaily salesGot theirfirst bigcustomerby accidentStarted theirbusinessduring thepandemicKeepsreceiptsfor everyexpenseWas oncelate inpaying asupplierHas usedcapital fromfamily/friendsOnceregretted abig businesspurchaseSaves afixed % ofincomemonthlyHasemergencysavings forthe businessHandles allparts of thebusinessaloneDreams ofexpandingto anothercityOffersdiscounts orpromos toattractcustomersHas stayedup pastmidnightworking onordersHas at least oneemployee/helperGained arepeatcustomer formore than 2yearsPrefers tosave beforebuyingbusinessneedsHas aproduct/servicebundle promoOnceinvested inmarketingthat didn’tworkTried FBLive orTikToksellingSpent ononlineadsHas run theirbusiness formore than 5yearsKeepsinventoryrecordsLearnedbusiness fromparents/familyFavoritecustomeroncebecame afriendKeeps aseparatebusinessand personalaccountWorks withanaccountantorbookkeeperAccepted“utang”(credit) fromcustomersKnows theirexactmonthlyprofit marginUsedGCash,Maya, orPayPal forbusinessDrinks coffeebeforeopening theshopApplied for agovernmentMSMEprogram/loanStill usespaperrecordsinstead ofdigitalBusinessname has apersonalstory behinditTriedautomatingpart of thebusinessBorrowedfrom acooperativeOnce changedbusinessproducts/servicescompletelyWould loveto have acelebrity asa customerBuys inbulk tosavemoneyUsessocialmedia forselling

MONEY SMART - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Has joined a trade fair or bazaar
  2. Uses a notebook or app for daily sales
  3. Got their first big customer by accident
  4. Started their business during the pandemic
  5. Keeps receipts for every expense
  6. Was once late in paying a supplier
  7. Has used capital from family/friends
  8. Once regretted a big business purchase
  9. Saves a fixed % of income monthly
  10. Has emergency savings for the business
  11. Handles all parts of the business alone
  12. Dreams of expanding to another city
  13. Offers discounts or promos to attract customers
  14. Has stayed up past midnight working on orders
  15. Has at least one employee/helper
  16. Gained a repeat customer for more than 2 years
  17. Prefers to save before buying business needs
  18. Has a product/service bundle promo
  19. Once invested in marketing that didn’t work
  20. Tried FB Live or TikTok selling
  21. Spent on online ads
  22. Has run their business for more than 5 years
  23. Keeps inventory records
  24. Learned business from parents/family
  25. Favorite customer once became a friend
  26. Keeps a separate business and personal account
  27. Works with an accountant or bookkeeper
  28. Accepted “utang” (credit) from customers
  29. Knows their exact monthly profit margin
  30. Used GCash, Maya, or PayPal for business
  31. Drinks coffee before opening the shop
  32. Applied for a government MSME program/loan
  33. Still uses paper records instead of digital
  34. Business name has a personal story behind it
  35. Tried automating part of the business
  36. Borrowed from a cooperative
  37. Once changed business products/services completely
  38. Would love to have a celebrity as a customer
  39. Buys in bulk to save money
  40. Uses social media for selling