CirculartransactionsRapidmovementof fundsThird-partypaymentsUnexplainedwealthPoliticallyexposedperson(PEP)FrontcompanyMultiplebankaccountsUse ofvirtualassetsShellcompanyTrade-basedmoneylaunderingUse ofintermediariesUnusual loanarrangementsCharitablefrontCash-intensivebusinessBearersharesUse offamilyaccountsLayeringUse ofoffshoreentitiesComplexownershipchainTransactionswith high-riskcountriesPurchaseof luxuryassetsStructuringofdepositsSmurfingOver- orunder-invoicingCirculartransactionsRapidmovementof fundsThird-partypaymentsUnexplainedwealthPoliticallyexposedperson(PEP)FrontcompanyMultiplebankaccountsUse ofvirtualassetsShellcompanyTrade-basedmoneylaunderingUse ofintermediariesUnusual loanarrangementsCharitablefrontCash-intensivebusinessBearersharesUse offamilyaccountsLayeringUse ofoffshoreentitiesComplexownershipchainTransactionswith high-riskcountriesPurchaseof luxuryassetsStructuringofdepositsSmurfingOver- orunder-invoicing

Advanced AML Red-Flag Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
  1. Circular transactions
  2. Rapid movement of funds
  3. Third-party payments
  4. Unexplained wealth
  5. Politically exposed person (PEP)
  6. Front company
  7. Multiple bank accounts
  8. Use of virtual assets
  9. Shell company
  10. Trade-based money laundering
  11. Use of intermediaries
  12. Unusual loan arrangements
  13. Charitable front
  14. Cash-intensive business
  15. Bearer shares
  16. Use of family accounts
  17. Layering
  18. Use of offshore entities
  19. Complex ownership chain
  20. Transactions with high-risk countries
  21. Purchase of luxury assets
  22. Structuring of deposits
  23. Smurfing
  24. Over- or under-invoicing