Financial Wellness

Financial Wellness Bingo Card
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This bingo card has a free space and 24 words: Tracked Spending: Recorded every expense for 1 month, On-Time Payment: Paid a bill before the due date, Savings Starter: Opened a dedicated savings account, 401k Research: Learned if my employer offers a retirement match, Impulse Control: Walked away from a "want" purchase, Money Goal: Set one specific financial goal (e.g., "Save $500"), Credit Check: Looked up my current credit score, Subscription Audit: Canceled one unused monthly subscription, Starter Emergency Fund: Saved my first $1,000, Needs vs. Wants: Labeled my monthly expenses by priority, Budget Balance: Created a plan where Income = Expenses, IRA Setup: Opened an Individual Retirement Account, Education: Read one finance article, blog post, or book, Debt Progress: Paid more than the minimum balance on a card/loan, Automation: Set up an automatic transfer to savings, Debt Freeze: Went a full month without adding to a credit card balance, Comparison Shop: Found a cheaper price for a regular grocery or household item, Fee Check: Confirmed I'm not paying unnecessary monthly bank fees, Money Talk: Had one honest conversation about finances, Sale Resistance: Didn't buy something just because it was "on sale", Interest Basics: Learned how interest rates affect debt vs. savings, Century Mark: Hit a milestone of $100 saved this month, Tax Prep: Organized all financial documents in one folder and First Investment: Put my first $10 into a stock or index fund.

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