Education:Read onefinancearticle, blogpost, or bookAutomation:Set up anautomatictransfer tosavings401k Research:Learned if myemployer offersa retirementmatchInterest Basics:Learned howinterest ratesaffect debt vs.savingsIRA Setup:Opened anIndividualRetirementAccountSavingsStarter:Opened adedicatedsavingsaccountSaleResistance:Didn't buysomething justbecause it was"on sale"Fee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesMoney Goal:Set one specificfinancial goal(e.g., "Save$500")ComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemImpulseControl:Walked awayfrom a "want"purchaseDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceNeeds vs.Wants: Labeledmy monthlyexpenses bypriorityMoney Talk:Had onehonestconversationabout financesCenturyMark: Hit amilestone of$100 savedthis monthFirstInvestment: Putmy first $10 intoa stock or indexfundOn-TimePayment:Paid a billbefore thedue dateTax Prep:Organizedall financialdocumentsin one folderStarterEmergencyFund: Savedmy first$1,000TrackedSpending:Recordedevery expensefor 1 monthSubscriptionAudit: Canceledone unusedmonthlysubscriptionBudgetBalance:Created a planwhere Income= ExpensesCreditCheck:Looked upmy currentcredit scoreDebt Progress:Paid more thanthe minimumbalance on acard/loanEducation:Read onefinancearticle, blogpost, or bookAutomation:Set up anautomatictransfer tosavings401k Research:Learned if myemployer offersa retirementmatchInterest Basics:Learned howinterest ratesaffect debt vs.savingsIRA Setup:Opened anIndividualRetirementAccountSavingsStarter:Opened adedicatedsavingsaccountSaleResistance:Didn't buysomething justbecause it was"on sale"Fee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesMoney Goal:Set one specificfinancial goal(e.g., "Save$500")ComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemImpulseControl:Walked awayfrom a "want"purchaseDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceNeeds vs.Wants: Labeledmy monthlyexpenses bypriorityMoney Talk:Had onehonestconversationabout financesCenturyMark: Hit amilestone of$100 savedthis monthFirstInvestment: Putmy first $10 intoa stock or indexfundOn-TimePayment:Paid a billbefore thedue dateTax Prep:Organizedall financialdocumentsin one folderStarterEmergencyFund: Savedmy first$1,000TrackedSpending:Recordedevery expensefor 1 monthSubscriptionAudit: Canceledone unusedmonthlysubscriptionBudgetBalance:Created a planwhere Income= ExpensesCreditCheck:Looked upmy currentcredit scoreDebt Progress:Paid more thanthe minimumbalance on acard/loan

Financial Wellness - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Education: Read one finance article, blog post, or book
  2. Automation: Set up an automatic transfer to savings
  3. 401k Research: Learned if my employer offers a retirement match
  4. Interest Basics: Learned how interest rates affect debt vs. savings
  5. IRA Setup: Opened an Individual Retirement Account
  6. Savings Starter: Opened a dedicated savings account
  7. Sale Resistance: Didn't buy something just because it was "on sale"
  8. Fee Check: Confirmed I'm not paying unnecessary monthly bank fees
  9. Money Goal: Set one specific financial goal (e.g., "Save $500")
  10. Comparison Shop: Found a cheaper price for a regular grocery or household item
  11. Impulse Control: Walked away from a "want" purchase
  12. Debt Freeze: Went a full month without adding to a credit card balance
  13. Needs vs. Wants: Labeled my monthly expenses by priority
  14. Money Talk: Had one honest conversation about finances
  15. Century Mark: Hit a milestone of $100 saved this month
  16. First Investment: Put my first $10 into a stock or index fund
  17. On-Time Payment: Paid a bill before the due date
  18. Tax Prep: Organized all financial documents in one folder
  19. Starter Emergency Fund: Saved my first $1,000
  20. Tracked Spending: Recorded every expense for 1 month
  21. Subscription Audit: Canceled one unused monthly subscription
  22. Budget Balance: Created a plan where Income = Expenses
  23. Credit Check: Looked up my current credit score
  24. Debt Progress: Paid more than the minimum balance on a card/loan