IRA Setup:Opened anIndividualRetirementAccountMoney Goal:Set one specificfinancial goal(e.g., "Save$500")CreditCheck:Looked upmy currentcredit scoreImpulseControl:Walked awayfrom a "want"purchaseSavingsStarter:Opened adedicatedsavingsaccountTax Prep:Organizedall financialdocumentsin one folder401k Research:Learned if myemployer offersa retirementmatchBudgetBalance:Created a planwhere Income= ExpensesDebt Progress:Paid more thanthe minimumbalance on acard/loanTrackedSpending:Recordedevery expensefor 1 monthSaleResistance:Didn't buysomething justbecause it was"on sale"Money Talk:Had onehonestconversationabout financesFirstInvestment: Putmy first $10 intoa stock or indexfundAutomation:Set up anautomatictransfer tosavingsFee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesCenturyMark: Hit amilestone of$100 savedthis monthNeeds vs.Wants: Labeledmy monthlyexpenses bypriorityOn-TimePayment:Paid a billbefore thedue dateDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceStarterEmergencyFund: Savedmy first$1,000ComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemSubscriptionAudit: Canceledone unusedmonthlysubscriptionEducation:Read onefinancearticle, blogpost, or bookInterest Basics:Learned howinterest ratesaffect debt vs.savingsIRA Setup:Opened anIndividualRetirementAccountMoney Goal:Set one specificfinancial goal(e.g., "Save$500")CreditCheck:Looked upmy currentcredit scoreImpulseControl:Walked awayfrom a "want"purchaseSavingsStarter:Opened adedicatedsavingsaccountTax Prep:Organizedall financialdocumentsin one folder401k Research:Learned if myemployer offersa retirementmatchBudgetBalance:Created a planwhere Income= ExpensesDebt Progress:Paid more thanthe minimumbalance on acard/loanTrackedSpending:Recordedevery expensefor 1 monthSaleResistance:Didn't buysomething justbecause it was"on sale"Money Talk:Had onehonestconversationabout financesFirstInvestment: Putmy first $10 intoa stock or indexfundAutomation:Set up anautomatictransfer tosavingsFee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesCenturyMark: Hit amilestone of$100 savedthis monthNeeds vs.Wants: Labeledmy monthlyexpenses bypriorityOn-TimePayment:Paid a billbefore thedue dateDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceStarterEmergencyFund: Savedmy first$1,000ComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemSubscriptionAudit: Canceledone unusedmonthlysubscriptionEducation:Read onefinancearticle, blogpost, or bookInterest Basics:Learned howinterest ratesaffect debt vs.savings

Financial Wellness - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. IRA Setup: Opened an Individual Retirement Account
  2. Money Goal: Set one specific financial goal (e.g., "Save $500")
  3. Credit Check: Looked up my current credit score
  4. Impulse Control: Walked away from a "want" purchase
  5. Savings Starter: Opened a dedicated savings account
  6. Tax Prep: Organized all financial documents in one folder
  7. 401k Research: Learned if my employer offers a retirement match
  8. Budget Balance: Created a plan where Income = Expenses
  9. Debt Progress: Paid more than the minimum balance on a card/loan
  10. Tracked Spending: Recorded every expense for 1 month
  11. Sale Resistance: Didn't buy something just because it was "on sale"
  12. Money Talk: Had one honest conversation about finances
  13. First Investment: Put my first $10 into a stock or index fund
  14. Automation: Set up an automatic transfer to savings
  15. Fee Check: Confirmed I'm not paying unnecessary monthly bank fees
  16. Century Mark: Hit a milestone of $100 saved this month
  17. Needs vs. Wants: Labeled my monthly expenses by priority
  18. On-Time Payment: Paid a bill before the due date
  19. Debt Freeze: Went a full month without adding to a credit card balance
  20. Starter Emergency Fund: Saved my first $1,000
  21. Comparison Shop: Found a cheaper price for a regular grocery or household item
  22. Subscription Audit: Canceled one unused monthly subscription
  23. Education: Read one finance article, blog post, or book
  24. Interest Basics: Learned how interest rates affect debt vs. savings