Education:Read onefinancearticle, blogpost, or bookSavingsStarter:Opened adedicatedsavingsaccountStarterEmergencyFund: Savedmy first$1,000BudgetBalance:Created a planwhere Income= ExpensesTrackedSpending:Recordedevery expensefor 1 monthMoney Goal:Set one specificfinancial goal(e.g., "Save$500")Interest Basics:Learned howinterest ratesaffect debt vs.savingsNeeds vs.Wants: Labeledmy monthlyexpenses bypriorityFirstInvestment: Putmy first $10 intoa stock or indexfundTax Prep:Organizedall financialdocumentsin one folderFee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesCreditCheck:Looked upmy currentcredit scoreDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemAutomation:Set up anautomatictransfer tosavingsIRA Setup:Opened anIndividualRetirementAccountSaleResistance:Didn't buysomething justbecause it was"on sale"Debt Progress:Paid more thanthe minimumbalance on acard/loanOn-TimePayment:Paid a billbefore thedue dateSubscriptionAudit: Canceledone unusedmonthlysubscription401k Research:Learned if myemployer offersa retirementmatchImpulseControl:Walked awayfrom a "want"purchaseMoney Talk:Had onehonestconversationabout financesCenturyMark: Hit amilestone of$100 savedthis monthEducation:Read onefinancearticle, blogpost, or bookSavingsStarter:Opened adedicatedsavingsaccountStarterEmergencyFund: Savedmy first$1,000BudgetBalance:Created a planwhere Income= ExpensesTrackedSpending:Recordedevery expensefor 1 monthMoney Goal:Set one specificfinancial goal(e.g., "Save$500")Interest Basics:Learned howinterest ratesaffect debt vs.savingsNeeds vs.Wants: Labeledmy monthlyexpenses bypriorityFirstInvestment: Putmy first $10 intoa stock or indexfundTax Prep:Organizedall financialdocumentsin one folderFee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesCreditCheck:Looked upmy currentcredit scoreDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemAutomation:Set up anautomatictransfer tosavingsIRA Setup:Opened anIndividualRetirementAccountSaleResistance:Didn't buysomething justbecause it was"on sale"Debt Progress:Paid more thanthe minimumbalance on acard/loanOn-TimePayment:Paid a billbefore thedue dateSubscriptionAudit: Canceledone unusedmonthlysubscription401k Research:Learned if myemployer offersa retirementmatchImpulseControl:Walked awayfrom a "want"purchaseMoney Talk:Had onehonestconversationabout financesCenturyMark: Hit amilestone of$100 savedthis month

Financial Wellness - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Education: Read one finance article, blog post, or book
  2. Savings Starter: Opened a dedicated savings account
  3. Starter Emergency Fund: Saved my first $1,000
  4. Budget Balance: Created a plan where Income = Expenses
  5. Tracked Spending: Recorded every expense for 1 month
  6. Money Goal: Set one specific financial goal (e.g., "Save $500")
  7. Interest Basics: Learned how interest rates affect debt vs. savings
  8. Needs vs. Wants: Labeled my monthly expenses by priority
  9. First Investment: Put my first $10 into a stock or index fund
  10. Tax Prep: Organized all financial documents in one folder
  11. Fee Check: Confirmed I'm not paying unnecessary monthly bank fees
  12. Credit Check: Looked up my current credit score
  13. Debt Freeze: Went a full month without adding to a credit card balance
  14. Comparison Shop: Found a cheaper price for a regular grocery or household item
  15. Automation: Set up an automatic transfer to savings
  16. IRA Setup: Opened an Individual Retirement Account
  17. Sale Resistance: Didn't buy something just because it was "on sale"
  18. Debt Progress: Paid more than the minimum balance on a card/loan
  19. On-Time Payment: Paid a bill before the due date
  20. Subscription Audit: Canceled one unused monthly subscription
  21. 401k Research: Learned if my employer offers a retirement match
  22. Impulse Control: Walked away from a "want" purchase
  23. Money Talk: Had one honest conversation about finances
  24. Century Mark: Hit a milestone of $100 saved this month