401k Research:Learned if myemployer offersa retirementmatchMoney Talk:Had onehonestconversationabout financesComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemSavingsStarter:Opened adedicatedsavingsaccountTrackedSpending:Recordedevery expensefor 1 monthIRA Setup:Opened anIndividualRetirementAccountCreditCheck:Looked upmy currentcredit scoreSaleResistance:Didn't buysomething justbecause it was"on sale"CenturyMark: Hit amilestone of$100 savedthis monthFirstInvestment: Putmy first $10 intoa stock or indexfundDebt Progress:Paid more thanthe minimumbalance on acard/loanTax Prep:Organizedall financialdocumentsin one folderStarterEmergencyFund: Savedmy first$1,000Needs vs.Wants: Labeledmy monthlyexpenses bypriorityBudgetBalance:Created a planwhere Income= ExpensesImpulseControl:Walked awayfrom a "want"purchaseMoney Goal:Set one specificfinancial goal(e.g., "Save$500")Debt Freeze:Went a fullmonth withoutadding to acredit cardbalanceFee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesEducation:Read onefinancearticle, blogpost, or bookOn-TimePayment:Paid a billbefore thedue dateAutomation:Set up anautomatictransfer tosavingsSubscriptionAudit: Canceledone unusedmonthlysubscriptionInterest Basics:Learned howinterest ratesaffect debt vs.savings401k Research:Learned if myemployer offersa retirementmatchMoney Talk:Had onehonestconversationabout financesComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemSavingsStarter:Opened adedicatedsavingsaccountTrackedSpending:Recordedevery expensefor 1 monthIRA Setup:Opened anIndividualRetirementAccountCreditCheck:Looked upmy currentcredit scoreSaleResistance:Didn't buysomething justbecause it was"on sale"CenturyMark: Hit amilestone of$100 savedthis monthFirstInvestment: Putmy first $10 intoa stock or indexfundDebt Progress:Paid more thanthe minimumbalance on acard/loanTax Prep:Organizedall financialdocumentsin one folderStarterEmergencyFund: Savedmy first$1,000Needs vs.Wants: Labeledmy monthlyexpenses bypriorityBudgetBalance:Created a planwhere Income= ExpensesImpulseControl:Walked awayfrom a "want"purchaseMoney Goal:Set one specificfinancial goal(e.g., "Save$500")Debt Freeze:Went a fullmonth withoutadding to acredit cardbalanceFee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesEducation:Read onefinancearticle, blogpost, or bookOn-TimePayment:Paid a billbefore thedue dateAutomation:Set up anautomatictransfer tosavingsSubscriptionAudit: Canceledone unusedmonthlysubscriptionInterest Basics:Learned howinterest ratesaffect debt vs.savings

Financial Wellness - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. 401k Research: Learned if my employer offers a retirement match
  2. Money Talk: Had one honest conversation about finances
  3. Comparison Shop: Found a cheaper price for a regular grocery or household item
  4. Savings Starter: Opened a dedicated savings account
  5. Tracked Spending: Recorded every expense for 1 month
  6. IRA Setup: Opened an Individual Retirement Account
  7. Credit Check: Looked up my current credit score
  8. Sale Resistance: Didn't buy something just because it was "on sale"
  9. Century Mark: Hit a milestone of $100 saved this month
  10. First Investment: Put my first $10 into a stock or index fund
  11. Debt Progress: Paid more than the minimum balance on a card/loan
  12. Tax Prep: Organized all financial documents in one folder
  13. Starter Emergency Fund: Saved my first $1,000
  14. Needs vs. Wants: Labeled my monthly expenses by priority
  15. Budget Balance: Created a plan where Income = Expenses
  16. Impulse Control: Walked away from a "want" purchase
  17. Money Goal: Set one specific financial goal (e.g., "Save $500")
  18. Debt Freeze: Went a full month without adding to a credit card balance
  19. Fee Check: Confirmed I'm not paying unnecessary monthly bank fees
  20. Education: Read one finance article, blog post, or book
  21. On-Time Payment: Paid a bill before the due date
  22. Automation: Set up an automatic transfer to savings
  23. Subscription Audit: Canceled one unused monthly subscription
  24. Interest Basics: Learned how interest rates affect debt vs. savings