Education:Read onefinancearticle, blogpost, or bookSaleResistance:Didn't buysomething justbecause it was"on sale"CreditCheck:Looked upmy currentcredit scoreAutomation:Set up anautomatictransfer tosavingsTrackedSpending:Recordedevery expensefor 1 monthOn-TimePayment:Paid a billbefore thedue dateIRA Setup:Opened anIndividualRetirementAccountNeeds vs.Wants: Labeledmy monthlyexpenses bypriorityMoney Goal:Set one specificfinancial goal(e.g., "Save$500")Fee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesImpulseControl:Walked awayfrom a "want"purchaseInterest Basics:Learned howinterest ratesaffect debt vs.savingsFirstInvestment: Putmy first $10 intoa stock or indexfundBudgetBalance:Created a planwhere Income= ExpensesSubscriptionAudit: Canceledone unusedmonthlysubscriptionMoney Talk:Had onehonestconversationabout financesDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceStarterEmergencyFund: Savedmy first$1,000Debt Progress:Paid more thanthe minimumbalance on acard/loanSavingsStarter:Opened adedicatedsavingsaccountComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemCenturyMark: Hit amilestone of$100 savedthis month401k Research:Learned if myemployer offersa retirementmatchTax Prep:Organizedall financialdocumentsin one folderEducation:Read onefinancearticle, blogpost, or bookSaleResistance:Didn't buysomething justbecause it was"on sale"CreditCheck:Looked upmy currentcredit scoreAutomation:Set up anautomatictransfer tosavingsTrackedSpending:Recordedevery expensefor 1 monthOn-TimePayment:Paid a billbefore thedue dateIRA Setup:Opened anIndividualRetirementAccountNeeds vs.Wants: Labeledmy monthlyexpenses bypriorityMoney Goal:Set one specificfinancial goal(e.g., "Save$500")Fee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesImpulseControl:Walked awayfrom a "want"purchaseInterest Basics:Learned howinterest ratesaffect debt vs.savingsFirstInvestment: Putmy first $10 intoa stock or indexfundBudgetBalance:Created a planwhere Income= ExpensesSubscriptionAudit: Canceledone unusedmonthlysubscriptionMoney Talk:Had onehonestconversationabout financesDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceStarterEmergencyFund: Savedmy first$1,000Debt Progress:Paid more thanthe minimumbalance on acard/loanSavingsStarter:Opened adedicatedsavingsaccountComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemCenturyMark: Hit amilestone of$100 savedthis month401k Research:Learned if myemployer offersa retirementmatchTax Prep:Organizedall financialdocumentsin one folder

Financial Wellness - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Education: Read one finance article, blog post, or book
  2. Sale Resistance: Didn't buy something just because it was "on sale"
  3. Credit Check: Looked up my current credit score
  4. Automation: Set up an automatic transfer to savings
  5. Tracked Spending: Recorded every expense for 1 month
  6. On-Time Payment: Paid a bill before the due date
  7. IRA Setup: Opened an Individual Retirement Account
  8. Needs vs. Wants: Labeled my monthly expenses by priority
  9. Money Goal: Set one specific financial goal (e.g., "Save $500")
  10. Fee Check: Confirmed I'm not paying unnecessary monthly bank fees
  11. Impulse Control: Walked away from a "want" purchase
  12. Interest Basics: Learned how interest rates affect debt vs. savings
  13. First Investment: Put my first $10 into a stock or index fund
  14. Budget Balance: Created a plan where Income = Expenses
  15. Subscription Audit: Canceled one unused monthly subscription
  16. Money Talk: Had one honest conversation about finances
  17. Debt Freeze: Went a full month without adding to a credit card balance
  18. Starter Emergency Fund: Saved my first $1,000
  19. Debt Progress: Paid more than the minimum balance on a card/loan
  20. Savings Starter: Opened a dedicated savings account
  21. Comparison Shop: Found a cheaper price for a regular grocery or household item
  22. Century Mark: Hit a milestone of $100 saved this month
  23. 401k Research: Learned if my employer offers a retirement match
  24. Tax Prep: Organized all financial documents in one folder