IRA Setup:Opened anIndividualRetirementAccountSubscriptionAudit: Canceledone unusedmonthlysubscriptionTrackedSpending:Recordedevery expensefor 1 monthCreditCheck:Looked upmy currentcredit scoreComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemImpulseControl:Walked awayfrom a "want"purchaseStarterEmergencyFund: Savedmy first$1,000Money Talk:Had onehonestconversationabout financesOn-TimePayment:Paid a billbefore thedue dateFirstInvestment: Putmy first $10 intoa stock or indexfundDebt Progress:Paid more thanthe minimumbalance on acard/loanSavingsStarter:Opened adedicatedsavingsaccountDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceInterest Basics:Learned howinterest ratesaffect debt vs.savingsTax Prep:Organizedall financialdocumentsin one folderEducation:Read onefinancearticle, blogpost, or bookFee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesAutomation:Set up anautomatictransfer tosavingsCenturyMark: Hit amilestone of$100 savedthis month401k Research:Learned if myemployer offersa retirementmatchBudgetBalance:Created a planwhere Income= ExpensesMoney Goal:Set one specificfinancial goal(e.g., "Save$500")Needs vs.Wants: Labeledmy monthlyexpenses byprioritySaleResistance:Didn't buysomething justbecause it was"on sale"IRA Setup:Opened anIndividualRetirementAccountSubscriptionAudit: Canceledone unusedmonthlysubscriptionTrackedSpending:Recordedevery expensefor 1 monthCreditCheck:Looked upmy currentcredit scoreComparisonShop: Found acheaper pricefor a regulargrocery orhousehold itemImpulseControl:Walked awayfrom a "want"purchaseStarterEmergencyFund: Savedmy first$1,000Money Talk:Had onehonestconversationabout financesOn-TimePayment:Paid a billbefore thedue dateFirstInvestment: Putmy first $10 intoa stock or indexfundDebt Progress:Paid more thanthe minimumbalance on acard/loanSavingsStarter:Opened adedicatedsavingsaccountDebt Freeze:Went a fullmonth withoutadding to acredit cardbalanceInterest Basics:Learned howinterest ratesaffect debt vs.savingsTax Prep:Organizedall financialdocumentsin one folderEducation:Read onefinancearticle, blogpost, or bookFee Check:Confirmed I'mnot payingunnecessarymonthly bankfeesAutomation:Set up anautomatictransfer tosavingsCenturyMark: Hit amilestone of$100 savedthis month401k Research:Learned if myemployer offersa retirementmatchBudgetBalance:Created a planwhere Income= ExpensesMoney Goal:Set one specificfinancial goal(e.g., "Save$500")Needs vs.Wants: Labeledmy monthlyexpenses byprioritySaleResistance:Didn't buysomething justbecause it was"on sale"

Financial Wellness - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. IRA Setup: Opened an Individual Retirement Account
  2. Subscription Audit: Canceled one unused monthly subscription
  3. Tracked Spending: Recorded every expense for 1 month
  4. Credit Check: Looked up my current credit score
  5. Comparison Shop: Found a cheaper price for a regular grocery or household item
  6. Impulse Control: Walked away from a "want" purchase
  7. Starter Emergency Fund: Saved my first $1,000
  8. Money Talk: Had one honest conversation about finances
  9. On-Time Payment: Paid a bill before the due date
  10. First Investment: Put my first $10 into a stock or index fund
  11. Debt Progress: Paid more than the minimum balance on a card/loan
  12. Savings Starter: Opened a dedicated savings account
  13. Debt Freeze: Went a full month without adding to a credit card balance
  14. Interest Basics: Learned how interest rates affect debt vs. savings
  15. Tax Prep: Organized all financial documents in one folder
  16. Education: Read one finance article, blog post, or book
  17. Fee Check: Confirmed I'm not paying unnecessary monthly bank fees
  18. Automation: Set up an automatic transfer to savings
  19. Century Mark: Hit a milestone of $100 saved this month
  20. 401k Research: Learned if my employer offers a retirement match
  21. Budget Balance: Created a plan where Income = Expenses
  22. Money Goal: Set one specific financial goal (e.g., "Save $500")
  23. Needs vs. Wants: Labeled my monthly expenses by priority
  24. Sale Resistance: Didn't buy something just because it was "on sale"