This bingo card has a free space and 48 words: Banks give us these to buy a home, car...etc., Charging interest on the loans., it is an electronic funds transfer and your money is available to you immediately., directly tied to your checking account, and the money is immediately taken out of your checking account when you make purchases on the card., a home loan where the interest rate stays the SAME., a home loan where the interest rate MAY CHANGE., insures member/ commercial bank deposits up to $250,000., a loan that you pay a certain amount of money every month. This has the same interest rate!, Allows you to transfer money from your checking and savings accounts, this can be done from anywhere, a service you can get through your bank, you must be eligible. It will automatically transfer money from one account to the another so you can make a purchase., DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!, If you STOP PAYMENT on a check you have written...., If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the..., creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE, Lenders discriminate and refuse loans to people based on where they live, Privately owned, profit focused, best for convenience, Owned by customers, local, best for basic account needs, FDIC (Federal Deposit Insurance Corporation), Savings certificate with a fixed interest rate ; issued by a bank; you have to pay a fee if you withdraw money before maturity, The consequences of insufficient funds when a customers does not have overdraft protections, Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit, A type of loan where the borrower offers something pledged as security for repayment of a loan, A type of loan where the borrower does NOT offer any collateral to the bank, Give loans to consumers and businesses., Loans, Banks earn money by, Direct Deposit for paychecks, Debit Card, Fixed Mortgage Rate, Adjustable Rate Mortgage, FDIC, Installment Loan, Online Banking, Overdraft Protection, Check Cashing Store, The bank will charge you a fee, US Treasury Department, Payday Lender, Redlining, Banks, Credit Unions, Insures Banks, Certificate of Deposit, Overdraft Fees, Electronic Funds Transfer, Secured or Collateralized Loans, Unsecured or Non-Collateralized Loans and Banks use savings account deposits to:.
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