(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Give loans to consumers and businesses.
A type of loan where the borrower does NOT offer any collateral to the bank
Loans
Overdraft Fees
a home loan where the interest rate MAY CHANGE.
Electronic Funds Transfer
Certificate of Deposit
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
Direct Deposit for paychecks
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
Privately owned, profit focused, best for convenience
The bank will charge you a fee
Banks use savings account deposits to:
FDIC (Federal Deposit Insurance Corporation)
Payday Lender
Unsecured or Non-Collateralized Loans
Fixed Mortgage Rate
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
insures
member/
commercial bank deposits up
to $250,000.
creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
Overdraft Protection
A type of loan where the borrower offers something pledged as security for repayment of a loan
a loan that you pay a certain
amount of money every month. This has the same interest rate!
Credit Unions
a home loan where the interest rate stays the SAME.
Redlining
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
Insures Banks
If you STOP PAYMENT on a check you have written....
Lenders discriminate and refuse loans to people based on where they live
Charging interest on the loans.
Owned by customers, local, best for basic account needs
Installment Loan
Adjustable Rate Mortgage
Secured or Collateralized Loans
it is an electronic funds transfer and your money is available to you immediately.
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
The consequences of insufficient funds when a customers does not have overdraft protections
US Treasury Department
Banks give us these to buy a home, car...etc.
Online Banking
Check Cashing Store
Debit Card
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!
Banks earn money by
FDIC
Banks
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...