(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
Give loans to consumers and businesses.
insures
member/
commercial bank deposits up
to $250,000.
Banks use savings account deposits to:
A type of loan where the borrower offers something pledged as security for repayment of a loan
it is an electronic funds transfer and your money is available to you immediately.
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
Check Cashing Store
Online Banking
FDIC (Federal Deposit Insurance Corporation)
Credit Unions
A type of loan where the borrower does NOT offer any collateral to the bank
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
Payday Lender
Insures Banks
Overdraft Protection
If you STOP PAYMENT on a check you have written....
Unsecured or Non-Collateralized Loans
a home loan where the interest rate MAY CHANGE.
Adjustable Rate Mortgage
Electronic Funds Transfer
Privately owned, profit focused, best for convenience
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
Banks
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
a home loan where the interest rate stays the SAME.
Loans
Owned by customers, local, best for basic account needs
US Treasury Department
a loan that you pay a certain
amount of money every month. This has the same interest rate!
Fixed Mortgage Rate
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
Secured or Collateralized Loans
Overdraft Fees
Banks give us these to buy a home, car...etc.
Redlining
Charging interest on the loans.
The bank will charge you a fee
Banks earn money by
Debit Card
FDIC
Certificate of Deposit
Direct Deposit for paychecks
Lenders discriminate and refuse loans to people based on where they live
The consequences of insufficient funds when a customers does not have overdraft protections
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!