(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Banks
Unsecured or Non-Collateralized Loans
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!
Banks use savings account deposits to:
Adjustable Rate Mortgage
Loans
Credit Unions
A type of loan where the borrower offers something pledged as security for repayment of a loan
Check Cashing Store
Electronic Funds Transfer
Charging interest on the loans.
Debit Card
insures
member/
commercial bank deposits up
to $250,000.
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
If you STOP PAYMENT on a check you have written....
it is an electronic funds transfer and your money is available to you immediately.
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
FDIC (Federal Deposit Insurance Corporation)
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
Redlining
The consequences of insufficient funds when a customers does not have overdraft protections
Direct Deposit for paychecks
Give loans to consumers and businesses.
Lenders discriminate and refuse loans to people based on where they live
US Treasury Department
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
The bank will charge you a fee
Banks give us these to buy a home, car...etc.
a home loan where the interest rate MAY CHANGE.
Fixed Mortgage Rate
Insures Banks
Banks earn money by
Owned by customers, local, best for basic account needs
creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
Overdraft Protection
Installment Loan
Online Banking
FDIC
Overdraft Fees
Secured or Collateralized Loans
Privately owned, profit focused, best for convenience
a loan that you pay a certain
amount of money every month. This has the same interest rate!
A type of loan where the borrower does NOT offer any collateral to the bank
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
Certificate of Deposit
Payday Lender
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
a home loan where the interest rate stays the SAME.