(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Debit Card
Overdraft Fees
Direct Deposit for paychecks
Online Banking
Insures Banks
Secured or Collateralized Loans
Owned by customers, local, best for basic account needs
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!
Unsecured or Non-Collateralized Loans
Redlining
Credit Unions
FDIC (Federal Deposit Insurance Corporation)
Charging interest on the loans.
Give loans to consumers and businesses.
Certificate of Deposit
Installment Loan
creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
A type of loan where the borrower does NOT offer any collateral to the bank
a home loan where the interest rate MAY CHANGE.
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
US Treasury Department
Fixed Mortgage Rate
Banks give us these to buy a home, car...etc.
If you STOP PAYMENT on a check you have written....
insures
member/
commercial bank deposits up
to $250,000.
The consequences of insufficient funds when a customers does not have overdraft protections
Loans
Electronic Funds Transfer
Overdraft Protection
a home loan where the interest rate stays the SAME.
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
Payday Lender
Lenders discriminate and refuse loans to people based on where they live
Check Cashing Store
a loan that you pay a certain
amount of money every month. This has the same interest rate!
The bank will charge you a fee
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
FDIC
Adjustable Rate Mortgage
Banks use savings account deposits to:
Privately owned, profit focused, best for convenience
A type of loan where the borrower offers something pledged as security for repayment of a loan
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
Banks earn money by
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
Banks
it is an electronic funds transfer and your money is available to you immediately.