(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Lenders discriminate and refuse loans to people based on where they live
Give loans to consumers and businesses.
it is an electronic funds transfer and your money is available to you immediately.
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
The consequences of insufficient funds when a customers does not have overdraft protections
Owned by customers, local, best for basic account needs
Charging interest on the loans.
US Treasury Department
Banks
Redlining
Electronic Funds Transfer
Debit Card
Credit Unions
Banks use savings account deposits to:
A type of loan where the borrower offers something pledged as security for repayment of a loan
Certificate of Deposit
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
Payday Lender
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
Check Cashing Store
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
Privately owned, profit focused, best for convenience
Fixed Mortgage Rate
Online Banking
Installment Loan
If you STOP PAYMENT on a check you have written....
FDIC (Federal Deposit Insurance Corporation)
a home loan where the interest rate stays the SAME.
insures
member/
commercial bank deposits up
to $250,000.
Unsecured or Non-Collateralized Loans
A type of loan where the borrower does NOT offer any collateral to the bank
Secured or Collateralized Loans
Loans
FDIC
creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
Insures Banks
Overdraft Fees
Banks earn money by
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
Banks give us these to buy a home, car...etc.
Direct Deposit for paychecks
a loan that you pay a certain
amount of money every month. This has the same interest rate!
