(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
Banks earn money by
Online Banking
creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
A type of loan where the borrower offers something pledged as security for repayment of a loan
insures
member/
commercial bank deposits up
to $250,000.
FDIC (Federal Deposit Insurance Corporation)
If you STOP PAYMENT on a check you have written....
it is an electronic funds transfer and your money is available to you immediately.
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
Insures Banks
Credit Unions
Direct Deposit for paychecks
Redlining
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!
FDIC
US Treasury Department
Banks
Electronic Funds Transfer
Secured or Collateralized Loans
Check Cashing Store
Banks use savings account deposits to:
a home loan where the interest rate MAY CHANGE.
Adjustable Rate Mortgage
a loan that you pay a certain
amount of money every month. This has the same interest rate!
Loans
a home loan where the interest rate stays the SAME.
Debit Card
Payday Lender
Lenders discriminate and refuse loans to people based on where they live
Certificate of Deposit
The consequences of insufficient funds when a customers does not have overdraft protections
A type of loan where the borrower does NOT offer any collateral to the bank
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
Give loans to consumers and businesses.
Overdraft Protection
Fixed Mortgage Rate
Installment Loan
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
The bank will charge you a fee
Unsecured or Non-Collateralized Loans
Overdraft Fees
Owned by customers, local, best for basic account needs
Privately owned, profit focused, best for convenience