(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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it is an electronic funds transfer and your money is available to you immediately.
A type of loan where the borrower offers something pledged as security for repayment of a loan
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
FDIC
insures
member/
commercial bank deposits up
to $250,000.
Privately owned, profit focused, best for convenience
Check Cashing Store
Banks use savings account deposits to:
Debit Card
Overdraft Protection
The consequences of insufficient funds when a customers does not have overdraft protections
Direct Deposit for paychecks
A type of loan where the borrower does NOT offer any collateral to the bank
If you STOP PAYMENT on a check you have written....
a home loan where the interest rate MAY CHANGE.
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!
Certificate of Deposit
a home loan where the interest rate stays the SAME.
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
The bank will charge you a fee
Loans
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
US Treasury Department
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
Unsecured or Non-Collateralized Loans
Credit Unions
Banks earn money by
creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
Adjustable Rate Mortgage
Owned by customers, local, best for basic account needs
Banks
FDIC (Federal Deposit Insurance Corporation)
Banks give us these to buy a home, car...etc.
a loan that you pay a certain
amount of money every month. This has the same interest rate!
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
Overdraft Fees
Fixed Mortgage Rate
Online Banking
Installment Loan
Give loans to consumers and businesses.
Secured or Collateralized Loans
Insures Banks
Electronic Funds Transfer
Charging interest on the loans.
Redlining
Lenders discriminate and refuse loans to people based on where they live