(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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US Treasury Department
Unsecured or Non-Collateralized Loans
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
Adjustable Rate Mortgage
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!
a home loan where the interest rate stays the SAME.
Direct Deposit for paychecks
a home loan where the interest rate MAY CHANGE.
it is an electronic funds transfer and your money is available to you immediately.
Privately owned, profit focused, best for convenience
Online Banking
The consequences of insufficient funds when a customers does not have overdraft protections
Charging interest on the loans.
Banks
Electronic Funds Transfer
Redlining
creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
insures
member/
commercial bank deposits up
to $250,000.
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
Installment Loan
Overdraft Protection
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
A type of loan where the borrower offers something pledged as security for repayment of a loan
A type of loan where the borrower does NOT offer any collateral to the bank
a loan that you pay a certain
amount of money every month. This has the same interest rate!
Loans
Insures Banks
FDIC
Certificate of Deposit
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
Owned by customers, local, best for basic account needs
Check Cashing Store
Banks earn money by
Payday Lender
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
Secured or Collateralized Loans
Lenders discriminate and refuse loans to people based on where they live
Banks use savings account deposits to:
Fixed Mortgage Rate
Debit Card
Credit Unions
Give loans to consumers and businesses.
FDIC (Federal Deposit Insurance Corporation)
Banks give us these to buy a home, car...etc.
If you STOP PAYMENT on a check you have written....