(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
Credit Unions
FDIC (Federal Deposit Insurance Corporation)
Loans
a home loan where the interest rate MAY CHANGE.
Owned by customers, local, best for basic account needs
US Treasury Department
Debit Card
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
Online Banking
Certificate of Deposit
The consequences of insufficient funds when a customers does not have overdraft protections
Check Cashing Store
a loan that you pay a certain
amount of money every month. This has the same interest rate!
it is an electronic funds transfer and your money is available to you immediately.
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!
Overdraft Protection
Charging interest on the loans.
Secured or Collateralized Loans
If you STOP PAYMENT on a check you have written....
Electronic Funds Transfer
A type of loan where the borrower does NOT offer any collateral to the bank
Insures Banks
Payday Lender
Redlining
Banks use savings account deposits to:
Unsecured or Non-Collateralized Loans
FDIC
a home loan where the interest rate stays the SAME.
Banks earn money by
A type of loan where the borrower offers something pledged as security for repayment of a loan
Direct Deposit for paychecks
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
Overdraft Fees
The bank will charge you a fee
insures
member/
commercial bank deposits up
to $250,000.
Privately owned, profit focused, best for convenience
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
Give loans to consumers and businesses.
Lenders discriminate and refuse loans to people based on where they live
Installment Loan
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
Fixed Mortgage Rate
Adjustable Rate Mortgage
Banks
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
Banks give us these to buy a home, car...etc.
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity