(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Banks earn money by
Redlining
Certificate of Deposit
Banks
Electronic Funds Transfer
Adjustable Rate Mortgage
Fixed Mortgage Rate
directly tied to your checking account,
and the money is immediately taken out of your checking account when you make
purchases on the card.
a service you can get through your bank, you must be eligible. It will automatically transfer money from one
account to the another
so you can make a purchase.
Banks use savings account deposits to:
FDIC
Debit Card
Lenders discriminate and refuse loans to people based on where they live
Privately owned, profit focused, best for convenience
Direct Deposit for paychecks
Loans
US Treasury Department
it is an electronic funds transfer and your money is available to you immediately.
Secured or Collateralized Loans
Online Banking
Insures Banks
Charging interest on the loans.
Check Cashing Store
Installment Loan
Payday Lender
The bank will charge you a fee
Overdraft Fees
FDIC (Federal Deposit Insurance Corporation)
insures
member/
commercial bank deposits up
to $250,000.
a home loan where the interest rate MAY CHANGE.
If you STOP PAYMENT on a check you have written....
a home loan where the interest rate stays the SAME.
Allows you to transfer money from your checking and savings accounts, this can be done from anywhere
a loan that you pay a certain
amount of money every month. This has the same interest rate!
Owned by customers, local, best for basic account needs
Give loans to consumers and businesses.
The consequences of insufficient funds when a customers does not have overdraft protections
creditor who provides a short term loan to the borrower with a HIGH INTEREST RATE
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the...
Savings certificate with
a fixed interest rate
; issued by a bank; you have to pay a fee if
you withdraw money
before maturity
A type of loan where the borrower does NOT offer any collateral to the bank
Banks give us these to buy a home, car...etc.
A type of loan where the borrower offers something pledged as security for repayment of a loan
Automatic transfers from checking accounts to savings accounts or vice versa, includes online bill pay, and online deposit
Unsecured or Non-Collateralized Loans
Credit Unions
DO NOT CASH YOUR CHECKS HERE..... THE STORE WILL CHARGE YOU A FEE!!!!