This bingo card has a free space and 24 words: Collateral, Someone who legally agrees to take responsibility for a person's debt if they cannot repay it, Introductory APR, A fee charged if your payment is received after the due date, Annual Fee, Annual Percentage Rate (APR), The amount you owe as the cost of borrowing money, Mortgage, Credit Card, Personal Loan, Fixed-Rate Loan, Principal, Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score, Unsecured Debt, Balance Transfer, The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender, Revolving Credit, A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month, Down Payment, Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made, Variable-Rate Loan, The maximum amount that may be borrowed on a credit card, A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds and Schumer Box.
Credit Review | General Finance Terms | Financial Literacy | Credit Bingo | Credit Vocab!
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