Debt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeDownPaymentMortgageCollateralVariable-RateLoanThe maximumamount thatmay beborrowed on acredit cardAnnualPercentageRate (APR)CreditCardSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itAnnualFeeRevolvingCreditBalanceTransferLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreIntroductoryAPRFixed-RateLoan A fee charged ifyour payment isreceived afterthe due datePrincipalPersonalLoanUnsecuredDebtA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthThe amountyou owe asthe cost ofborrowingmoneyA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderSchumerBoxDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeDownPaymentMortgageCollateralVariable-RateLoanThe maximumamount thatmay beborrowed on acredit cardAnnualPercentageRate (APR)CreditCardSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itAnnualFeeRevolvingCreditBalanceTransferLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreIntroductoryAPRFixed-RateLoan A fee charged ifyour payment isreceived afterthe due datePrincipalPersonalLoanUnsecuredDebtA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthThe amountyou owe asthe cost ofborrowingmoneyA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderSchumerBox

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  2. Down Payment
  3. Mortgage
  4. Collateral
  5. Variable-Rate Loan
  6. The maximum amount that may be borrowed on a credit card
  7. Annual Percentage Rate (APR)
  8. Credit Card
  9. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  10. Annual Fee
  11. Revolving Credit
  12. Balance Transfer
  13. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  14. Introductory APR
  15. Fixed-Rate Loan
  16. A fee charged if your payment is received after the due date
  17. Principal
  18. Personal Loan
  19. Unsecured Debt
  20. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  21. The amount you owe as the cost of borrowing money
  22. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  23. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  24. Schumer Box