A mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthAnnualPercentageRate (APR)Someone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itCreditCardPrincipalFixed-RateLoanVariable-RateLoanRevolvingCreditCollateralIntroductoryAPRThe amountyou owe asthe cost ofborrowingmoneyPersonalLoanDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeBalanceTransfer A fee charged ifyour payment isreceived afterthe due dateDownPaymentUnsecuredDebtThe maximumamount thatmay beborrowed on acredit cardMortgageThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsAnnualFeeLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreSchumerBoxA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthAnnualPercentageRate (APR)Someone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itCreditCardPrincipalFixed-RateLoanVariable-RateLoanRevolvingCreditCollateralIntroductoryAPRThe amountyou owe asthe cost ofborrowingmoneyPersonalLoanDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeBalanceTransfer A fee charged ifyour payment isreceived afterthe due dateDownPaymentUnsecuredDebtThe maximumamount thatmay beborrowed on acredit cardMortgageThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsAnnualFeeLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreSchumerBox

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  2. Annual Percentage Rate (APR)
  3. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  4. Credit Card
  5. Principal
  6. Fixed-Rate Loan
  7. Variable-Rate Loan
  8. Revolving Credit
  9. Collateral
  10. Introductory APR
  11. The amount you owe as the cost of borrowing money
  12. Personal Loan
  13. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  14. Balance Transfer
  15. A fee charged if your payment is received after the due date
  16. Down Payment
  17. Unsecured Debt
  18. The maximum amount that may be borrowed on a credit card
  19. Mortgage
  20. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  21. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  22. Annual Fee
  23. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  24. Schumer Box