A bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderVariable-RateLoanMortgageDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeUnsecuredDebtA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthThe amountyou owe asthe cost ofborrowingmoneyBalanceTransferPrincipalFixed-RateLoanLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreRevolvingCreditCreditCardIntroductoryAPRDownPaymentAnnualPercentageRate (APR)PersonalLoanThe maximumamount thatmay beborrowed on acredit cardSchumerBoxCollateralSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itAnnualFee A fee charged ifyour payment isreceived afterthe due dateA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderVariable-RateLoanMortgageDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeUnsecuredDebtA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthThe amountyou owe asthe cost ofborrowingmoneyBalanceTransferPrincipalFixed-RateLoanLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreRevolvingCreditCreditCardIntroductoryAPRDownPaymentAnnualPercentageRate (APR)PersonalLoanThe maximumamount thatmay beborrowed on acredit cardSchumerBoxCollateralSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itAnnualFee A fee charged ifyour payment isreceived afterthe due date

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  2. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  3. Variable-Rate Loan
  4. Mortgage
  5. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  6. Unsecured Debt
  7. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  8. The amount you owe as the cost of borrowing money
  9. Balance Transfer
  10. Principal
  11. Fixed-Rate Loan
  12. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  13. Revolving Credit
  14. Credit Card
  15. Introductory APR
  16. Down Payment
  17. Annual Percentage Rate (APR)
  18. Personal Loan
  19. The maximum amount that may be borrowed on a credit card
  20. Schumer Box
  21. Collateral
  22. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  23. Annual Fee
  24. A fee charged if your payment is received after the due date