SchumerBoxUnsecuredDebtPrincipalLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scorePersonalLoanBalanceTransferAnnualPercentageRate (APR)Variable-RateLoanMortgageFixed-RateLoan A fee charged ifyour payment isreceived afterthe due dateCollateralIntroductoryAPRA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeThe amountyou owe asthe cost ofborrowingmoneySomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itDownPaymentAnnualFeeA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsCreditCardRevolvingCreditThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderThe maximumamount thatmay beborrowed on acredit cardSchumerBoxUnsecuredDebtPrincipalLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scorePersonalLoanBalanceTransferAnnualPercentageRate (APR)Variable-RateLoanMortgageFixed-RateLoan A fee charged ifyour payment isreceived afterthe due dateCollateralIntroductoryAPRA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeThe amountyou owe asthe cost ofborrowingmoneySomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itDownPaymentAnnualFeeA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsCreditCardRevolvingCreditThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderThe maximumamount thatmay beborrowed on acredit card

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Schumer Box
  2. Unsecured Debt
  3. Principal
  4. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  5. Personal Loan
  6. Balance Transfer
  7. Annual Percentage Rate (APR)
  8. Variable-Rate Loan
  9. Mortgage
  10. Fixed-Rate Loan
  11. A fee charged if your payment is received after the due date
  12. Collateral
  13. Introductory APR
  14. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  15. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  16. The amount you owe as the cost of borrowing money
  17. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  18. Down Payment
  19. Annual Fee
  20. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  21. Credit Card
  22. Revolving Credit
  23. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  24. The maximum amount that may be borrowed on a credit card