PersonalLoanMortgagePrincipalA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itCreditCardIntroductoryAPRA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthAnnualFee A fee charged ifyour payment isreceived afterthe due dateThe amountyou owe asthe cost ofborrowingmoneyVariable-RateLoanThe maximumamount thatmay beborrowed on acredit cardBalanceTransferCollateralRevolvingCreditAnnualPercentageRate (APR)The smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderFixed-RateLoanUnsecuredDebtLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreDownPaymentDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeSchumerBoxPersonalLoanMortgagePrincipalA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itCreditCardIntroductoryAPRA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthAnnualFee A fee charged ifyour payment isreceived afterthe due dateThe amountyou owe asthe cost ofborrowingmoneyVariable-RateLoanThe maximumamount thatmay beborrowed on acredit cardBalanceTransferCollateralRevolvingCreditAnnualPercentageRate (APR)The smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderFixed-RateLoanUnsecuredDebtLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreDownPaymentDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeSchumerBox

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Personal Loan
  2. Mortgage
  3. Principal
  4. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  5. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  6. Credit Card
  7. Introductory APR
  8. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  9. Annual Fee
  10. A fee charged if your payment is received after the due date
  11. The amount you owe as the cost of borrowing money
  12. Variable-Rate Loan
  13. The maximum amount that may be borrowed on a credit card
  14. Balance Transfer
  15. Collateral
  16. Revolving Credit
  17. Annual Percentage Rate (APR)
  18. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  19. Fixed-Rate Loan
  20. Unsecured Debt
  21. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  22. Down Payment
  23. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  24. Schumer Box