A bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsCreditCardLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreVariable-RateLoanSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itSchumerBoxThe maximumamount thatmay beborrowed on acredit cardPrincipalDownPaymentCollateralRevolvingCreditFixed-RateLoan A fee charged ifyour payment isreceived afterthe due dateDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeThe amountyou owe asthe cost ofborrowingmoneyIntroductoryAPRAnnualPercentageRate (APR)A mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthAnnualFeeMortgageUnsecuredDebtPersonalLoanThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderBalanceTransferA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsCreditCardLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreVariable-RateLoanSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itSchumerBoxThe maximumamount thatmay beborrowed on acredit cardPrincipalDownPaymentCollateralRevolvingCreditFixed-RateLoan A fee charged ifyour payment isreceived afterthe due dateDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeThe amountyou owe asthe cost ofborrowingmoneyIntroductoryAPRAnnualPercentageRate (APR)A mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthAnnualFeeMortgageUnsecuredDebtPersonalLoanThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderBalanceTransfer

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  2. Credit Card
  3. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  4. Variable-Rate Loan
  5. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  6. Schumer Box
  7. The maximum amount that may be borrowed on a credit card
  8. Principal
  9. Down Payment
  10. Collateral
  11. Revolving Credit
  12. Fixed-Rate Loan
  13. A fee charged if your payment is received after the due date
  14. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  15. The amount you owe as the cost of borrowing money
  16. Introductory APR
  17. Annual Percentage Rate (APR)
  18. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  19. Annual Fee
  20. Mortgage
  21. Unsecured Debt
  22. Personal Loan
  23. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  24. Balance Transfer