A fee charged ifyour payment isreceived afterthe due dateA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthThe amountyou owe asthe cost ofborrowingmoneyPersonalLoanMortgageThe maximumamount thatmay beborrowed on acredit cardPrincipalCreditCardVariable-RateLoanLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreSchumerBoxIntroductoryAPRCollateralA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsBalanceTransferThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeRevolvingCreditSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itDownPaymentFixed-RateLoanAnnualPercentageRate (APR)UnsecuredDebtAnnualFee A fee charged ifyour payment isreceived afterthe due dateA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthThe amountyou owe asthe cost ofborrowingmoneyPersonalLoanMortgageThe maximumamount thatmay beborrowed on acredit cardPrincipalCreditCardVariable-RateLoanLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreSchumerBoxIntroductoryAPRCollateralA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsBalanceTransferThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeRevolvingCreditSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itDownPaymentFixed-RateLoanAnnualPercentageRate (APR)UnsecuredDebtAnnualFee

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A fee charged if your payment is received after the due date
  2. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  3. The amount you owe as the cost of borrowing money
  4. Personal Loan
  5. Mortgage
  6. The maximum amount that may be borrowed on a credit card
  7. Principal
  8. Credit Card
  9. Variable-Rate Loan
  10. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  11. Schumer Box
  12. Introductory APR
  13. Collateral
  14. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  15. Balance Transfer
  16. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  17. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  18. Revolving Credit
  19. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  20. Down Payment
  21. Fixed-Rate Loan
  22. Annual Percentage Rate (APR)
  23. Unsecured Debt
  24. Annual Fee