CreditCardPersonalLoanPrincipalLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreThe amountyou owe asthe cost ofborrowingmoneyThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderFixed-RateLoanDownPaymentAnnualPercentageRate (APR)BalanceTransferIntroductoryAPRAnnualFeeRevolvingCreditMortgageCollateralA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsSchumerBoxVariable-RateLoanA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthUnsecuredDebtSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeThe maximumamount thatmay beborrowed on acredit card A fee charged ifyour payment isreceived afterthe due dateCreditCardPersonalLoanPrincipalLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreThe amountyou owe asthe cost ofborrowingmoneyThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderFixed-RateLoanDownPaymentAnnualPercentageRate (APR)BalanceTransferIntroductoryAPRAnnualFeeRevolvingCreditMortgageCollateralA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsSchumerBoxVariable-RateLoanA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthUnsecuredDebtSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeThe maximumamount thatmay beborrowed on acredit card A fee charged ifyour payment isreceived afterthe due date

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Credit Card
  2. Personal Loan
  3. Principal
  4. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  5. The amount you owe as the cost of borrowing money
  6. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  7. Fixed-Rate Loan
  8. Down Payment
  9. Annual Percentage Rate (APR)
  10. Balance Transfer
  11. Introductory APR
  12. Annual Fee
  13. Revolving Credit
  14. Mortgage
  15. Collateral
  16. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  17. Schumer Box
  18. Variable-Rate Loan
  19. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  20. Unsecured Debt
  21. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  22. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  23. The maximum amount that may be borrowed on a credit card
  24. A fee charged if your payment is received after the due date