A mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthMortgageVariable-RateLoanAnnualPercentageRate (APR)The smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderUnsecuredDebtPersonalLoanSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itThe maximumamount thatmay beborrowed on acredit cardCreditCardDownPaymentDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadePrincipalA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsCollateral A fee charged ifyour payment isreceived afterthe due dateLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreThe amountyou owe asthe cost ofborrowingmoneyAnnualFeeIntroductoryAPRRevolvingCreditSchumerBoxFixed-RateLoanBalanceTransferA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthMortgageVariable-RateLoanAnnualPercentageRate (APR)The smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderUnsecuredDebtPersonalLoanSomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itThe maximumamount thatmay beborrowed on acredit cardCreditCardDownPaymentDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadePrincipalA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsCollateral A fee charged ifyour payment isreceived afterthe due dateLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreThe amountyou owe asthe cost ofborrowingmoneyAnnualFeeIntroductoryAPRRevolvingCreditSchumerBoxFixed-RateLoanBalanceTransfer

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  2. Mortgage
  3. Variable-Rate Loan
  4. Annual Percentage Rate (APR)
  5. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  6. Unsecured Debt
  7. Personal Loan
  8. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  9. The maximum amount that may be borrowed on a credit card
  10. Credit Card
  11. Down Payment
  12. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  13. Principal
  14. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  15. Collateral
  16. A fee charged if your payment is received after the due date
  17. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  18. The amount you owe as the cost of borrowing money
  19. Annual Fee
  20. Introductory APR
  21. Revolving Credit
  22. Schumer Box
  23. Fixed-Rate Loan
  24. Balance Transfer