AnnualFeeDownPaymentThe amountyou owe asthe cost ofborrowingmoneySomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itAnnualPercentageRate (APR)SchumerBoxFixed-RateLoanPrincipalA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthCreditCardLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeMortgageUnsecuredDebtThe maximumamount thatmay beborrowed on acredit cardA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsRevolvingCreditCollateralBalanceTransfer A fee charged ifyour payment isreceived afterthe due dateThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderPersonalLoanIntroductoryAPRVariable-RateLoanAnnualFeeDownPaymentThe amountyou owe asthe cost ofborrowingmoneySomeone wholegally agrees totake responsibilityfor a person's debtif they cannotrepay itAnnualPercentageRate (APR)SchumerBoxFixed-RateLoanPrincipalA mortgage in whichthe initial interest rateis normally fixed for aspecified period oftime after which it isreset periodically,often every monthCreditCardLong-term failure torepay a loan accordingto the terms agreed to,which has a substantialnegative impact on theborrower's credit scoreDebt tied to aspecific tangibleasset that can beused as collateraland repossessed ifpayments are notmadeMortgageUnsecuredDebtThe maximumamount thatmay beborrowed on acredit cardA bank or creditaccount that isshared between twoor more people whichallows everyonenamed on theaccount to accessthe fundsRevolvingCreditCollateralBalanceTransfer A fee charged ifyour payment isreceived afterthe due dateThe smallest amountof a credit card billthat a credit cardholder must payduring a billing cycleto remain in goodstanding with thelenderPersonalLoanIntroductoryAPRVariable-RateLoan

CREDIT BINGO - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Annual Fee
  2. Down Payment
  3. The amount you owe as the cost of borrowing money
  4. Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
  5. Annual Percentage Rate (APR)
  6. Schumer Box
  7. Fixed-Rate Loan
  8. Principal
  9. A mortgage in which the initial interest rate is normally fixed for a specified period of time after which it is reset periodically, often every month
  10. Credit Card
  11. Long-term failure to repay a loan according to the terms agreed to, which has a substantial negative impact on the borrower's credit score
  12. Debt tied to a specific tangible asset that can be used as collateral and repossessed if payments are not made
  13. Mortgage
  14. Unsecured Debt
  15. The maximum amount that may be borrowed on a credit card
  16. A bank or credit account that is shared between two or more people which allows everyone named on the account to access the funds
  17. Revolving Credit
  18. Collateral
  19. Balance Transfer
  20. A fee charged if your payment is received after the due date
  21. The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
  22. Personal Loan
  23. Introductory APR
  24. Variable-Rate Loan