Personal Finance Review

Personal Finance Review Bingo Card
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This bingo card has a free space and 97 words: Gross Pay, Net Pay, 6.2%, $625, Commission, 50/30/20, Social Security, FDIC, Envelope Budgeting, Zero-Based Budget, Standard Deduction, Pay Yourself First, Compound Interest, $4,500, $3,120, 8%, Credit Union, Online Bank, Credit Card, $789, $12/hour, W-2 Form, 1040 Form, $35, Time and a Half, Emergency Fund, 3 Credit Bureaus, APR, Itemized Deduction, Simple Interest, Insurance Premium, Deductible, Renters Insurance, Liability Coverage, Auto Insurance, Term Life Insurance, Whole Life Insurance, Co-pay, Beneficiary, Identity Theft, Risk, Investment Portfolio, Diversification, Stock Market, 45 hours, $947.93, $43.25, $539.51, No, $460.38, $1,260, $21 per hour, $882, $2,208.33, $1,061.20, Gross pay is before deductions; net pay is after deductions., Helps plan spending, avoid debt, and save., 50% needs, 30% wants, 20% savings, (Answers will vary), B – 50/30/20 Budgeting, C – Zero-Based Budgeting, A – Envelope Budgeting, D – Pay Yourself First Budgeting, Needs: $2,833.34, Wants: $1,700.00, Savings: $1,133.33, 29.7%, Yes, A W-2 shows total wages and deductions for the year., $29,353.15, $5,866.43; 20%, Yes, $1,500.00, A standard deduction is a set amount; itemized is based on actual expenses., $1,289, $1,213, To take deposits and make loans, Banks receive deposits, loan money, earn interest, and pay a portion to depositors., Banks are for-profit; credit unions are member-owned and nonprofit., F – FDIC, I – Debit Cards, A – Credit Cards, D – National Bank, G – Online Bank, B – Checking Account, C – Savings Account, E – Simple Interest, H – Compound Interest, Credit cards let users borrow; unpaid balances accrue interest and cost more., Minimum Payment, Credit Limit, Balance Transfer, Schumer Box, Experian, Equifax, TransUnion, $1,260 and $471.

⚠ This card has duplicate items: $1,260 (2)

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