D –NationalBankInvestmentPortfolioSimpleInterestInsurancePremiumAPREnvelopeBudgeting$78950% needs,30% wants,20%savingsB –CheckingAccount$1,260SocialSecurityBalanceTransferBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.Banks are for-profit; creditunions aremember-ownedand nonprofit.I –DebitCardsYesSavings:$1,133.33Helps planspending,avoid debt,and save.NetPayH –CompoundInterestCreditCardE –SimpleInterest$1,2896.2%$1,213GrossPayCo-payEmergencyFundG –OnlineBankDeductibleFDICNeeds:$2,833.34CreditLimit$5,866.43;20%TransUnionC –SavingsAccountB –50/30/20BudgetingIdentityTheftItemizedDeductionD – PayYourselfFirstBudgetingC – Zero-BasedBudgeting8%MinimumPaymentRiskTo takedepositsand makeloansWants:$1,700.00AutoInsuranceNoDiversificationF –FDICPayYourselfFirstA W-2 showstotal wagesanddeductionsfor the year.Credit cards letusers borrow;unpaidbalancesaccrue interestand cost more.$21perhourCompoundInterestRentersInsuranceSchumerBoxCommission$947.933 CreditBureausTerm LifeInsuranceWholeLifeInsurance$625$2,208.33$3,120Yes,$1,500.00A –EnvelopeBudgetingStandardDeduction$3545hoursStockMarket$29,353.15$43.25$471$539.51A –CreditCards50/30/20ExperianW-2Form$1,061.20Zero-BasedBudget$882EquifaxBeneficiaryCreditUnion$460.38$12/hourLiabilityCoverageGross pay isbeforedeductions;net pay is afterdeductions.Timeand aHalf29.7%OnlineBank(Answerswill vary)$1,260A standarddeduction is aset amount;itemized isbased on actualexpenses.1040Form$4,500D –NationalBankInvestmentPortfolioSimpleInterestInsurancePremiumAPREnvelopeBudgeting$78950% needs,30% wants,20%savingsB –CheckingAccount$1,260SocialSecurityBalanceTransferBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.Banks are for-profit; creditunions aremember-ownedand nonprofit.I –DebitCardsYesSavings:$1,133.33Helps planspending,avoid debt,and save.NetPayH –CompoundInterestCreditCardE –SimpleInterest$1,2896.2%$1,213GrossPayCo-payEmergencyFundG –OnlineBankDeductibleFDICNeeds:$2,833.34CreditLimit$5,866.43;20%TransUnionC –SavingsAccountB –50/30/20BudgetingIdentityTheftItemizedDeductionD – PayYourselfFirstBudgetingC – Zero-BasedBudgeting8%MinimumPaymentRiskTo takedepositsand makeloansWants:$1,700.00AutoInsuranceNoDiversificationF –FDICPayYourselfFirstA W-2 showstotal wagesanddeductionsfor the year.Credit cards letusers borrow;unpaidbalancesaccrue interestand cost more.$21perhourCompoundInterestRentersInsuranceSchumerBoxCommission$947.933 CreditBureausTerm LifeInsuranceWholeLifeInsurance$625$2,208.33$3,120Yes,$1,500.00A –EnvelopeBudgetingStandardDeduction$3545hoursStockMarket$29,353.15$43.25$471$539.51A –CreditCards50/30/20ExperianW-2Form$1,061.20Zero-BasedBudget$882EquifaxBeneficiaryCreditUnion$460.38$12/hourLiabilityCoverageGross pay isbeforedeductions;net pay is afterdeductions.Timeand aHalf29.7%OnlineBank(Answerswill vary)$1,260A standarddeduction is aset amount;itemized isbased on actualexpenses.1040Form$4,500

Personal Finance Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. D – National Bank
  2. Investment Portfolio
  3. Simple Interest
  4. Insurance Premium
  5. APR
  6. Envelope Budgeting
  7. $789
  8. 50% needs, 30% wants, 20% savings
  9. B – Checking Account
  10. $1,260
  11. Social Security
  12. Balance Transfer
  13. Banks receive deposits, loan money, earn interest, and pay a portion to depositors.
  14. Banks are for-profit; credit unions are member-owned and nonprofit.
  15. I – Debit Cards
  16. Yes
  17. Savings: $1,133.33
  18. Helps plan spending, avoid debt, and save.
  19. Net Pay
  20. H – Compound Interest
  21. Credit Card
  22. E – Simple Interest
  23. $1,289
  24. 6.2%
  25. $1,213
  26. Gross Pay
  27. Co-pay
  28. Emergency Fund
  29. G – Online Bank
  30. Deductible
  31. FDIC
  32. Needs: $2,833.34
  33. Credit Limit
  34. $5,866.43; 20%
  35. TransUnion
  36. C – Savings Account
  37. B – 50/30/20 Budgeting
  38. Identity Theft
  39. Itemized Deduction
  40. D – Pay Yourself First Budgeting
  41. C – Zero-Based Budgeting
  42. 8%
  43. Minimum Payment
  44. Risk
  45. To take deposits and make loans
  46. Wants: $1,700.00
  47. Auto Insurance
  48. No
  49. Diversification
  50. F – FDIC
  51. Pay Yourself First
  52. A W-2 shows total wages and deductions for the year.
  53. Credit cards let users borrow; unpaid balances accrue interest and cost more.
  54. $21 per hour
  55. Compound Interest
  56. Renters Insurance
  57. Schumer Box
  58. Commission
  59. $947.93
  60. 3 Credit Bureaus
  61. Term Life Insurance
  62. Whole Life Insurance
  63. $625
  64. $2,208.33
  65. $3,120
  66. Yes, $1,500.00
  67. A – Envelope Budgeting
  68. Standard Deduction
  69. $35
  70. 45 hours
  71. Stock Market
  72. $29,353.15
  73. $43.25
  74. $471
  75. $539.51
  76. A – Credit Cards
  77. 50/30/20
  78. Experian
  79. W-2 Form
  80. $1,061.20
  81. Zero-Based Budget
  82. $882
  83. Equifax
  84. Beneficiary
  85. Credit Union
  86. $460.38
  87. $12/hour
  88. Liability Coverage
  89. Gross pay is before deductions; net pay is after deductions.
  90. Time and a Half
  91. 29.7%
  92. Online Bank
  93. (Answers will vary)
  94. $1,260
  95. A standard deduction is a set amount; itemized is based on actual expenses.
  96. 1040 Form
  97. $4,500