Commission45hoursH –CompoundInterestTo takedepositsand makeloansExperianSocialSecurityTimeand aHalfGross pay isbeforedeductions;net pay is afterdeductions.DiversificationB –CheckingAccount$29,353.15A W-2 showstotal wagesanddeductionsfor the year.Co-paySavings:$1,133.3350/30/20W-2Form29.7%YesTerm LifeInsurance$21perhourItemizedDeductionC –SavingsAccountBanks are for-profit; creditunions aremember-ownedand nonprofit.PayYourselfFirstEnvelopeBudgeting$1,061.20LiabilityCoverageZero-BasedBudgetRentersInsuranceA –CreditCards$539.51$1,260$3,120F –FDICCreditUnionC – Zero-BasedBudgetingBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.$43.25TransUnionWants:$1,700.00BalanceTransfer$625InsurancePremiumStockMarketStandardDeductionI –DebitCardsBeneficiaryNo$882OnlineBankWholeLifeInsuranceCreditCardGrossPayFDIC$35Credit cards letusers borrow;unpaidbalancesaccrue interestand cost more.Deductible$4,500SimpleInterestRiskD –NationalBankCreditLimitD – PayYourselfFirstBudgetingSchumerBoxNetPay$947.9350% needs,30% wants,20%savingsG –OnlineBank$1,213Helps planspending,avoid debt,and save.A standarddeduction is aset amount;itemized isbased on actualexpenses.$2,208.33A –EnvelopeBudgetingCompoundInterest$12/hour8%6.2%$471$5,866.43;20%EmergencyFund$1,289Needs:$2,833.34$789APRYes,$1,500.001040FormInvestmentPortfolioEquifax$460.38AutoInsurance3 CreditBureaus$1,260E –SimpleInterestB –50/30/20BudgetingMinimumPayment(Answerswill vary)IdentityTheftCommission45hoursH –CompoundInterestTo takedepositsand makeloansExperianSocialSecurityTimeand aHalfGross pay isbeforedeductions;net pay is afterdeductions.DiversificationB –CheckingAccount$29,353.15A W-2 showstotal wagesanddeductionsfor the year.Co-paySavings:$1,133.3350/30/20W-2Form29.7%YesTerm LifeInsurance$21perhourItemizedDeductionC –SavingsAccountBanks are for-profit; creditunions aremember-ownedand nonprofit.PayYourselfFirstEnvelopeBudgeting$1,061.20LiabilityCoverageZero-BasedBudgetRentersInsuranceA –CreditCards$539.51$1,260$3,120F –FDICCreditUnionC – Zero-BasedBudgetingBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.$43.25TransUnionWants:$1,700.00BalanceTransfer$625InsurancePremiumStockMarketStandardDeductionI –DebitCardsBeneficiaryNo$882OnlineBankWholeLifeInsuranceCreditCardGrossPayFDIC$35Credit cards letusers borrow;unpaidbalancesaccrue interestand cost more.Deductible$4,500SimpleInterestRiskD –NationalBankCreditLimitD – PayYourselfFirstBudgetingSchumerBoxNetPay$947.9350% needs,30% wants,20%savingsG –OnlineBank$1,213Helps planspending,avoid debt,and save.A standarddeduction is aset amount;itemized isbased on actualexpenses.$2,208.33A –EnvelopeBudgetingCompoundInterest$12/hour8%6.2%$471$5,866.43;20%EmergencyFund$1,289Needs:$2,833.34$789APRYes,$1,500.001040FormInvestmentPortfolioEquifax$460.38AutoInsurance3 CreditBureaus$1,260E –SimpleInterestB –50/30/20BudgetingMinimumPayment(Answerswill vary)IdentityTheft

Personal Finance Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Commission
  2. 45 hours
  3. H – Compound Interest
  4. To take deposits and make loans
  5. Experian
  6. Social Security
  7. Time and a Half
  8. Gross pay is before deductions; net pay is after deductions.
  9. Diversification
  10. B – Checking Account
  11. $29,353.15
  12. A W-2 shows total wages and deductions for the year.
  13. Co-pay
  14. Savings: $1,133.33
  15. 50/30/20
  16. W-2 Form
  17. 29.7%
  18. Yes
  19. Term Life Insurance
  20. $21 per hour
  21. Itemized Deduction
  22. C – Savings Account
  23. Banks are for-profit; credit unions are member-owned and nonprofit.
  24. Pay Yourself First
  25. Envelope Budgeting
  26. $1,061.20
  27. Liability Coverage
  28. Zero-Based Budget
  29. Renters Insurance
  30. A – Credit Cards
  31. $539.51
  32. $1,260
  33. $3,120
  34. F – FDIC
  35. Credit Union
  36. C – Zero-Based Budgeting
  37. Banks receive deposits, loan money, earn interest, and pay a portion to depositors.
  38. $43.25
  39. TransUnion
  40. Wants: $1,700.00
  41. Balance Transfer
  42. $625
  43. Insurance Premium
  44. Stock Market
  45. Standard Deduction
  46. I – Debit Cards
  47. Beneficiary
  48. No
  49. $882
  50. Online Bank
  51. Whole Life Insurance
  52. Credit Card
  53. Gross Pay
  54. FDIC
  55. $35
  56. Credit cards let users borrow; unpaid balances accrue interest and cost more.
  57. Deductible
  58. $4,500
  59. Simple Interest
  60. Risk
  61. D – National Bank
  62. Credit Limit
  63. D – Pay Yourself First Budgeting
  64. Schumer Box
  65. Net Pay
  66. $947.93
  67. 50% needs, 30% wants, 20% savings
  68. G – Online Bank
  69. $1,213
  70. Helps plan spending, avoid debt, and save.
  71. A standard deduction is a set amount; itemized is based on actual expenses.
  72. $2,208.33
  73. A – Envelope Budgeting
  74. Compound Interest
  75. $12/hour
  76. 8%
  77. 6.2%
  78. $471
  79. $5,866.43; 20%
  80. Emergency Fund
  81. $1,289
  82. Needs: $2,833.34
  83. $789
  84. APR
  85. Yes, $1,500.00
  86. 1040 Form
  87. Investment Portfolio
  88. Equifax
  89. $460.38
  90. Auto Insurance
  91. 3 Credit Bureaus
  92. $1,260
  93. E – Simple Interest
  94. B – 50/30/20 Budgeting
  95. Minimum Payment
  96. (Answers will vary)
  97. Identity Theft