F –FDIC$5,866.43;20%DeductibleSocialSecurityBeneficiaryMinimumPaymentG –OnlineBankBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.$43.25Banks are for-profit; creditunions aremember-ownedand nonprofit.$1,260SimpleInterestHelps planspending,avoid debt,and save.BalanceTransferStandardDeduction1040FormWants:$1,700.00To takedepositsand makeloansItemizedDeductionA –EnvelopeBudgetingGross pay isbeforedeductions;net pay is afterdeductions.E –SimpleInterestOnlineBankI –DebitCardsCreditUnionC – Zero-BasedBudgetingWholeLifeInsurance$1,061.20C –SavingsAccountGrossPay$2,208.33InvestmentPortfolio$3,120InsurancePremium$35$789PayYourselfFirstAPRCo-payTimeand aHalfIdentityTheft$539.51W-2Form$47129.7%6.2%DiversificationA standarddeduction is aset amount;itemized isbased on actualexpenses.RentersInsuranceB –50/30/20BudgetingEnvelopeBudgetingYes,$1,500.00$460.38A W-2 showstotal wagesanddeductionsfor the year.$1,213H –CompoundInterest$12/hourD – PayYourselfFirstBudgeting$947.9345hoursCreditCardAutoInsuranceA –CreditCardsExperianSchumerBoxTransUnionTerm LifeInsurance8%(Answerswill vary)EquifaxEmergencyFundYesNeeds:$2,833.34CompoundInterest$21perhourCommission50% needs,30% wants,20%savingsStockMarketZero-BasedBudgetSavings:$1,133.33RiskNo$882Credit cards letusers borrow;unpaidbalancesaccrue interestand cost more.LiabilityCoverageB –CheckingAccount3 CreditBureaus$4,500$625FDICCreditLimitD –NationalBankNetPay$1,260$1,28950/30/20$29,353.15F –FDIC$5,866.43;20%DeductibleSocialSecurityBeneficiaryMinimumPaymentG –OnlineBankBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.$43.25Banks are for-profit; creditunions aremember-ownedand nonprofit.$1,260SimpleInterestHelps planspending,avoid debt,and save.BalanceTransferStandardDeduction1040FormWants:$1,700.00To takedepositsand makeloansItemizedDeductionA –EnvelopeBudgetingGross pay isbeforedeductions;net pay is afterdeductions.E –SimpleInterestOnlineBankI –DebitCardsCreditUnionC – Zero-BasedBudgetingWholeLifeInsurance$1,061.20C –SavingsAccountGrossPay$2,208.33InvestmentPortfolio$3,120InsurancePremium$35$789PayYourselfFirstAPRCo-payTimeand aHalfIdentityTheft$539.51W-2Form$47129.7%6.2%DiversificationA standarddeduction is aset amount;itemized isbased on actualexpenses.RentersInsuranceB –50/30/20BudgetingEnvelopeBudgetingYes,$1,500.00$460.38A W-2 showstotal wagesanddeductionsfor the year.$1,213H –CompoundInterest$12/hourD – PayYourselfFirstBudgeting$947.9345hoursCreditCardAutoInsuranceA –CreditCardsExperianSchumerBoxTransUnionTerm LifeInsurance8%(Answerswill vary)EquifaxEmergencyFundYesNeeds:$2,833.34CompoundInterest$21perhourCommission50% needs,30% wants,20%savingsStockMarketZero-BasedBudgetSavings:$1,133.33RiskNo$882Credit cards letusers borrow;unpaidbalancesaccrue interestand cost more.LiabilityCoverageB –CheckingAccount3 CreditBureaus$4,500$625FDICCreditLimitD –NationalBankNetPay$1,260$1,28950/30/20$29,353.15

Personal Finance Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. F – FDIC
  2. $5,866.43; 20%
  3. Deductible
  4. Social Security
  5. Beneficiary
  6. Minimum Payment
  7. G – Online Bank
  8. Banks receive deposits, loan money, earn interest, and pay a portion to depositors.
  9. $43.25
  10. Banks are for-profit; credit unions are member-owned and nonprofit.
  11. $1,260
  12. Simple Interest
  13. Helps plan spending, avoid debt, and save.
  14. Balance Transfer
  15. Standard Deduction
  16. 1040 Form
  17. Wants: $1,700.00
  18. To take deposits and make loans
  19. Itemized Deduction
  20. A – Envelope Budgeting
  21. Gross pay is before deductions; net pay is after deductions.
  22. E – Simple Interest
  23. Online Bank
  24. I – Debit Cards
  25. Credit Union
  26. C – Zero-Based Budgeting
  27. Whole Life Insurance
  28. $1,061.20
  29. C – Savings Account
  30. Gross Pay
  31. $2,208.33
  32. Investment Portfolio
  33. $3,120
  34. Insurance Premium
  35. $35
  36. $789
  37. Pay Yourself First
  38. APR
  39. Co-pay
  40. Time and a Half
  41. Identity Theft
  42. $539.51
  43. W-2 Form
  44. $471
  45. 29.7%
  46. 6.2%
  47. Diversification
  48. A standard deduction is a set amount; itemized is based on actual expenses.
  49. Renters Insurance
  50. B – 50/30/20 Budgeting
  51. Envelope Budgeting
  52. Yes, $1,500.00
  53. $460.38
  54. A W-2 shows total wages and deductions for the year.
  55. $1,213
  56. H – Compound Interest
  57. $12/hour
  58. D – Pay Yourself First Budgeting
  59. $947.93
  60. 45 hours
  61. Credit Card
  62. Auto Insurance
  63. A – Credit Cards
  64. Experian
  65. Schumer Box
  66. TransUnion
  67. Term Life Insurance
  68. 8%
  69. (Answers will vary)
  70. Equifax
  71. Emergency Fund
  72. Yes
  73. Needs: $2,833.34
  74. Compound Interest
  75. $21 per hour
  76. Commission
  77. 50% needs, 30% wants, 20% savings
  78. Stock Market
  79. Zero-Based Budget
  80. Savings: $1,133.33
  81. Risk
  82. No
  83. $882
  84. Credit cards let users borrow; unpaid balances accrue interest and cost more.
  85. Liability Coverage
  86. B – Checking Account
  87. 3 Credit Bureaus
  88. $4,500
  89. $625
  90. FDIC
  91. Credit Limit
  92. D – National Bank
  93. Net Pay
  94. $1,260
  95. $1,289
  96. 50/30/20
  97. $29,353.15