InvestmentPortfolioRiskMinimumPaymentSchumerBoxBeneficiaryTimeand aHalf(Answerswill vary)Term LifeInsuranceCredit cards letusers borrow;unpaidbalancesaccrue interestand cost more.CreditCard$43.25$1,289$471B –50/30/20BudgetingA standarddeduction is aset amount;itemized isbased on actualexpenses.StandardDeduction$460.38$1,260D – PayYourselfFirstBudgeting1040Form45hoursNetPayE –SimpleInterestExperianStockMarket$625TransUnion$1,260Gross pay isbeforedeductions;net pay is afterdeductions.$2,208.33D –NationalBankYesCommission29.7%PayYourselfFirstG –OnlineBankSavings:$1,133.33AutoInsuranceBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.F –FDICInsurancePremium50% needs,30% wants,20%savingsCo-payCompoundInterestA –EnvelopeBudgetingH –CompoundInterest6.2%Diversification$1,061.20A W-2 showstotal wagesanddeductionsfor the year.$12/hourYes,$1,500.00IdentityTheftI –DebitCardsBanks are for-profit; creditunions aremember-ownedand nonprofit.$5,866.43;20%To takedepositsand makeloansHelps planspending,avoid debt,and save.$539.51GrossPayRentersInsurance$29,353.158%$947.93CreditUnionOnlineBankWants:$1,700.00SocialSecurity$35$4,500C – Zero-BasedBudgetingFDICAPRCreditLimit3 CreditBureausA –CreditCardsNoEmergencyFundW-2FormB –CheckingAccountEnvelopeBudgetingDeductible$1,213BalanceTransferSimpleInterestNeeds:$2,833.34$789$21perhour50/30/20C –SavingsAccountEquifaxWholeLifeInsuranceZero-BasedBudget$3,120$882LiabilityCoverageItemizedDeductionInvestmentPortfolioRiskMinimumPaymentSchumerBoxBeneficiaryTimeand aHalf(Answerswill vary)Term LifeInsuranceCredit cards letusers borrow;unpaidbalancesaccrue interestand cost more.CreditCard$43.25$1,289$471B –50/30/20BudgetingA standarddeduction is aset amount;itemized isbased on actualexpenses.StandardDeduction$460.38$1,260D – PayYourselfFirstBudgeting1040Form45hoursNetPayE –SimpleInterestExperianStockMarket$625TransUnion$1,260Gross pay isbeforedeductions;net pay is afterdeductions.$2,208.33D –NationalBankYesCommission29.7%PayYourselfFirstG –OnlineBankSavings:$1,133.33AutoInsuranceBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.F –FDICInsurancePremium50% needs,30% wants,20%savingsCo-payCompoundInterestA –EnvelopeBudgetingH –CompoundInterest6.2%Diversification$1,061.20A W-2 showstotal wagesanddeductionsfor the year.$12/hourYes,$1,500.00IdentityTheftI –DebitCardsBanks are for-profit; creditunions aremember-ownedand nonprofit.$5,866.43;20%To takedepositsand makeloansHelps planspending,avoid debt,and save.$539.51GrossPayRentersInsurance$29,353.158%$947.93CreditUnionOnlineBankWants:$1,700.00SocialSecurity$35$4,500C – Zero-BasedBudgetingFDICAPRCreditLimit3 CreditBureausA –CreditCardsNoEmergencyFundW-2FormB –CheckingAccountEnvelopeBudgetingDeductible$1,213BalanceTransferSimpleInterestNeeds:$2,833.34$789$21perhour50/30/20C –SavingsAccountEquifaxWholeLifeInsuranceZero-BasedBudget$3,120$882LiabilityCoverageItemizedDeduction

Personal Finance Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Investment Portfolio
  2. Risk
  3. Minimum Payment
  4. Schumer Box
  5. Beneficiary
  6. Time and a Half
  7. (Answers will vary)
  8. Term Life Insurance
  9. Credit cards let users borrow; unpaid balances accrue interest and cost more.
  10. Credit Card
  11. $43.25
  12. $1,289
  13. $471
  14. B – 50/30/20 Budgeting
  15. A standard deduction is a set amount; itemized is based on actual expenses.
  16. Standard Deduction
  17. $460.38
  18. $1,260
  19. D – Pay Yourself First Budgeting
  20. 1040 Form
  21. 45 hours
  22. Net Pay
  23. E – Simple Interest
  24. Experian
  25. Stock Market
  26. $625
  27. TransUnion
  28. $1,260
  29. Gross pay is before deductions; net pay is after deductions.
  30. $2,208.33
  31. D – National Bank
  32. Yes
  33. Commission
  34. 29.7%
  35. Pay Yourself First
  36. G – Online Bank
  37. Savings: $1,133.33
  38. Auto Insurance
  39. Banks receive deposits, loan money, earn interest, and pay a portion to depositors.
  40. F – FDIC
  41. Insurance Premium
  42. 50% needs, 30% wants, 20% savings
  43. Co-pay
  44. Compound Interest
  45. A – Envelope Budgeting
  46. H – Compound Interest
  47. 6.2%
  48. Diversification
  49. $1,061.20
  50. A W-2 shows total wages and deductions for the year.
  51. $12/hour
  52. Yes, $1,500.00
  53. Identity Theft
  54. I – Debit Cards
  55. Banks are for-profit; credit unions are member-owned and nonprofit.
  56. $5,866.43; 20%
  57. To take deposits and make loans
  58. Helps plan spending, avoid debt, and save.
  59. $539.51
  60. Gross Pay
  61. Renters Insurance
  62. $29,353.15
  63. 8%
  64. $947.93
  65. Credit Union
  66. Online Bank
  67. Wants: $1,700.00
  68. Social Security
  69. $35
  70. $4,500
  71. C – Zero-Based Budgeting
  72. FDIC
  73. APR
  74. Credit Limit
  75. 3 Credit Bureaus
  76. A – Credit Cards
  77. No
  78. Emergency Fund
  79. W-2 Form
  80. B – Checking Account
  81. Envelope Budgeting
  82. Deductible
  83. $1,213
  84. Balance Transfer
  85. Simple Interest
  86. Needs: $2,833.34
  87. $789
  88. $21 per hour
  89. 50/30/20
  90. C – Savings Account
  91. Equifax
  92. Whole Life Insurance
  93. Zero-Based Budget
  94. $3,120
  95. $882
  96. Liability Coverage
  97. Itemized Deduction