W-2FormC –SavingsAccount$1,289StockMarketCreditUnion$43.253 CreditBureausEnvelopeBudgetingB –CheckingAccountMinimumPaymentCo-payH –CompoundInterestYes$1,061.20RiskCredit cards letusers borrow;unpaidbalancesaccrue interestand cost more.Helps planspending,avoid debt,and save.Needs:$2,833.34A W-2 showstotal wagesanddeductionsfor the year.$882F –FDICBalanceTransferTerm LifeInsuranceInvestmentPortfolioDiversificationWholeLifeInsuranceEmergencyFund$1,260I –DebitCards(Answerswill vary)Beneficiary$471StandardDeductionTimeand aHalf$5,866.43;20%6.2%SimpleInterestA standarddeduction is aset amount;itemized isbased on actualexpenses.50% needs,30% wants,20%savings$1,260NetPayCreditCardD – PayYourselfFirstBudgeting$3,120CommissionGrossPayC – Zero-BasedBudgetingIdentityTheftZero-BasedBudget$789A –CreditCards50/30/20InsurancePremiumAPRBanks are for-profit; creditunions aremember-ownedand nonprofit.OnlineBankNoTo takedepositsand makeloans$539.51$12/hourSavings:$1,133.33$947.93ItemizedDeductionE –SimpleInterest$4,500$625G –OnlineBankAutoInsurance$460.38ExperianYes,$1,500.0029.7%$21perhourA –EnvelopeBudgetingEquifax$1,213CreditLimitCompoundInterest$2,208.33TransUnionLiabilityCoverage1040FormDeductibleSocialSecurity$29,353.15D –NationalBank45hoursBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.8%Wants:$1,700.00SchumerBoxFDICRentersInsurance$35B –50/30/20BudgetingGross pay isbeforedeductions;net pay is afterdeductions.PayYourselfFirstW-2FormC –SavingsAccount$1,289StockMarketCreditUnion$43.253 CreditBureausEnvelopeBudgetingB –CheckingAccountMinimumPaymentCo-payH –CompoundInterestYes$1,061.20RiskCredit cards letusers borrow;unpaidbalancesaccrue interestand cost more.Helps planspending,avoid debt,and save.Needs:$2,833.34A W-2 showstotal wagesanddeductionsfor the year.$882F –FDICBalanceTransferTerm LifeInsuranceInvestmentPortfolioDiversificationWholeLifeInsuranceEmergencyFund$1,260I –DebitCards(Answerswill vary)Beneficiary$471StandardDeductionTimeand aHalf$5,866.43;20%6.2%SimpleInterestA standarddeduction is aset amount;itemized isbased on actualexpenses.50% needs,30% wants,20%savings$1,260NetPayCreditCardD – PayYourselfFirstBudgeting$3,120CommissionGrossPayC – Zero-BasedBudgetingIdentityTheftZero-BasedBudget$789A –CreditCards50/30/20InsurancePremiumAPRBanks are for-profit; creditunions aremember-ownedand nonprofit.OnlineBankNoTo takedepositsand makeloans$539.51$12/hourSavings:$1,133.33$947.93ItemizedDeductionE –SimpleInterest$4,500$625G –OnlineBankAutoInsurance$460.38ExperianYes,$1,500.0029.7%$21perhourA –EnvelopeBudgetingEquifax$1,213CreditLimitCompoundInterest$2,208.33TransUnionLiabilityCoverage1040FormDeductibleSocialSecurity$29,353.15D –NationalBank45hoursBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.8%Wants:$1,700.00SchumerBoxFDICRentersInsurance$35B –50/30/20BudgetingGross pay isbeforedeductions;net pay is afterdeductions.PayYourselfFirst

Personal Finance Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
  1. W-2 Form
  2. C – Savings Account
  3. $1,289
  4. Stock Market
  5. Credit Union
  6. $43.25
  7. 3 Credit Bureaus
  8. Envelope Budgeting
  9. B – Checking Account
  10. Minimum Payment
  11. Co-pay
  12. H – Compound Interest
  13. Yes
  14. $1,061.20
  15. Risk
  16. Credit cards let users borrow; unpaid balances accrue interest and cost more.
  17. Helps plan spending, avoid debt, and save.
  18. Needs: $2,833.34
  19. A W-2 shows total wages and deductions for the year.
  20. $882
  21. F – FDIC
  22. Balance Transfer
  23. Term Life Insurance
  24. Investment Portfolio
  25. Diversification
  26. Whole Life Insurance
  27. Emergency Fund
  28. $1,260
  29. I – Debit Cards
  30. (Answers will vary)
  31. Beneficiary
  32. $471
  33. Standard Deduction
  34. Time and a Half
  35. $5,866.43; 20%
  36. 6.2%
  37. Simple Interest
  38. A standard deduction is a set amount; itemized is based on actual expenses.
  39. 50% needs, 30% wants, 20% savings
  40. $1,260
  41. Net Pay
  42. Credit Card
  43. D – Pay Yourself First Budgeting
  44. $3,120
  45. Commission
  46. Gross Pay
  47. C – Zero-Based Budgeting
  48. Identity Theft
  49. Zero-Based Budget
  50. $789
  51. A – Credit Cards
  52. 50/30/20
  53. Insurance Premium
  54. APR
  55. Banks are for-profit; credit unions are member-owned and nonprofit.
  56. Online Bank
  57. No
  58. To take deposits and make loans
  59. $539.51
  60. $12/hour
  61. Savings: $1,133.33
  62. $947.93
  63. Itemized Deduction
  64. E – Simple Interest
  65. $4,500
  66. $625
  67. G – Online Bank
  68. Auto Insurance
  69. $460.38
  70. Experian
  71. Yes, $1,500.00
  72. 29.7%
  73. $21 per hour
  74. A – Envelope Budgeting
  75. Equifax
  76. $1,213
  77. Credit Limit
  78. Compound Interest
  79. $2,208.33
  80. TransUnion
  81. Liability Coverage
  82. 1040 Form
  83. Deductible
  84. Social Security
  85. $29,353.15
  86. D – National Bank
  87. 45 hours
  88. Banks receive deposits, loan money, earn interest, and pay a portion to depositors.
  89. 8%
  90. Wants: $1,700.00
  91. Schumer Box
  92. FDIC
  93. Renters Insurance
  94. $35
  95. B – 50/30/20 Budgeting
  96. Gross pay is before deductions; net pay is after deductions.
  97. Pay Yourself First