$460.38EmergencyFund$2,208.33StandardDeductionGrossPayD – PayYourselfFirstBudgeting$21perhour$539.51$882RiskA standarddeduction is aset amount;itemized isbased on actualexpenses.Co-pay50% needs,30% wants,20%savings$1,26045hoursInvestmentPortfolioInsurancePremiumD –NationalBankItemizedDeduction29.7%MinimumPayment$29,353.15A W-2 showstotal wagesanddeductionsfor the year.CreditUnion$1,213$3,120C –SavingsAccount$471H –CompoundInterestCredit cards letusers borrow;unpaidbalancesaccrue interestand cost more.CreditLimit$947.93Term LifeInsuranceCompoundInterestCommissionSimpleInterest6.2%Zero-BasedBudgetEquifaxB –50/30/20BudgetingBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.Banks are for-profit; creditunions aremember-ownedand nonprofit.B –CheckingAccountDiversificationA –CreditCardsWants:$1,700.00$1,260NoBalanceTransferFDICNeeds:$2,833.343 CreditBureausWholeLifeInsuranceExperianTimeand aHalf$5,866.43;20%E –SimpleInterestA –EnvelopeBudgetingHelps planspending,avoid debt,and save.Gross pay isbeforedeductions;net pay is afterdeductions.$1,289G –OnlineBankAPRNetPayTransUnion$4,500DeductibleI –DebitCardsLiabilityCoverageTo takedepositsand makeloansCreditCard1040FormC – Zero-BasedBudgetingAutoInsuranceSocialSecurityRentersInsurance$43.25(Answerswill vary)SchumerBox$35OnlineBankYes,$1,500.00F –FDIC$1,061.20Beneficiary$12/hourEnvelopeBudgetingIdentityTheftSavings:$1,133.3350/30/20$6258%PayYourselfFirst$789StockMarketYesW-2Form$460.38EmergencyFund$2,208.33StandardDeductionGrossPayD – PayYourselfFirstBudgeting$21perhour$539.51$882RiskA standarddeduction is aset amount;itemized isbased on actualexpenses.Co-pay50% needs,30% wants,20%savings$1,26045hoursInvestmentPortfolioInsurancePremiumD –NationalBankItemizedDeduction29.7%MinimumPayment$29,353.15A W-2 showstotal wagesanddeductionsfor the year.CreditUnion$1,213$3,120C –SavingsAccount$471H –CompoundInterestCredit cards letusers borrow;unpaidbalancesaccrue interestand cost more.CreditLimit$947.93Term LifeInsuranceCompoundInterestCommissionSimpleInterest6.2%Zero-BasedBudgetEquifaxB –50/30/20BudgetingBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.Banks are for-profit; creditunions aremember-ownedand nonprofit.B –CheckingAccountDiversificationA –CreditCardsWants:$1,700.00$1,260NoBalanceTransferFDICNeeds:$2,833.343 CreditBureausWholeLifeInsuranceExperianTimeand aHalf$5,866.43;20%E –SimpleInterestA –EnvelopeBudgetingHelps planspending,avoid debt,and save.Gross pay isbeforedeductions;net pay is afterdeductions.$1,289G –OnlineBankAPRNetPayTransUnion$4,500DeductibleI –DebitCardsLiabilityCoverageTo takedepositsand makeloansCreditCard1040FormC – Zero-BasedBudgetingAutoInsuranceSocialSecurityRentersInsurance$43.25(Answerswill vary)SchumerBox$35OnlineBankYes,$1,500.00F –FDIC$1,061.20Beneficiary$12/hourEnvelopeBudgetingIdentityTheftSavings:$1,133.3350/30/20$6258%PayYourselfFirst$789StockMarketYesW-2Form

Personal Finance Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. $460.38
  2. Emergency Fund
  3. $2,208.33
  4. Standard Deduction
  5. Gross Pay
  6. D – Pay Yourself First Budgeting
  7. $21 per hour
  8. $539.51
  9. $882
  10. Risk
  11. A standard deduction is a set amount; itemized is based on actual expenses.
  12. Co-pay
  13. 50% needs, 30% wants, 20% savings
  14. $1,260
  15. 45 hours
  16. Investment Portfolio
  17. Insurance Premium
  18. D – National Bank
  19. Itemized Deduction
  20. 29.7%
  21. Minimum Payment
  22. $29,353.15
  23. A W-2 shows total wages and deductions for the year.
  24. Credit Union
  25. $1,213
  26. $3,120
  27. C – Savings Account
  28. $471
  29. H – Compound Interest
  30. Credit cards let users borrow; unpaid balances accrue interest and cost more.
  31. Credit Limit
  32. $947.93
  33. Term Life Insurance
  34. Compound Interest
  35. Commission
  36. Simple Interest
  37. 6.2%
  38. Zero-Based Budget
  39. Equifax
  40. B – 50/30/20 Budgeting
  41. Banks receive deposits, loan money, earn interest, and pay a portion to depositors.
  42. Banks are for-profit; credit unions are member-owned and nonprofit.
  43. B – Checking Account
  44. Diversification
  45. A – Credit Cards
  46. Wants: $1,700.00
  47. $1,260
  48. No
  49. Balance Transfer
  50. FDIC
  51. Needs: $2,833.34
  52. 3 Credit Bureaus
  53. Whole Life Insurance
  54. Experian
  55. Time and a Half
  56. $5,866.43; 20%
  57. E – Simple Interest
  58. A – Envelope Budgeting
  59. Helps plan spending, avoid debt, and save.
  60. Gross pay is before deductions; net pay is after deductions.
  61. $1,289
  62. G – Online Bank
  63. APR
  64. Net Pay
  65. TransUnion
  66. $4,500
  67. Deductible
  68. I – Debit Cards
  69. Liability Coverage
  70. To take deposits and make loans
  71. Credit Card
  72. 1040 Form
  73. C – Zero-Based Budgeting
  74. Auto Insurance
  75. Social Security
  76. Renters Insurance
  77. $43.25
  78. (Answers will vary)
  79. Schumer Box
  80. $35
  81. Online Bank
  82. Yes, $1,500.00
  83. F – FDIC
  84. $1,061.20
  85. Beneficiary
  86. $12/hour
  87. Envelope Budgeting
  88. Identity Theft
  89. Savings: $1,133.33
  90. 50/30/20
  91. $625
  92. 8%
  93. Pay Yourself First
  94. $789
  95. Stock Market
  96. Yes
  97. W-2 Form