45hoursDiversificationW-2FormDeductibleA –CreditCards50% needs,30% wants,20%savingsNetPayAPR(Answerswill vary)SimpleInterestSavings:$1,133.33$1,2133 CreditBureausCompoundInterestC – Zero-BasedBudgeting$12/hour$1,289StockMarket6.2%$21perhourWholeLifeInsuranceA –EnvelopeBudgetingYes,$1,500.00No$789ItemizedDeductionD –NationalBankTimeand aHalfBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.$1,260AutoInsuranceF –FDIC$625$35$460.38$2,208.33E –SimpleInterestA W-2 showstotal wagesanddeductionsfor the year.Wants:$1,700.00CommissionB –CheckingAccountGrossPayOnlineBankTo takedepositsand makeloansRiskC –SavingsAccountInsurancePremiumI –DebitCards1040Form8%$471MinimumPaymentCo-payEquifaxHelps planspending,avoid debt,and save.CreditLimitA standarddeduction is aset amount;itemized isbased on actualexpenses.RentersInsuranceZero-BasedBudget$1,061.20$4,500Term LifeInsurance$5,866.43;20%$43.25Needs:$2,833.34EnvelopeBudgetingH –CompoundInterestCredit cards letusers borrow;unpaidbalancesaccrue interestand cost more.$947.93Banks are for-profit; creditunions aremember-ownedand nonprofit.B –50/30/20Budgeting$29,353.15SchumerBoxEmergencyFundInvestmentPortfolioCreditUnionD – PayYourselfFirstBudgetingYes50/30/20Gross pay isbeforedeductions;net pay is afterdeductions.FDICG –OnlineBankBalanceTransferIdentityTheft$3,12029.7%SocialSecurityPayYourselfFirst$882LiabilityCoverageBeneficiaryStandardDeductionExperian$1,260$539.51TransUnionCreditCard45hoursDiversificationW-2FormDeductibleA –CreditCards50% needs,30% wants,20%savingsNetPayAPR(Answerswill vary)SimpleInterestSavings:$1,133.33$1,2133 CreditBureausCompoundInterestC – Zero-BasedBudgeting$12/hour$1,289StockMarket6.2%$21perhourWholeLifeInsuranceA –EnvelopeBudgetingYes,$1,500.00No$789ItemizedDeductionD –NationalBankTimeand aHalfBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.$1,260AutoInsuranceF –FDIC$625$35$460.38$2,208.33E –SimpleInterestA W-2 showstotal wagesanddeductionsfor the year.Wants:$1,700.00CommissionB –CheckingAccountGrossPayOnlineBankTo takedepositsand makeloansRiskC –SavingsAccountInsurancePremiumI –DebitCards1040Form8%$471MinimumPaymentCo-payEquifaxHelps planspending,avoid debt,and save.CreditLimitA standarddeduction is aset amount;itemized isbased on actualexpenses.RentersInsuranceZero-BasedBudget$1,061.20$4,500Term LifeInsurance$5,866.43;20%$43.25Needs:$2,833.34EnvelopeBudgetingH –CompoundInterestCredit cards letusers borrow;unpaidbalancesaccrue interestand cost more.$947.93Banks are for-profit; creditunions aremember-ownedand nonprofit.B –50/30/20Budgeting$29,353.15SchumerBoxEmergencyFundInvestmentPortfolioCreditUnionD – PayYourselfFirstBudgetingYes50/30/20Gross pay isbeforedeductions;net pay is afterdeductions.FDICG –OnlineBankBalanceTransferIdentityTheft$3,12029.7%SocialSecurityPayYourselfFirst$882LiabilityCoverageBeneficiaryStandardDeductionExperian$1,260$539.51TransUnionCreditCard

Personal Finance Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. 45 hours
  2. Diversification
  3. W-2 Form
  4. Deductible
  5. A – Credit Cards
  6. 50% needs, 30% wants, 20% savings
  7. Net Pay
  8. APR
  9. (Answers will vary)
  10. Simple Interest
  11. Savings: $1,133.33
  12. $1,213
  13. 3 Credit Bureaus
  14. Compound Interest
  15. C – Zero-Based Budgeting
  16. $12/hour
  17. $1,289
  18. Stock Market
  19. 6.2%
  20. $21 per hour
  21. Whole Life Insurance
  22. A – Envelope Budgeting
  23. Yes, $1,500.00
  24. No
  25. $789
  26. Itemized Deduction
  27. D – National Bank
  28. Time and a Half
  29. Banks receive deposits, loan money, earn interest, and pay a portion to depositors.
  30. $1,260
  31. Auto Insurance
  32. F – FDIC
  33. $625
  34. $35
  35. $460.38
  36. $2,208.33
  37. E – Simple Interest
  38. A W-2 shows total wages and deductions for the year.
  39. Wants: $1,700.00
  40. Commission
  41. B – Checking Account
  42. Gross Pay
  43. Online Bank
  44. To take deposits and make loans
  45. Risk
  46. C – Savings Account
  47. Insurance Premium
  48. I – Debit Cards
  49. 1040 Form
  50. 8%
  51. $471
  52. Minimum Payment
  53. Co-pay
  54. Equifax
  55. Helps plan spending, avoid debt, and save.
  56. Credit Limit
  57. A standard deduction is a set amount; itemized is based on actual expenses.
  58. Renters Insurance
  59. Zero-Based Budget
  60. $1,061.20
  61. $4,500
  62. Term Life Insurance
  63. $5,866.43; 20%
  64. $43.25
  65. Needs: $2,833.34
  66. Envelope Budgeting
  67. H – Compound Interest
  68. Credit cards let users borrow; unpaid balances accrue interest and cost more.
  69. $947.93
  70. Banks are for-profit; credit unions are member-owned and nonprofit.
  71. B – 50/30/20 Budgeting
  72. $29,353.15
  73. Schumer Box
  74. Emergency Fund
  75. Investment Portfolio
  76. Credit Union
  77. D – Pay Yourself First Budgeting
  78. Yes
  79. 50/30/20
  80. Gross pay is before deductions; net pay is after deductions.
  81. FDIC
  82. G – Online Bank
  83. Balance Transfer
  84. Identity Theft
  85. $3,120
  86. 29.7%
  87. Social Security
  88. Pay Yourself First
  89. $882
  90. Liability Coverage
  91. Beneficiary
  92. Standard Deduction
  93. Experian
  94. $1,260
  95. $539.51
  96. TransUnion
  97. Credit Card