B –50/30/20BudgetingSchumerBox$789AutoInsuranceLiabilityCoverage$35D –NationalBankBalanceTransferEquifaxDeductible$1,061.20A standarddeduction is aset amount;itemized isbased on actualexpenses.PayYourselfFirstCreditLimit$4,500$12/hour$1,213Credit cards letusers borrow;unpaidbalancesaccrue interestand cost more.50% needs,30% wants,20%savingsNetPayEnvelopeBudgeting1040FormI –DebitCardsB –CheckingAccountA –CreditCardsNeeds:$2,833.34Banks are for-profit; creditunions aremember-ownedand nonprofit.W-2Form8%YesRentersInsurance$882StandardDeductionH –CompoundInterest29.7%C – Zero-BasedBudgeting3 CreditBureausTransUnionCommissionBeneficiary45hoursD – PayYourselfFirstBudgeting$1,260CreditUnion$3,120$625$947.93Helps planspending,avoid debt,and save.CompoundInterestA W-2 showstotal wagesanddeductionsfor the year.Yes,$1,500.00$1,260SimpleInterest$1,289WholeLifeInsuranceDiversificationItemizedDeduction$539.51Wants:$1,700.00InvestmentPortfolio(Answerswill vary)Timeand aHalfFDICOnlineBankC –SavingsAccount$29,353.15F –FDICA –EnvelopeBudgeting$460.38Experian$43.25$21perhourRiskBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.NoSocialSecurityMinimumPaymentGrossPayTerm LifeInsuranceSavings:$1,133.336.2%CreditCardInsurancePremiumG –OnlineBankTo takedepositsand makeloansStockMarketGross pay isbeforedeductions;net pay is afterdeductions.$5,866.43;20%Co-pay50/30/20E –SimpleInterestAPRZero-BasedBudget$471IdentityTheft$2,208.33EmergencyFundB –50/30/20BudgetingSchumerBox$789AutoInsuranceLiabilityCoverage$35D –NationalBankBalanceTransferEquifaxDeductible$1,061.20A standarddeduction is aset amount;itemized isbased on actualexpenses.PayYourselfFirstCreditLimit$4,500$12/hour$1,213Credit cards letusers borrow;unpaidbalancesaccrue interestand cost more.50% needs,30% wants,20%savingsNetPayEnvelopeBudgeting1040FormI –DebitCardsB –CheckingAccountA –CreditCardsNeeds:$2,833.34Banks are for-profit; creditunions aremember-ownedand nonprofit.W-2Form8%YesRentersInsurance$882StandardDeductionH –CompoundInterest29.7%C – Zero-BasedBudgeting3 CreditBureausTransUnionCommissionBeneficiary45hoursD – PayYourselfFirstBudgeting$1,260CreditUnion$3,120$625$947.93Helps planspending,avoid debt,and save.CompoundInterestA W-2 showstotal wagesanddeductionsfor the year.Yes,$1,500.00$1,260SimpleInterest$1,289WholeLifeInsuranceDiversificationItemizedDeduction$539.51Wants:$1,700.00InvestmentPortfolio(Answerswill vary)Timeand aHalfFDICOnlineBankC –SavingsAccount$29,353.15F –FDICA –EnvelopeBudgeting$460.38Experian$43.25$21perhourRiskBanks receivedeposits, loanmoney, earninterest, andpay a portion todepositors.NoSocialSecurityMinimumPaymentGrossPayTerm LifeInsuranceSavings:$1,133.336.2%CreditCardInsurancePremiumG –OnlineBankTo takedepositsand makeloansStockMarketGross pay isbeforedeductions;net pay is afterdeductions.$5,866.43;20%Co-pay50/30/20E –SimpleInterestAPRZero-BasedBudget$471IdentityTheft$2,208.33EmergencyFund

Personal Finance Review - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. B – 50/30/20 Budgeting
  2. Schumer Box
  3. $789
  4. Auto Insurance
  5. Liability Coverage
  6. $35
  7. D – National Bank
  8. Balance Transfer
  9. Equifax
  10. Deductible
  11. $1,061.20
  12. A standard deduction is a set amount; itemized is based on actual expenses.
  13. Pay Yourself First
  14. Credit Limit
  15. $4,500
  16. $12/hour
  17. $1,213
  18. Credit cards let users borrow; unpaid balances accrue interest and cost more.
  19. 50% needs, 30% wants, 20% savings
  20. Net Pay
  21. Envelope Budgeting
  22. 1040 Form
  23. I – Debit Cards
  24. B – Checking Account
  25. A – Credit Cards
  26. Needs: $2,833.34
  27. Banks are for-profit; credit unions are member-owned and nonprofit.
  28. W-2 Form
  29. 8%
  30. Yes
  31. Renters Insurance
  32. $882
  33. Standard Deduction
  34. H – Compound Interest
  35. 29.7%
  36. C – Zero-Based Budgeting
  37. 3 Credit Bureaus
  38. TransUnion
  39. Commission
  40. Beneficiary
  41. 45 hours
  42. D – Pay Yourself First Budgeting
  43. $1,260
  44. Credit Union
  45. $3,120
  46. $625
  47. $947.93
  48. Helps plan spending, avoid debt, and save.
  49. Compound Interest
  50. A W-2 shows total wages and deductions for the year.
  51. Yes, $1,500.00
  52. $1,260
  53. Simple Interest
  54. $1,289
  55. Whole Life Insurance
  56. Diversification
  57. Itemized Deduction
  58. $539.51
  59. Wants: $1,700.00
  60. Investment Portfolio
  61. (Answers will vary)
  62. Time and a Half
  63. FDIC
  64. Online Bank
  65. C – Savings Account
  66. $29,353.15
  67. F – FDIC
  68. A – Envelope Budgeting
  69. $460.38
  70. Experian
  71. $43.25
  72. $21 per hour
  73. Risk
  74. Banks receive deposits, loan money, earn interest, and pay a portion to depositors.
  75. No
  76. Social Security
  77. Minimum Payment
  78. Gross Pay
  79. Term Life Insurance
  80. Savings: $1,133.33
  81. 6.2%
  82. Credit Card
  83. Insurance Premium
  84. G – Online Bank
  85. To take deposits and make loans
  86. Stock Market
  87. Gross pay is before deductions; net pay is after deductions.
  88. $5,866.43; 20%
  89. Co-pay
  90. 50/30/20
  91. E – Simple Interest
  92. APR
  93. Zero-Based Budget
  94. $471
  95. Identity Theft
  96. $2,208.33
  97. Emergency Fund