This bingo card has a free space and 31 words: person doesn't understand how credit cards work, 7% or higher vehicle loan, underwater or break even car, avoiding/scamming taxes, "that's why I'm here", "I need help", "I don't budget", Personal loan for debt consolidation, "I got the card for the points/cash back", vacations they can't afford, spends more on fast food/going out to eat than on groceries, behind on/no retirement, borrowed against/withdrew from retirement, acts like they're too good for something (work, downgrading lifestyle, etc), klarna/affirm/afterpay balance, Late fees/missed payment (FREE SPACE), overspends by 20% or more, works doordash, uber, etc on the side, relying on their tax return, "i want my kids to have the memories" when kids are 5 years old or less, spends money on some time/money wasting hobby (pokemon, mobile games, funko, etc), gambling of any kind (includes buying stonks when they have no clue what they're doing), multiple loans excluding 1 car per person and mortgage (personal loan, payday/cash advance, more than 1 car per person, etc), doesn't understand the difference between need and want, inability to delay gratification, $1000+ in interest and fees on bad debt YTD, uses some sort of coping vice (vapes, smokes, zyn, energy drinks, etc), blames others for things that are clearly their own fault, borrowing money from family that doesn't go towards debt/rent, student loans and has a degree they're not using or underutilizing.
Financial Audit | Credit Card Bingo | Financial Audit Bingo | Smart Money Bingo | Financial Audit
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