uses some sortof coping vice(vapes,smokes, zyn,energy drinks,etc)"I needhelp""I don'tbudget"acts like they'retoo good forsomething(work,downgradinglifestyle, etc)Personalloan for debtconsolidation"I got thecard for thepoints/cashback"$1000+ ininterest andfees on baddebt YTDblames othersfor things thatare clearlytheir own faultborrowingmoney fromfamily thatdoesn't gotowardsdebt/rentspends money onsome time/moneywasting hobby(pokemon,mobile games,funko, etc)worksdoordash,uber, etcon the sideavoiding/scammingtaxesdoesn'tunderstandthe differencebetween needand wantoverspendsby 20% ormore"i want my kidsto have thememories"when kids are 5years old orlessborrowedagainst/withdrewfrom retirementgambling of anykind (includesbuying stonkswhen they haveno clue whatthey're doing)has a degreethey're notusing orunderutilizingpersondoesn'tunderstandhow creditcards work7% orhighervehicleloanklarna/affirm/afterpaybalancerelying ontheir taxreturnvacationsthey can'taffordbehindon/noretirementspends moreon fastfood/going outto eat than ongroceriesinability todelaygratificationstudentloansmultiple loansexcluding 1 car perperson and mortgage(personal loan,payday/cashadvance, more than1 car per person, etc)"that'swhy I'mhere"Latefees/missedpayment(FREESPACE)underwateror breakeven caruses some sortof coping vice(vapes,smokes, zyn,energy drinks,etc)"I needhelp""I don'tbudget"acts like they'retoo good forsomething(work,downgradinglifestyle, etc)Personalloan for debtconsolidation"I got thecard for thepoints/cashback"$1000+ ininterest andfees on baddebt YTDblames othersfor things thatare clearlytheir own faultborrowingmoney fromfamily thatdoesn't gotowardsdebt/rentspends money onsome time/moneywasting hobby(pokemon,mobile games,funko, etc)worksdoordash,uber, etcon the sideavoiding/scammingtaxesdoesn'tunderstandthe differencebetween needand wantoverspendsby 20% ormore"i want my kidsto have thememories"when kids are 5years old orlessborrowedagainst/withdrewfrom retirementgambling of anykind (includesbuying stonkswhen they haveno clue whatthey're doing)has a degreethey're notusing orunderutilizingpersondoesn'tunderstandhow creditcards work7% orhighervehicleloanklarna/affirm/afterpaybalancerelying ontheir taxreturnvacationsthey can'taffordbehindon/noretirementspends moreon fastfood/going outto eat than ongroceriesinability todelaygratificationstudentloansmultiple loansexcluding 1 car perperson and mortgage(personal loan,payday/cashadvance, more than1 car per person, etc)"that'swhy I'mhere"Latefees/missedpayment(FREESPACE)underwateror breakeven car

Untitled Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. uses some sort of coping vice (vapes, smokes, zyn, energy drinks, etc)
  2. "I need help"
  3. "I don't budget"
  4. acts like they're too good for something (work, downgrading lifestyle, etc)
  5. Personal loan for debt consolidation
  6. "I got the card for the points/cash back"
  7. $1000+ in interest and fees on bad debt YTD
  8. blames others for things that are clearly their own fault
  9. borrowing money from family that doesn't go towards debt/rent
  10. spends money on some time/money wasting hobby (pokemon, mobile games, funko, etc)
  11. works doordash, uber, etc on the side
  12. avoiding/scamming taxes
  13. doesn't understand the difference between need and want
  14. overspends by 20% or more
  15. "i want my kids to have the memories" when kids are 5 years old or less
  16. borrowed against/withdrew from retirement
  17. gambling of any kind (includes buying stonks when they have no clue what they're doing)
  18. has a degree they're not using or underutilizing
  19. person doesn't understand how credit cards work
  20. 7% or higher vehicle loan
  21. klarna/affirm/afterpay balance
  22. relying on their tax return
  23. vacations they can't afford
  24. behind on/no retirement
  25. spends more on fast food/going out to eat than on groceries
  26. inability to delay gratification
  27. student loans
  28. multiple loans excluding 1 car per person and mortgage (personal loan, payday/cash advance, more than 1 car per person, etc)
  29. "that's why I'm here"
  30. Late fees/missed payment (FREE SPACE)
  31. underwater or break even car