spends money onsome time/moneywasting hobby(pokemon,mobile games,funko, etc)borrowingmoney fromfamily thatdoesn't gotowardsdebt/rent"I needhelp"overspendsby 20% ormoregambling of anykind (includesbuying stonkswhen they haveno clue whatthey're doing)blames othersfor things thatare clearlytheir own faultdoesn'tunderstandthe differencebetween needand wantvacationsthey can'taffordklarna/affirm/afterpaybalanceacts like they'retoo good forsomething(work,downgradinglifestyle, etc)7% orhighervehicleloanavoiding/scammingtaxesstudentloansbehindon/noretirementLatefees/missedpayment(FREESPACE)"i want my kidsto have thememories"when kids are 5years old orlessunderwateror breakeven car"that'swhy I'mhere"Personalloan for debtconsolidationrelying ontheir taxreturn$1000+ ininterest andfees on baddebt YTDpersondoesn'tunderstandhow creditcards work"I don'tbudget"multiple loansexcluding 1 car perperson and mortgage(personal loan,payday/cashadvance, more than1 car per person, etc)worksdoordash,uber, etcon the side"I got thecard for thepoints/cashback"has a degreethey're notusing orunderutilizinguses some sortof coping vice(vapes,smokes, zyn,energy drinks,etc)spends moreon fastfood/going outto eat than ongroceriesinability todelaygratificationborrowedagainst/withdrewfrom retirementspends money onsome time/moneywasting hobby(pokemon,mobile games,funko, etc)borrowingmoney fromfamily thatdoesn't gotowardsdebt/rent"I needhelp"overspendsby 20% ormoregambling of anykind (includesbuying stonkswhen they haveno clue whatthey're doing)blames othersfor things thatare clearlytheir own faultdoesn'tunderstandthe differencebetween needand wantvacationsthey can'taffordklarna/affirm/afterpaybalanceacts like they'retoo good forsomething(work,downgradinglifestyle, etc)7% orhighervehicleloanavoiding/scammingtaxesstudentloansbehindon/noretirementLatefees/missedpayment(FREESPACE)"i want my kidsto have thememories"when kids are 5years old orlessunderwateror breakeven car"that'swhy I'mhere"Personalloan for debtconsolidationrelying ontheir taxreturn$1000+ ininterest andfees on baddebt YTDpersondoesn'tunderstandhow creditcards work"I don'tbudget"multiple loansexcluding 1 car perperson and mortgage(personal loan,payday/cashadvance, more than1 car per person, etc)worksdoordash,uber, etcon the side"I got thecard for thepoints/cashback"has a degreethey're notusing orunderutilizinguses some sortof coping vice(vapes,smokes, zyn,energy drinks,etc)spends moreon fastfood/going outto eat than ongroceriesinability todelaygratificationborrowedagainst/withdrewfrom retirement

Untitled Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. spends money on some time/money wasting hobby (pokemon, mobile games, funko, etc)
  2. borrowing money from family that doesn't go towards debt/rent
  3. "I need help"
  4. overspends by 20% or more
  5. gambling of any kind (includes buying stonks when they have no clue what they're doing)
  6. blames others for things that are clearly their own fault
  7. doesn't understand the difference between need and want
  8. vacations they can't afford
  9. klarna/affirm/afterpay balance
  10. acts like they're too good for something (work, downgrading lifestyle, etc)
  11. 7% or higher vehicle loan
  12. avoiding/scamming taxes
  13. student loans
  14. behind on/no retirement
  15. Late fees/missed payment (FREE SPACE)
  16. "i want my kids to have the memories" when kids are 5 years old or less
  17. underwater or break even car
  18. "that's why I'm here"
  19. Personal loan for debt consolidation
  20. relying on their tax return
  21. $1000+ in interest and fees on bad debt YTD
  22. person doesn't understand how credit cards work
  23. "I don't budget"
  24. multiple loans excluding 1 car per person and mortgage (personal loan, payday/cash advance, more than 1 car per person, etc)
  25. works doordash, uber, etc on the side
  26. "I got the card for the points/cash back"
  27. has a degree they're not using or underutilizing
  28. uses some sort of coping vice (vapes, smokes, zyn, energy drinks, etc)
  29. spends more on fast food/going out to eat than on groceries
  30. inability to delay gratification
  31. borrowed against/withdrew from retirement