(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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borrowing money from family that doesn't go towards debt/rent
"I got the card for the points/cash back"
underwater or break even car
7% or higher vehicle loan
spends money on some time/money wasting hobby (pokemon, mobile games, funko, etc)
multiple loans excluding 1 car per person and mortgage (personal loan, payday/cash advance, more than 1 car per person, etc)
works doordash, uber, etc on the side
inability to delay gratification
spends more on fast food/going out to eat than on groceries
behind on/no retirement
"that's why I'm here"
"I don't budget"
Late fees/missed payment (FREE SPACE)
gambling of any kind (includes buying stonks when they have no clue what they're doing)
klarna/affirm/afterpay balance
has a degree they're not using or underutilizing
vacations they can't afford
doesn't understand the difference between need and want
avoiding/scamming taxes
borrowed against/withdrew from retirement
person doesn't understand how credit cards work
overspends by 20% or more
student loans
uses some sort of coping vice (vapes, smokes, zyn, energy drinks, etc)
"i want my kids to have the memories" when kids are 5 years old or less
acts like they're too good for something (work, downgrading lifestyle, etc)
$1000+ in interest and fees on bad debt YTD
blames others for things that are clearly their own fault