gambling of anykind (includesbuying stonkswhen they haveno clue whatthey're doing)has a degreethey're notusing orunderutilizingLatefees/missedpayment(FREESPACE)overspendsby 20% ormore"i want my kidsto have thememories"when kids are 5years old orless"that'swhy I'mhere"7% orhighervehicleloan"I needhelp"doesn'tunderstandthe differencebetween needand wantavoiding/scammingtaxesbehindon/noretirementmultiple loansexcluding 1 car perperson and mortgage(personal loan,payday/cashadvance, more than1 car per person, etc)"I don'tbudget"borrowedagainst/withdrewfrom retirementuses some sortof coping vice(vapes,smokes, zyn,energy drinks,etc)spends money onsome time/moneywasting hobby(pokemon,mobile games,funko, etc)underwateror breakeven carborrowingmoney fromfamily thatdoesn't gotowardsdebt/rentspends moreon fastfood/going outto eat than ongroceriesblames othersfor things thatare clearlytheir own faultklarna/affirm/afterpaybalanceacts like they'retoo good forsomething(work,downgradinglifestyle, etc)inability todelaygratificationpersondoesn'tunderstandhow creditcards workPersonalloan for debtconsolidationworksdoordash,uber, etcon the sidestudentloans"I got thecard for thepoints/cashback"$1000+ ininterest andfees on baddebt YTDrelying ontheir taxreturnvacationsthey can'taffordgambling of anykind (includesbuying stonkswhen they haveno clue whatthey're doing)has a degreethey're notusing orunderutilizingLatefees/missedpayment(FREESPACE)overspendsby 20% ormore"i want my kidsto have thememories"when kids are 5years old orless"that'swhy I'mhere"7% orhighervehicleloan"I needhelp"doesn'tunderstandthe differencebetween needand wantavoiding/scammingtaxesbehindon/noretirementmultiple loansexcluding 1 car perperson and mortgage(personal loan,payday/cashadvance, more than1 car per person, etc)"I don'tbudget"borrowedagainst/withdrewfrom retirementuses some sortof coping vice(vapes,smokes, zyn,energy drinks,etc)spends money onsome time/moneywasting hobby(pokemon,mobile games,funko, etc)underwateror breakeven carborrowingmoney fromfamily thatdoesn't gotowardsdebt/rentspends moreon fastfood/going outto eat than ongroceriesblames othersfor things thatare clearlytheir own faultklarna/affirm/afterpaybalanceacts like they'retoo good forsomething(work,downgradinglifestyle, etc)inability todelaygratificationpersondoesn'tunderstandhow creditcards workPersonalloan for debtconsolidationworksdoordash,uber, etcon the sidestudentloans"I got thecard for thepoints/cashback"$1000+ ininterest andfees on baddebt YTDrelying ontheir taxreturnvacationsthey can'tafford

Untitled Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. gambling of any kind (includes buying stonks when they have no clue what they're doing)
  2. has a degree they're not using or underutilizing
  3. Late fees/missed payment (FREE SPACE)
  4. overspends by 20% or more
  5. "i want my kids to have the memories" when kids are 5 years old or less
  6. "that's why I'm here"
  7. 7% or higher vehicle loan
  8. "I need help"
  9. doesn't understand the difference between need and want
  10. avoiding/scamming taxes
  11. behind on/no retirement
  12. multiple loans excluding 1 car per person and mortgage (personal loan, payday/cash advance, more than 1 car per person, etc)
  13. "I don't budget"
  14. borrowed against/withdrew from retirement
  15. uses some sort of coping vice (vapes, smokes, zyn, energy drinks, etc)
  16. spends money on some time/money wasting hobby (pokemon, mobile games, funko, etc)
  17. underwater or break even car
  18. borrowing money from family that doesn't go towards debt/rent
  19. spends more on fast food/going out to eat than on groceries
  20. blames others for things that are clearly their own fault
  21. klarna/affirm/afterpay balance
  22. acts like they're too good for something (work, downgrading lifestyle, etc)
  23. inability to delay gratification
  24. person doesn't understand how credit cards work
  25. Personal loan for debt consolidation
  26. works doordash, uber, etc on the side
  27. student loans
  28. "I got the card for the points/cash back"
  29. $1000+ in interest and fees on bad debt YTD
  30. relying on their tax return
  31. vacations they can't afford