(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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"I got the card for the points/cash back"
uses some sort of coping vice (vapes, smokes, zyn, energy drinks, etc)
works doordash, uber, etc on the side
underwater or break even car
$1000+ in interest and fees on bad debt YTD
"i want my kids to have the memories" when kids are 5 years old or less
student loans
doesn't understand the difference between need and want
relying on their tax return
Late fees/missed payment (FREE SPACE)
borrowing money from family that doesn't go towards debt/rent
borrowed against/withdrew from retirement
avoiding/scamming taxes
blames others for things that are clearly their own fault
Personal loan for debt consolidation
multiple loans excluding 1 car per person and mortgage (personal loan, payday/cash advance, more than 1 car per person, etc)
"that's why I'm here"
overspends by 20% or more
person doesn't understand how credit cards work
klarna/affirm/afterpay balance
spends money on some time/money wasting hobby (pokemon, mobile games, funko, etc)
acts like they're too good for something (work, downgrading lifestyle, etc)
"I don't budget"
inability to delay gratification
has a degree they're not using or underutilizing
"I need help"
gambling of any kind (includes buying stonks when they have no clue what they're doing)
behind on/no retirement
vacations they can't afford
spends more on fast food/going out to eat than on groceries
