No OBCbecausewe're toobusyDoes/hasdone Uberor otherserviceConfusionaboutinvestigationlinkRearended3 ormorecarsRepeatedlytalks overyouStrucka deerRan aredlightCallmakesyou missa meetingCalled thewrong insurancecompany / INSDis no longer withPRACTimebetweencalls whileautoed in isover 20 minsAutoed inandimmediatelygot a call"It's onthe policereport"Somethingcrazy withPilgrimYellingArguing inbackgroundof call"Why areyouasking methat"Someone tellsyou somethingthey probablyshould nothave"Just afenderbender"CalldroppedDoes notknow how toread policereportBack2Backcallsdisruptionbypet/childThe agentprobablyshould havefiled this onefor the INSDAny variationof "Whyshould I haveto pay mydeductible?"Attorneytries torush youUNKNFOL / DOL/ Location/ DIVCustomertraumadumpsAnyvariation of"what is adeductible"Someone says"what" or "huh"when you askif everyone isokayPolicegavecitation/ticketFOLmake nosenseHit ahouse/buildingFNOLdone inunder 15minsCar hasalreadybeenrepairedOVCtrying tofile overthe phoneEscalationemailA misdirecttakeslonger than10 mins"I don'tdotexting"Needsrental butnocoverageCallingfrom thesceneNopolicynumberHit andRunCar isalready at ashop / DTDDeclinedMisdirect(how didthey evenget senthere?)CallerunredirectableDashcamfootageexistsFNOLtakes overan hourUnlisteddriver orvehicleSomeonetransferred acall to you butgave youmisinformationCall goespast lunch/ clock outImmediateFOL Info-dumpYou needto take awalk afterthis oneNo photos/ will NOTtakephotosReporting aclaim whileactivelydrivingHad tofile forOVCMultiplecallswaitingInterpreterdisconnectedNoCoverageTransferfromSafeliteTried tofile/filingunder acancelled orexpired policy"I don't wantto file a claimI just wantedto make youaware""How muchlonger isthis goingto be?"NocasenumberGetting theVIN numberwas astruggleCaller hasno ideawhere theirown vehicleisProfanityCallerputsFNOL repon hold"The otherperson is atfault" / "I'mnot at fault"ClaimalreadyfiledAccidenthappened inbumper-to-bumpertrafficInterpreterCallYou had tosay thesame thingthree ormore timesCallingabout ascrapeConfusionabouttextingETPDeclinedFlooding/fire/vandalismInterpreterinterpretswrong / Lostin translationGlassdamageon rentalLaugh oraudibledisdain aboutride-sharingquestionCalls inwith noinfo"I don'twant this toaffect mypremium"No OBCbecausewe're toobusyDoes/hasdone Uberor otherserviceConfusionaboutinvestigationlinkRearended3 ormorecarsRepeatedlytalks overyouStrucka deerRan aredlightCallmakesyou missa meetingCalled thewrong insurancecompany / INSDis no longer withPRACTimebetweencalls whileautoed in isover 20 minsAutoed inandimmediatelygot a call"It's onthe policereport"Somethingcrazy withPilgrimYellingArguing inbackgroundof call"Why areyouasking methat"Someone tellsyou somethingthey probablyshould nothave"Just afenderbender"CalldroppedDoes notknow how toread policereportBack2Backcallsdisruptionbypet/childThe agentprobablyshould havefiled this onefor the INSDAny variationof "Whyshould I haveto pay mydeductible?"Attorneytries torush youUNKNFOL / DOL/ Location/ DIVCustomertraumadumpsAnyvariation of"what is adeductible"Someone says"what" or "huh"when you askif everyone isokayPolicegavecitation/ticketFOLmake nosenseHit ahouse/buildingFNOLdone inunder 15minsCar hasalreadybeenrepairedOVCtrying tofile overthe phoneEscalationemailA misdirecttakeslonger than10 mins"I don'tdotexting"Needsrental butnocoverageCallingfrom thesceneNopolicynumberHit andRunCar isalready at ashop / DTDDeclinedMisdirect(how didthey evenget senthere?)CallerunredirectableDashcamfootageexistsFNOLtakes overan hourUnlisteddriver orvehicleSomeonetransferred acall to you butgave youmisinformationCall goespast lunch/ clock outImmediateFOL Info-dumpYou needto take awalk afterthis oneNo photos/ will NOTtakephotosReporting aclaim whileactivelydrivingHad tofile forOVCMultiplecallswaitingInterpreterdisconnectedNoCoverageTransferfromSafeliteTried tofile/filingunder acancelled orexpired policy"I don't wantto file a claimI just wantedto make youaware""How muchlonger isthis goingto be?"NocasenumberGetting theVIN numberwas astruggleCaller hasno ideawhere theirown vehicleisProfanityCallerputsFNOL repon hold"The otherperson is atfault" / "I'mnot at fault"ClaimalreadyfiledAccidenthappened inbumper-to-bumpertrafficInterpreterCallYou had tosay thesame thingthree ormore timesCallingabout ascrapeConfusionabouttextingETPDeclinedFlooding/fire/vandalismInterpreterinterpretswrong / Lostin translationGlassdamageon rentalLaugh oraudibledisdain aboutride-sharingquestionCalls inwith noinfo"I don'twant this toaffect mypremium"

FNOL Bingo Vol 2 - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. No OBC because we're too busy
  2. Does/has done Uber or other service
  3. Confusion about investigation link
  4. Rear ended
  5. 3 or more cars
  6. Repeatedly talks over you
  7. Struck a deer
  8. Ran a red light
  9. Call makes you miss a meeting
  10. Called the wrong insurance company / INSD is no longer with PRAC
  11. Time between calls while autoed in is over 20 mins
  12. Autoed in and immediately got a call
  13. "It's on the police report"
  14. Something crazy with Pilgrim
  15. Yelling
  16. Arguing in background of call
  17. "Why are you asking me that"
  18. Someone tells you something they probably should not have
  19. "Just a fender bender"
  20. Call dropped
  21. Does not know how to read police report
  22. Back2Back calls
  23. disruption by pet/child
  24. The agent probably should have filed this one for the INSD
  25. Any variation of "Why should I have to pay my deductible?"
  26. Attorney tries to rush you
  27. UNKN FOL / DOL / Location / DIV
  28. Customer trauma dumps
  29. Any variation of "what is a deductible"
  30. Someone says "what" or "huh" when you ask if everyone is okay
  31. Police gave citation/ ticket
  32. FOL make no sense
  33. Hit a house/building
  34. FNOL done in under 15 mins
  35. Car has already been repaired
  36. OVC trying to file over the phone
  37. Escalation email
  38. A misdirect takes longer than 10 mins
  39. "I don't do texting"
  40. Needs rental but no coverage
  41. Calling from the scene
  42. No policy number
  43. Hit and Run
  44. Car is already at a shop / DTD Declined
  45. Misdirect (how did they even get sent here?)
  46. Caller unredirectable
  47. Dashcam footage exists
  48. FNOL takes over an hour
  49. Unlisted driver or vehicle
  50. Someone transferred a call to you but gave you misinformation
  51. Call goes past lunch / clock out
  52. Immediate FOL Info-dump
  53. You need to take a walk after this one
  54. No photos / will NOT take photos
  55. Reporting a claim while actively driving
  56. Had to file for OVC
  57. Multiple calls waiting
  58. Interpreter disconnected
  59. No Coverage
  60. Transfer from Safelite
  61. Tried to file/filing under a cancelled or expired policy
  62. "I don't want to file a claim I just wanted to make you aware"
  63. "How much longer is this going to be?"
  64. No case number
  65. Getting the VIN number was a struggle
  66. Caller has no idea where their own vehicle is
  67. Profanity
  68. Caller puts FNOL rep on hold
  69. "The other person is at fault" / "I'm not at fault"
  70. Claim already filed
  71. Accident happened in bumper-to-bumper traffic
  72. Interpreter Call
  73. You had to say the same thing three or more times
  74. Calling about a scrape
  75. Confusion about texting
  76. ETP Declined
  77. Flooding/ fire/ vandalism
  78. Interpreter interprets wrong / Lost in translation
  79. Glass damage on rental
  80. Laugh or audible disdain about ride-sharing question
  81. Calls in with no info
  82. "I don't want this to affect my premium"