Accidenthappened inbumper-to-bumpertrafficConfusionabouttextingRan aredlight3 ormorecarsCallingfrom thesceneInterpreterdisconnecteddisruptionbypet/childFNOLtakes overan hourCallmakesyou missa meetingETPDeclinedA misdirecttakeslonger than10 minsCall goespast lunch/ clock out"I don'tdotexting""The otherperson is atfault" / "I'mnot at fault"Customertraumadumps"It's onthe policereport"Anyvariation of"what is adeductible"Callingabout ascrapeCalldroppedHad tofile forOVCThe agentprobablyshould havefiled this onefor the INSDProfanitySomeone says"what" or "huh"when you askif everyone isokayNo photos/ will NOTtakephotos"Just afenderbender"You had tosay thesame thingthree ormore timesImmediateFOL Info-dumpUnlisteddriver orvehicleRepeatedlytalks overyouRearendedTried tofile/filingunder acancelled orexpired policyStrucka deerNoCoverageGlassdamageon rentalOVCtrying tofile overthe phoneBack2BackcallsNeedsrental butnocoverageAutoed inandimmediatelygot a callAny variationof "Whyshould I haveto pay mydeductible?"Does notknow how toread policereportCar isalready at ashop / DTDDeclinedGetting theVIN numberwas astruggleUNKNFOL / DOL/ Location/ DIVSomeone tellsyou somethingthey probablyshould nothaveConfusionaboutinvestigationlinkNocasenumberClaimalreadyfiledFlooding/fire/vandalismReporting aclaim whileactivelydrivingFNOLdone inunder 15minsInterpreterCallInterpreterinterpretswrong / Lostin translationSomeonetransferred acall to you butgave youmisinformationArguing inbackgroundof callHit andRunSomethingcrazy withPilgrim"I don'twant this toaffect mypremium"Caller hasno ideawhere theirown vehicleisCallerputsFNOL repon holdYellingNopolicynumberPolicegavecitation/ticket"I don't wantto file a claimI just wantedto make youaware"Laugh oraudibledisdain aboutride-sharingquestionCar hasalreadybeenrepaired"How muchlonger isthis goingto be?"TransferfromSafeliteHit ahouse/buildingTimebetweencalls whileautoed in isover 20 minsNo OBCbecausewe're toobusyDoes/hasdone Uberor otherserviceMultiplecallswaitingAttorneytries torush youMisdirect(how didthey evenget senthere?)DashcamfootageexistsEscalationemailCalls inwith noinfoFOLmake nosenseYou needto take awalk afterthis oneCalled thewrong insurancecompany / INSDis no longer withPRACCallerunredirectable"Why areyouasking methat"Accidenthappened inbumper-to-bumpertrafficConfusionabouttextingRan aredlight3 ormorecarsCallingfrom thesceneInterpreterdisconnecteddisruptionbypet/childFNOLtakes overan hourCallmakesyou missa meetingETPDeclinedA misdirecttakeslonger than10 minsCall goespast lunch/ clock out"I don'tdotexting""The otherperson is atfault" / "I'mnot at fault"Customertraumadumps"It's onthe policereport"Anyvariation of"what is adeductible"Callingabout ascrapeCalldroppedHad tofile forOVCThe agentprobablyshould havefiled this onefor the INSDProfanitySomeone says"what" or "huh"when you askif everyone isokayNo photos/ will NOTtakephotos"Just afenderbender"You had tosay thesame thingthree ormore timesImmediateFOL Info-dumpUnlisteddriver orvehicleRepeatedlytalks overyouRearendedTried tofile/filingunder acancelled orexpired policyStrucka deerNoCoverageGlassdamageon rentalOVCtrying tofile overthe phoneBack2BackcallsNeedsrental butnocoverageAutoed inandimmediatelygot a callAny variationof "Whyshould I haveto pay mydeductible?"Does notknow how toread policereportCar isalready at ashop / DTDDeclinedGetting theVIN numberwas astruggleUNKNFOL / DOL/ Location/ DIVSomeone tellsyou somethingthey probablyshould nothaveConfusionaboutinvestigationlinkNocasenumberClaimalreadyfiledFlooding/fire/vandalismReporting aclaim whileactivelydrivingFNOLdone inunder 15minsInterpreterCallInterpreterinterpretswrong / Lostin translationSomeonetransferred acall to you butgave youmisinformationArguing inbackgroundof callHit andRunSomethingcrazy withPilgrim"I don'twant this toaffect mypremium"Caller hasno ideawhere theirown vehicleisCallerputsFNOL repon holdYellingNopolicynumberPolicegavecitation/ticket"I don't wantto file a claimI just wantedto make youaware"Laugh oraudibledisdain aboutride-sharingquestionCar hasalreadybeenrepaired"How muchlonger isthis goingto be?"TransferfromSafeliteHit ahouse/buildingTimebetweencalls whileautoed in isover 20 minsNo OBCbecausewe're toobusyDoes/hasdone Uberor otherserviceMultiplecallswaitingAttorneytries torush youMisdirect(how didthey evenget senthere?)DashcamfootageexistsEscalationemailCalls inwith noinfoFOLmake nosenseYou needto take awalk afterthis oneCalled thewrong insurancecompany / INSDis no longer withPRACCallerunredirectable"Why areyouasking methat"

FNOL Bingo Vol 2 - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Accident happened in bumper-to-bumper traffic
  2. Confusion about texting
  3. Ran a red light
  4. 3 or more cars
  5. Calling from the scene
  6. Interpreter disconnected
  7. disruption by pet/child
  8. FNOL takes over an hour
  9. Call makes you miss a meeting
  10. ETP Declined
  11. A misdirect takes longer than 10 mins
  12. Call goes past lunch / clock out
  13. "I don't do texting"
  14. "The other person is at fault" / "I'm not at fault"
  15. Customer trauma dumps
  16. "It's on the police report"
  17. Any variation of "what is a deductible"
  18. Calling about a scrape
  19. Call dropped
  20. Had to file for OVC
  21. The agent probably should have filed this one for the INSD
  22. Profanity
  23. Someone says "what" or "huh" when you ask if everyone is okay
  24. No photos / will NOT take photos
  25. "Just a fender bender"
  26. You had to say the same thing three or more times
  27. Immediate FOL Info-dump
  28. Unlisted driver or vehicle
  29. Repeatedly talks over you
  30. Rear ended
  31. Tried to file/filing under a cancelled or expired policy
  32. Struck a deer
  33. No Coverage
  34. Glass damage on rental
  35. OVC trying to file over the phone
  36. Back2Back calls
  37. Needs rental but no coverage
  38. Autoed in and immediately got a call
  39. Any variation of "Why should I have to pay my deductible?"
  40. Does not know how to read police report
  41. Car is already at a shop / DTD Declined
  42. Getting the VIN number was a struggle
  43. UNKN FOL / DOL / Location / DIV
  44. Someone tells you something they probably should not have
  45. Confusion about investigation link
  46. No case number
  47. Claim already filed
  48. Flooding/ fire/ vandalism
  49. Reporting a claim while actively driving
  50. FNOL done in under 15 mins
  51. Interpreter Call
  52. Interpreter interprets wrong / Lost in translation
  53. Someone transferred a call to you but gave you misinformation
  54. Arguing in background of call
  55. Hit and Run
  56. Something crazy with Pilgrim
  57. "I don't want this to affect my premium"
  58. Caller has no idea where their own vehicle is
  59. Caller puts FNOL rep on hold
  60. Yelling
  61. No policy number
  62. Police gave citation/ ticket
  63. "I don't want to file a claim I just wanted to make you aware"
  64. Laugh or audible disdain about ride-sharing question
  65. Car has already been repaired
  66. "How much longer is this going to be?"
  67. Transfer from Safelite
  68. Hit a house/building
  69. Time between calls while autoed in is over 20 mins
  70. No OBC because we're too busy
  71. Does/has done Uber or other service
  72. Multiple calls waiting
  73. Attorney tries to rush you
  74. Misdirect (how did they even get sent here?)
  75. Dashcam footage exists
  76. Escalation email
  77. Calls in with no info
  78. FOL make no sense
  79. You need to take a walk after this one
  80. Called the wrong insurance company / INSD is no longer with PRAC
  81. Caller unredirectable
  82. "Why are you asking me that"