ConfusionabouttextingLaugh oraudibledisdain aboutride-sharingquestionTried tofile/filingunder acancelled orexpired policyNoCoverageClaimalreadyfiledAny variationof "Whyshould I haveto pay mydeductible?"InterpreterdisconnectedPolicegavecitation/ticketYou had tosay thesame thingthree ormore timesFNOLtakes overan hourFNOLdone inunder 15minsAccidenthappened inbumper-to-bumpertraffic"How muchlonger isthis goingto be?"CallerunredirectableHad tofile forOVCNeedsrental butnocoverageBack2Backcalls"Why areyouasking methat"NocasenumberSomeone says"what" or "huh"when you askif everyone isokayYou needto take awalk afterthis oneTimebetweencalls whileautoed in isover 20 minsThe agentprobablyshould havefiled this onefor the INSD"I don'twant this toaffect mypremium"Autoed inandimmediatelygot a callRan aredlightDoes/hasdone Uberor otherserviceNo photos/ will NOTtakephotos"I don'tdotexting"InterpreterCallSomethingcrazy withPilgrimHit ahouse/buildingAttorneytries torush youGetting theVIN numberwas astruggleCaller hasno ideawhere theirown vehicleisCalldroppedUnlisteddriver orvehicleUNKNFOL / DOL/ Location/ DIVGlassdamageon rentalArguing inbackgroundof callMultiplecallswaitingNopolicynumberCallmakesyou missa meetingProfanitydisruptionbypet/childImmediateFOL Info-dumpFlooding/fire/vandalismConfusionaboutinvestigationlink"Just afenderbender"Hit andRunRearendedCar isalready at ashop / DTDDeclinedCustomertraumadumpsMisdirect(how didthey evenget senthere?)ETPDeclinedCalled thewrong insurancecompany / INSDis no longer withPRACCalls inwith noinfoSomeonetransferred acall to you butgave youmisinformationDashcamfootageexistsInterpreterinterpretswrong / Lostin translationNo OBCbecausewe're toobusyRepeatedlytalks overyouTransferfromSafeliteReporting aclaim whileactivelydrivingCallerputsFNOL repon holdCallingabout ascrape"I don't wantto file a claimI just wantedto make youaware"3 ormorecarsAnyvariation of"what is adeductible"YellingCar hasalreadybeenrepairedA misdirecttakeslonger than10 minsCallingfrom thesceneOVCtrying tofile overthe phoneStrucka deerDoes notknow how toread policereport"It's onthe policereport"FOLmake nosense"The otherperson is atfault" / "I'mnot at fault"EscalationemailCall goespast lunch/ clock outSomeone tellsyou somethingthey probablyshould nothaveConfusionabouttextingLaugh oraudibledisdain aboutride-sharingquestionTried tofile/filingunder acancelled orexpired policyNoCoverageClaimalreadyfiledAny variationof "Whyshould I haveto pay mydeductible?"InterpreterdisconnectedPolicegavecitation/ticketYou had tosay thesame thingthree ormore timesFNOLtakes overan hourFNOLdone inunder 15minsAccidenthappened inbumper-to-bumpertraffic"How muchlonger isthis goingto be?"CallerunredirectableHad tofile forOVCNeedsrental butnocoverageBack2Backcalls"Why areyouasking methat"NocasenumberSomeone says"what" or "huh"when you askif everyone isokayYou needto take awalk afterthis oneTimebetweencalls whileautoed in isover 20 minsThe agentprobablyshould havefiled this onefor the INSD"I don'twant this toaffect mypremium"Autoed inandimmediatelygot a callRan aredlightDoes/hasdone Uberor otherserviceNo photos/ will NOTtakephotos"I don'tdotexting"InterpreterCallSomethingcrazy withPilgrimHit ahouse/buildingAttorneytries torush youGetting theVIN numberwas astruggleCaller hasno ideawhere theirown vehicleisCalldroppedUnlisteddriver orvehicleUNKNFOL / DOL/ Location/ DIVGlassdamageon rentalArguing inbackgroundof callMultiplecallswaitingNopolicynumberCallmakesyou missa meetingProfanitydisruptionbypet/childImmediateFOL Info-dumpFlooding/fire/vandalismConfusionaboutinvestigationlink"Just afenderbender"Hit andRunRearendedCar isalready at ashop / DTDDeclinedCustomertraumadumpsMisdirect(how didthey evenget senthere?)ETPDeclinedCalled thewrong insurancecompany / INSDis no longer withPRACCalls inwith noinfoSomeonetransferred acall to you butgave youmisinformationDashcamfootageexistsInterpreterinterpretswrong / Lostin translationNo OBCbecausewe're toobusyRepeatedlytalks overyouTransferfromSafeliteReporting aclaim whileactivelydrivingCallerputsFNOL repon holdCallingabout ascrape"I don't wantto file a claimI just wantedto make youaware"3 ormorecarsAnyvariation of"what is adeductible"YellingCar hasalreadybeenrepairedA misdirecttakeslonger than10 minsCallingfrom thesceneOVCtrying tofile overthe phoneStrucka deerDoes notknow how toread policereport"It's onthe policereport"FOLmake nosense"The otherperson is atfault" / "I'mnot at fault"EscalationemailCall goespast lunch/ clock outSomeone tellsyou somethingthey probablyshould nothave

FNOL Bingo Vol 2 - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. Confusion about texting
  2. Laugh or audible disdain about ride-sharing question
  3. Tried to file/filing under a cancelled or expired policy
  4. No Coverage
  5. Claim already filed
  6. Any variation of "Why should I have to pay my deductible?"
  7. Interpreter disconnected
  8. Police gave citation/ ticket
  9. You had to say the same thing three or more times
  10. FNOL takes over an hour
  11. FNOL done in under 15 mins
  12. Accident happened in bumper-to-bumper traffic
  13. "How much longer is this going to be?"
  14. Caller unredirectable
  15. Had to file for OVC
  16. Needs rental but no coverage
  17. Back2Back calls
  18. "Why are you asking me that"
  19. No case number
  20. Someone says "what" or "huh" when you ask if everyone is okay
  21. You need to take a walk after this one
  22. Time between calls while autoed in is over 20 mins
  23. The agent probably should have filed this one for the INSD
  24. "I don't want this to affect my premium"
  25. Autoed in and immediately got a call
  26. Ran a red light
  27. Does/has done Uber or other service
  28. No photos / will NOT take photos
  29. "I don't do texting"
  30. Interpreter Call
  31. Something crazy with Pilgrim
  32. Hit a house/building
  33. Attorney tries to rush you
  34. Getting the VIN number was a struggle
  35. Caller has no idea where their own vehicle is
  36. Call dropped
  37. Unlisted driver or vehicle
  38. UNKN FOL / DOL / Location / DIV
  39. Glass damage on rental
  40. Arguing in background of call
  41. Multiple calls waiting
  42. No policy number
  43. Call makes you miss a meeting
  44. Profanity
  45. disruption by pet/child
  46. Immediate FOL Info-dump
  47. Flooding/ fire/ vandalism
  48. Confusion about investigation link
  49. "Just a fender bender"
  50. Hit and Run
  51. Rear ended
  52. Car is already at a shop / DTD Declined
  53. Customer trauma dumps
  54. Misdirect (how did they even get sent here?)
  55. ETP Declined
  56. Called the wrong insurance company / INSD is no longer with PRAC
  57. Calls in with no info
  58. Someone transferred a call to you but gave you misinformation
  59. Dashcam footage exists
  60. Interpreter interprets wrong / Lost in translation
  61. No OBC because we're too busy
  62. Repeatedly talks over you
  63. Transfer from Safelite
  64. Reporting a claim while actively driving
  65. Caller puts FNOL rep on hold
  66. Calling about a scrape
  67. "I don't want to file a claim I just wanted to make you aware"
  68. 3 or more cars
  69. Any variation of "what is a deductible"
  70. Yelling
  71. Car has already been repaired
  72. A misdirect takes longer than 10 mins
  73. Calling from the scene
  74. OVC trying to file over the phone
  75. Struck a deer
  76. Does not know how to read police report
  77. "It's on the police report"
  78. FOL make no sense
  79. "The other person is at fault" / "I'm not at fault"
  80. Escalation email
  81. Call goes past lunch / clock out
  82. Someone tells you something they probably should not have