Key does notpay closingcosts for non-owner-occupiedproperty. Clientpayswww.nada.comwww.kbb.comwww.edmunds.comIf the client is using amobile home or amanufactured home ascollateral, the homemust be no longer titledas a mobile home andbe fixed to a foundationwhile being taxed andtitled as real propertyFor applications with aborrower and co-borrowers, enter theassets they share onlyonce. For applicationswith a borrower and co-signers, enter eachapplicant’s assetsseparately.Obtain the client's fullfirst name, middle nameand last name whensubmitting anapplication for a vehicleloan in Alaska that willinclude a lien filing.60%LTVLoan Closingat 800-539-3253 (after 24hours ofsubmission)type has a fixed APR,all fees associatedwith this product,including loanorigination fee, latefee and earlytermination fee, NSFfee etc.Upon approval andbefore the loandocuments areprepared, the clientmust provide thisnumber duringclosingmotorcycle RVmarine mobile homeother collateralsecured airplaneSpecialty loans suchas Loan Assist CRACHIRPIf a married applicant, co-borrower, or co-signerresides in a communityproperty state, we requirethe spouse’s name andsocial security number onthe application. In somecircumstances the lendermay require bothsignaturesIF the client has anexisting Key directaccount, refer theclient to Key direct, ifnot Read the out offootprint disclosure- Products andServices tree,select PersonalSecuredBorrowing |AutomobileYES You must speakto the co-borrower toobtain his/herinformation tocomplete theapplication if the co-borrower is not theapplicant's spouse.After importing the informationfrom CE desktop, on theCollateral page, enter thefollowing: Make field, enterPre/ Model field, enterApproval/ In the Year field,enter the oldest year of a carthe caller might want topurchase/For any otherveServices tree,select PersonalHomeOwnership |Home EquityLoan.Mobile homes arenot an acceptableform of collateralfor a home equityloanFalse, KeyBankdoes not acceptapplications forsalvaged and/orrebuilt vehicles.Vacation homes areacceptable as owner-occupied properties, aslong as they are notrented at any timethroughout the year. Inaddition, the client mustlive in the home for atleast six months out ofthe year.75 %LTVAlaska,Idaho,WashingtonAccess the GovernmentMonitoring InformationCollection Form(keyc.00513). there area series of questions todetermine if you mustcollect GMI for the lineof credit.a co- signer is a title on theapplication for a credit productwho is guaranteeingrepayment when the applicantdoes not have sufficient credithistory, vs a co – borroweractually benefits from theloan/loc and is also financiallyresponsibleProperty owned jointlyby a husband and wife(all assets and allliabilities are owned byboth spouses.. even ifthere is just one nameon the loan/loc)Key does notpay closingcosts for non-owner-occupiedproperty. Clientpayswww.nada.comwww.kbb.comwww.edmunds.comIf the client is using amobile home or amanufactured home ascollateral, the homemust be no longer titledas a mobile home andbe fixed to a foundationwhile being taxed andtitled as real propertyFor applications with aborrower and co-borrowers, enter theassets they share onlyonce. For applicationswith a borrower and co-signers, enter eachapplicant’s assetsseparately.Obtain the client's fullfirst name, middle nameand last name whensubmitting anapplication for a vehicleloan in Alaska that willinclude a lien filing.60%LTVLoan Closingat 800-539-3253 (after 24hours ofsubmission)type has a fixed APR,all fees associatedwith this product,including loanorigination fee, latefee and earlytermination fee, NSFfee etc.Upon approval andbefore the loandocuments areprepared, the clientmust provide thisnumber duringclosingmotorcycle RVmarine mobile homeother collateralsecured airplaneSpecialty loans suchas Loan Assist CRACHIRPIf a married applicant, co-borrower, or co-signerresides in a communityproperty state, we requirethe spouse’s name andsocial security number onthe application. In somecircumstances the lendermay require bothsignaturesIF the client has anexisting Key directaccount, refer theclient to Key direct, ifnot Read the out offootprint disclosure- Products andServices tree,select PersonalSecuredBorrowing |AutomobileYES You must speakto the co-borrower toobtain his/herinformation tocomplete theapplication if the co-borrower is not theapplicant's spouse.After importing the informationfrom CE desktop, on theCollateral page, enter thefollowing: Make field, enterPre/ Model field, enterApproval/ In the Year field,enter the oldest year of a carthe caller might want topurchase/For any otherveServices tree,select PersonalHomeOwnership |Home EquityLoan.Mobile homes arenot an acceptableform of collateralfor a home equityloanFalse, KeyBankdoes not acceptapplications forsalvaged and/orrebuilt vehicles.Vacation homes areacceptable as owner-occupied properties, aslong as they are notrented at any timethroughout the year. Inaddition, the client mustlive in the home for atleast six months out ofthe year.75 %LTVAlaska,Idaho,WashingtonAccess the GovernmentMonitoring InformationCollection Form(keyc.00513). there area series of questions todetermine if you mustcollect GMI for the lineof credit.a co- signer is a title on theapplication for a credit productwho is guaranteeingrepayment when the applicantdoes not have sufficient credithistory, vs a co – borroweractually benefits from theloan/loc and is also financiallyresponsibleProperty owned jointlyby a husband and wife(all assets and allliabilities are owned byboth spouses.. even ifthere is just one nameon the loan/loc)

Level 3 Credit Procedures - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
  1. Key does not pay closing costs for non-owner-occupied property. Client pays
  2. www.nada.com www.kbb.com www.edmunds.com
  3. If the client is using a mobile home or a manufactured home as collateral, the home must be no longer titled as a mobile home and be fixed to a foundation while being taxed and titled as real property
  4. For applications with a borrower and co-borrowers, enter the assets they share only once. For applications with a borrower and co-signers, enter each applicant’s assets separately.
  5. Obtain the client's full first name, middle name and last name when submitting an application for a vehicle loan in Alaska that will include a lien filing.
  6. 60% LTV
  7. Loan Closing at 800-539-3253 (after 24 hours of submission)
  8. type has a fixed APR, all fees associated with this product, including loan origination fee, late fee and early termination fee, NSF fee etc.
  9. Upon approval and before the loan documents are prepared, the client must provide this number during closing
  10. motorcycle RV marine mobile home other collateral secured airplane Specialty loans such as Loan Assist CRA CHIRP
  11. If a married applicant, co-borrower, or co-signer resides in a community property state, we require the spouse’s name and social security number on the application. In some circumstances the lender may require both signatures
  12. IF the client has an existing Key direct account, refer the client to Key direct, if not Read the out of footprint disclosure
  13. - Products and Services tree, select Personal Secured Borrowing | Automobile
  14. YES You must speak to the co-borrower to obtain his/her information to complete the application if the co-borrower is not the applicant's spouse.
  15. After importing the information from CE desktop, on the Collateral page, enter the following: Make field, enter Pre/ Model field, enter Approval/ In the Year field, enter the oldest year of a car the caller might want to purchase/For any other ve
  16. Services tree, select Personal Home Ownership | Home Equity Loan.
  17. Mobile homes are not an acceptable form of collateral for a home equity loan
  18. False, KeyBank does not accept applications for salvaged and/or rebuilt vehicles.
  19. Vacation homes are acceptable as owner-occupied properties, as long as they are not rented at any time throughout the year. In addition, the client must live in the home for at least six months out of the year.
  20. 75 % LTV
  21. Alaska, Idaho, Washington
  22. Access the Government Monitoring Information Collection Form (keyc.00513). there are a series of questions to determine if you must collect GMI for the line of credit.
  23. a co- signer is a title on the application for a credit product who is guaranteeing repayment when the applicant does not have sufficient credit history, vs a co – borrower actually benefits from the loan/loc and is also financially responsible
  24. Property owned jointly by a husband and wife (all assets and all liabilities are owned by both spouses.. even if there is just one name on the loan/loc)