- Products andServices tree,select PersonalSecuredBorrowing |AutomobileServices tree,select PersonalHomeOwnership |Home EquityLoan.75 %LTVtype has a fixed APR,all fees associatedwith this product,including loanorigination fee, latefee and earlytermination fee, NSFfee etc.a co- signer is a title on theapplication for a credit productwho is guaranteeingrepayment when the applicantdoes not have sufficient credithistory, vs a co – borroweractually benefits from theloan/loc and is also financiallyresponsibleAccess the GovernmentMonitoring InformationCollection Form(keyc.00513). there area series of questions todetermine if you mustcollect GMI for the lineof credit.YES You must speakto the co-borrower toobtain his/herinformation tocomplete theapplication if the co-borrower is not theapplicant's spouse.If the client is using amobile home or amanufactured home ascollateral, the homemust be no longer titledas a mobile home andbe fixed to a foundationwhile being taxed andtitled as real propertyAfter importing the informationfrom CE desktop, on theCollateral page, enter thefollowing: Make field, enterPre/ Model field, enterApproval/ In the Year field,enter the oldest year of a carthe caller might want topurchase/For any otherveIF the client has anexisting Key directaccount, refer theclient to Key direct, ifnot Read the out offootprint disclosure60%LTVwww.nada.comwww.kbb.comwww.edmunds.comFalse, KeyBankdoes not acceptapplications forsalvaged and/orrebuilt vehicles.Alaska,Idaho,WashingtonObtain the client's fullfirst name, middle nameand last name whensubmitting anapplication for a vehicleloan in Alaska that willinclude a lien filing.Mobile homes arenot an acceptableform of collateralfor a home equityloanUpon approval andbefore the loandocuments areprepared, the clientmust provide thisnumber duringclosingmotorcycle RVmarine mobile homeother collateralsecured airplaneSpecialty loans suchas Loan Assist CRACHIRPFor applications with aborrower and co-borrowers, enter theassets they share onlyonce. For applicationswith a borrower and co-signers, enter eachapplicant’s assetsseparately.If a married applicant, co-borrower, or co-signerresides in a communityproperty state, we requirethe spouse’s name andsocial security number onthe application. In somecircumstances the lendermay require bothsignaturesProperty owned jointlyby a husband and wife(all assets and allliabilities are owned byboth spouses.. even ifthere is just one nameon the loan/loc)Key does notpay closingcosts for non-owner-occupiedproperty. ClientpaysVacation homes areacceptable as owner-occupied properties, aslong as they are notrented at any timethroughout the year. Inaddition, the client mustlive in the home for atleast six months out ofthe year.Loan Closingat 800-539-3253 (after 24hours ofsubmission)- Products andServices tree,select PersonalSecuredBorrowing |AutomobileServices tree,select PersonalHomeOwnership |Home EquityLoan.75 %LTVtype has a fixed APR,all fees associatedwith this product,including loanorigination fee, latefee and earlytermination fee, NSFfee etc.a co- signer is a title on theapplication for a credit productwho is guaranteeingrepayment when the applicantdoes not have sufficient credithistory, vs a co – borroweractually benefits from theloan/loc and is also financiallyresponsibleAccess the GovernmentMonitoring InformationCollection Form(keyc.00513). there area series of questions todetermine if you mustcollect GMI for the lineof credit.YES You must speakto the co-borrower toobtain his/herinformation tocomplete theapplication if the co-borrower is not theapplicant's spouse.If the client is using amobile home or amanufactured home ascollateral, the homemust be no longer titledas a mobile home andbe fixed to a foundationwhile being taxed andtitled as real propertyAfter importing the informationfrom CE desktop, on theCollateral page, enter thefollowing: Make field, enterPre/ Model field, enterApproval/ In the Year field,enter the oldest year of a carthe caller might want topurchase/For any otherveIF the client has anexisting Key directaccount, refer theclient to Key direct, ifnot Read the out offootprint disclosure60%LTVwww.nada.comwww.kbb.comwww.edmunds.comFalse, KeyBankdoes not acceptapplications forsalvaged and/orrebuilt vehicles.Alaska,Idaho,WashingtonObtain the client's fullfirst name, middle nameand last name whensubmitting anapplication for a vehicleloan in Alaska that willinclude a lien filing.Mobile homes arenot an acceptableform of collateralfor a home equityloanUpon approval andbefore the loandocuments areprepared, the clientmust provide thisnumber duringclosingmotorcycle RVmarine mobile homeother collateralsecured airplaneSpecialty loans suchas Loan Assist CRACHIRPFor applications with aborrower and co-borrowers, enter theassets they share onlyonce. For applicationswith a borrower and co-signers, enter eachapplicant’s assetsseparately.If a married applicant, co-borrower, or co-signerresides in a communityproperty state, we requirethe spouse’s name andsocial security number onthe application. In somecircumstances the lendermay require bothsignaturesProperty owned jointlyby a husband and wife(all assets and allliabilities are owned byboth spouses.. even ifthere is just one nameon the loan/loc)Key does notpay closingcosts for non-owner-occupiedproperty. ClientpaysVacation homes areacceptable as owner-occupied properties, aslong as they are notrented at any timethroughout the year. Inaddition, the client mustlive in the home for atleast six months out ofthe year.Loan Closingat 800-539-3253 (after 24hours ofsubmission)

Level 3 Credit Procedures - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


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  1. - Products and Services tree, select Personal Secured Borrowing | Automobile
  2. Services tree, select Personal Home Ownership | Home Equity Loan.
  3. 75 % LTV
  4. type has a fixed APR, all fees associated with this product, including loan origination fee, late fee and early termination fee, NSF fee etc.
  5. a co- signer is a title on the application for a credit product who is guaranteeing repayment when the applicant does not have sufficient credit history, vs a co – borrower actually benefits from the loan/loc and is also financially responsible
  6. Access the Government Monitoring Information Collection Form (keyc.00513). there are a series of questions to determine if you must collect GMI for the line of credit.
  7. YES You must speak to the co-borrower to obtain his/her information to complete the application if the co-borrower is not the applicant's spouse.
  8. If the client is using a mobile home or a manufactured home as collateral, the home must be no longer titled as a mobile home and be fixed to a foundation while being taxed and titled as real property
  9. After importing the information from CE desktop, on the Collateral page, enter the following: Make field, enter Pre/ Model field, enter Approval/ In the Year field, enter the oldest year of a car the caller might want to purchase/For any other ve
  10. IF the client has an existing Key direct account, refer the client to Key direct, if not Read the out of footprint disclosure
  11. 60% LTV
  12. www.nada.com www.kbb.com www.edmunds.com
  13. False, KeyBank does not accept applications for salvaged and/or rebuilt vehicles.
  14. Alaska, Idaho, Washington
  15. Obtain the client's full first name, middle name and last name when submitting an application for a vehicle loan in Alaska that will include a lien filing.
  16. Mobile homes are not an acceptable form of collateral for a home equity loan
  17. Upon approval and before the loan documents are prepared, the client must provide this number during closing
  18. motorcycle RV marine mobile home other collateral secured airplane Specialty loans such as Loan Assist CRA CHIRP
  19. For applications with a borrower and co-borrowers, enter the assets they share only once. For applications with a borrower and co-signers, enter each applicant’s assets separately.
  20. If a married applicant, co-borrower, or co-signer resides in a community property state, we require the spouse’s name and social security number on the application. In some circumstances the lender may require both signatures
  21. Property owned jointly by a husband and wife (all assets and all liabilities are owned by both spouses.. even if there is just one name on the loan/loc)
  22. Key does not pay closing costs for non-owner-occupied property. Client pays
  23. Vacation homes are acceptable as owner-occupied properties, as long as they are not rented at any time throughout the year. In addition, the client must live in the home for at least six months out of the year.
  24. Loan Closing at 800-539-3253 (after 24 hours of submission)