You canrefinance upto 100% ofyour home’svalue.Variable rates cansave you money ifinterest rates drop,and you can switch toa fixed rate atanytime throughoutyour mortgage term.PSR has 7officesthroughoutOntario.Brokers haveaccess tomultiplelenders, notjust one bank.Condos haveadditional lenderconsiderations likereserve fundsufficiency, condofees, and projectstatus that can affectapproval. Higher LTV increasesrisk for lenders,which can lead tostricter approvalcriteria, higher rates,or mandatorymortgage insurance.In Q2 2025, condoapartment sales inthe GTA dropped20.9%year‑over‑year, andcondo townhousesdropped 20.3%.Buyers canqualify withas little as5% down.Brokers areregulated byFSRA and mustact in clients’best interests.Refinancing canfund renovations,debtconsolidation, oreven a child’sdown payment.Paying off yourmortgage earlyis always thebest financialmove.PSR Torontoopened itsdoors in2008.Buyersautomaticallyget the full pre-approvedmortgageamount.Only banksoffercompetitivemortgage ratesin Ontario.PSR was awardedthe best luxuryboutique realestate brokeragein Ontario byLuxury Lifestyle2025.Mortgagebrokers chargehigh fees ontop of yourmortgage.Onlybuyerscare aboutappraisals.Stress testsdon’t apply ifyou’re justrenewing orrefinancing.Brokers can’tcompete withexclusivebankpromotions.Breaking amortgage earlyis alwaysextremelycostly.Mortgageinsurance ratesarestandardizedacross Ontario.In 2021 PSRopened itsfourth officein PortCredit.A lowappraisalautomaticallyvoids themortgage.OREArepresentsnearly 150,000realtors in theprovince.You canrefinance upto 100% ofyour home’svalue.Variable rates cansave you money ifinterest rates drop,and you can switch toa fixed rate atanytime throughoutyour mortgage term.PSR has 7officesthroughoutOntario.Brokers haveaccess tomultiplelenders, notjust one bank.Condos haveadditional lenderconsiderations likereserve fundsufficiency, condofees, and projectstatus that can affectapproval. Higher LTV increasesrisk for lenders,which can lead tostricter approvalcriteria, higher rates,or mandatorymortgage insurance.In Q2 2025, condoapartment sales inthe GTA dropped20.9%year‑over‑year, andcondo townhousesdropped 20.3%.Buyers canqualify withas little as5% down.Brokers areregulated byFSRA and mustact in clients’best interests.Refinancing canfund renovations,debtconsolidation, oreven a child’sdown payment.Paying off yourmortgage earlyis always thebest financialmove.PSR Torontoopened itsdoors in2008.Buyersautomaticallyget the full pre-approvedmortgageamount.Only banksoffercompetitivemortgage ratesin Ontario.PSR was awardedthe best luxuryboutique realestate brokeragein Ontario byLuxury Lifestyle2025.Mortgagebrokers chargehigh fees ontop of yourmortgage.Onlybuyerscare aboutappraisals.Stress testsdon’t apply ifyou’re justrenewing orrefinancing.Brokers can’tcompete withexclusivebankpromotions.Breaking amortgage earlyis alwaysextremelycostly.Mortgageinsurance ratesarestandardizedacross Ontario.In 2021 PSRopened itsfourth officein PortCredit.A lowappraisalautomaticallyvoids themortgage.OREArepresentsnearly 150,000realtors in theprovince.

Keys & Closings Bingo - Call List

(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.


1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
  1. You can refinance up to 100% of your home’s value.
  2. Variable rates can save you money if interest rates drop, and you can switch to a fixed rate at anytime throughout your mortgage term.
  3. PSR has 7 offices throughout Ontario.
  4. Brokers have access to multiple lenders, not just one bank.
  5. Condos have additional lender considerations like reserve fund sufficiency, condo fees, and project status that can affect approval.
  6. Higher LTV increases risk for lenders, which can lead to stricter approval criteria, higher rates, or mandatory mortgage insurance.
  7. In Q2 2025, condo apartment sales in the GTA dropped 20.9% year‑over‑year, and condo townhouses dropped 20.3%.
  8. Buyers can qualify with as little as 5% down.
  9. Brokers are regulated by FSRA and must act in clients’ best interests.
  10. Refinancing can fund renovations, debt consolidation, or even a child’s down payment.
  11. Paying off your mortgage early is always the best financial move.
  12. PSR Toronto opened its doors in 2008.
  13. Buyers automatically get the full pre-approved mortgage amount.
  14. Only banks offer competitive mortgage rates in Ontario.
  15. PSR was awarded the best luxury boutique real estate brokerage in Ontario by Luxury Lifestyle 2025.
  16. Mortgage brokers charge high fees on top of your mortgage.
  17. Only buyers care about appraisals.
  18. Stress tests don’t apply if you’re just renewing or refinancing.
  19. Brokers can’t compete with exclusive bank promotions.
  20. Breaking a mortgage early is always extremely costly.
  21. Mortgage insurance rates are standardized across Ontario.
  22. In 2021 PSR opened its fourth office in Port Credit.
  23. A low appraisal automatically voids the mortgage.
  24. OREA represents nearly 150,000 realtors in the province.