(Print) Use this randomly generated list as your call list when playing the game. There is no need to say the BINGO column name. Place some kind of mark (like an X, a checkmark, a dot, tally mark, etc) on each cell as you announce it, to keep track. You can also cut out each item, place them in a bag and pull words from the bag.
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Buyers can qualify with as little as 5% down.
Variable rates can save you money if interest rates drop, and you can switch to a fixed rate at anytime throughout your mortgage term.
PSR was awarded the best luxury boutique real estate brokerage in Ontario by Luxury Lifestyle 2025.
You can refinance up to 100% of your home’s value.
In 2021 PSR opened its fourth office in Port Credit.
Only banks offer competitive mortgage rates in Ontario.
Brokers have access to multiple lenders, not just one bank.
Refinancing can fund renovations, debt consolidation, or even a child’s down payment.
Breaking a mortgage early is always extremely costly.
Buyers automatically get the full pre-approved mortgage amount.
Brokers are regulated by FSRA and must act in clients’ best interests.
PSR Toronto opened its doors in 2008.
Stress tests don’t apply if you’re just renewing or refinancing.
Mortgage brokers charge high fees on top of your mortgage.
PSR has 7 offices throughout Ontario.
In Q2 2025, condo apartment sales in the GTA dropped 20.9% year‑over‑year, and condo townhouses dropped 20.3%.
Only buyers care about appraisals.
OREA represents nearly 150,000 realtors in the province.
Condos have additional lender considerations like reserve fund sufficiency, condo fees, and project status that can affect approval.
Higher LTV increases risk for lenders, which can lead to stricter approval criteria, higher rates, or mandatory mortgage insurance.
Paying off your mortgage early is always the best financial move.
Brokers can’t compete with exclusive bank promotions.
Mortgage insurance rates are standardized across Ontario.
