This bingo card has a free space and 24 words: Variable rates can save you money if interest rates drop, and you can switch to a fixed rate at anytime throughout your mortgage term., Paying off your mortgage early is always the best financial move., Only banks offer competitive mortgage rates in Ontario., Condos have additional lender considerations like reserve fund sufficiency, condo fees, and project status that can affect approval., Mortgage insurance rates are standardized across Ontario., Higher LTV increases risk for lenders, which can lead to stricter approval criteria, higher rates, or mandatory mortgage insurance., You can refinance up to 100% of your home’s value., A low appraisal automatically voids the mortgage., Buyers automatically get the full pre-approved mortgage amount., PSR Toronto opened its doors in 2008., Refinancing can fund renovations, debt consolidation, or even a child’s down payment., Stress tests don’t apply if you’re just renewing or refinancing., Buyers can qualify with as little as 5% down., Breaking a mortgage early is always extremely costly., In 2021 PSR opened its fourth office in Port Credit., Brokers have access to multiple lenders, not just one bank., Only buyers care about appraisals., PSR has 7 offices throughout Ontario., Mortgage brokers charge high fees on top of your mortgage., PSR was awarded the best luxury boutique real estate brokerage in Ontario by Luxury Lifestyle 2025., OREA represents nearly 150,000 realtors in the province., In Q2 2025, condo apartment sales in the GTA dropped 20.9% year‑over‑year, and condo townhouses dropped 20.3%., Brokers are regulated by FSRA and must act in clients’ best interests. and Brokers can’t compete with exclusive bank promotions..
Flex Lingo Bingo | Mortgage Bingo | Real Estate Lingo Bingo | Banking/ Money Management | Mortgage Bingo
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